We all understand that medical situations are never pleasant, especially when you are travelling. It gets even worse for students who are not in their home country. To protect oneself from such medical contingencies, students planning to study abroad must take travel health insurance. Among various insurance policies available, knowing about the details of Tata AIG health insurance for students must not be missed.
They offer comprehensive insurance coverage to safeguard students from unforeseen medical expenses. Let’s explore how Tata AIG health insurance benefits students planning to study abroad and which is the best plan that suits your requirements.
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Overview of Tata AIG Travel Health Insurance
Tata AIG is one of the best travel insurance companies in India that offers international students a customised travel health insurance plan. Their prices start at just INR 40.82 per day. You can avail of an instant policy as no medical tests are required. Here are some of the features of the same-
- Tata AIG health insurance offers extensive coverage for medical expenses, including hospitalisation expenses, doctor consultations, medical tests, medications, and emergency treatments.
- Whether you are in the UK, US, Canada, Australia, or any other study-abroad destination, Tata AIG provides worldwide coverage ensuring that students are protected wherever they go.
- Tata AIG also covers pre-existing conditions after a specified waiting period depending on the plan chosen.
- Students also get covered for transportation expenses in case of emergency evacuation or repatriation during an unfortunate event of a medical emergency.
- Students also get access to round-the-clock customer support and assistance services.
- You pay in INR and get covered in USD.
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Benefits of Tata AIG Travel Health Insurance
Tata AIG understands the importance of smoother travel experiences, especially for students studying abroad. Thus, their travel health insurance is tailored to provide comprehensive coverage. One can count on Tata AIG travel insurance as it offers various benefits.
- The policy covers COVID-19 treatment if you test positive during your trip and require hospitalisation.
- The policy is cost-effective and starts from just INR 40.82 per day.
- Purchasing Tata AIG travel health insurance is super quick and hassle-free. You don’t require lengthy paperwork and health check-ups.
- Claims can be easily availed online by submitting the documents online on their portal.
- 24/7 customer assistance is provided to help you with claim settlements or resolve your queries.
What’s Covered Under Tata AIG Travel Health Insurance?
Whenever you are buying travel health insurance, it is important to know what’s covered and what’s not. This helps you stay away from the hassles when you want to avail a claim. Tata AIG travel health insurance policy covers COVID-19, baggage, journey, and medical expenses. Let’s get into the details of what is covered under these categories-
COVID-19 Coverage
- The policy covers medical expenses if diagnosed with COVID-19 during the trip and hospitalised.
- Reimbursement is provided in case of unused bookings due to COVID-19 diagnosis before travel.
- Reimburses expenses in case the trip is cut short or interrupted due to COVID-19 diagnosis during travel.
- Coverage is extended due to the lockdown in the destination country.
Baggage Coverage
- The costs are coverage for delayed baggage.
- Reimbursement is provided if the items are stolen or lost from the baggage.
Journey Coverage
- In case the passport is lost, Tata AIG travel health insurance provides coverage for the same.
- Covers damage caused to third-party individuals or property.
- Offers coverage in case of flight hijacking.
- Additional expenses are reimbursed due to delayed flights.
- Assists with travel-related issues.
Medical Coverage
- Covers medical expenses for accidents, illnesses, dental emergencies, and fatalities.
- Covers emergency evacuation to the nearest hospital or back to India.
- Offers a two-way ticket for a family member to assist in the hospital.
- Reimbursement for unused tuition fees if education is interrupted due to illness.
Also Read: Know all about the details of why education loan insurance is important. Check out if it is important to take it or not and how can it benefit to those who take education loan insurance.
How to Buy Tata AIG Travel Health Insurance for Students?
Purchasing the Tata AIG travel health insurance policy for students has many benefits as discussed above. Students can buy the same by following the very simple steps given below-
- Visit the official website of Tata AIG.
- Click on the ‘Travel’ bar.
- Select ‘Studies’ under the ‘Choose Purpose’ category.
- Enter the country you are travelling to.
- Mention the start and end dates of your trip.
- Click on ‘Get Plan’.
- Once you provide your DOB and mobile number, you’ll get customised plans.
- Select the one that suits your needs and requirements.
This was all about Tata AIG travel health insurance. Make sure to check out the details of what is covered and what is not.
FAQs
Tata AIG health insurance is a policy that offers extensive coverage for medical expenses, including hospitalisation expenses, doctor consultations, medical tests, medications, and emergency treatments.
Tata AIG travel health insurance covers 190+ countries. Whether you are in the UK, US, Canada, Australia, or any other study-abroad destination, Tata AIG provides worldwide coverage ensuring that students and travellers are protected wherever they go.
Tata AIG travel health insurance is not very costly. Policy takers can enjoy care-free travel for as little as INR 40.82 per day when they’re travelling internationally.
Tata AIG travel health insurance policy covers COVID-19, baggage, journey, and medical expenses. To protect oneself from such unforeseen contingencies, students planning to study abroad must take travel health insurance.
To buy Tata AIG travel health insurance, you can visit the official website of Tata AIG. Click on the ‘Travel’ bar and select ‘Studies’. Enter the country you are travelling to and mention the start and end dates of your trip. Click on ‘Get Plan’. Once you provide your DOB and mobile number, you’ll get customised plans.
To know more about education loans, the best bank accounts for students, forex and banking experience for global students or international money transfers, reach out to our experts at 1800572126 to help ease your study abroad experience.
