TD Bank Global Transfer: Limits, Fees, Time, & Exchange Rates

International wire transfers are very common services provided by every bank nowadays. TD Global Transfers is one such service offered by TD Bank that enables customers to send money abroad quickly and smoothly. This can be done via TD’s partnership with Western Union and Visa Direct Services. With TD global transfers, money can be sent internationally to over 200 countries. 

TD Global money transfer facility allows customers to send money directly to the bank account of the beneficiary all around the globe from a valid TD Canadian or US dollar account. Know more about the details about how to send money with TD global transfer, delivery time, applicable fees, and much more in this blog.

TD Global Transfers

TD Global Transfers allows an individual to send money to 200 countries across Africa, America, Oceania, Europe and Asia. TD global money transfer services are the most convenient ways to transfer money. It provides three options to send money- directly to the bank account, cash pickup through Western Union and eligible VISA card. The person can choose any method based on their convenience, needs and requirements. 

All online and mobile transactions are protected by the TD Online and Mobile Security Guarantee. So, all TD global transfers are super secure. The best part is that all transactions made through TD Bank offer competitive exchange rates and fees.

If you decide to send money internationally through TD Global transfer you will be required to have the following information: 

  • Account holder name and full address
  • IBAN or Account number if the beneficiary stays in Europe.
  • Branch number and full address 
  • Institution number 
  • The routing number or SWIFT/BIC code if you are transferring money to the US.

Also Read: Want to send money via the US Bank? Know all about the details like fees, transfer limit, delivery time and others of US Bank International Wire Transfer.

How to Send Money with TD Global Transfer? 

TD global money transfers can be easily made through the TD App or using EasyWeb at competitive exchange rates and transfer fees. The sender must have an eligible TD Canada Trust U.S. or Canadian dollar personal chequing, savings, or line of credit account. First-time users must register themselves and accept the terms and conditions before making the transfers.

To transfer money through TD Global Transfer, follow the steps mentioned below:

Through TD App:

  • Log in to the TD App. 
  • Click on ‘Send Money’ and select the option ‘Globally’.
  • Select the country and enter the amount you want to send.
  • Select the transfer method (direct to the bank, cash pick up or send to card) that suits you and the recipient.
  • Select the account from which the transfer must be made and enter the recipient’s details as asked. 
  • Confirm the information related to the transfer and use the TD Global Transfer transaction history to track the status of your transaction. 

Through EasyWeb:

  • Log in to the EasyWeb.
  • Click on ‘TD Global Transfer’ on the left of the screen.
  • Select the country, enter the amount and review the quotes.
  • Select the transfer method (direct to the bank, cash pick up or send to card) that suits you and the recipient.
  • Select the account to transfer from and enter the recipient information. Review your details and complete your transfer.

Also Read: Want to know about SBI International Money Transfer? Check out our blog to know more about the steps and applicable charges.

TD Global Transfer Limit

There is a transfer limit on how much money can be sent abroad using TD Global transfers. The transfer limit also depends upon the method of transfer chosen. The maximum monthly limit is USD 65,000. There are no limits on the number of transactions you can send each day. However, the total dollar value should not exceed the maximum TD global transfer limit. The table presents a clear picture of the maximum transfer limit based on the method chosen-

TD Global Transfer MethodTD Global Transfer Limit
Direct to Bank AccountDaily limit- USD 6,500
Weekly limit- USD 26,000 
Monthly limit- USD 65,000 
Cash Pick-up with Western UnionDaily limit- USD 999.99
Weekly limit- USD 2,999.99 
Monthly limit- USD 6,999.99
Visa DirectDaily limit- USD 2,500
Weekly limit- USD 10,000
Monthly limit- USD 25,000

TD Global Transfer Fees

TD Global transfer fees are up to USD 25. However, the transfer fee amount is subject to vary and depends upon factors like the amount sent, the recipient country, and the currency of the account funding transaction.

What is the Exchange Rate of TD Bank? 

TD Bank applies a flat fee when a sender wants to process a transfer. As a consumer, you should know about the exchange rate of TD Bank that will be taken into account during international money transfer transactions.

TD Bank’s exchange rate usually includes the markup which signifies that it is going to differ from the real exchange rate which is also known as the mid-market rate. The markup is usually between 4% – 6% which increases the cost of the transfer and hides the full fee that a sender is paying. In some cases, the recipient’s bank sets the exchange rate which makes it impossible for the sender to have control or awareness about the rates used. 

Also Read: Considering sending money overseas through Axis Bank? Read on to find out all about Axis Bank International Transfer in detail.

How Much Time Does International Money Transfer with TD Bank Take? 

According to TD Bank, the international money transfer may take up to 1 to  5 business days. However, the duration depends upon the destination of the transfer and the time taken by the beneficiary’s bank to process the transaction. 

FAQs 

Does TD have global money transfers?

Yes, TD Bank offers global money transfers and gives various options for it along with options of various places in order to provide convenience to its customers. 

How much does TD Bank charge for US international wire transfers?

Mentioned below are the charges levied by TD Bank for US international wire transfers: 
Incoming Wire (both international and domestic) – USD 15 (INR 1,230)
Outgoing Wire (international) – USD 50 (INR 4,100)

What is TD Global’s transfer Limit?

The maximum monthly limit is USD 65,000. However, the exact transfer limit depends upon the method of transfer chosen. There is no limit on the number of money transfers you can do but there is a bar set on the amount of dollars sent in a specific period which excludes the transfer fees.

What is the TD Global transfer fee?

TD Global transfer fees are up to USD 25. However, the transfer fee amount is subject to vary and depends upon factors like the amount sent, the recipient country, and the currency of the account funding transaction.

How can I send money with TD Global transfers?

TD global money transfers can be easily made through the TD App or using EasyWeb at competitive exchange rates and transfer fees. The sender must have an eligible TD Canada Trust U.S. or Canadian dollar personal chequing, savings, or line of credit account. Log in to the account and enter the required details.

This is everything you need to know about TD Bank global transfer. To know more about education loans, the best bank accounts for students, forex and banking experience for global students or international money transfers, reach out to our experts at 1800572126 to help ease your study abroad experience.

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About Prachi Gupta

Prachi is a SEO content writer who have written many well researched blogs in the field of Finance and Education loans. Through her critical thinking and problem solving skills she strives to help students so that they can overcome financial hurdles in their education journey. She comes up with creative answers for students looking for financial aid by fusing her in-depth financial expertise with her compassionate attitude. She is a sought-after expert in the sector due to her dedication to demystifying complicated financial topics. Numerous students have received the advice they require from her articles and thorough guides, enabling them to overcome financial obstacles and realise their educational aspirations.

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