The Bank of Baroda issues international debit cards that enable global account access for online and in-store transactions. You get 24/7 ATM access and the ability to purchase in foreign currencies. They feature advanced security like chip technology and PIN authentication. Additionally, they provide services such as insurance, purchase protection, and emergency assistance while travelling. Let’s explore more details in the blog.
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Overview of Bank of Baroda International Debit Card
The Bank of Baroda International Debit Card offers a range of features and benefits. They are designed for customers who need access to their funds while travelling abroad. These cards are accepted at millions of merchant outlets and ATMs worldwide, allowing for convenient cash withdrawals and purchases.
- BoB international debit cards have enhanced security through EMV chip technology protects against fraud during transactions.
- They support contactless transactions for quick payments without needing to enter a PIN for small amounts.
- They offer access to domestic and international airport lounges, enhancing travel comfort.
- Depending on the card variant, cash withdrawal limits are typically set at INR 25,000 to INR 50,000 per day.
- They include accidental insurance coverage for added peace of mind while travelling.
Also Read: Know all about the Bank of Baroda Forex Card for students that enables you to manage money and international transactions abroad easily.
Bank of Baroda Visa Debit Cards
Bank of Baroda offers a range of Visa Debit Cards that provide convenience and security for everyday transactions. These cards are typically linked to a customer’s savings or current account and can be used for both online and offline transactions.
They can be used as international debit cards that support contactless payments. You can get various discounts, deals, and cash-back offers on dining, travel, and shopping through partnerships with retailers and online platforms.
BoB World VISA Opulence Debit Card
This card is designed for high-net-worth individuals and frequent flyers who expect world-class benefits. You can use this card worldwide at millions of locations and ATMs for cash withdrawals and purchases. Here are some of the key features and benefits offered by this card-
- Access to complimentary games and sessions at select golf courses, providing exclusive access for golf enthusiasts.
- Complimentary one-year membership, offering privileges across the Marriott Group of hotels worldwide.
- Access to premium shopping and lifestyle experiences at international destinations, catering to luxury travellers and high-flyers.
| Type of Fees/Charges | Amount |
| Issuance Fees | INR 9,500 |
| Annual Fees | INR 9,500 |
| Re-issuance Fee | INR 4,500 |
BoB World VISA Sapphire Debit Card
This card caters to customers who frequently travel by air, offering premium services like airport assistance. It is ideal for frequent travellers and those who appreciate premium airport services.
- You get complimentary transportation service to and from domestic airports.
- You can enjoy free access to select domestic airport lounges for a more comfortable waiting experience before flights.
- The card works internationally, allowing you to make payments for goods and services across borders.
| Type of Fees/Charges | Amount |
| Issuance Fees | INR 750 (for the first year) |
| Annual Fees | INR 750 (from the 2nd year onwards) |
Visa Platinum DI Debit Card
A premium debit card equipped with Near Field Communication (NFC) technology for quick and secure transactions, including Bank of Baroda international transfers. There’s no need to dip the card; simply tap it on a compatible POS terminal for fast, secure purchases.
- These cards have high withdrawal limits. You can withdraw up to INR 50,000 per day from ATMs, both domestically and internationally.
- You can use it for transactions around the world, both online and offline, with the added convenience of NFC-enabled payments.
| Type of Fees/Charges | Amount |
| Issuance Fees | INR 750 (for the first year) |
| Annual Fees | INR 750 (from the 2nd year onwards) |
VISA Vyapaar DI Debit Card
Exclusively offered to business owners, this card is designed to meet the needs of high-volume transactions and larger businesses. Thus, it is ideal for business owners, especially those with a current account, looking for high transaction limits.
- You can withdraw up to INR 2,00,000 per day from ATMs, ideal for business owners with large-scale financial transactions.
- It can be used for both personal and business expenses, making it versatile for various needs.
- You can use the card internationally to manage payments and expenses in different currencies.
Visa Classic DI Debit Card
This card is a reliable and easy-to-use option, suitable for general use in both domestic and international transactions. It is ideal for students studying abroad and regular consumers who need a dependable debit card for everyday use. Alternatively, students can use the Bank of Baroda Forex card for more personalised benefits and lower fees.
- You can enjoy various promotional benefits upon activation and usage of the card.
- The cash withdrawal limit is up to INR 25,000 per day from ATMs.
- You can use the card for online purchases, POS transactions, and ATM withdrawals worldwide.
Virtual Debit Card
The Virtual Debit Card is a digital card that can be generated via the BoB World app, offering a cashless and secure way to make online purchases. It is ideal for secure online shopping and virtual transactions.
- You can quickly block or unblock the card via the mobile app for added security.
- It can be generated instantly and used for immediate purchases online.
| Type of Fees/Charges | Amount |
| Issuance Fees | NIL |
| Please Note: Once the card is converted into physical then the fees (issuance/annual) applicable for physical Debit Cards will be levied. | |
Also Read: Know all the details of Bank of Baroda’s EDP education loan for abroad studies. Check out the interest rates, eligibility, documentation, and how to apply.
Bank of Baroda MasterCards
Bank of Baroda offers two kinds of international debit cards in the MasterCard variant. They can be used for easy cash withdrawals, online purchases, and PoS transactions.
You can choose the Bank of Baroda international debit card that best suits your needs, and it is more secure and safer. Let’s explore all the popular options offered by the bank-
MasterCard Platinum DI Debit Card
The MasterCard Platinum DI Debit Card is one of the best Bank of Baroda international debit cards. It offers a range of features that cater to both domestic and international customers. It is ideal for both everyday spending and international transactions.
Here’s an overview of its key features and benefits:
- The card is accepted at all MasterCard member bank ATMs and merchant outlets worldwide.
- Users can perform POS and e-commerce transactions up to INR 1,00,000 per day, providing flexibility for larger purchases.
- The card allows cash withdrawals of up to INR 50,000 per day from ATMs.
- Cardholders can make contactless transactions up to INR 5,000 without needing to enter a PIN at point-of-sale terminals
- You can enjoy complimentary access to domestic airport lounges, with one visit allowed per quarter, adding comfort during travel.
- The card facilitates secure online transactions, making it easy to shop on international e-commerce platforms.
MasterCard Classic DI Debit Card
The MasterCard Classic DI Debit Card from Bank of Baroda serves as an effective international debit card, providing users with a variety of features that enhance convenience and security for both domestic and international transactions.
Here’s a detailed overview:
- The card is widely accepted at all MasterCard-affiliated ATMs and merchant outlets worldwide.
- Users can withdraw up to INR 25,000 per day from ATMs, ensuring easy access to cash while abroad.
- Cardholders can make purchases up to INR 50,000 per day at POS and e-commerce merchants wherever MasterCard is accepted in India and internationally.
- The card is secured with a PIN and CVV2 for online transactions, enhancing safety during digital purchases.
- Users can perform contactless transactions up to INR 5,000 without needing to enter a PIN at point-of-sale terminals, facilitating quick and easy payments.
Steps to Activate Bank of Baroda International Debit Cards
Bank of Baroda offers multiple channels to activate and manage your debit card’s usage settings, including the BoB World App, BoB World Internet, and BoB ATM. Below are the detailed steps for activating and managing these features on each platform.
Through BoB World App- The BoB World App provides a simple and convenient way to manage your debit card settings directly from your smartphone.
- Log in to the BoB World App
- Once logged in, click on the Cards option in the menu.
- Under the Debit Cards section, click on View Cards to see a list of your linked debit cards.
- Tap on the specific debit card you wish to activate or modify settings for.
- After selecting the card, click on the Manage option to access various card management settings.
- Toggle the switches for the features you want to activate:
Through BoB World Internet (Online Banking)- If you prefer using online banking via BoB World Internet, you can activate or modify debit card settings through a few simple steps.
- Go to the Bank of Baroda online banking portal and log in with your user credentials.
- Once logged in, navigate to the Services tab located in the main menu.
- Under the Debit Card Services section, click on Set Daily Debit Card ATM & POS/ECOM Limits.
- Select the customer ID linked to the debit card you wish to manage.
- From the available list, choose the specific card number you want to activate or modify.
- Under Debit Card Mode Details, you can enable or disable the following options:
Through Bank of Baroda ATM- For users who prefer managing their card settings in person, you can use any Bank of Baroda ATM to activate or modify debit card features directly.
- Insert your debit card into any Bank of Baroda ATM.
- On the ATM screen, choose the option for Manage Debit Card from the menu.
- Next, click on Manage Channel to access the card usage options.
- From the options displayed, select the channel you wish to activate or deactivate:
– ATM: To enable or modify ATM withdrawal settings.
– POS: To activate or manage point-of-sale (POS) transaction settings.
– ECOM: To enable or disable online (e-commerce) transactions.
– Contactless: To switch on/off contactless payment capabilities.
This was all about Bank of Baroda international debit cards. For the most accurate and up-to-date information, it is always recommended to visit Bank of Baroda’s official website or directly contact their customer service.
To learn more about education loans, the best bank accounts for students, forex, banking experience for global students, or international money transfers, reach out to our experts at 1800572126 to help ease your experience with studying abroad.
FAQs
Bank of Baroda offers various international debit cards, including the MasterCard Platinum DI, MasterCard Classic DI, and RuPay Platinum DI Debit Cards.
The MasterCard Classic DI Debit Card allows cash withdrawals of up to INR 25,000 per day from ATMs. Some cards have higher limits ranging from INR 50,000 to INR 1 lakh, depending on the type of card.
Yes, you can securely make online purchases with your Bank of Baroda debit card using a PIN and CVV2 for added security.
The MasterCard Classic DI Debit Card permits purchases of up to INR 50,000 per day at POS and e-commerce merchants.
While many international debit cards have no annual fees for the first year, specific charges may apply based on the card type and usage.
These cards feature EMV chip technology, PIN protection, and CVV2 codes for online transactions, enhancing security against fraud.
Yes, Bank of Baroda international debit cards are accepted at millions of merchant outlets and ATMs worldwide through the MasterCard network.
You can perform contactless transactions up to INR 5,000 without entering a PIN at point-of-sale terminals with select Bank of Baroda debit cards.
Yes, Bank of Baroda provides 24/7 customer support to assist with any issues related to your international debit card.
You can apply online through the official Bank of Baroda website by selecting the desired card and completing the application form.
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