Kapil Uniyal

Question Answer
What is TDS in Bank: How it Works, Exemptions, & How to Claim
Tax Deducted at Source (TDS) is a crucial component of India’s tax system, affecting various financial transactions, including those at ...

Education Loan
List of Banks in Vidya Lakshmi Portal
The Vidya Lakshmi Portal is government-backed and provides a single-window facility for students seeking education loans for higher studies. The ...

International Money Transfer
How Does International Money Transfer Work: Steps & Documents Required
International money transfers allow you to send funds directly to a beneficiary’s bank account abroad, whether through a bank or ...

Question Answer
What is Endorsement in Banking: Types, Process & Importance
Endorsement in banking is a term that often surfaces when dealing with negotiable instruments like cheques or promissory notes. Understanding ...

International Money Transfer
Nach E-Mandate: System, Cancellation, Process
NACH E-Mandate is transforming the management of recurring payments in India by offering a seamless, digital solution for authorizing and ...

Question Answer
How to Make a Demand Draft in a Bank: A Step-by-Step Guide
A demand draft (DD) serves as a secure and reliable payment method for transferring funds between bank accounts. Unlike cheques, ...

International Money Transfer
TCS on Foreign Remittance for Education Section
The Union Budget 2023-2024, presented on February 1, 2023, by Finance Minister Nirmala Sitharaman, introduced significant changes to the Tax ...

Student Bank Account
What is OD in Bank?: How It Works, Features & More
Understanding banking terms can make managing finances easier and more effective. One such term you may encounter is “OD,” which ...

Education Loan
Education Loan for NRI Students to Study Abroad
Non-Resident Indian (NRI) students aspiring to study abroad can access education loans from India to fund their international education. The ...

Student Bank Account
How to Deposit Cheque in Bank: Bank & ATM and Online Deposit Process
Handling financial transactions confidently is a valuable skill in today’s fast-paced world. One common task is depositing a cheque into ...