HDFC Forex Cards: Types, Features, Benefits, and How to Apply 

HDFC Forex Cards
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Forex Cards are prepaid travel cards that can be loaded with the currency of your choice. Carrying these cards helps in easing the process of making transactions and withdrawing money from the ATMs abroad. You won’t be required to carry cash in your wallet as long as you have this card loaded. HDFC Forex Cards is one of the most preferred options when it comes to Forex Cards for students.

HDFC Bank offers you the best types of Forex Cards in India to make your travel abroad experiences worry-free. These are easy and convenient to use. They have multiple card options and an individual can choose the Forex card as per their requirements. In this blog, you will get to know about the different types of HDFC Forex cards available and what are the features and benefits of using them. 

Also Read: All banks offer a wide range of remittance services like sending money abroad, receiving funds from foreign countries etc. Learn about HDFC Bank remittance services in our blog. 

Types of HDFC Forex Cards

If you are a traveller or a student who wants to study abroad, carrying HDFC Bank ForexPlus cards will help you manage your expenses abroad. Having the right type of HDFC Forex card with you will offer you multiple benefits and the ideal mode to carry currency as per your requirements. 

Type of HDFC Forex CardWho should carry it?
ISIC Student Forex Plus CardIdeal for students studying abroad
Regalia Currency ForexPlus CardIdeal for frequent travellers
Multicurrency ForexPlus CardIdeal for travellers travelling multiple countries
MakeMyTrip ForexPlus CardIdeal for travellers

ISIC Student ForexPlus Card

The ISIC Student ForexPlus Card is the ideal solution for all students looking forward to studying abroad. You can use it for your daily expenses and even withdraw cash. If you compare wire transfer and forex card, you will find the card more efficient. This card is accepted as a global student identity card. 

ISIC Student ForexPlus Card
Credits: HDFC Bank official website

Features and Benefits of ISIC Student ForexPlus Card

  • The card stores confidential information in an encrypted form that provides enhanced security against counterfeiting and skimming card fraud.
  • The card is accepted as a student identity card anywhere across the globe.
  • With a multiple-currency loading feature, the card is protected against exchange rate fluctuations. 
  • An insurance cover worth Rs.5 lakh is available along with the card and offers coverage against misuse of lost or stolen cards. 
  • It also provides an accidental death coverage of Rs.25 lakh along with an insurance cover of up to Rs.50,000 for loss of baggage or personal documents.
  • Comes with a free, complimentary international SIM with talk time worth Rs.200
  • The card can be reloaded any number of times during the validity period at all HDFC Bank branches in India and when abroad the top-up can be done through phone banking or net banking.
  • The card gets activated within 4 hours of receiving the funds from the user.
  • Can be purchased 60 days in advance from the date of travel.

Regalia Currency ForexPlus Card

If you are a frequent traveller, then the Regalia Currency ForexPlus Card is the choice for you. This is the most basic type of Forex Card in India and you can load it with only one currency (which is the USD) and use it to pay for your expenses in USD. 

Regalia Currency ForexPlus Card
Credits: HDFC Bank official website

Features and Benefits of Regalia Currency ForexPlus Card

  • The card is available in US Dollars.
  • No Cross-Currency Conversion charges are applicable. 
  • You get a waiver on ATM Access Fees or ATM ownership charges.
  • Every quarter, you get 2 complimentary lounge access at all international airports across India.
  • You can temporarily block the card when you are not travelling using Prepaid NetBanking. 
  • It is safe and convenient to use and can be instantly reloaded using Prepaid NetBanking.
  • Emergency Cash delivery assistance service is available across the globe in case of loss of card.
  • Protection is provided against misuse, skimming, and counterfeiting to a limit of Rs.5 lakh.
  • Global HDFC Bank PhoneBanking support

Multicurrency ForexPlus Card

If you plan to travel to multiple countries, then the Multicurrency ForexPlus Card is for you. You can load this card with currencies of your choice, with the option to shuffle funds to another currency within just a few steps. This card has the option to load it with up to 23 currencies. 

Multicurrency Forex Card
Credits: HDFC Bank official website

Features and Benefits of Multicurrency ForexPlus Card

  • It is available in 23 currencies and can be used to withdraw cash at point-of-sale terminals (POS) in any currency. 
  • The online currency management feature allows the cardholder to transfer the balance from one currency wallet to another using the prepaid net banking facility.
  • You can avail a backup card, which can be used in case the primary card is lost/stolen.
  • You can enjoy discounts on self-drive car booking, shopping at online stores, and booking a local home.
  • Emergency cash delivery services are provided in case the card is lost or stolen. 
  • A complimentary free international SIM with a talk time of Rs.200 is provided. 
  • Insurance cover worth Rs.5 lakh is offered that protects the card against any misuse due to counterfeiting or skimming.
  • Once the bank receives funds, the card gets activated within 5 to 6 hours and can be used at any international location to withdraw cash from all VISA/MasterCard ATMs and to make payments at POS terminals.

Also Read: Interested in studying abroad but a bit worried about the finances? Escalate your career to the next level with HDFC Bank personal loans for education.

MakeMyTrip HDFC ForexPlus Card

HDFC introduced a co-branded MakeMyTrip ForexPlus Card that offers you the convenience of having multiple currencies ready for you. 

HDFC MMT Forex Card
Credit: MakeMyTrip Official Website

Features and Benefits of MMT HDFC Forex Plus Card

  • MakeMyTrip bookers can avail of this card at zero issuance fee. 
  • You are eligible for an MMTBLACK Membership at no cost. It is the most rewarding travel loyalty program that helps you earn up to 25,000 My Cash on your travel spends.
  • You get to enjoy complimentary lounge access at international airports. 
  • You can grab instant discounts on your flights, hotels, and holiday packages with MakeMyTrip. 
  • The card is available in 22 different currencies which include Australian Dollar, Canadian Dollar, AED, and so on.
  • You are protected against Foreign Exchange Rate fluctuations with this card.

How to Apply for HDFC Forex Cards?

To apply for HDFC Forex Cards- 

  • You can visit the nearest HDFC branch and fill out the application form. 
  • You can apply online by visiting the official website of HDFC Bank. 
  • Click on the category ‘Cards’ and then select ‘Forex Cards’. 
  • Click on ‘Apply Online’ and select the card that suits your requirements. 
  • You need to enter your mobile number to proceed if you are not an existing customer with the bank.
  • Fill out the details and submit the required documents.

Note: The documents required include the Application form, copy of self-attested passport, proof of address, copy of visa if the trip involves multiple countries, airline ticket copy, and PAN Card. 

Anyone is eligible to apply for a ForexPlus card from HDFC Bank. You need not have to be an existing customer of the bank to apply for the same- 

  • Any student who is travelling abroad to pursue higher education is eligible. 
  • Any traveller who is travelling for holidays or personal visits, business travel, employment, or medical treatment can also apply for HDFC Forex Cards.


How long does it take to load an HDFC Bank Forex Card?

It takes a few working hours to load an HDFC Bank Forex Card. Once your card is loaded, you will receive an email notification on your registered mail ID.

Can I withdraw cash from HDFC Bank Forex Card?

Yes, you can withdraw cash using your HDFC Bank Forex Card.

How do I know if my HDFC Bank Forex Card is activated?

You can log in to your HDFC Bank NetBanking portal and check the status of your Forex Card.

How can I reload my HDFC Bank Forex Card?

If you want to reload your HDFC Bank Forex Card you have to go through one of the following methods- online banking, NetBanking, PhoneBanking, or MobileBanking. You can also visit your nearest HDFC Bank branch office and fill up and submit the Forex Reload form or A2 form. 

How long does it take to get an HDFC Forex card once applied?

After applying for the card, it usually takes 3 working days for an HDFC Bank Savings Account customer to get an HDFC Forex Card.

This was all about the different types of HDFC Forex Cards, their features and benefits. To apply for it, you require a list of documents as discussed above. 

To know more about the best bank accounts for students, forex and banking experience for global students or international money transfers, reach out to our experts at 1800572126 to help ease your study abroad experience. 

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About Shubhika Garg

Hey there! I'm Shubhika- a proud graduate in English Literature and Language from Delhi University. My journey as a content writer transitioned from online teacher into the world of words. Stepping into the domain of blogs and articles, I discovered my passion for writing growing deeper and stronger. Having said that, I have experience of writing for diverse industries in automobile, technology, ed-tech, finance and mental-health; crafting details to help you find the solution to what you are looking for. Join me as I invite you all explore and learn together.

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