The SBI SimplySAVE Credit Card is a popular choice for those looking to maximise savings on everyday purchases such as dining, groceries, and movies. However, when it comes to premium travel perks, many potential users are curious about SBI SimplySAVE Credit Card Lounge Access and whether this benefit is included to enhance their overall travel experience.
This blog explores the details of the SBI SimplySAVE Credit Card, and answers does the SBI SimplySAVE Credit Card offers lounge access or not, its benefits, features, and how it fits into a travel-savvy lifestyle.
Table of contents
What is the SBI SimplySAVE Credit Card?
The SBI SimplySAVE Credit Card is designed for individuals who prioritise rewards and convenience for daily spending. With a low yearly fee and attractive reward points, it appeals to those seeking value without high costs.
Before diving into the SimplySAVE SBI credit cards with lounge access features, let’s examine the key offerings of SimplySAVE credit card to understand its overall appeal.
- Annual Fee: INR 499 (waived on annual spends of INR 1,00,000 or more).
- Welcome Offer: 2,000 bonus reward points on spending INR 2,000 within 60 days.
- Reward Points: 10x points per INR 150 spent on groceries, dining, departmental stores, and movies; 1 point per INR 150 on other spends.
- Fuel Surcharge Waiver: 1% waiver on transactions between INR 500 and INR 3,000, up to INR 100 per billing cycle.
- EMI Conversion: Convert purchases above INR 2,500 into easy monthly instalments via Flexipay.
- Global Acceptance: Usable at over 24 million outlets worldwide, including 3,25,000 in India.
These features make the SBI SimplySAVE Credit Card a practical choice for everyday expenses, but does it extend to travel perks like lounge access? Let’s find out.
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Does the SBI SimplySAVE Credit Card Offer Lounge Access?
Many SBI premium credit cards provide this perk, but when it comes to SBI SimplySAVE Credit Card Lounge Access, there are certain limitations. For now, the SBI SimplySAVE Credit Card does not offer complimentary airport lounge access, either domestically or internationally.
Unlike premium SBI cards like the SBI Card PRIME or SBI Elite, which provide access to domestic and international lounges, the SimplySAVE Card focuses on rewarding everyday purchases rather than travel-specific benefits.
Why No Lounge Access?
The absence of lounge access aligns with the card’s positioning as an entry-level product. Here are key reasons:
- Target Audience: The card caters to budget-conscious users who prioritise savings on daily expenses over luxury travel perks.
- Low Annual Fee: With a modest INR 499 fee, the card prioritises cost-effectiveness over premium features like lounge access.
- Reward-Centric Design: The card’s benefits centre on accelerated reward points for offline shopping, not travel privileges.
For those who frequently travel and value lounge access, premium SBI cards may be a better fit. However, the SimplySAVE Card remains a strong contender for non-travel-related benefits.
Alternatives of SBI SimplySAVE Credit Card Lounge Access
Since the SBI SimplySAVE Credit Card doesn’t offer lounge access, many travellers looking for SBI SimplySAVE Credit Card Lounge Access benefits may wonder how to enjoy this perk without switching cards. Let’s explore alternative options to access airport lounges, ensuring you can still relax in comfort
- Purchase a Lounge Pass: Services like DreamFolks or LoungePass allow you to buy one-time lounge access, typically starting at INR 1,000 per visit.
- Priority Pass Membership: Enrol independently in Priority Pass for access to over 1,000 lounges worldwide, though membership fees start at USD 99 annually.
- Pay at the Lounge: Many lounges allow walk-in access for a fee, though costs can range from INR 1,500 to INR 3,000 per visit, depending on the airport.
List of Alternatives to SBI SimplySAVE Credit Card for Lounge Access
If you’re looking beyond the SBI SimplySAVE Credit Card Lounge Access, consider using other premium and foreign credit cards of SBI that offer lounge access. Here are the SBI’s best credit cards with airport lounge access in 2025:
- Club Vistara SBI Card Prime,
- SBI Prime Credit Card,
- SBI Elite Credit Card,
- SBI Aurum Credit Card,
- SBI Card PULS,
- SBI Signature Corporate Card,
- Tata Corporate Card,
- SBI Platinum Corporate Card,
- Tata Neu Infinity SBI Card
- BPCL SBI Card Octane.
These options provide flexibility for occasional travellers who don’t want to commit to a premium credit card. For frequent flyers, investing in a card with lounge access may be more cost-effective in the long run.
How to Maximise the SBI SimplySAVE Credit Card for Travel?
Apart from lounge access, SBI SimplySAVE Credit Card can still be a valuable tool for travelers through its reward points and other features. Here are the tips on how to leverage the card for travel-related savings.
- Earn Rewards on Travel Spending: Use the card for departmental store or dining during trips to earn 10X reward points, which can be redeemed for travel vouchers.
- Waiver with Fuel Surcharge: Save on fuel costs during road trips with a 1% waiver in surcharge on transactions between INR 500 and INR 3,000.
- Global Acceptance: The card’s compatibility with Visa and Mastercard ensures seamless payments at hotels, restaurants, and shops worldwide.
- EMI Conversion for Travel Expenses: Convert large travel purchases, like flight tickets or hotel bookings above INR 2,500, into affordable EMIs via Flexipay.
- Contactless Payments: Make quick, secure payments at airports or travel hubs with the card’s contactless feature, reducing transaction time.
By focusing on these benefits, you can offset travel costs and enhance your experience, even without lounge access. Redeeming reward points for travel-related vouchers or statement credits can further maximise value.
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- SBI Platinum International Debit Card: Features, Benefits, Charges
The SBI SimplySAVE Credit Card is a rewarding option for everyday spending, offering 10X reward points on key categories and a low annual fee. However, for now, SBI SimplySAVE Credit Card lounge access is not applicable. For those who value savings on dining, groceries, and movies over travel benefits, the SBI SimplySAVE Credit Card is a practical and cost-effective choice.
FAQs
For now, the SBI SimplySAVE Credit Card does not offer complimentary airport lounge access, unlike premium SBI cards like the SBI Card PRIME or ELITE.
The card offers 10X reward points on dining, movies, groceries, and departmental stores, a 1% fuel surcharge waiver, and a low annual fee of INR 499.
Earn reward points around 10X on dining and departmental store purchases during trips, redeem points for travel vouchers, and use the fuel surcharge waiver for road trips.
As an entry-level card with a low INR 499 annual fee, it focuses on rewarding everyday spending rather than premium travel perks like lounge access.
Yes, the card is accepted globally at over 24 million outlets, including 3,25,000 in India, via Visa or Mastercard networks.
Purchase a one-time lounge pass via DreamFolks or LoungePass, enroll in Priority Pass, or pay directly at lounges (INR 1,500–INR 3,000 per visit).
You earn 10 reward points per INR 150 spent on dining, movies, groceries, and departmental stores, and 1 point per INR 150 on other categories.
Yes, its low annual fee, easy eligibility, and rewarding points system make it an excellent choice for first-time credit card users focused on daily spending.
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