IDBI student credit card is one of the good options for managing expenses while studying abroad. Though the bank does not have a dedicated scheme for student credit cards but you can get it issued based on parental income or a fixed deposit account with the bank. IDBI Bank offers around 5 types of credit cards based on income, preference and use. If you have taken an IDBI education loan you can get a credit card easily. The bank also provides multiple options to repay the credit card bill like NEFT, auto debit, cash payment, net banking etc.
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IDBI Bank Student Credit Card: Major Features
IDBI Bank Credit Cards provide benefits best suited to your preferences and lifestyle. You can use IDBI Bank credit cards globally at low exchange costs. These cards offer a lot of privileges designed to suit your status. IDBI Bank credit cards are equipped with EMV Chip and PIN technology. With every spend on your IDBI Bank Credit Card, you earn Delight Points, which can be redeemed as cashback directly into your credit card account. Check some major features of IDBI student credit cards below:
| IDBI Student Credit Card | Major Features |
| Name of the Card | IDBI Bank Credit Card |
| Number of Credit Cards offered | 5 |
| Type of Cards | IDBI Royale Signature Credit Card IDBI Euphoria World Credit Card IDBI Aspire Platinum Credit Card IDBI Imperium Platinum Credit Card IDBI Winnings Credit Card |
| Mode of Application | Online and Offline |
| Eligibility Criteria | Individuals having a certain monthly income and good credit score |
| Repayment Mode | NEFT, Net Banking, Cash, NEFT, Auto-Debit |
Also Read: Want to get a loan from SBI? Check here all about the documents required for SBI education loan
Eligibility Criteria
The eligibility criteria for IDBI student credit cards are the same as for other individuals. Since there is no dedicated scheme for student credit cards, there are no bifurcations in the eligibility criteria. Check some essential eligibility criteria for IDBI student credit card below:
- Applicant must be an Indian citizen
- The primary cardholders must be at least 21 years and a maximum of 60 years of age.
- The add-on cardholder must be at least 18 years of age.
- The CIBIL score of the applicant must be good, at least above 750.
How to Apply for an IDBI Student Credit Card?
The application process for an IDBI student credit card is simple. You can visit the official website of IDBI Bank and apply for the card that suits the best for your requirements. If you are unable to access the internet, you can apply offline by visiting the nearest branch of IDBI Bank. Check the steps involved in the IDBI application process below:
- Visit the official website of IDBI Bank
- Go to the credit card section and check all the features of the card
- Click on the ‘Apply Now’ button
- Enter the primary details like name, contact number, email ID etc
- The bank will contact you for further details
Also Read: Insurance is an important factor which you should consider while taking a loan. Check here all about SBI RiNn Raksha Education Loan Insurance
Documents Required for Credit Card from IDBI Bank
Documents required for an IDBI student credit card include mainly KYC and income documents. The primary cardholder must submit income documents like salary slips, bank statements, ITR etc. Check the list of the documents below:
- Aadhaar Card
- PAN Card
- Last 3 month’s salary slips
- Last 6 months’ bank statements
- Proof of employment
IDBI Bank is one of the best private banks in India and quite popular for credit cards. You can get an IDBI student credit card for both domestic and international uses. Check some common FAQs below:
FAQs
Yes, students can apply for an IDBI credit card, though there is no dedicated student card. They can get a credit card issued based on parental income or a fixed deposit account with IDBI Bank.
IDBI Bank offers five types of credit cards: IDBI Royale Signature, IDBI Euphoria World, IDBI Aspire Platinum, IDBI Imperium Platinum, and IDBI Winnings Credit Card.
IDBI Bank provides multiple options to repay credit card bills like NEFT, auto-debit, cash payments, and net banking.
The primary cardholder must be an Indian citizen between 21 and 60 years old, have a good CIBIL score (at least 750), and show proof of income through documents like salary slips or bank statements.
Applications can be made online via the IDBI Bank website or offline by visiting an IDBI Bank branch.
To know more about education loans, the best bank accounts for students, forex and banking experience for global students or international money transfers, reach out to our experts at 1800572126 to help ease your study abroad experience.
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