How to Register on the Vidya Lakshmi Portal for Education Loans?

Vidya Lakshmi Education Loan Registration Process

Vidya Lakshmi Portal Education Loan is the first of its education loans which helps students to apply for their higher education abroad without any financial restraints. Students can view, apply, and track their education loan applications anytime, anywhere. However, they need to register to proceed with the application process. The registration process is quick and easy and can be done within 5 to 10 minutes.

In this blog, we will discuss the registration process for the Vidya Lakshmi Portal Education Loan.

Registration Process: Vidya Lakshmi Portal Education Loan

One of the most frequently asked questions is “Is it mandatory to register for Vidya Lakshmi Portal”? The answer is YES! This is the first step for students applying for Vidya Lakshmi Education Loans. Below are the steps a student must follow to register for a Vidya Lakshmi Portal Education Loan successfully. Let’s have a look at them one by one: 

  • Go to the official website of the Vidya Lakshmi Portal homepage and click on the ‘Register’ button. The register page will be displayed once you click on it.
  • You need to provide the following details for registration: Title, first name, middle name, last name, mobile number, e-mail ID, password, and confirm password. 
  • After filling in these details you need to enter the captcha image code in the text box and verify it. If the code is not visible you need to refresh the code. 
  • Post this, you will need to check the checkbox given for terms and conditions. 
  • There is a link provided with the help of which you can view and read the agreement before submitting your registration form. 
  • Once you are done with the terms and conditions, click on the ‘Submit’ button and submit your registration form for the Vidya Lakshmi account. 
  • Please note that the e-mail ID provided by you is valid as it will be used for all future communications. 
  • Other buttons provided on the registration screen are ‘clear’ and ‘home’. 
  • The ‘clear’ button is used to clear the details you have filled in the registration form. 
  • By clicking on the ‘home’ button you will be redirected to the home page. Any details that you might have filled in the registration form will not be saved. 
  • After you are done with the registration process, you will be able to log in and fill out the form for the education loan. 
  • For this, you need to activate your account by clicking on the link which will be shared on your mail. 

Once you have completed the registration, you can easily apply for education loans through Vidya Lakshmi Portal.

Also Read: Already applied for education loans through Vidya Lakshmi Portal? Know about How to Download the Application Form and keep it handy with you for future reference.


Is it mandatory to register on the Vidya Lakshmi portal?

Yes. To apply for the education loan it is mandatory to register on the Vidya Lakshmi Portal. 

Can I register multiple times on the Vidya Lakshmi portal?

The portal doesn’t allow the creation of multiple accounts by the same person. Students can register only once on the Vidya Lakshmi Portal.

Which bank is best for Vidya Lakshmi?

HDFC Bank, ICICI Bank, IDBI Bank, and Indian Bank are some of the best options for the Vidya Lakshmi Portal Education Loan. 

Is Vidya Lakshmi Loan interest-free?

No, the Vidya Lakshmi loan is not interest-free. 

What if I forget the password of my Login ID on the Vidya Lakshmi Portal?

If you forget the Vidya Lakshmi Portal password, you can reset it by clicking on ‘Forgot Password’. Provide your registered email address and then the portal will send a new password through an auto-generated email. 

This was all about the registration of the Vidya Lakshmi Portal Education Loan. Students aspiring to study abroad can easily apply for education loans through this portal.

To know more about education loans, the best bank accounts for students, forex and banking experience for global students or international money transfers, reach out to our experts at 1800572126 to help ease your study abroad experience. Follow our social media handles on Twitter, LinkedIn and Instagram

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About Monika Gupta

Hi, I am Monika! I have 3 years of experience as a Content Writer and Copywriter. I have worked with Ed-tech companies, digital marketing & ad agencies where I helped my team with SEO content, social media marketing, script writing, copywriting, sales & marketing campaigns. Not only this, I've also worked on landing pages, website content and brochures of some reputed brands.

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