The SBI Platinum International Debit Card is a premium offering from the State Bank of India, designed for individuals who seek convenience, security, and exclusive perks. Unlike standard SBI debit cards, the Platinum variant offers additional benefits, such as complimentary airport lounge access, higher withdrawal and transaction limits, and a reward program, making it an ideal choice for frequent travelers and global shoppers.
If you’re looking for a debit card that enhances your lifestyle with seamless international transactions and premium features, this guide will cover everything you need to know.
Table of contents
Features of the SBI Platinum International Debit Card
The SBI Platinum International Debit Cards are similar to Forex cards with international lounge access. It is designed to cater to a wide variety of needs, ensuring you enjoy a seamless and secure experience both in India and internationally.
Airport Lounge Access
- Enjoy complimentary access to select airport lounges across India.
- Available for cards issued under RuPay, Visa, and MasterCard networks.
- Provides a premium travel experience with added comfort while waiting for flights.
Global Acceptance
- Accepted at over 52 lakh merchant outlets in India and 30 million locations worldwide.
- Supports transactions in international stores, restaurants, and e-commerce platforms.
- Enables contactless transactions for quick and secure payments.
Online and E-commerce Transactions
- Securely shop online for movie tickets, bill payments, and shopping.
- Offers fraud protection and OTP verification for safe transactions.
ATM Withdrawals
- Withdraw cash from SBI ATMs and international ATMs globally.
- Daily cash withdrawal limit of INR 1,00,000, ensuring convenience.
Also Read: Check out this blog if you are planning to take an SBI education loan. Know the application process in our blog on how to apply for an education loan in SBI.
Benefits of SBI Platinum International Debit Card
One of the most attractive features of this card is the SBI Rewardz Program, a loyalty program that rewards you with points for every transaction.
These rewards and points come with hassle-free redemption that helps you avail yourself of exclusive discounts and offers on entertainment, dining, and lifestyle experiences. Here’s how you can benefit:
| Feature | Details |
|---|---|
| Standard Rewards | Earn 2 reward points for every INR 200 spent on shopping, dining, fuel, or travel. |
| Activation Bonus | Get 300 bonus points for making three transactions of INR 2000+ within two months of activation. |
| Milestone Bonus | Earn 1,000 points for every INR 1,00,000 spent in a financial year. |
| Birthday Bonus | Get 2x reward points during your birthday month. |
| International Transactions | Earn 2x reward points on spending abroad. |
| Partner Brand Rewards | Earn extra points for purchases with SBI Rewardz partner brands. |
Your accumulated reward points can be redeemed for:
- Movie tickets via BookMyShow.
- Merchandise & e-vouchers for electronics, gifts, and home goods.
- Travel bookings for flights, hotels, and bus tickets.
- Bill payments (mobile, DTH, gas, electricity, etc.).
- Exclusive partner brand discounts.
Daily Transaction and Cash Withdrawal Limits
SBI Platinum International Debit Card offers flexible transaction limits for both domestic and international use. This gives cardholders the freedom to manage their finances conveniently, whether they’re at home or abroad.
Cash Withdrawal Limits
| Transaction Type | Limit Details |
| Domestic ATM Withdrawals | Minimum INR 100 Maximum INR 1,00,000 per day |
| International ATM Withdrawals | Limits vary by country, generally capped at INR 1,00,000 (equivalent in foreign currency) |
Point-of-sale (PoS) / Online Transaction Limits
| Transaction Type | Limit Details |
| Domestic PoS/Online Transactions | INR 75,000 per day |
| International PoS/Online Transactions | INR 75,000 (equivalent in foreign currency) |
| Online Transactions (International Websites) | INR 50,000 per month |
Also Read: Know all about the SBI education loan repayment plan here and repay your loan efficiently. Check the various online payment methods.
Issuance and Maintenance Charges
The SBI Platinum International Debit Card comes with an issuance charge and an annual maintenance fee. Here’s a quick breakdown:
| Particulars | Charges |
| Issuance Charges | INR 300 + GST |
| Annual Maintenance Charges | INR 250 + GST |
| Card Replacement Charges | INR 300 + GST |
| Note: Charges are subject to revision. Users are encouraged to check the official website or contact SBI customer service for updates. | |
Who Can Benefit from the SBI Platinum International Debit Card?
The SBI Platinum International Debit Card is designed to cater to a variety of users, offering unique benefits for those who frequently travel or shop globally. Here’s how it can be a perfect fit for different types of cardholders:
1. Ideal for International Students- International students can enjoy a wide range of benefits using the SBI Platinum debit card. You can also consider applying for an SBI student Credit card to get more benefits.
- Easily pay for tuition fees, rent, or other living expenses abroad.
- Online Shopping: Shop for books, supplies, and services from international online stores.
- Withdraw cash at ATMs across the globe conveniently.
- Accumulate reward points on spending, which can be redeemed for discounts on travel, shopping, and bill payments.
2. Frequent Flyers- For frequent travellers, this card offers complimentary airport lounge access. One can relax in comfort while waiting for your flight, with free access to select airport lounges worldwide, making it ideal for long-haul journeys and frequent flyers.
Also Read: Check here all about SBI zero balance account. Know minimum balance requirements. Check out the interest rates, benefits and how to apply.
Final Thoughts
The SBI Platinum International Debit Card is a versatile and rewarding financial tool that offers convenience, security, and premium benefits like airport lounge access, a generous reward program, and global accessibility. Whether you’re an international student looking for a reliable card for overseas transactions or a frequent traveller in need of a travel-friendly card, this card has you covered.
With the ability to earn rewards on all your purchases and access exclusive benefits, it’s an excellent choice for anyone looking to make the most of their financial transactions.
To learn more about education loans, the best bank accounts for students, forex, banking experience for global students, or international money transfers, reach out to our experts at 1800572126 to help ease your experience with studying abroad.
FAQs
The SBI Platinum International Debit Card is a premium card offering global access, airport lounge access, and rewards points on every transaction.
You can apply via SBI’s Internet Banking, by selecting e-Services > ATM Card Services > Request ATM/Debit Card > My Card. Alternatively, visit the nearest SBI branch.
The card offers global acceptance, airport lounge access, cashback rewards, secure online transactions, and the ability to earn SBI Rewardz points for every purchase.
Yes, the maximum daily point-of-sale (PoS) and online transaction limit is INR 2,00,000 domestically, and international limits vary depending on the country.
Yes, the card is accepted globally for purchases and ATM withdrawals, and you can earn double reward points for international transactions.
The card allows a daily ATM withdrawal limit of INR 1,00,000 domestically. For international withdrawals, the limit depends on the country but is generally equivalent to INR 1,00,000 INR.
Yes, the card provides complimentary access to airport lounges, subject to terms and conditions and is available at select airports.
The issuance fee is INR 300 plus GST, and the annual maintenance fee is INR 250 plus GST. Replacement charges are INR 300 plus GST.
You can redeem your points through the SBI Rewardz website, the YONO app, or partner outlets for movie tickets, shopping, bill payments, or travel bookings.
If your card is lost or damaged, you can request a replacement via Internet Banking, by visiting an SBI branch, or through the 24×7 SBI helpline. Replacement charges apply.
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