Traveling, whether by air or rail, should always be a comfortable experience. IDFC FIRST Bank Credit Cards with lounge access offer premium privileges that enhance your journeys with complimentary access to airport and railway lounges.
Whether you’re dealing with long layovers at international airports or waiting for your train at a busy station, IDFC lounge access credit cards offer comfort and luxury. Let’s explore all the details related to the best lounge access credit cards from IDFC First Bank.
Table of contents
- IDFC Credit Cards with International Airport Lounge Access
- IDFC Ashva Credit Card with Lounge Access
- IDFC Mayura Credit Card with Lounge Access
- IDFC FIRST Wealth Credit Card with Lounge Access
- IDFC FIRST Select Credit Card with Lounge Access
- IDFC LIC Classic Credit Card with Lounge Access
- IDFC LIC Select Credit Card with Lounge Access
- IDFC FIRST Power+ Credit Card with Lounge Access
- Comparing the IDFC Airport Lounge Access Credit Cards
- IDFC FIRST Bank Credit Cards with Railway Lounge Access
- Benefits of IDFC FIRST Bank Credit Cards for Lounge Access
- How to Check if your IDFC Credit Card has Lounge Access?
- FAQs
IDFC Credit Cards with International Airport Lounge Access
Flying can be stressful, but IDFC FIRST Bank lounge access credit cards turn your travel downtime into a luxurious experience. Users can enjoy premium facilities such as:
- High-speed Wi-Fi
- Comfortable seating
- Complimentary meals and beverages
- Charging stations
- Entertainment options
With IDFC FIRST credit card lounge access, waiting for your flight becomes a relaxing and enjoyable experience.
Here’s the list of the IDFC credit card airport lounge access benefits across different cards:
| IDFC Credit Cards | Airport Lounge Access |
| Ashva Credit Card | – 2 complimentary international airport lounge visits – 4 complimentary domestic airport lounge and spa accesses per quarter |
| Mayura Credit Card | – 4 premium international lounge accesses – 4 domestic airport lounge and spa accesses per quarter – 1 guest visit to domestic airport lounges with the primary cardholder |
| FIRST Wealth Credit Card | – 2 complimentary overseas airport lounge visits per quarter – 2 domestic lounge and spa accesses Condition: Minimum spending must be INR 20,000 every month with the IDFC First Wealth Credit Card |
| FIRST Select Credit Card | – 2 complimentary domestic airport lounge visits per quarter Condition: Minimum spending must be INR 20,000 every month with the IDFC First Select Credit Card |
| LIC Classic Credit Card | – 1 complimentary domestic airport lounge access per quarter |
| LIC Select Credit Card | – 2 complimentary domestic airport lounge accesses per quarter |
| FIRST Power+ Credit Card | – Complimentary domestic airport lounge access once every quarter Condition: Minimum spending must be INR 20,000 every month with the IDFC First Power+ Credit Card |
IDFC Ashva Credit Card with Lounge Access
Image Source: Bank’s Official Website
The Ashva Credit Card with lounge access is one of the best lounge access credit cards. It offers 2 complimentary international airport lounge visits and 4 complimentary domestic airport lounge and spa accesses per quarter.
Check out the other benefits & rewards you can earn besides the airport lounge access feature
- INR 2,000 Cashback: Earn INR 500 cashback per transaction above INR 500 (max 4 times) within the first 60 days.
- Low Forex Markup Fee: Just 1% (+GST) on international transactions.
- Accelerated Reward Points:
- 5X points on spending INR 20,000.
- 10X points on spending above INR 20,000.
- Trip Cancellation Protection: Get up to INR 25,000 twice a year for non-refundable bookings.
Following are the charges to avail of this IDFC lounge access credit card:
Primary Card:
- Joining Fee: INR 2,999 + GST
- Annual Fee: INR 2,999 + GST (non-refundable)
Add-on Card:
- Metal Variant Joining Fee: INR 2,000 + GST
- Plastic Variant Joining Fee: INR 1,500 + GST
- Annual Fee (Both Variants): INR 1,000 + GST
IDFC Mayura Credit Card with Lounge Access
Image Source: Bank’s Official Website
With the IDFC Mayura lounge access credit card, you can enjoy premium travel benefits, including 4 international airport lounge visits and 4 domestic airport lounge and spa accesses per quarter.
Additionally, you can bring a guest along with 1 complimentary domestic lounge visit per quarter.
Check out the other benefits & rewards you can earn besides the airport lounge access feature:
- INR 4,000 Cashback: Earn INR 1,000 cashback per transaction above INR 1,000 (max 4 times) within the first 60 days.
- Accelerated Reward Points:
- 5X points on spending INR 20,000.
- 10X points on spending above INR 20,000.
- Zero Forex Markup Fee: No extra charges on international transactions, making it one of the best zero Forex markup credit cards.
- Trip Cancellation Cover: Get up to INR 50,000 twice a year for non-refundable bookings.
Following are the charges to avail of this IDFC lounge access credit card:
Primary Card:
- Joining Fee: INR 5,999 + GST
- Annual Fee: INR 5,999 + GST (non-refundable)
Add-on Card:
- Metal Variant Joining Fee: INR 4,000 + GST
- Plastic Variant Joining Fee: INR 3,000 + GST
- Annual Fee (Both Variants): INR 2,000 + GST
Also Read: Discover the best Forex cards with international lounge access. Save on forex fees, enjoy premium airport lounge privileges, and travel smart in 2025.
IDFC FIRST Wealth Credit Card with Lounge Access
Image Source: Bank’s Official Website
With this IDFC First Wealth credit card with lounge access, you can enjoy 2 complimentary international airport lounge visits and 2 domestic lounge & spa accesses per quarter. To avail of this benefit, spend INR 20,000 every month.
Check out the other benefits & rewards you can earn besides the airport lounge access feature:
- 10X Reward Points on spends above INR 20,000 on your birthday.
- 3X Reward Points on spends above INR 20,000 in a statement cycle.
- 1X Reward Points on insurance premium and utility bill payments.
Exciting Joining Benefits:
- INR 500 gift voucher from your favorite brands.
- Up to INR 1,000 cashback on your first EMI transaction.
There are no joining fees or annual fees for using this lounge access credit card.
IDFC FIRST Select Credit Card with Lounge Access
Image Source: Bank’s Official Website
Get 2 complimentary domestic airport lounge visits per quarter with the IDFC Select Credit Card lounge access benefit. To enjoy this privilege, you need to spend INR 20,000 every month.
Check out the other benefits & rewards you can earn besides the airport lounge access feature:
- Exclusive Joining Benefits
- INR 500 gift voucher from your favorite brand.
- Up to INR 1,000 cashback on your first EMI transaction.
- Low Forex Markup Fee
- Just 1.99% (+GST) on international transactions, including INR-based payments abroad.
- Comprehensive Travel Insurance
- Coverage for unexpected travel mishaps.
- Airport Transfer Discounts
- Special offers on airport transportation.
There are no joining fees or annual fees for using this lounge access credit card.
IDFC LIC Classic Credit Card with Lounge Access
Image Source: Bank’s Official Website
Users can enjoy 1 complimentary domestic airport lounge visit per quarter with the IDFC LIC Classic Credit Card Lounge Access benefit.
Check out the other benefits & rewards you can earn besides the airport lounge access feature:
- Welcome Rewards: Earn 1,000 reward points on spending INR 5,000 within 30 days of card generation.
- 5% Cashback: Get up to INR 1,000 on your first EMI transaction within 30 days.
- Exclusive Merchant Offers: Enjoy deals worth INR 1,500+.
- Insurance Coverage:
- INR 2,00,000 Personal Accident Cover.
- INR 25,000 Lost Card Liability Cover (valid with one transaction in the last 30 days).
- Instant EMI Option: Convert online transactions above INR 2,500 into easy EMIs.
This is a lifetime free card. You don’t have to pay any joining or annual fees to avail it.
Also Read: Looking for the best debit cards with airport lounge access? Explore top options offering free lounge visits and exclusive travel perks.
IDFC LIC Select Credit Card with Lounge Access
Image Source: Bank’s Official Website
You can enjoy 2 complimentary domestic airport lounge visits per quarter with the LIC Select Credit Card.
Check out the other benefits & rewards you can earn besides the airport lounge access feature:
Rewards Program
- 10X Rewards on LIC Insurance Premium spends.
- 5X Rewards on essentials (grocery, utilities, railways, education, government payments) – up to 600 RP per month.
- 5X Rewards on all other spends.
- 2,000 Reward Points on spending INR 10,000 within 30 days of card generation.
Other Benefits
- 5% Cashback (up to INR 1,000) on your first EMI transaction within 30 days.
- Insurance Coverage:
- INR 5,00,000 Personal Accident Cover.
- INR 50,000 Lost Card Liability Cover (valid with at least one transaction in the last 30 days).
- Easy EMI Conversion: Convert transactions above INR 2,500 into EMIs from the mobile app.
You don’t have to pay any joining or annual fees to avail yourself of this lounge access credit card from IDFC First Bank.
IDFC FIRST Power+ Credit Card with Lounge Access
Image Source: Bank’s Official Website
With the FIRST Power+ Credit Card with lounge access, you can get 1 complimentary domestic airport lounge visit per quarter by spending INR 20,000 per month.
Check out the other benefits & rewards you can earn besides the airport lounge access feature:
- Save up to INR 18,500 annually, covering 175+ litres of fuel.
- Welcome Benefits worth INR 2,500.
- Exclusive Lifestyle Privileges and rewards on every UPI transaction.
- Low & Dynamic Interest Rates, starting at just 9% per annum.
- 0% Interest on ATM Cash Withdrawals until the due date.
- Complimentary Roadside Assistance worth INR 1,399.
- 25% off on movie tickets (up to INR 100) once every month.
- Insurance Coverage:
- INR 2,00,000 Personal Accident Cover.
- INR 25,000 Lost Card Liability Cover.
Following are the charges to avail of this IDFC lounge access credit card:
- Joining Fee: INR 499
- Annual Fee: INR 499 (waived off on spending INR 1,50,000 in the previous year)
Comparing the IDFC Airport Lounge Access Credit Cards
IDFC FIRST Bank offers a range of credit cards with complimentary airport lounge access, along with various rewards and benefits. Below is a comparison of the lounge access features, fees, and key benefits of these cards.
| Credit Card | Lounge Access Details | Joining Fees | Annual Fees |
| IDFC Ashva Credit Card | 2 international + 4 domestic lounge & spa visits per quarter | INR 2,999 + GST | INR 2,999 + GST (Non-refundable) |
| IDFC Mayura Credit Card | 4 international + 4 domestic lounge & spa visits per quarter + 1 guest visit per quarter | INR 5,999 + GST | INR 5,999 + GST (Non-refundable) |
| IDFC FIRST Wealth Credit Card | 2 international + 2 domestic lounge & spa visits per quarter (INR 20,000 monthly spend required) | NIL | NIL |
| IDFC FIRST Select Credit Card | 2 domestic lounge visits per quarter (INR 20,000 monthly spend required) | NIL | NIL |
| IDFC LIC Classic Credit Card | 1 domestic lounge visit per quarter | NIL | NIL |
| IDFC LIC Select Credit Card | 2 domestic lounge visits per quarter | NIL | NIL |
| IDFC FIRST Power+ Credit Card | 1 domestic lounge visit per quarter (INR 20,000 monthly spend required) | INR 499 | INR 499 (Waived on spending INR 1,50,000) |
Key Insights from the Comparison
1. IDFC Credit Cards with Maximum Lounge Access
- IDFC Mayura Credit Card: Offers 8 lounge visits per quarter (4 international + 4 domestic) + 1 guest visit.
- IDFC Ashva Credit Card: Provides 6 lounge visits per quarter (2 international + 4 domestic).
2. Low-Fee IDFC Lounge Access Credit Cards
- IDFC FIRST Power+ Credit Card: Charges INR 499 for both joining and annual fees, with an annual fee waiver on spending INR 1,50,000 per year.
- IDFC Ashva Credit Card: This has a Mid-range fee of INR 2,999 but offers both international and domestic lounge access.
3. Zero-Fee IDFC Lounge Access Credit Cards
- IDFC FIRST Wealth Credit Card
- IDFC FIRST Select Credit Card
- IDFC LIC Classic Credit Card
- IDFC LIC Select Credit Card
These cards provide complimentary lounge access with no joining or annual fees, making them great options for budget-conscious travelers.
4. Best Card for International Travelers
- IDFC Mayura Credit Card: This card offers the highest international lounge access (4 per quarter) and zero forex markup fees.
- IDFC Ashva Credit Card: Good alternative with 2 international visits per quarter and a low forex markup fee of 1%.
5. Best Budget-Friendly Lounge Access Card
- IDFC LIC Classic & Select Credit Cards: Provide complimentary domestic lounge access with zero fees.
Also Read: Compare Axis Bank debit cards with international lounge access. Find eligibility, complimentary visits, and the latest updates on Axis Bank lounge benefits.
IDFC FIRST Bank Credit Cards with Railway Lounge Access
Frequent train travelers can also enjoy premium benefits with IDFC credit card lounge access at select railway terminals. These lounges provide a relaxing ambiance with amenities like:
- Comfortable seating areas
- High-speed Wi-Fi
- Refreshments and beverages
- Quiet spaces for relaxation
Whether you’re a daily commuter or an occasional train traveler, IDFC FIRST Bank Credit Cards with railway lounge access ensure your journey begins in comfort.
Here’s the list of the IDFC credit card railway lounge access benefits across different cards:
| IDFC Credit Cards | Railway Lounge Access |
| FIRST LIC Classic Credit Card | 2 complimentary railway lounge accesses per quarter |
| FIRST SWYP Credit Card | 4 complimentary railway lounge accesses per quarter |
| Ashva Credit Card | 4 complimentary railway lounge visits per quarter at select Indian railway terminals |
| FIRST Wealth Credit Card | 4 complimentary premium railway lounge visits per quarter |
| FIRST Select Credit Card | 4 complimentary railway lounge accesses at select locations per quarter |
| FIRST Millennia Credit Card | 4 complimentary railway lounge accesses per quarter |
| FIRST Classic Credit Card | 4 complimentary railway lounge accesses per quarter |
| LIC Select Credit Card | 4 complimentary railway lounge accesses per quarter |
Benefits of IDFC FIRST Bank Credit Cards for Lounge Access
IDFC FIRST Bank Credit Cards provide unparalleled travel convenience with access to premium airport and railway lounges. These cards ensure a luxurious waiting experience with comfortable seating, high-speed Wi-Fi, refreshments, and entertainment.
With a range of options catering to different spending habits, IDFC FIRST Bank Credit Cards make every journey more comfortable and rewarding.
- Convenience: Simply present your IDFC FIRST credit card lounge access-enabled card at the lounge reception for hassle-free entry.
- Luxury & Comfort: Enjoy top-tier amenities while waiting for your flight or train.
- Value for Money: Get premium lounge access as a complimentary perk, saving on travel expenses.
- Global & Domestic Benefits: Whether traveling within India or abroad, enjoy a stress-free journey with IDFC credit card international lounge access.
With the variety of IDFC First credit cards with lounge access, you can find a card that perfectly fits your lifestyle.
Whether you’re looking for IDFC First Select Credit Card lounge access, IDFC First Classic Credit Card airport lounge access, or IDFC Millennia Credit Card airport lounge access, there’s a perfect choice for every traveler.
Also Read: Learn about SBI credit cards with lounge access and enjoy stress-free travel with premium lounge visits and free Wi-Fi.
How to Check if your IDFC Credit Card has Lounge Access?
IDFC FIRST Bank offers various credit cards with complimentary airport lounge access. If you’re unsure whether your IDFC credit card includes this benefit, follow these simple steps to check the airport lounge access on your credit card:
Step 1: Visit the IDFC FIRST Bank Website
Go to the official IDFC FIRST Bank website and navigate to the Credit Cards section.
Step 2: Check the Credit Card Features
Select your credit card from the list and review the benefits and privileges, including lounge access details.
Step 3: Log in to the IDFC FIRST Bank App
Open the IDFC FIRST Bank mobile app and log in using your credentials. Navigate to the Credit Card Benefits section to view lounge access details.
Step 4: Contact IDFC FIRST Bank Customer Support
Call IDFC FIRST Bank customer care at 1800 10 888 for instant confirmation on lounge access eligibility.
Step 5: Check Lounge Access on Card Networks (Visa/Mastercard)
Visit the official Visa or Mastercard website and enter your card details to see if lounge access is included in your benefits.
By following these steps, you can easily confirm whether your IDFC FIRST Bank credit card offers lounge access benefits. Always check the latest terms and conditions, as eligibility may depend on spending requirements.
To sum up, with an IDFC FIRST Bank Credit Card with lounge access, you can transform your travel experience into one of luxury and comfort. Choose the best IDFC airport lounge access credit card or IDFC credit card with railway lounge access to enjoy every journey in comfort and style.
FAQs
Yes, IDFC FIRST Bank offers several credit cards with complimentary airport and railway lounge access, depending on the card type and spending conditions.
The IDFC Mayura and Ashva Credit Cards offer the highest international and domestic lounge access benefits. The Wealth and Select Cards also provide good lounge access perks.
IDFC Ashva, Mayura, Wealth, Select, LIC Classic, LIC Select, and Power+ Credit Cards offer complimentary domestic and international airport lounge access.
IDFC FIRST Wealth, Select, Millennia, Classic, Ashva, LIC Select, and SWYP Credit Cards provide complimentary railway lounge access at select locations.
The IDFC FIRST Wealth Credit Card offers 2 complimentary international airport lounge visits and 2 domestic lounge accesses per quarter with an INR 20,000 monthly spend requirement.
Most IDFC credit cards offer 4 complimentary railway lounge visits per quarter, while the LIC Classic Credit Card offers 2 railway lounge visits per quarter.
No, the IDFC FIRST Millennia Credit Card does not provide airport lounge access, but it offers 4 complimentary railway lounge visits per quarter.
Some IDFC cards, like the Wealth, Select, and Power+ Credit Cards, require a minimum monthly spend of INR 20,000 to avail of lounge access benefits.
Yes, the IDFC Mayura Credit Card allows 1 complimentary guest visit per quarter at domestic airport lounges along with the primary cardholder.
Visit the IDFC FIRST Bank website, log in to the mobile app, check Visa/Mastercard lounge programs, or contact customer care for confirmation.
To learn more about education loans, the best bank accounts for students, forex, banking experience for global students, or international money transfers, reach out to our experts at 1800572126 to help ease your experience with studying abroad.
Follow Us on Social Media
