The SBI Platinum International Debit Card is a premium offering from the State Bank of India, providing an array of exclusive features and benefits. Unlike other standard SBI international debit cards, the Platinum version comes with additional perks, such as complimentary airport lounge access, making it a great choice for frequent travellers and global citizens. This card is designed to offer convenience, security, and rewards to users, whether they are shopping, travelling, or managing their finances. Let’s explore the features, benefits, rewards, and charges associated with this blog.
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Features of the SBI Platinum International Debit Card
The SBI Platinum International Debit Cards are similar to Forex cards with international lounge access. It is designed to cater to a wide variety of needs, ensuring you enjoy a seamless and secure experience both in India and internationally.
Airport Lounge Access
One of the standout features of the SBI Platinum International Debit Card is its complimentary airport lounge access, which is available at select airports across India. This benefit applies to cards issued through RuPay, Visa, and MasterCard networks, giving you a premium experience while travelling.
Global Acceptance
The card is accepted at over 52 lakh merchant outlets across India and more than 30 million locations globally, allowing you to make purchases with ease anywhere in the world.
Whether you’re shopping at retail stores, dining at restaurants, or purchasing online, this card has you covered.
Online and E-commerce Transactions
You can use the card for online purchases, including booking movie tickets, paying bills, buying products, and more. The card also offers safe e-commerce transactions, ensuring your online shopping experience is smooth and secure.
ATM Withdrawals
The card allows you to withdraw cash from SBI ATMs or any other ATMs globally. With a daily cash withdrawal limit of up to INR 1,00,000, it offers plenty of flexibility for handling cash needs.
Also Read: Check out this blog if you are planning to take an SBI education loan. Know the application process in our blog on how to apply for an education loan in SBI.
Benefits of SBI Platinum International Debit Card
One of the most attractive features of this card is the SBI Rewardz Program, a loyalty program that rewards you with points for every transaction. These rewards and points come with hassle-free redemption that helps you avail exclusive discounts and offers on entertainment, dining, and lifestyle experiences. Here’s how you can benefit:
| Feature | Details |
| Standard Rewards | Earn 2 reward points for every INR 200 spent on shopping (online or in-store), dining, fuel, or travel. |
| Activation Bonus | Earn up to 300 Bonus Reward Points for making 3 transactions of INR 2000 or more within 2 months of activation. |
| Milestone Bonus | Earn 1000 reward points for every INR 1,00,000 spent (online or in-store) during the financial year. |
| Birthday Bonus | Get 2x reward points on all transactions during your birthday month. |
| International Transactions | Earn 2x reward points on spending abroad. |
| Partner Brand Rewards | Earn additional points for purchases made with partner brands under the SBI Rewardz program. |
Your accumulated reward points can be redeemed for:
- Movie tickets via Book My Show
- Merchandise & E-vouchers for home goods, electronics, gifting, and more
- Travel bookings for flights, hotels, and bus tickets
- Recharge & Bill payments, including mobile, DTH, gas, and electricity bills
- Partner brand discounts are available at select online and in-store locations
Daily Transaction and Cash Withdrawal Limits
SBI Platinum International Debit Card offers flexible transaction limits for both domestic and international use. This gives cardholders the freedom to manage their finances conveniently, whether they’re at home or abroad.
Cash Withdrawal Limits
| Transaction Type | Limit Details |
| Cash Withdrawal (Domestic ATMs) | Minimum of INR 100, maximum of INR 1,00,000 per day. |
| Cash Withdrawal (International ATMs) | Limits vary by country but are generally capped at the equivalent of INR 1,00,000 in foreign currency. |
Point-of-Sale (PoS) / Online Transaction Limits
| Transaction Type | Limit Details |
| PoS/Online Transactions (Domestic) | Maximum of INR 75,000 per day. |
| PoS/Online Transactions (International) | Varies by country, with a maximum limit equivalent to INR 75,000 in foreign currency. |
| Online Transactions (Select International Websites) | Capped at INR 50,000 per month. |
Also Read: Know all about the SBI education loan repayment plan here and repay your loan efficiently. Check the various online payment methods.
Issuance and Maintenance Charges
The SBI Platinum International Debit Card comes with an issuance charge and an annual maintenance fee. Here’s a quick breakdown:
| Particulars | Charges |
| Issuance Charges | INR 300 + GST |
| Annual Maintenance Charges | INR 250 + GST |
| Card Replacement Charges | INR 300 + GST |
| Note: Charges are subject to revision. Users are encouraged to check the official website or contact SBI customer service for updates. | |
Who Can Benefit from the SBI Platinum International Debit Card?
The SBI Platinum International Debit Card is designed to cater to a variety of users, offering unique benefits for those who frequently travel or shop globally. Here’s how it can be a perfect fit for different types of cardholders:
1. Ideal for International Students- International students can enjoy a wide range of benefits using the SBI Platinum debit card. You can also consider applying for an SBI student Credit card to get more benefits.
- Easily pay for tuition fees, rent, or other living expenses abroad.
- Online Shopping: Shop for books, supplies, and services from international online stores.
- Withdraw cash at ATMs across the globe conveniently.
- Accumulate reward points on spending, which can be redeemed for discounts on travel, shopping, and bill payments.
2. Frequent Flyers- For frequent travellers, this card offers complimentary airport lounge access. One can relax in comfort while waiting for your flight, with free access to select airport lounges worldwide, making it ideal for long-haul journeys and frequent flyers.
Also Read: Check here all about SBI zero balance account. Know minimum balance requirements. Check out the interest rates, benefits and how to apply.
Final Thoughts
The SBI Platinum International Debit Card is a versatile and rewarding financial tool that offers convenience, security, and premium benefits like airport lounge access, a generous reward program, and global accessibility. Whether you’re an international student looking for a reliable card for overseas transactions or a frequent traveller in need of a travel-friendly card, this card has you covered.
With the ability to earn rewards on all your purchases and access exclusive benefits, it’s an excellent choice for anyone looking to make the most of their financial transactions.
To learn more about education loans, the best bank accounts for students, forex, banking experience for global students, or international money transfers, reach out to our experts at 1800572126 to help ease your experience with studying abroad.
FAQs
The SBI Platinum International Debit Card is a premium card offering global access, airport lounge access, and rewards points on every transaction.
You can apply via SBI’s Internet Banking, by selecting e-Services > ATM Card Services > Request ATM/Debit Card > My Card. Alternatively, visit the nearest SBI branch.
The card offers global acceptance, airport lounge access, cashback rewards, secure online transactions, and the ability to earn SBI Rewardz points for every purchase.
Yes, the maximum daily point-of-sale (PoS) and online transaction limit is INR 2,00,000 domestically, and international limits vary depending on the country.
Yes, the card is accepted globally for purchases and ATM withdrawals, and you can earn double reward points for international transactions.
The card allows a daily ATM withdrawal limit of INR 1,00,000 domestically. For international withdrawals, the limit depends on the country but is generally equivalent to INR 1,00,000 INR.
Yes, the card provides complimentary access to airport lounges, subject to terms and conditions and is available at select airports.
The issuance fee is INR 300 plus GST, and the annual maintenance fee is INR 250 plus GST. Replacement charges are INR 300 plus GST.
You can redeem your points through the SBI Rewardz website, the YONO app, or partner outlets for movie tickets, shopping, bill payments, or travel bookings.
If your card is lost or damaged, you can request a replacement via Internet Banking, by visiting an SBI branch, or through the 24×7 SBI helpline. Replacement charges apply.
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