Understanding the SBI Global Debit Card cash withdrawal limits is crucial to avoid transaction failures and unexpected charges. With this card, the domestic ATM withdrawals range up to INR 40,000 per day, international limits differ depending on the country and ATM policies.
You can withdraw cash conveniently in India and abroad, with advanced security features like the EMV chip and contactless payment options. The exact SBI Global Debit Card cash withdrawal limits vary based on location. Let’s explore the details related to withdrawal limits, charges, and tips for effective funds management.
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SBI Global Debit Card Cash Withdrawal Limits
SBI Debit Card cash withdrawal limits generally range from INR 40,000 to INR 1,00,000 for domestic usage and an equivalent amount in foreign currency for international withdrawals.
The SBI Global Debit Card cash withdrawal limit at ATM is INR 40,000 and at Point of Sales (PoS) terminals is INR 75,000. Check out the details below-
- Daily Domestic ATM Withdrawal Limit: INR 40,000. The minimum withdrawal amount is INR 100.
- Daily International ATM Withdrawal Limit: The amount of INR 40,000 in foreign currency varies by country and ATM.
- Daily Domestic POS/Online Transaction Limit: INR 75,000.
- Daily International POS Transaction Limit: Equivalent of INR 75,000 in foreign currency, but varies by country.
- Daily International Online Transaction Limit: Equivalent of INR 50,000 in foreign currency. This is available only on select international websites.
How to check the SBI Debit Card Cash Withdrawal Limit?
To check the cash withdrawal limit of your SBI Debit Card, you can use multiple methods provided by the bank. These include:
- SBI Internet Banking: Log in to your SBI online banking account and navigate to the ‘Debit Card Services’ section to view your card’s withdrawal limits.
- SBI YONO App: Use the SBI YONO mobile app to check your withdrawal limits under the ‘Manage Debit Card’ section.
- ATM Inquiry: Visit an SBI ATM, insert your card, and check the withdrawal limits through the ‘Card Services’ or ‘Mini Statement’ option.
- Customer Care: Call SBI’s customer support helpline to inquire about your debit card limits.
- Branch Visit: Visit your nearest SBI branch and ask for details regarding your debit card withdrawal limits from a bank representative.
Also Read: Discover the SBI YONO cash withdrawal limits. Learn about the maximum and minimum limits at ATMs, PoS, and more.
Charges for Exceeding SBI Global Debit Card Cash Withdrawal Limits
Understanding the charges associated with SBI Global Debit Card cash withdrawals is essential for managing your expenses effectively. While SBI provides a limited number of free transactions each month, exceeding these limits or withdrawing cash internationally may incur additional fees. Being aware of these charges will help you avoid unexpected deductions and optimize your card usage.
| Transaction Type | Charges |
| Free Transactions | Up to 5 free ATM withdrawals per month |
| SBI ATMs (exceeding the free limit) | INR 10 per transaction + GST |
| Other Bank ATMs (exceeding the free limit) | INR 20 per transaction + GST |
| International ATM Cash Withdrawal | INR 100 + 3.5% of the transaction amount + GST |
| International PoS Transaction | 3% of the transaction amount + GST |
| Non-Financial Transactions at other Bank ATMs | INR 8 + GST |
| Insufficient Funds Transaction Decline | INR 20 + GST |
While there isn’t a specific “over-limit” charge, exceeding your free ATM transactions will result in the charges mentioned above. If a transaction is declined due to insufficient funds, a charge of INR 20 + GST may apply.
Also Read: Know about savings account cash withdrawal limits. Learn how to effectively manage your savings and avoid restrictions.
Factors Affecting SBI Global Debit Card Cash Withdrawal Limits
Several factors determine the cash withdrawal limits on your SBI Global Debit Card. These factors include the type of card you hold, your account’s average monthly balance, the location of the ATM you use, and whether you’re making domestic or international withdrawals.
Understanding these factors will help you manage your transactions effectively and avoid additional charges.
Card Type
Different SBI debit cards have varying withdrawal limits.
- SBI Platinum International Debit Card– INR 1,00,000 daily
- SBI Gold International Debit Card- INR 50,000 daily
- SBI Global International Debit Card– INR 40,000 daily
Average Monthly Balance (AMB)
Customers maintaining a monthly balance of INR 1 lakh or more may have unlimited free transactions at both SBI and other bank ATMs.
For balances up to INR 25,000, only 5 free transactions are allowed.
In 6 metro cities (Delhi, Mumbai, Kolkata, Chennai, Bengaluru, Hyderabad), only 3 free transactions are allowed at SBI ATMs for AMB up to INR 1,00,000.
ATM Location
Charges may vary based on whether you’re using an SBI ATM or an ATM of another bank, especially in metro cities. International cash withdrawal limits may also vary from country to country, which also incur debit card foreign transaction fees for withdrawals abroad.
Understanding your SBI Global Debit Card Cash Withdrawal Limits can help you plan your spending and avoid inconvenience during transactions. Whether you’re using the card for everyday expenses or international travel, staying informed about the limits ensures a smooth and secure banking experience. If you’re planning to use your SBI Global Debit Card abroad, always check the local ATM and PoS transaction limits to avoid surprises!
FAQs
The daily ATM withdrawal limit for the SBI Global International Debit Card is INR 40,000.
You can verify your withdrawal limit using the SBI Yono mobile app or by visiting your local SBI branch.
The SBI Global International Debit Card allows for a maximum cash withdrawal of INR 40,000 per day at ATMs.
The daily Point of Sale (POS) transaction limit for the SBI Global International Debit Card is INR 75,000.
Benefits include cashless shopping, EMV chip security, contactless payments, and international usability.
Withdrawal limits vary: SBI Classic and Maestro cards have an INR 40,000 limit, SBI Gold International has an INR 50,000 limit, and SBI Platinum International has an INR 1,00,000 limit.
After exceeding 5 free monthly transactions, you’ll be charged INR 10 per transaction + GST at SBI ATMs and INR 20 per transaction + GST at other bank ATMs.
International ATM cash withdrawals incur a charge of INR 100 + 3.5% of the transaction amount + GST.
The provided search results do not include information about lounge access for the SBI Global Debit Card.
For the SBI Global International Debit Card, the swipe limit (POS transaction limit) is INR 75,000 per day.
To learn more about the best bank accounts for students, education loans, forex, banking experience for global students, or international money transfers, reach out to our experts at 1800572126 to help ease your experience with studying abroad.
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