What to Do if I forget my Login ID for the Vidya Laxmi portal?

What to Do if I forget my Login ID
Home » Education Loan » What to Do if I forget my Login ID for the Vidya Laxmi portal?

What to Do if I forget my Login ID: The Vidya Lakshmi portal provides you access to the dashboard where you can apply for a new loan and check the status of your loan application. When you create a profile on the Vidya Lakshmi portal you get a unique username and password to access your profile. However, if you forget the credentials then you can easily recover it through your registered email id. You can also choose to resend the application link on your email through which you will be able to create new credentials. Let’s check the step-by-step process on how to recover your login ID for the Vidya Lakshmi portal. 

It is very important to understand the interest rate structure while taking an education loan. Read this blog on Vidya Lakshmi Education Loan Interest Rate

Steps to Recover Log-in ID for the Vidya Lakshmi Portal

If you have forgotten your login ID then you need to recover it to access your dashboard. All the options are available on the initial login page of the Vidya Lakshmi portal for recovering login IDs and passwords. Check the steps mentioned below:

  • Visit the official website of the Vidya Lakshmi Portal
  • Click on the ‘Forgot Password’ button
  • On the next page enter the registered email address
  • The portal will automatically send a system-generated password to your mail-in a PDF file
  • Check your mail and find the attachment
  • You will be asked to enter a password which will be the first four letters of your name e.g. if your name is Ravi Kumar then the password will be Ravi
  • Open the file and note the password

Figure out in advance whether you fulfil the eligibility criteria for the loan and apply wisely. Read this blog on Vidya Lakshmi Education Loan Eligibility Criteria

When you register yourself on the Vidya Lakshmi portal you will receive an activation link on your email. The link is sent to the email address after you submit the online registration form on the portal. On receiving the link you are required to visit the same to create your profile successfully on the Vidya Lakshmi Portal. 

  • Please note that the activation link login is necessary for creating your profile on the portal
  • The activation link received in your email will expire at midnight
  • If you didn’t log in before midnight you have to fill out the form again to receive the activation link
  • Once you created your profile you cannot get the activation link again
  • Even if you click on the ‘resend activation link’ button again it will ask you to enter login details only 


Can I create two profiles on the Vidya Lakshmi portal with the same number?

It is advised to create only one profile and proceed carefully with the same as multiple profiles will create unnecessary trouble. However, you can make another profile if your current profile has discrepancies due to any reason. For a new profile, you can use the same contact number but a different email ID. 

What is the process to sign up for the Vidya Lakshmi portal?

You have to register on the portal and then create a profile mentioning all the necessary details to sign up on the portal.

How will know if my education loan from the Vidya Lakshmi portal is approved or not?

You can check your dashboard on the Vidya Lakshmi portal anytime. The bank regularly updates all the details and progress in your application on the Vidya Lakshmi portal. 

This was all about “What to Do if I forget my Login ID on the Vidya Lakshmi portal.” While registering on the portal make sure you have entered all the details properly as the same will be used for all further communication. 

To know more about the Vidya Lakshmi education loan, the best bank accounts for students, forex and banking experience for global students or international money transfers, reach out to our experts at 1800572126 to help ease your study abroad experience. 

Related Blog
Canara Bank Vidya Lakshmi Education Loan
Indian Bank Education Loan Vidya Lakshmi Portal
How to Apply for Education Loan through Vidya Lakshmi Portal

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About Shekhar Suman

Shekhar is a versatile writer with a passion for sharing knowledge and creativity. With expertise in crafting informative blogs on study abroad and finance, Shekhar helps readers navigate the complexities of education and financial planning. Most of his writings blend the practicality of finance and the beauty of language, making a meaningful impact in both spheres. Beyond his professional pursuits, he finds solace in the writing Shayari.

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