ICICI Bank education loans provide robust financial support for top international universities. The ICICI Bank education loan college list for abroad features prestigious institutions, ensuring you can finance your academic dreams with confidence.
This guide details the ICICI Bank education loan college list for abroad, its benefits, eligibility, and application steps to help you plan your global education in 2025. Without further ado, let’s get started!
Table of contents
- What Is the ICICI Bank Education Loan College List Abroad?
- ICICI Bank Education Loan University Tiers
- Examples of ICICI Bank Education Loan Approved Universities
- How to Check If Your University Is on ICICI Bank Education Loan List?
- Who Can Apply for ICICI Bank Loan Approved Universities?
- Documents Required for ICICI Bank Loan Application
- How to Secure an ICICI Bank Loan for Approved Universities?
- FAQ
What Is the ICICI Bank Education Loan College List Abroad?
The ICICI Bank education loan college list for abroad is a comprehensive directory of international universities approved for education loans, designed to streamline financing for overseas studies.
ICICI Bank groups these institutions into tiers based on their global standing, offering customised loan terms for each category. Here is a list of the structure and importance.
- Global Coverage: Includes over 750 top universities & colleges in countries such as the USA, UK, Canada, Australia, and Germany.
- Tiered Classification: Categorises institutions into Premium Select, Premium, and Others based on rankings and employability.
- Program Support: Covers undergraduate, postgraduate, and professional diploma courses.
Also Read:
- How to Track Account Opening Status with ICICI Bank in 2025?
- How to Download ICICI Bank Interest Certificate Online?
ICICI Bank Education Loan University Tiers
ICICI Bank organises its approved universities across three levels to simplify loan approvals and provide tailored financial solutions:
- Premium Select: Elite universities like Stanford, Oxford, and the University of British Columbia, offering unsecured loans maximum limit of INR 1 crore with favourable rates.
- Premium: Reputable institutions like the University of Sydney or McGill University, with unsecured loans up to INR 50 lakh.
- Others: Recognised universities like La Trobe University or the University of Leicester, with loans up to INR 50 lakh, often requiring collateral.
Examples of ICICI Bank Education Loan Approved Universities
The ICICI Bank education loan college list includes top destinations for international education. Below is a representative table of approved institutions across major countries.
| Category | Country | Approved Universities |
| Premium Select | USA | Stanford University, Massachusetts Institute of Technology (MIT), Yale University, Harvard University |
| UK | University of Oxford, Imperial College London, University of Cambridge | |
| Canada | University of British Columbia, University of Toronto, McGill University | |
| Australia | University of Sydney, Australian National University, University of Melbourne | |
| Germany | Technical University of Munich, Heidelberg University, Ludwig Maximilian University | |
| Premium | USA | University of California, Berkeley, University of Michigan, New York University |
| UK | University College London, University of Edinburgh, King’s College London | |
| Canada | University of Alberta, University of Waterloo | |
| Australia | University of Queensland, Monash University | |
| Germany | Humboldt University of Berlin, University of Freiburg | |
| Others | USA | Arizona State University, University of Illinois at Chicago |
| UK | University of Southampton, Newcastle University | |
| Canada | Dalhousie University, University of Ottawa | |
| Australia | RMIT University, University of Technology Sydney | |
| Germany | University of Hamburg, University of Stuttgart |
Note: This ICICI Bank education loan college list is indicative. Verify with ICICI Bank for the latest updates, as the list may be revised periodically.
How to Check If Your University Is on ICICI Bank Education Loan List?
Confirming whether your chosen institution is part of the ICICI Bank education loan college list to study abroad is a critical step before applying. This section provides actionable steps to verify eligibility.
- Visit ICICI Bank’s Website: Access the education loan section for the latest list or contact customer service.
- Use the Vidya Lakshmi Portal: Explore and compare loan options for approved institutions.
- Consult Third-Party Platforms: Websites like GyanDhan or Propelld offer tools to check university eligibility.
- Contact a Branch: Visit or call an ICICI Bank branch for personalized assistance.
If your university is not listed, discuss alternative options with the bank, as they may consider institutions based on reputation and course relevance.
Who Can Apply for ICICI Bank Loan Approved Universities?
Eligibility criteria ensure ICICI Bank’s education loans are accessible to those pursuing high-value programs abroad. Meeting these standards enhances your loan approval chances. To qualify for the ICICI Bank education loan college list, you must:
- Be an Indian national.
- Be aged 16–35 years.
- Achieve at least 50% marks in Class 12 and graduation.
- Secure admission to a listed university through merit or entrance exams (e.g., TOEFL, GRE, GMAT).
- Have a co-applicant (parent, sibling, spouse, or in-law) with a stable income.
The university’s tier and the co-applicant’s financial profile significantly affect loan terms.
Documents Required for ICICI Bank Loan Application
A seamless application process begins with preparing essential documents. Having them ready accelerates approval. To register for a loan under the ICICI Bank education loan college list, provide these documents:
- Identity Proof: Aadhaar, PAN, passport, or voter ID for the applicant and co-applicant.
- Academic Records: Class 10, 12, and graduation mark sheets; entrance exam scores (e.g., TOEFL, IELTS).
- Admission Proof: University admission letter or enrollment confirmation.
- Financial Documents: Co-applicant’s bank statements (6 months for salaried, 1 year for self-employed), salary slips (3 months), Form 16 (2 years), income tax returns.
- Course Details: University fee structure and program duration.
- Secured Loans: Original property documents (non-laminated, in the current owner’s name).
- Other: University fee demand letter, Form A2, proof of margin money (if applicable).
How to Secure an ICICI Bank Loan for Approved Universities?
Boosting your loan approval odds requires strategic preparation. These tips align with ICICI Bank’s requirements to strengthen your application:
- Select a Premium University: Admission to Premium Select or Premium institutions on the ICICI Bank education loan college list enhances approval chances and secures better terms.
- Excel Academically: Maintain at least 50% in Class 12 and graduation, with strong entrance exam scores.
- Choose a Reliable Co-Applicant: Ensure the co-applicant has a solid credit score and steady income.
- Complete Documentation: Submit accurate and complete documents to prevent delays.
- Apply Early: Early applications can secure pre-admission sanction letters, aiding visa applications.
Also Read:
The ICICI Bank education loan college list empowers you to study at leading universities like Yale, Oxford, or Monash University. With flexible financing, competitive rates, and comprehensive support, ICICI Bank helps you achieve your academic goals in 2025. Confirm your university’s eligibility, gather your documents, and apply early to secure funding for your global education.
FAQ
The ICICI Bank education loan college list to study abroad includes over 750 approved universities worldwide, categorised into Premium Select, Premium, and Others. It determines loan eligibility, interest rates, and collateral requirements, ensuring you can secure funding for prestigious institutions with favourable terms.
To check if your chosen university is on the ICICI Bank education loan college list abroad, visit the ICICI Bank website’s education loan section, use the Vidya Lakshmi portal, or contact an ICICI branch.
For ICICI Bank, education loan amounts and interest rates for abroad universities vary by category: a maximum limit of INR 1 crore (unsecured) for Premium Select universities at 11.25% interest, INR 1 crore for Premium (may require collateral) at 12%, and INR 50 lakh for Others at 13%. Rates are indicative and subject to credit profiles.
For an ICICI Bank education loan to study abroad, you need identity proof (Aadhaar, passport), academic records (10th, 12th, graduation mark sheets), admission proof (university offer letter, fee structure), and co-applicant income proof (salary slips, ITR). Ensure your university is on the ICICI Bank education loan college list.
Yes, under Section 80E of the Income Tax Act, you can claim deductions on the interest paid on education loans for up to eight years, making ICICI loans a cost-effective option for studying abroad.
The ICICI Bank education loan college list covers universities in the USA, UK, Canada, Australia, Germany, Singapore, Switzerland, and more. Top institutions like Harvard, MIT, and the University of Toronto are included, ensuring broad global coverage.
Yes, ICICI offers unsecured loans maximum limit of INR 1 crore for Premium Select universities on the ICICI Bank education loan college list, such as Stanford or Imperial College London, with no collateral required.
ICICI provides a repayment tenure of up to 12 years, including a moratorium period of the course duration plus up to 12 months. This applies to loans for universities on the ICICI Bank education loan college list.
Yes, ICICI education loans cover tuition, hostel fees, travel, study materials, and living expenses for approved universities, ensuring comprehensive financial support for your studies abroad.
Loan processing typically takes 7–14 working days after submitting all required documents, provided your university is on the ICICI Bank education loan college list and the eligibility criteria are met.
To learn more about bank accounts for students, the best education loans, forex, banking experience for global students, or international money transfers, reach out to our experts at 1800572126 to help ease your experience with studying abroad.
Follow Us on Social Media
