Sending money internationally is now easier than ever, thanks to digital platforms that provide speed, security, and competitive rates, making them a top choice in 2025. However, the best way to send money internationally depends on your specific needs—whether it’s low fees, fast delivery, or high transaction limits.
In this guide, we’ll explore the top platforms that are the best way to send money internationally, compare their features such as exchange rates, transaction fees, transfer speed, and service reliability—and help you choose the best option for your needs. Let’s dive into the details.
Table of contents
What are the Best Way to Send Money Internationally?
The digitization of the financial sector has transformed how we transfer money globally. According to a 2024 Statista report, the global digital payments market is projected to reach USD 11.5 trillion by 2025, with international transfers driving significant growth. As a result, online platforms have emerged as the best way to send money internationally, offering:
- Enhanced Security: Regulated services ensure safe transactions.
- Convenience: No need to visit a physical bank branch.
- Speed: Funds often reach recipients within hours or days.
Let’s explore the best ways to send money internationally and compare them to help you find the ideal option.
Also Read: What is SWIFT Wire Transfer?
Best Platforms to Send Money Internationally
With so many options available, choosing the best way to send money internationally can feel overwhelming. Fortunately, leading services like Fly.Finance, PayPal, WorldRemit, and Zelle have streamlined the process, offering unique benefits tailored to different needs. Whether you prioritize low fees, fast delivery, or flexibility, this section breaks down the top platforms to help you find the best fit for your next transfer.
Fly.Finance – Best for Low Fees and Competitive Exchange Rates
Fly Finance, the financial arm of Leverage Edu, is a best way to send money internationally because it offers a seamless international money transfer service through Fly Forex. It provides the best exchange rates with no hidden fees on overseas transactions. With a fast and hassle-free onboarding process on the fly.finance/forex portal, it ensures a quick and easy way to send money internationally.
Fly Forex has partnered with multiple financial institutions regulated by the Reserve Bank of India (RBI) and Full-Fledged Money Changers (FFMCs) to ensure secure transfers. Moreover, users can complete transactions online without the need to visit a physical bank or financial institution.
Key Features of fly.finance/forex portal:
| Particulars | Details |
|---|---|
| How It Works | Visit fly.finance/forex, sign up, and initiate a transfer online. |
| Payment Methods | Net Banking, Debit Card, UPI, Wire Transfer |
| Transaction Fees | Net Banking/Wire Transfer/UPI: Free; Debit Card: 1.25%–2.5% |
| Transaction Limits | Min: INR 10,000; Max: $250,000 (INR 2,05,55,125) per financial year |
| Speed | Initiated instantly; funds credited within 3 days |
Why Choose Fly.Finance? It’s ideal for cost-conscious users, especially international students, thanks to its low-cost bank transfer option.
Even though Fly.Finance is the best platform you can choose for international money transfers, no single service is ideal for every situation. Given below are the details of different online money transfer options. Choose the service provider that meets your needs.
PayPal – The Best Way to Send Money Internationally for Large Sums
It is the best way to send money internationally while transferring huge sums of money. It is more impressive than its peers like Venmo due to its accessibility and varied payment methods options. Senders can transfer money to the PayPal accounts of recipients and then the latter can transfer the funds to their bank accounts after 24 hours of receiving the money.
Customers need not link their bank accounts to their PayPal accounts and can use PayPal balance to make payments. This table contains pertinent information about this international money transfer platform:
| Particulars | Details |
| How It Works | Use the PayPal app/website; recipient needs a PayPal account. |
| Payment Methods | Bank Accounts, Credit/Debit Cards, PayPal Balance |
| Transaction Fees | 5% of the amount transferred (Minimum fees: 99 cents; Maximum fees: USD 4.99) |
| Transaction Limits | No cap on total funds for verified accounts. Limitation of up to USD 60,000 for a single transaction |
| Speed | Instantly on PayPal account; 24 hours to the bank account |
Why It’s the Best Way: Ideal for big transactions with global reach.
WorldRemit– Best for Speed
WorldRemit shines as the best way to send money internationally when time is critical. Serving 130+ countries, it offers low-cost cash pickups and rapid transfers. Users of this platform can transfer money through bank accounts, debit cards, Google Pay, Sofort, prepaid cards, Trustly, Interac, iDEAL, and POLi.
International students can sign up for free on this money transfer platform. Here are the details of WorldRemit.
| Particulars | Details |
|---|---|
| How It Works | Sign up free on WorldRemit’s website or app. |
| Payment Methods | Bank Accounts, Debit Cards, Google Pay, Prepaid Cards, and more |
| Transaction Fees | Varies (e.g., USD 1.99 for USD 50 to Mexico Walmart) |
| Transaction Limits | Varies by country; daily and per-transaction caps apply |
| Speed | Instant to 7 days, depending on method |
Why It’s the Best Way: Fast delivery and cash options for urgent needs.
Zelle – Best for Bank Transfers
It is the best way to send money internationally when it comes to direct bank account transfers. Zelle, a peer-to-peer bank transfer platform, is associated with nearly 10,000 financial institutions to ease and speed up bank transfers.
Given below are the important features of Zelle:
| Particulars | Details |
|---|---|
| How It Works | Sign up via your bank or Zelle app (if supported). |
| Payment Methods | Bank Accounts only |
| Transaction Fees | Free to send/receive |
| Transaction Limits | Varies by bank; USD 500/week for non-partnered banks |
| Speed | Instant |
Why It’s the Best Way: Free, instant transfers where available.
Also Read: How to Transfer Money to a Foreign University?
How to Send Money Internationally: Step-by-Step Guide
Wondering how to use the best way to send money internationally? Most platforms follow a simple process that anyone can master. Whether you’re using Fly.Finance or PayPal, this step-by-step guide ensures your transfer goes smoothly.
- Sign Up: Register on your chosen platform with a valid ID (e.g., passport).
- Add Recipient Details: Enter the recipient’s name and banking info.
- Select Currency & Amount: Pick the destination currency and transfer amount.
- Choose Payment Method: Bank accounts are cheapest; cards are faster.
- Track Your Transfer: Monitor progress online or via the app.
Pro Tip: For the best way to send money internationally, opt for fly.finance or bank transfers to minimize fees.
Key Factors to Send Money Internationally
Choosing the best way to send money internationally requires weighing critical factors. Fees, rates, and speed can significantly impact your transfer’s cost and efficiency. Here’s what to evaluate:
- Overhead Charges: Platforms like Fly.Finance and Zelle offer low fee or fee free options.
- Exchange Rates: Compare real-time rates to get the most value.
- Transfer Speed: WorldRemit excels for urgency; Fly.Finance suits planned transfers.
Must Read: How to Send Money Abroad from India?
FAQs on Best Way to Send Money Internationally
Ans. Online payment transfer platforms like Zelle, PayPal, and WorldRemit are some of the accessible and convenient ways to send money internationally.
Ans. Fly.Finance and Paypal is the best way to send money internationally from India for peer-to-peer money transfers.
The cheapest way to send money internationally often involves platforms with low or no fees, like Fly.Finance or Zelle. Fly.Finance offers low fees or free transfers via Net Banking, or Wire Transfer, while Zelle provides fee-free bank-to-bank transfers where supported.
For large sums, Fly.Finance is often the best way to send money internationally due to its high transaction limit of USD 250,000 per year for verified accounts. PayPal also supports up to USD 60,000, making it a strong alternative with lower fees. Check platform limits and rates before transferring significant amounts.
The fastest way to send money internationally depends on your needs. Fly.Finance and WorldRemit offers instant transfers or cash pickups in over 130 countries, while Zelle provides instant bank transfers where available. PayPal delivers funds instantly to a recipient’s PayPal account, with bank transfers taking 24 hours.
Yes, reputable online platforms like Fly.Finance, PayPal, and WorldRemit are safe, as they use encryption and are regulated by authorities (e.g., RBI for Fly.Finance). To ensure the best way to send money internationally is secure, verify the platform’s credentials and avoid sharing sensitive details over unsecured networks.
Exchange rates can make or break the cost-effectiveness of your transfer. Platforms like Fly.Finance offer competitive rates with no hidden fees, often making it the best way to send money internationally. Compare real-time rates across services, as even a small difference can significantly impact larger transactions.
Ans. GPay can be used to send money to Singapore, India, and the United States of America.
To learn more about bank accounts for students, the best education loans, forex, banking experience for global students, or international money transfers, reach out to our experts at 1800572126 to help ease your experience with studying abroad.
Follow Us on Social Media
