Study Abroad Loans: How To Avail Education Loan For Bachelors In UK? 

Students can apply for education loan for bachelors in UK on Vidya Lakshmi Portal and Fly Finance website to study in top universities.

An Indian student can apply for an education loan for bachelors in UK at nationalised banks of India like State Bank of India and Canara Bank. To apply for student loans to study in UK, students can apply through Vidya Lakshmi Portal or Vidya Lakshmi Portal allows study abroad students to compare loan terms of different public banks. Furthermore, enables students to apply for education loans suited to their needs.

Students enrolling in bachelor’s programmes in universities in the UK can opt for secured as well as unsecured loans. To avail of either of the student loans, applicants need to submit academic and financial documents. For successful completion of the loan process, the applicant and co-applicant are required to have a good CIBIL score. 

However, students with low CIBIL scores can also avail of student loans, provided they have a stellar academic record. In addition, these students are also required to display earning potential to procure these loans. 

Education Loan for Bachelors in UK

Banks Offering Education Loan for Bachelors in UK

These banks offer education loans to Indian students enrolling in bachelor’s programmes in the United Kingdom. Each of these nationalised banks offers secured and unsecured loans. Furthermore, these banks consider tangible as well as intangible assets as collateral security.

  • Bank of Baroda
  • Punjab National Bank
  • Canara Bank
  • Bank of India
  • Central Bank of India
  • State Bank of India

Documents Required to Apply for Education Loan to Study in UK

To avail of an education loan for bachelors in UK, an Indian student must furnish the following documents: 

  • Loan application form
  • Proof of identity
  • Proof of address
  • Proof of income
  • Academic transcripts (School marksheet and Diploma certificate, if any)
  • Scholarship letter, if available
  • Proof of admission from a recognised university in UK (Conditional or Unconditional Offer Letter)
  • Copy of tuition fees and academic expenses
  • List of other expenses including cost of living in UK
  • For-ex permit copy
  • Proof of income and record of assets and liabilities of the co-applicant
  • Financial supporting documents, as mandated by the lender

UK Universities Eligible for Education Loan

Indian students pursuing bachelors at the top universities in the world can apply for education loans at public and private banks. Here is the list of approved universities for which student loans are available in India:

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