YES Bank International debit card is one of the best cards to use abroad. Whether it’s paying for tuition, accommodation, or everyday expenses, having access to your money is crucial. This is where the Yes Bank International Debit Card comes in, offering international students a secure, convenient, and cost-effective way to manage their finances overseas. When you open a student account in YES Bank, the bank issues a debit card which can be both in India and abroad. YES Bank account opening process is easy and the card is provided as soon as the account is active. Let’s check all the major features and benefits of YES Bank international debit cards.
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What is the YES Bank International Debit Card?
The Yes Bank International Debit Card is a prepaid card designed specifically for international use. It allows you to make purchases, withdraw cash from ATMs, and manage your finances just like any regular debit card, but with added benefits for students who are studying abroad. YES Bank Forex card is also an option but a debit card can be better. With the Yes Bank International Debit Card, you can access your money in foreign currencies, making it an essential tool for managing expenses abroad.
Do you want to use a Forex card issued by the largest public sector bank in India? Here’s the required information. Check all about SBI Forex Cards
YES Bank International Debit Card: Major Features
The YES Bank International Debit Card is packed with features designed for convenience and security. It offers global acceptance at millions of merchants and ATMs, making it ideal for international use. The card supports multiple currencies, enabling seamless transactions without constant currency conversions. It includes advanced EMV chip technology for secure transactions and provides easy online payment options for tuition, accommodation, and more. Check some major features of the debit card below:
| Features | Description |
| Global Acceptance | Access over 1.25 million ATMs and 25 million merchants worldwide, facilitating seamless international transactions. |
| Enhanced Transaction Limits | Daily ATM withdrawal limit of ₹1,00,000 and daily purchase limit of ₹1,00,000, accommodating substantial financial needs. |
| Complimentary Airport Lounge Access | Enjoy up to 3 complimentary domestic airport lounge accesses per quarter, enhancing travel comfort. |
| Fuel Surcharge Waiver | Receive a 2.5% waiver on fuel surcharges at any petrol pump across India, leading to significant savings on fuel expenses. |
| Insurance Benefits | Avail personal accident insurance cover up to ₹15,00,000 and purchase protection insurance up to ₹25,000, ensuring financial security. |
| Lost Card Liability Protection | Benefit from coverage up to ₹1,00,000 in case of card loss, providing peace of mind against unauthorized transactions. |
| Reward Points Program | Earn complimentary reward points on transactions, redeemable against a variety of products and services, adding value to your spending. |
| Golf Privileges | Enjoy one complimentary golf lesson every calendar month and waiver of green fees at select golf courses in India, catering to golf enthusiasts. |
Why Should Indian Students Choose Yes Bank International Debit Card?
As an international student planning to study abroad, choosing the right financial product is vital. The YES Bank International Debit Card offers several benefits that make it an ideal choice. Check some of the important benefits and the reason why you should choose the YES Bank international debit card below:
- The YES Bank International Debit Card is accepted worldwide, including at millions of online and offline merchants.
- YES Bank International Debit Card comes with multi-currency features, which is a great advantage for students who travel to countries with different currencies. It allows you to load multiple currencies.
- Many international universities and institutions accept payments through debit or credit cards. With the Yes Bank International Debit Card, you can pay your tuition fees, accommodation, and other education-related expenses online with ease.
- Security is a major concern when it comes to banking abroad. The Yes Bank International Debit Card uses EMV chip technology, which makes it highly secure for online and offline transactions.
- Yes Bank offers a special benefit for students: the card comes with no annual fee, making it a cost-effective solution for managing finances while studying abroad.
Are you confused between the uses of a credit card and a Forex card? Check this blog on the difference between a Forex card and a credit card.
How to Apply for Yes Bank International Debit Card?
YES Bank International debit card is provided along with the account opening kit. You can activate the card by visiting any YES Bank ATM. If you haven’t got the debit card with the kit, you can apply for the same by following the steps below:
- Visit the nearest Yes Bank branch: To apply for the international debit card, you will need to visit a Yes Bank branch in India.
- Submit Required Documents: You’ll need to submit documents like proof of identity, proof of address, and proof of admission to your educational institution abroad. Yes Bank may also require additional documents, such as your student visa.
- Fill out the Application Form: After submitting the necessary documents, you’ll need to fill out an application form. A Yes Bank representative will guide you through the process.
- Activate your Card: Once your card is approved and issued, you can activate it via the Yes Bank mobile app or internet banking.
The YES Bank International Debit Card is an essential tool for Indian students studying abroad. With its global acceptance, security features, multi-currency support, and no annual fee, it’s the perfect financial companion for managing your expenses overseas. Check some FAQs in YES Bank international debit card below:
FAQs
The YES BANK International Debit Card is a globally accepted card that allows you to transact in multiple currencies, shop online, withdraw cash, and manage expenses securely while travelling or living abroad.
Yes, the card is accepted at millions of merchants and ATMs globally, making it ideal for international transactions.
No, the debit card works in INR but automatically converts to the local currency of the country you’re in at competitive exchange rates.
Yes, there is a preferential cross-currency markup fee of 1.99% on international transactions, which is lower than many other cards.
You can activate your card through YES BANK’s internet banking, mobile banking app, or by calling customer care.
Yes, the card is equipped with EMV chip technology and additional security features for safe online and offline transactions.
YES BANK offers cards with varying fee structures. For students and premium customers, there may be no annual fees based on the card type.
Yes, you can monitor all transactions and balances in real-time using the YES BANK mobile app or internet banking.
In case of loss or theft, you can immediately block the card using the mobile app, internet banking, or by contacting YES BANK customer care.
The YES BANK International Debit Card is ideal for frequent travellers, international students, and anyone who needs seamless access to funds abroad.
To know more about education loans, the best bank accounts for students, forex and banking experience for global students or international money transfers, reach out to our experts at 1800572126 to help ease your study abroad experience.
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