Best Travel Insurance in India 2024

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Travel Insurance is important to secure coverage against unforeseen circumstances that may disrupt your journey. International students travelling abroad must consider taking insurance, just like an education loan insurance. This helps them stay safe from situations like medical emergencies, trip cancellations, or lost baggage. However, with multiple options available, a common question arises- “Which is the best travel insurance in India?”

This blog is a compilation of the best travel insurance in India that offers customised and comprehensive coverage plans for students and leisure travellers. Read on to find out more.

Best Travel Insurance in India

Multiple travel insurance companies offer comprehensive and best plans. Some of the best travel insurance in India are Tata AIG, Reliance General Insurance, Bajaj Allianz Insurance, HDFC ERGO, and ICICI Lombard. Some of the other best travel insurance in India are DIGIT General Insurance, Cholamandalam Insurance, and Oriental Insurance. 

All of them are known for offering customised plans for leisure travellers and international students, making their travel journey smoother. Check out the details of India’s top 5 travel insurance in 2024.

Also Read: Check out the difference between Life Cover under loan insurance and Life Insurance Policy.

Tata AIG

TATA AIG is one the most preferred insurance companies offering the best travel insurance in India. They provide innovative travel insurance solutions with features like coverage for pre-existing medical conditions, emergency evacuation, and hijack. Their commitment to customer satisfaction and quick claim settlement sets them apart in the market.

  • The Tata AIG travel health insurance plan is available in five variants – Plan A, Plan B, Ultimate, Ultimate Plus, and Supreme. 
  • Coverage against lost passports, accidental and medical sickness expenses, study interruptions, etc. 
  • You can get on-the-spot travel insurance for 190+ countries. The prices start at INR 40.82 per day. 
  • The good part is that you pay in INR but get covered in USD. 
  • The policy term is up to 365 days but can be renewed or repurchased.

Reliance General Insurance

Reliance General offers affordable travel insurance plans. These are packed with benefits like trip interruption coverage, loss of checked baggage reimbursement, and emergency medical evacuation. Their user-friendly online platform makes it easy to purchase and manage policies hassle-free.

  • Reliance travel insurance for students includes coverage in four plans- standard, silver, gold, and platinum.
  • Plans start from USD 50,000 to USD 500,000 which can be purchased for a period of up to 2 years.
  • The applicant must intimate Reliance General Insurance within 24 hours of the occurrence of the claim.

Bajaj Allianz Insurance

Bajaj Allianz offers comprehensive and best travel insurance plans in India customised for individuals, families, and senior citizens. Their policies include coverage for medical emergencies, personal accidents, and even adventure sports activities, ensuring a worry-free travel experience.

  • Students travelling abroad must consider Bajaj Allianz Health Insurance as multiple unpredictable expenses are covered on behalf of the insured student. The policy term is up to 3 years.
  • One is not required to take any pre-policy medical health check-up. Their travel insurance plan for students comes in three variants- Student Companion Plan, Student Elite Plan, and Student Prime Plan.
  • The elite plan provides coverage for sports injury medical injuries, treatment for nervous and mental disorders, and treatment for dependency on drugs and alcohol.

Also Read: We have compiled a list of top private student loans for students going to study abroad. Check our blog to learn the details of different lenders helping to fund study-abroad education.

HDFC ERGO

HDFC ERGO is also one of the best travel insurance in India. They offer customizable travel insurance plans with benefits like emergency medical expenses, trip delay coverage, and passport loss reimbursement. Their seamless claim settlement process and extensive network of hospitals worldwide make them a preferred option.

  • They provide three tailor-made plans at competitive premium plans.
  • Medical and dental emergencies are addressed promptly with HDFC ERGO, offering you peace of mind wherever you are in the world.
  • In the unfortunate event of baggage mishaps or in-trip crises, coverage is provided against any losses.

ICICI Lombard

ICICI Lombard provides the best travel insurance in India. They are known for always staying beside their customers in need. Their team comprises highly trained professionals who guide you through emergencies. With their wide range of travel insurance plans, they cater to different travel needs.

  • Features like cashless hospitalization, coverage for trip cancellations, and 24/7 customer assistance make ICICI Lombard a top choice among travellers.
  • You get an instant travel quote without undergoing a medical check-up.
  • Hospitalisation lost or delayed baggage, and third-party liability are covered under the ICICI Lombard travel insurance policy.

This was all about the best travel insurance in India. Among the various options provided, it is important to analyse their plans and choose the one that suits your needs, requirements, and budget.

FAQs

Which is the best travel insurance in India in 2024?

Some of the best travel insurance in India are Tata AIG, Reliance General Insurance, Bajaj Allianz Insurance, HDFC ERGO, and ICICI Lombard. Some of the other best travel insurance in India are DIGIT General Insurance, Cholamandalam Insurance, and Oriental Insurance.

Which insurance company is best for travel insurance in India?

TATA AIG is one the most preferred insurance companies offering the best travel insurance in India. They provide innovative travel insurance solutions with features like coverage for pre-existing medical conditions, emergency evacuation, and hijack.

Do students need travel insurance?

Absolutely. Any student who is planning to travel abroad for higher studies needs student travel insurance. This helps them stay safe from situations like medical emergencies, trip cancellations, or lost baggage.

Which insurance is best for international students?

Bajaj Allianz offers comprehensive and best travel insurance plans in India for students. Their travel insurance plan for students comes in three variants- Student Companion Plan, Student Elite Plan, and Student Prime Plan. Also, the policy term is up to 3 years and the students don’t have to worry about renewal during their undergrad or postgrad study duration.

Who gives the best travel insurance?

Tata AIG, Reliance General Insurance, Bajaj Allianz Insurance, HDFC ERGO, and ICICI Lombard give the best travel insurance to international students and travellers on business or holiday. Their comprehensive plans at competitive premiums make them the best travel insurance companies in India.

To know more about education loans, the best bank accounts for students, forex and banking experience for global students or international money transfers, reach out to our experts at 1800572126 to help ease your study abroad experience.

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About Shubhika Garg

Hey there! I'm Shubhika- a proud graduate in English Literature and Language from Delhi University. My journey as a content writer transitioned from online teacher into the world of words. Stepping into the domain of blogs and articles, I discovered my passion for writing growing deeper and stronger. Having said that, I have experience of writing for diverse industries in automobile, technology, ed-tech, finance and mental-health; crafting details to help you find the solution to what you are looking for. Join me as I invite you all explore and learn together.

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