The SBI Platinum International Debit Card is a premium offering from the State Bank of India (SBI), tailored for individuals seeking convenience, security, and exclusive perks. Whether you’re a frequent traveller, an international student, or a global shopper, this card provides seamless transactions, complimentary airport lounge access, and a rewarding loyalty program.
If you’re looking for a debit card that enhances your lifestyle with seamless international transactions and premium features, this guide will cover everything about the SBI Platinum International Debit Card you need to know.
Table of contents
- Features of the SBI Platinum International Debit Card
- Benefits of SBI Platinum International Debit Card
- Daily Transaction and Cash Withdrawal Limits
- Issuance and Maintenance Charges of SBI Platinum Cards
- Who Can Get the SBI Platinum International Debit Card?
- How to Apply for the SBI Platinum International Debit Card?
- Comparison of SBI Classic, Gold, and Platinum International Debit Cards
- FAQs
What Is the SBI Platinum International Debit Card?
The SBI Platinum international debit card is a high-end debit card designed for both domestic and international use. Unlike standard SBI debit cards, it offers enhanced benefits such as higher transaction limits, global acceptance, and exclusive rewards through the SBI Rewardz program.
Ideal for those who value convenience and premium perks, this card is perfect for managing finances at home and abroad. Here are the key highlights of the card:
- Global Accessibility: Accepted at over 52 lakh merchant outlets in India and 30 million worldwide.
- Premium Perks: Complimentary airport lounge access and a robust reward points system.
- High Transaction Limits: Supports large transactions and withdrawals, ideal for big spenders.
Features of the SBI Platinum International Debit Card
The SBI Platinum International Debit Cards are similar to Forex cards with international lounge access. It is designed to cater to a wide variety of needs, ensuring you enjoy a seamless and secure experience both in India and internationally. Below are the key features that make this card stand out.
Complimentary Airport Lounge Access
Relax in comfort before your flights with complimentary access to select airport lounges across India and worldwide. This feature is available for cards issued under RuPay, Visa, and MasterCard networks, subject to terms and conditions set by the respective card networks.
- Domestic Lounges: Access select lounges in major Indian airports (up to 4 visits per year, depending on the card variant).
- International Lounges: Available for select international airports, enhancing your travel experience.
Global Acceptance for Seamless Transactions
The SBI Platinum international debit card is accepted at millions of merchant outlets globally, making it a versatile tool for shopping, dining, and more.
- Accepted at over 52 lakh merchant outlets in India and 30 million locations worldwide.
- Supports transactions in international stores, restaurants, and e-commerce platforms.
- Enables contactless transactions for quick and secure payments.
Secure Online and E-commerce Transactions
The SBI Platinum International Debit Card ensures secure online shopping with advanced fraud protection.
- OTP Verification: One-time password (OTP) for secure online transactions.
- EMV Chip: Enhanced security for in-store and online purchases.
- Fraud Protection: Coverage against theft or damage on purchases up to INR 50,000 for 90 days.
Flexible ATM Withdrawals
Access cash anytime, anywhere with high withdrawal limits at SBI and international ATMs.
- Withdraw cash from SBI ATMs and international ATMs globally.
- Daily cash withdrawal limit of INR 1,00,000, ensuring convenience.
Also Read: Check out this blog if you are planning to take an SBI education loan. Know the application process in our blog on how to apply for an education loan in SBI.
Benefits of SBI Platinum International Debit Card
One of the most attractive features of this SBI Platinum international debit card is the SBI Rewardz Program, a loyalty program that rewards you with points for every transaction.
These rewards and points come with hassle-free redemption that helps you avail yourself of exclusive discounts and offers on entertainment, dining, and lifestyle experiences. Here’s how you can benefit:
| Feature | Details |
|---|---|
| Standard Rewards | Earn 2 reward points for every INR 200 spent on shopping, dining, fuel, or travel. |
| Activation Bonus | Get 300 bonus points for making three transactions of INR 2000+ within two months of activation. |
| Milestone Bonus | Earn 1,000 points for every INR 1,00,000 spent in a financial year. |
| Birthday Bonus | Get 2x reward points during your birthday month. |
| International Transactions | Earn 2x reward points on spending abroad. |
| Partner Brand Rewards | Earn extra points for purchases with SBI Rewardz partner brands. |
Your accumulated reward points can be redeemed for:
- Movie tickets via BookMyShow.
- Merchandise & e-vouchers for electronics, gifts, and home goods.
- Travel bookings for flights, hotels, and bus tickets.
- Bill payments (mobile, DTH, gas, electricity, etc.).
- Exclusive partner brand discounts.
Daily Transaction and Cash Withdrawal Limits
SBI Platinum International Debit Card offers flexible transaction limits for both domestic and international use. This gives cardholders the freedom to manage their finances conveniently, whether they’re at home or abroad.
Cash Withdrawal Limits
| Transaction Type | Limit Details |
| Domestic ATM Withdrawals | Minimum INR 100 Maximum INR 1,00,000 per day |
| International ATM Withdrawals | Limits vary by country, generally capped at INR 1,00,000 (equivalent in foreign currency) |
Point-of-sale (PoS) / Online Transaction Limits
| Transaction Type | Limit Details |
| Domestic PoS/Online Transactions | INR 75,000 per day |
| International PoS/Online Transactions | INR 75,000 (equivalent in foreign currency) |
| Online Transactions (International Websites) | INR 50,000 per month |
Also Read: Learn all about SBI International Debit Cards, including SBI PayPass and PayWave International debit cards.
Issuance and Maintenance Charges of SBI Platinum Cards
The SBI Platinum International Debit Card comes with an issuance charge and an annual maintenance fee. Here’s a quick breakdown:
| Particulars | Charges |
| Issuance Charges | INR 300 + GST |
| Annual Maintenance Charges | INR 250 + GST |
| Card Replacement Charges | INR 300 + GST |
| International Transaction Fee | 3% + GST |
| Reward Redemption Fee | INR 99 + GST |
| Note: Charges are subject to revision. Users are encouraged to check the official website or contact SBI customer service for updates. | |
Who Can Get the SBI Platinum International Debit Card?
The SBI Platinum International Debit Card is designed to cater to a variety of users, offering unique benefits for those who frequently travel or shop globally. Here’s how it can be a perfect fit for different types of cardholders:
1. Ideal for International Students- International students can enjoy a wide range of benefits using the SBI Platinum debit card. You can also consider applying for an SBI student Credit card to get more benefits.
- Easily pay for tuition fees, rent, or other living expenses abroad.
- Online Shopping: Shop for books, supplies, and services from international online stores.
- Withdraw cash at ATMs across the globe conveniently.
- Accumulate reward points on spending, which can be redeemed for discounts on travel, shopping, and bill payments.
2. Frequent Flyers- For frequent travellers, the SBI Platinum international debit card offers complimentary airport lounge access. One can relax in comfort while waiting for your flight, with free access to select airport lounges worldwide, making it ideal for long-haul journeys and frequent flyers.
Also Read: Check here all about SBI zero balance account. Know minimum balance requirements. Check out the interest rates, benefits and how to apply.
How to Apply for the SBI Platinum International Debit Card?
Applying for an SBI Platinum International Debit Card is simple! You can do it online or by visiting your nearest branch. Here’s a step-by-step guide for each method:
Apply Online via YONO SBI or Internet Banking
Step 1: Log in to your YONO SBI App or SBI Internet Banking account.
Step 2: Go to “Cards” > “Debit Card Services”
Step 3: Choose “Request ATM/Debit Card”
Step 4: Select the account number and choose Platinum International Debit Card from the options
Step 5: Confirm your details and submit the request
Tip: Your card will be delivered to your registered address within 7-10 working days.
Apply Offline via Branch
Step 1: Visit your nearest SBI branch
Step 2: Fill out the Debit Card Application Form
Step 3: Select “Platinum International Debit Card” as the preferred card
Step 4: Submit the form along with a copy of your ID proof
Step 5: You’ll receive the card by post once approved
Pro Tip: If you have an SBI account, you may request instant issuance at select branches.
Comparison of SBI Classic, Gold, and Platinum International Debit Cards
Choosing the right debit card can be tricky with so many options available. Here’s a quick comparison to help you decide which SBI debit card suits your needs the best:
| Feature | SBI Classic | SBI Gold | SBI Platinum International |
|---|---|---|---|
| Lounge Access | No | Limited | Complimentary (4/year) |
| Daily ATM Limit | INR 50,000 | INR 1,00,000 | INR 1,00,000 |
| International Transaction Fee | 3.5% + GST | 3.5% + GST | 3.5% + GST |
| Reward Points | 1 per INR 200 | 1.5 per INR 200 | 2 per INR 200 (5x on int’l spends) |
| Annual Fee | INR 150 + GST | INR 200 + GST | INR 250 + GST |
Pro Tip: If you frequently travel or shop internationally, the Platinum International Debit Card gives you the best value with higher rewards and complimentary lounge access.
The SBI Platinum International Debit Card is a versatile and rewarding financial tool that offers convenience, security, and premium benefits like airport lounge access, a generous reward program, and global accessibility. Whether you’re an international student looking for a reliable card for overseas transactions or a frequent traveller in need of a travel-friendly card, this card has you covered.
With the ability to earn rewards on all your purchases and access exclusive benefits, it’s an excellent choice for anyone looking to make the most of their financial transactions.
To learn more about education loans, the best bank accounts for students, forex, banking experience for global students, or international money transfers, reach out to our experts at 1800572126 to help ease your experience with studying abroad.
FAQs
The SBI Platinum International Debit Card is a premium card offering global access, airport lounge access, and rewards points on every transaction.
For the SBI Platinum international debit card, you can apply via SBI’s Internet Banking, by selecting e-Services > ATM Card Services > Request ATM/Debit Card > My Card. Alternatively, visit the nearest SBI branch.
The SBI Platinum international debit card offers global acceptance, airport lounge access, cashback rewards, secure online transactions, and the ability to earn SBI Rewardz points for every purchase.
Yes, there is a daily transaction limit on the SBI Platinum international debit card. The maximum daily point-of-sale (PoS) and online transaction limit is INR 2,00,000 domestically, and international limits vary depending on the country.
Yes, the SBI Platinum international debit card is accepted globally for purchases and ATM withdrawals, and you can earn double reward points for international transactions.
The SBI Platinum international debit card allows a daily ATM withdrawal limit of INR 1,00,000 domestically. For international withdrawals, the limit depends on the country but is generally equivalent to INR 1,00,000.
Yes, the SBI Platinum international debit card provides complimentary access to airport lounges, subject to terms and conditions, and is available at select airports.
The issuance fee for SBI Platinum international debit card is INR 300 plus GST, and the annual maintenance fee is INR 250 plus GST. Replacement charges are INR 300 plus GST.
You can redeem your points through the SBI Rewardz website, the YONO app, or partner outlets for movie tickets, shopping, bill payments, or travel bookings.
If your card is lost or damaged, you can request a replacement via Internet Banking, by visiting an SBI branch, or through the 24×7 SBI helpline. Replacement charges apply.
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