Bank of Baroda debit cards with lounge access are an excellent choice to enhance your travel and lifestyle experience. They offer premium benefits, including complimentary airport lounge access. These cards cater to high-net-worth individuals, frequent travellers, and even defense personnel, providing them with exclusive privileges.
The Bank of Baroda debit cards with lounge access under Visa, Mastercard, and RuPay categories ensure that customers get the best-in-class services as per their needs. Some of these debit cards provide domestic and international lounge access. Let’s explore the details of the Bank of Baroda lounge access debit cards in this blog.
Table of contents
- List of Bank of Baroda Debit Cards with Lounge Access
- BoB Visa Opulence Lounge Access Debit Card
- BoB Visa Signature Debit Card with Lounge Access (BoB World Sapphire)
- BoB RuPay Platinum DI Lounge Access Debit Card
- BoB RuPay Select Debit Card with Lounge Access
- BoB World Yoddha Debit Card with Lounge Access
- Spending Requirements for Bank of Baroda Debit Cards with Lounge Access
- How to Check Bank of Baroda Debit Card Lounge Access?
- How to Activate Lounge Access on Your Bank of Baroda Debit Card
- FAQs
List of Bank of Baroda Debit Cards with Lounge Access
Bank of Baroda offers several debit cards with lounge access benefits, particularly for frequent travelers. These include the VISA Opulence Debit Card, Visa Signature Debit Card, RuPay Platinum DI Debit Card, RuPay Select DI Debit Card, and bob World Yoddha Debit Card.
Check out the details below-
| Debit Card Name | Lounge Access Details |
| VISA Opulence Debit Card | Complimentary access to both domestic and international airport lounges. |
| Visa Signature Debit Card (BoB World Sapphire) | Unlimited domestic and international airport lounge access. |
| RuPay Platinum DI Debit Card | Free domestic and international airport lounge access. |
| RuPay Select DI Debit Card | Complimentary access to both domestic and international lounges. |
| BoB World Yoddha Debit Card | Complimentary domestic lounge access per quarter and two international lounge visits annually. |
Now that the list is ready, let’s explore the details and eligibility to avail lounge access on these debit cards.
We will also include a list of the benefits of Bank of Baroda debit cards with lounge access to help you compare and choose the best card for your needs and requirements.
BoB Visa Opulence Lounge Access Debit Card
The VISA Opulence is one of the super-premium metal edition Bank of Baroda international debit cards that signifies prestige. It offers complimentary access to both domestic and international airport lounges, providing comfort and luxury during travel. Additional benefits include:
- 2 complimentary Airport pick up/drop per quarter.
- 1-year Club Marriott membership with hotel upgrades, late checkouts, and premium dining benefits.
- Complimentary airport pick and drop services.
- Exclusive offers from top Indian fashion designers.
- Complimentary sessions at select golf courses.
- High transaction limits for added convenience.
To avail of this card, you have to pay the following fees:
- Joining Fees- INR 9,500
- Annual Fees- INR 9,500
- Re-issuance Fees- INR 4,500
BoB Visa Signature Debit Card with Lounge Access (BoB World Sapphire)
This Visa Signature Debit Card is designed for high-net-worth individuals and is available in two variants: BoB World Sapphire (Male) and BoB World Sapphire (Female). It provides unlimited domestic and international airport lounge access. Additional benefits include:
- 1 Complimentary airport pickup and drop services.
- 1-year Club Marriott membership.
- Exclusive shopping discounts on luxury brands.
- Complimentary golf couINRe sessions, spa access, and curated hotel experiences.
- A daily ATM withdrawal limit of up to INR. 3 lakhs and a POS/e-commerce transaction limit of INR 5 lakhs
To avail of this card, you have to pay the following fees:
- Joining Fees- INR 750 (for the first year)
- Annual Fees- INR 750 (from the 2nd year onward)
Also Read: Know all about the Bank of Baroda Forex Card for students that enables you to manage money and international transactions abroad easily.
BoB RuPay Platinum DI Lounge Access Debit Card
The RuPay Platinum DI Debit Card is tailored for individuals who frequently travel and shop, offering a seamless experience with multiple financial and lifestyle benefits.
This card provides complimentary domestic and international airport lounge access, along with railway lounge access. However, the airport lounge access program will be based on your Debit Card spending.
Some key benefits include:
- Contact and contactless transaction facilities.
- Accidental insurance coverage of up to INR 2 lakhs.
- Acceptable at all NFS ATMs and RuPay POS across India.
- Bank of Baroda cash withdrawal limit up to INR 50,000 per day from ATMs and up to INR 1,00,000 per day at POS/e-commerce.
- Contactless transactions up to INR 5,000 can be done without a PIN at POS.
- Additional benefits include fuel surcharge waivers, discounts on dining, and cashback offers on select transactions.
To avail of this card, you have to pay the following fees:
- Joining Fees- INR 300 + taxes
- Annual Fees- First year free and INR 300 + taxes from the second year onward
- Re-issuance Fees- INR 200 + taxes
BoB RuPay Select Debit Card with Lounge Access
The RuPay Select DI Debit Card is designed for customers seeking premium travel and lifestyle benefits. It provides a luxurious experience with a host of exclusive privileges.
This card includes access to domestic airport lounges, railway lounges and international airport lounges. Subject to minimum spending via this lounge access debit card.
This card includes other key benefits, such as:
- Contactless transactions up to INR 5,000.
- INR 10 lakh insurance coverage.
- Free spa sessions, gym memberships, and golf access.
- Health check-ups and international shopping ease.
- Secure online transactions with a CVD2 PIN.
To avail of this card, you have to pay the following fees:
- Joining Fees- INR 500 + taxes
- Annual Fees- First year free and INR 500 + taxes from the second year onward
- Re-issuance Fees- INR 200 + taxes
BoB World Yoddha Debit Card with Lounge Access
The bob World Yoddha Debit Card is exclusively for defense personnel with Salary/Pension accounts under SB-186. It offers a range of premium benefits, including complimentary domestic lounge access per quarter and two international lounge visits annually.
Other benefits of this card include:
- Discounted health check-up facility – SRL Diagnostic.
- PeINRonal accident and total disability cover of INR 10 lakhs.
- Complimentary one spa session free at O2/ Aromathai/ Four Fountain/ Kairali Ayurvedic.
- Complimentary membership in Gold’s Gym/Talwalkar Gym.
- Discounted access to golf sessions- One complimentary golf game or lesson every year in a premium golf couINRe across top cities in India.
To avail of this card, you don’t have to pay any joining fees or annual fees.
Spending Requirements for Bank of Baroda Debit Cards with Lounge Access
For Bank of Baroda debit cards with lounge access, the spending requirements have been updated effective January 1, 2025. Here are the details for RuPay debit cards:
RuPay Platinum DI Debit Card
Here are the spending requirements:
- Tier 1: Spend between INR 10,000 and INR 50,000 in the previous quarter to get 1 complimentary lounge visit.
- Tier 2: Spend between INR 50,001 and INR 1,00,000 to get 2 complimentary lounge visits.
- Tier 3: Spend INR 1,00,001 or more to get 3 complimentary lounge visits per quarter.
RuPay Select DI Debit Card
While specific spending requirements for RuPay Select cards are not detailed, they generally follow similar tier-based spending criteria for lounge access benefits.
These spending requirements apply to both domestic and international lounge access, depending on the card’s features. For newly issued cards, the spending criteria are waived for the first calendar quarter of card issuance.
Also Read: Know all the details of Bank of Baroda’s EDP education loan for abroad studies. Check out the interest rates, eligibility, documentation, and how to apply.
How to Check Bank of Baroda Debit Card Lounge Access?
To check the lounge access details for your Bank of Baroda debit card, you can visit the bank’s official website and check the card-specific details. Alternatively, you can check via the mobile banking app or contact customer service to learn the Bank of Baroda debit card lounge access details.
Check out the following steps/ methods-
Visit Bank of Baroda’s Website
- Go to Bank of Baroda’s official website.
- Navigate to the “Debit Cards” section under “Personal Banking” or “Digital Products.”
Check Card-Specific Details
- Look for the specific debit card you have, such as the RuPay Platinum DI Debit Card or Visa Opulence Debit Card.
- Check the card’s features and benefits section for lounge access details.
Lounge Access Lists
- For RuPay cards, you can refer to the RuPay Lounge List to see available lounges.
Contact Customer Service
- If you need more information or clarification, contact Bank of Baroda’s customer service via phone or email.
- They can provide specific details about your card’s lounge access benefits and any spending requirements.
Mobile Banking App
- You can also check the Bank of Baroda mobile banking app for any updates or notifications regarding lounge access.
How to Activate Lounge Access on Your Bank of Baroda Debit Card
To activate lounge access on your Bank of Baroda debit card, follow these simple steps: First, ensure your card offers lounge access benefits, such as the RuPay Platinum DI Debit Card or Visa Signature Debit Card. Next, activate your card at a Bank of Baroda ATM by setting up your PIN.
If your card requires spending thresholds for lounge access, meet the minimum requirements. Check the Bank of Baroda website or BoB World App for specific lounge benefits and participating locations. Finally, present your card at the lounge reception to gain access. For any issues, contact Bank of Baroda customer service.
- Check Eligibility: Ensure your debit card offers lounge access benefits. Cards like the RuPay Platinum DI Debit Card and Visa Signature Debit Card provide this feature.
- Activate Your Debit Card: If your card is new, activate it at a Bank of Baroda ATM by selecting ‘Set/Re-Generate PIN’ and changing the PIN for security.
- Meet Spending Requirements: For RuPay Platinum cards, you may need to meet specific quarterly spending tiers to qualify for lounge visits:
- Tier 1: INR 10,000 to INR 50,000 – 1 complimentary visit.
- Tier 2: INR 50,001 to INR 1,00,000 – 2 complimentary visits.
- Tier 3: INR 1,00,001 & above – 3 complimentary visits.
- Check Lounge Access Details: Visit the Bank of Baroda website or use the BoB World App to confirm your card’s lounge benefits and participating lounges.
- Access the Lounge: Present your debit card at the lounge reception to verify eligibility and gain access.
- Contact Customer Support: If you have any issues, reach out to Bank of Baroda customer service for assistance.
By following these steps, you can easily activate and enjoy lounge access privileges with your Bank of Baroda debit card.
To sum up, Bank of Baroda debit cards with lounge access provide travelers with premium privileges and comfort.
Whether you are a high-net-worth individual, a frequent flyer, or a defense personnel, these debit cards offer exceptional benefits like complimentary lounge access, exclusive shopping deals, and lifestyle perks.
If you are looking for a debit card that enhances your travel and lifestyle, consider choosing one from Bank of Baroda’s extensive range.
FAQs
Several cards, including VISA Opulence, Visa Signature, RuPay Platinum DI, and RuPay Select DI, offer complimentary lounge access.
It depends on the card. Some offer unlimited access, while others provide a fixed number of free visits per quarter or year.
Yes, select cards like VISA Opulence and RuPay Select DI provide international lounge access.
You can check your card’s benefits on the Bank of Baroda website or the BoB World App.
No, but some cards may require minimum spending to qualify for free lounge visits.
RuPay Platinum DI requires spending between INR 10,000 and INR 1,00,000 per quarter for 1 to 3 complimentary visits.
Simply present your eligible debit card at the lounge reception for verification.
Complimentary visits are free; additional visits may be chargeable as per the card’s terms.
Yes, it provides complimentary domestic lounge access per quarter and two international visits annually.
You can contact Bank of Baroda’s customer service or check the BoB World App for details.
To learn more about education loans, the best bank accounts for students, forex, banking experience for global students, or international money transfers, reach out to our experts at 1800572126 to help ease your experience with studying abroad.
Follow Us on Social Media
