ICICI Bank Credit Cards with Lounge Access: Check Complete List Here

ICICI Bank offers a range of credit cards that provide complimentary airport lounge access, catering to both domestic and international travelers. Some of the ICICI credit cards with lounge access offer unlimited visits per year, while others offer limited complimentary access to airport lounges.

Choosing the right ICICI credit card with lounge access helps you avail of comprehensive travel benefits based on your needs and budget. This blog compiles the list of all credit cards offered by ICICI Bank that offer lounge access. Let’s check the details, including joining fees & benefits.

List of ICICI Bank Credit Cards with Lounge Access

As of now, ICICI Bank offers more than 20 credit cards. Out of them, most credit cards offer lounge access to both domestic and international airports.

However, 2 ICICI credit cards (ICICI Accelero and Chennai Super Kings ICICI Bank Credit Card) also offer lounge access, but the bank is no longer accepting applications for these cards. One ICICI credit card, the HPCL Coral Visa Card, doesn’t offer lounge access.

Check out the list of ICICI credit cards with lounge access below-

• Times Black ICICI Bank Credit Card
• ICICI Bank Emeralde Private Metal Credit Card
• ICICI Bank Emeralde Credit Card
• Sapphiro Credit Card
• Rubyx Credit Card
• Coral Credit Card
• Manchester United Platinum Credit Card
• Manchester United Signature Credit Card
• Adani One Signature Credit Card
• Adani One Platinum Credit Card
• MakeMyTrip ICICI Bank Platinum Credit Card
• MakeMyTrip ICICI Bank Signature Credit Card
• ICICI Bank Expressions Credit Card (also called the Custon Skin Credit Card)
• HPCL Super Saver Credit Card
• Emirates Skywards ICICI Bank Credit Card

Times Black ICICI Bank Credit Card Lounge Access

The Times Black ICICI Bank Credit Card is a premium lifestyle credit card offering luxury benefits, including unlimited airport lounge access.

Check out the lounge access details on Times Black ICICI lounge access credit card-

International Lounge Access (Priority Pass Membership)

• Primary and Add-on Card members get unlimited complimentary access.
• Enjoy refreshments and business center facilities at Priority Pass lounges.
• Access is free only for Priority Pass cardholders.
• Present the Priority Pass card to enter.
• Guest visits cost USD 29 + GST per visit per guest.

Domestic Lounge Access

• Primary and Add-on Card members get unlimited complimentary lounge access in India.
• Swipe your Times Black ICICI Bank Credit Card at the lounge to enter.

To avail of this card, you have to pay the following-

• Joining Fee: INR 20,000 + GST
• Annual Fee: INR 20,000 + GST (Waived on spending INR 25 lakhs in an anniversary year)

ICICI Bank Emeralde Private Metal Credit Card Lounge Access

The ICICI Bank Emeralde Private Metal Credit Card is one of the best credit cards with airport lounge access. It’s an ultra-premium card offering luxury travel and lifestyle benefits.

Check out the lounge access details on ICICI Bank Emeralde Private lounge access credit card-

International Lounge Access (Priority Pass Membership)

• Primary and Add-on Cardmembers get unlimited complimentary access to 1,300+ lounges in 148 countries and 600 cities worldwide.
• Enjoy refreshments and business center facilities at Priority Pass lounges.
• Access is free only for Priority Pass cardholders.
• Present the Priority Pass card to enter.
• Guest visits cost USD 29 + GST per visit per guest.

Domestic Lounge Access

• Primary and Add-on Cardmembers get unlimited complimentary lounge access in India.
• Swipe your Emeralde Private Metal Credit Card at the lounge to enter.

To avail of this card, you have to pay the following-

• Joining Fee: INR 12,499 + GST
• Annual Fee: INR 12,499 + GST (Waived on spending INR 10 lakhs in an anniversary year).

ICICI Emeralde Lounge Access Credit Card

The ICICI Bank Emeralde Credit Card is a premium lifestyle card designed for frequent travelers, offering luxury privileges and exclusive benefits.

Check out the lounge access details for ICICI lounge access Emeralde credit card-

International Lounge Access (Priority Pass Membership)

• Unlimited complimentary access for cardholders who applied after November 15, 2024.
• Complimentary Priority Pass Membership for the primary cardholder.
• Access 1,400+ lounges in 145+ countries worldwide.
• Present your Priority Pass Membership Card at participating lounges.

Domestic Lounge Access

• Enjoy unlimited complimentary access to select airport lounges in India.

Listed below are some more international travel benefits-

• Low forex markup fee: 2% on international transactions.
• Reduced APR: 1.99% on ATM cash withdrawals.
• No over-limit fee.
• No cash withdrawal fee.

To avail of this card, you have to pay the following-

• Joining Fee: INR 12,499 + GST
• Annual Fee: INR 12,499 + GST

ICICI Sapphiro Credit Card with Lounge Access

The ICICI Bank Sapphiro Credit Card is a premium travel card designed for frequent flyers, offering exclusive airport lounge access and luxury perks.

Check out the lounge access details of the ICICI Sapphiro credit card with lounge access-

International Lounge Access (Priority Pass Membership)

• Enjoy 2 complimentary international lounge visits.
• Complimentary Priority Pass Membership for the primary cardholder.
• Access 1,400+ lounges in 145+ countries worldwide.
• Present your Priority Pass Membership Card at participating lounges.
• Benefits apply only to primary cardholders.

Domestic Lounge Access

• 4 complimentary domestic lounge visits per quarter.
• Spend INR 75,000 in the previous quarter to unlock access for the next quarter.
• Customers with both MasterCard & AMEX variants get 2 lounge visits per quarter on each variant.
• Lounge access is applicable only for primary cardholders.

To avail of this card, you have to pay the following-

• Joining Fee: INR 6,500 + GST
• Annual Fee: INR 3,500 + GST (Waived on spending INR 6,00,000 in the previous year)

ICICI Lounge Access Rubyx Credit Card

ICICI Bank Rubyx Credit Card offers exclusive rewards on lifestyle, travel, and shopping, along with premium privileges and insurance benefits.

Check out the lounge access details on the ICICI Rubyx credit Card with lounge access-

Airport Lounge Access

• 2 complimentary domestic airport lounge visits per quarter.
• Dual cardholders (MasterCard & AMEX variants) get 1 complimentary visit per quarter on each card.
• Spend INR 75,000 in the previous quarter to unlock access for the next quarter.
• Additional visits will be chargeable as per lounge service provider rates.

Railway Lounge Access

• 2 complimentary railway lounge visits per quarter.
• Available only for primary cardholders.

To avail of this card, you have to pay the following-

• First-Year Annual Fee: INR 3,000 + GST
• Second-Year Onwards: INR 2,000 + GST (Waived on spending INR 3,00,000+ in the previous year)

ICICI Coral Credit Card with Lounge Access

ICICI Bank Coral Credit Card rewards your everyday spending with exciting benefits, including travel privileges and lounge access.

Check out the lounge access details of ICICI lounge access Coral Credit Card-

Airport Lounge Access

• 1 complimentary airport lounge visit per quarter.
• Spend INR 75,000 in the previous quarter to unlock access for the next quarter.
• Additional visits will be chargeable as per lounge service provider rates.
• Available only for primary cardholders.

Railway Lounge Access

• 1 complimentary railway lounge visit per quarter.
• Access available only for primary cardholders.

To avail of this card, you have to pay the following-

• Joining Fee: INR 500 + GST
• Annual Fee: INR 500 + GST (Waived on spending INR 1,50,000+ in a year)

ICICI Manchester United Platinum Credit Card for Lounge Access

The Manchester United Platinum Credit Card by ICICI Bank is designed for passionate football fans, offering exclusive Manchester United experiences along with premium lifestyle benefits.

Check out the lounge access details on this ICICI Credit card with lounge access-

Domestic Airport Lounge Access

• 1 complimentary airport lounge visit per quarter.
• Spend INR 75,000 in the previous quarter to unlock access for the next quarter.
• Enjoy luxury seating, gourmet meals, free Wi-Fi, and more.

To avail of this card, you have to pay the following-

• Joining Fee: INR 499 + GST
• Annual Fee: INR 499 + GST (Waived on spending INR 1,25,000+ in the previous year)

Manchester United Signature Credit Card

The Manchester United Signature Credit Card by ICICI Bank is a must-have for devoted fans, offering exclusive Manchester United merchandise and premium travel benefits.

Check out the lounge access details for this ICICI lounge access credit card.

Domestic Airport Lounge Access

• 2 complimentary airport lounge visits per quarter.
• Spend INR 75,000 in the previous quarter to unlock access for the next quarter.
• Enjoy comfortable seating, gourmet meals, free Wi-Fi, and more.

To avail of this card, you have to pay the following-

• Joining Fee: INR 2,499 + GST (Includes a complimentary Manchester United holdall and football).
• Annual Fee: INR 2,499 + GST (Waived on spending INR 2,50,000+ in the previous year).

Adani One Platinum Lounge Access Credit Card

The Adani One Platinum Credit Card offers seamless travel benefits with exclusive lounge access and premium airport privileges.

Check out the lounge access details on the Adani One Platinum Credit Card-

Domestic Airport Lounge Access

• 2 complimentary domestic lounge visits per quarter.
• Swipe your credit card to avail access.

Premium Lounge Upgrade

• 2 premium lounge upgrades per quarter at Adani-managed airports.

To avail of this card, you have to pay the following-

Joining Fee: INR 750 + taxes

Annual Fee: INR 750 + taxes (Waived on spending INR 3,00,000+ in a year)

Adani One Signature Lounge Access Credit Card

The Adani One Signature Credit Card offers premium travel benefits, exclusive airport privileges, and luxury lounge access for frequent flyers.

Check out the lounge access details of the Adani One Signature credit card-

Domestic Airport Lounge Access

• 4 complimentary domestic lounge visits per quarter.
• Premium lounge upgrade available at Adani-managed airports after access authorization.

International Airport Lounge Access

• 2 complimentary international lounge visits per year.

You must swipe your credit card to avail the complimentary lounge access. To check airport lounge access on a credit card, you can also visit the bank’s official website or call customer care.

To avail of this card, you have to pay the following-

• Joining Fee: INR 5,000 + taxes
• Annual Fee: INR 5,000 + taxes (Waived on spending INR 6,00,000+ in a year)

Also Read: Check out this blog to learn about ICICI Coral International Debit Card Lounge Access. Explore benefits, airport list, transaction limit, charges, and more.

MakeMyTrip ICICI Bank Platinum Lounge Access Credit Card

The MakeMyTrip ICICI Bank Platinum Credit Card is designed for travel enthusiasts, offering exclusive benefits on flights, hotels, and lounge access.

Check out the lounge access details below-

Domestic Airport Lounge Access

• 1 complimentary airport lounge visit per quarter.
• Spend INR 5,000 in a calendar quarter to unlock access for the next quarter.

Railway Lounge Access

• 1 complimentary railway lounge visit per quarter.
• Applicable only for primary cardholders.

To avail of this card, you have to pay the following-

• Joining Fee: INR 500
• Annual Fee: No annual fee from the second year onward.

MakeMyTrip ICICI Bank Signature Lounge Access Credit Card

MakeMyTrip ICICI Bank Signature Credit Card is a premium travel card offering exclusive benefits on flights, hotels, and lounge access.

Check out the MMT lounge access credit card details below-

Domestic Airport Lounge Access

• 8 complimentary domestic lounge visits per year.

International Airport Lounge Access

• 1 complimentary international lounge visit per year.

To avail of this card, you have to pay the following-

• Joining Fee: INR 2,500
• Annual Fee: Nil

ICICI Expressions Credit Card with Lounge Access

ICICI Bank Expressions Credit Card lets you personalize your card with unique designs that reflect your style and passions.

Check out the lounge access details of the ICICI Expressions credit cards with lounge access-

Domestic Airport Lounge Access

• 1 complimentary domestic lounge visit per quarter.
• Spend INR 75,000 in the previous quarter to unlock access for the next quarter.

To avail of this card, you have to pay the following-

• Joining Fee: INR 499 + GST
• Annual Fee: INR 499 + GST (waived on spending INR 1,50,000 in the previous year)

HPCL Super Saver Lounge Access Credit Card

The ICICI Bank HPCL Super Saver Credit Card helps you save on fuel while offering premium travel benefits.

Check out the HPCL Super Saver lounge access credit card details-

Domestic Airport Lounge Access

• 1 complimentary airport lounge visit per quarter.
• Spend INR 75,000 in the previous quarter to unlock access for the next quarter.

To avail of this card, you have to pay the following-

• Joining Fee: INR 500 + GST
• Annual Fee: INR 500 + GST (waived on spending INR 1,50,000 in the previous year)

Emirates Skywards ICICI Bank Credit Card

Emirates Skywards ICICI Bank Credit Card lets you earn Skywards Miles while enjoying premium travel benefits.

Check out the ICICI credit card lounge access details on Emirates Skyrewards variants-

• Rubyx Variant: 1 complimentary domestic airport lounge access per quarter.
• Sapphiro Variant: 2 complimentary domestic lounge visits per quarter & 2 international lounge visits per year.
• Emeralde Variant: Unlimited complimentary domestic & international lounge access.

To avail of these cards, you have to pay the following-

• Rubyx: INR 1,000 joining & annual fee.
• Sapphiro: INR 5,000 joining & annual fee.
• Emeralde: INR 10,000 joining & annual fee.

Comparing ICICI Lounge Access Credit Cards

Whether you need unlimited access to domestic and international lounges or a limited number of complimentary visits, ICICI has a card to suit your needs. 

Below is a detailed comparison of ICICI lounge access credit cards, including their domestic and international lounge benefits, Priority Pass memberships, and applicable fees.

Card Name	Domestic Lounge Access	International Lounge Access	Priority Pass Membership	Joining Fee	Annual Fee & Waiver Criteria
Times Black ICICI Bank Credit Card	Unlimited	Unlimited	Yes (Free for cardholders, guest visits at USD 29 + GST)	INR 20,000 + GST	INR 20,000 + GST (Waived on spending INR 25 lakhs in a year)
ICICI Bank Emeralde Private Metal Credit Card	Unlimited	Unlimited	Yes (Free for cardholders, guest visits at USD 29 + GST)	INR 12,499 + GST	INR 12,499 + GST (Waived on spending INR 10 lakhs in a year)
ICICI Emeralde Credit Card	Unlimited	Unlimited	Yes	INR 12,499 + GST	INR 12,499 + GST
ICICI Sapphiro Credit Card	4 per quarter	2 per year	Yes (Primary cardholders only)	INR 6,500 + GST	INR 3,500 + GST (Waived on spending INR 6,00,000 in the previous year)
ICICI Rubyx Credit Card	2 per quarter	None	No	INR 3,000 + GST	INR 2,000 + GST (Waived on spending INR 3,00,000 in the previous year)
ICICI Coral Credit Card	1 per quarter	None	No	INR 500 + GST	INR 500 + GST (Waived on spending INR 1,50,000 in a year)
Manchester United Platinum Credit Card	1 per quarter	None	No	INR 499 + GST	INR 499 + GST (Waived on spending INR 1,25,000 in the previous year)
Manchester United Signature Credit Card	2 per quarter	None	No	INR 2,499 + GST	INR 2,499 + GST (Waived on spending INR 2,50,000 in the previous year)
Adani One Platinum Credit Card	2 per quarter	None	No	INR 750 + taxes	INR 750 + taxes (Waived on spending INR 3,00,000 in a year)
Adani One Signature Credit Card	4 per quarter	2 per year	No	INR 5,000 + taxes	INR 5,000 + taxes (Waived on spending INR 6,00,000 in a year)
MakeMyTrip ICICI Bank Platinum Credit Card	1 per quarter	None	No	INR 500	No annual fee from second year onward
MakeMyTrip ICICI Bank Signature Credit Card	8 per year	1 per year	No	INR 2,500	Nil
ICICI Expressions Credit Card	1 per quarter	None	No	INR 499 + GST	INR 499 + GST (Waived on spending INR 1,50,000 in the previous year)
HPCL Super Saver Credit Card	1 per quarter	None	No	INR 500 + GST	INR 500 + GST (Waived on spending INR 1,50,000 in the previous year)
Emirates Skywards ICICI Bank Credit Card	Rubyx: 1 per quarter, Sapphiro: 2 per quarter, Emeralde: Unlimited	Sapphiro: 2 per year, Emeralde: Unlimited	Yes (Only for Emeralde & Sapphiro)	Rubyx: INR 1,000, Sapphiro: INR 5,000, Emeralde: INR 10,000	Same as joining fee

Also Read: Compare Axis Bank debit cards with international lounge access. Find eligibility, complimentary visits, and the latest updates on Axis Bank lounge benefits.

Best Credit Card Recommendations Based on User Needs

1. Best for Unlimited Lounge Access

If you are a frequent traveler and want unlimited access to premium lounges:

• Times Black ICICI Bank Credit Card – Unlimited domestic & international lounge access + free Priority Pass.
• ICICI Emeralde Private Metal Credit Card – Unlimited global access, lower fee than Times Black.

2. Best for Occasional Lounge Access with Low Fees

If you need occasional lounge access but don’t want to pay high fees:

• HPCL Super Saver Credit Card – 1 domestic lounge visit per quarter for an INR 500 annual fee (waived on spends).
• ICICI Coral Credit Card – 1 lounge visit per quarter, INR 500 fee (waivable), good for budget-conscious users.

3. Best for Frequent International Travelers

For those who fly internationally often and need priority access to lounges worldwide:

• Emirates Skywards ICICI Bank Sapphiro Credit Card – 2 international lounge visits per year, Priority Pass for premium members.
• ICICI Sapphiro Credit Card – 2 free international lounge visits per year, good balance between affordability & benefits.
• ICICI Emeralde Credit Card – Unlimited domestic & international lounge access, INR 12,499 fee (best for high-spending users).

Terms & Conditions for Lounge Access

ICICI Bank credit cards come with varying lounge access benefits, each subject to specific terms and conditions. These may include spending criteria to unlock free visits, restrictions on the number of complimentary visits, and whether the card requires swiping at the lounge for access.

Additionally, lounge access is provided through networks like Visa, MasterCard, Amex, and Priority Pass, with potential extra charges for exceeding the allotted visits. Understanding these terms helps cardholders maximize their benefits while avoiding unexpected costs.

Spending Criteria to Unlock Lounge Access (If Applicable)

• Some ICICI credit cards require a minimum spend per quarter or year to qualify for lounge access.
• Example:
  • ICICI Coral Credit Card: 1 free domestic lounge access per quarter, but only if you spend INR 5,000 or more in the previous quarter.
  • ICICI Sapphiro Credit Card: It waives the INR 3,500 annual fee if you spend INR 6 lakh in a year, making it cost-effective for lounge access.

Cards That Require Swiping at Lounges vs. Automatic Access

• Swipe-Based Access: Some cards need the cardholder to swipe their card at the lounge reception for access. These include:
  • ICICI Coral Credit Card
  • ICICI Rubyx Credit Card
  • MakeMyTrip ICICI Bank Platinum Credit Card
• Automatic Access (Without Swiping): Premium cards allow seamless entry without swiping. These include:
  • ICICI Times Black Credit Card
  • ICICI Emeralde Private Metal Credit Card
  • ICICI Emirates Skywards Emeralde Credit Card

List of Lounge Service Providers (Visa, MasterCard, Amex, Priority Pass, etc.)

• Visa: Offers domestic and international lounge access for Visa Signature & Infinite cardholders.
• MasterCard: LoungeKey program grants access to select lounges for MasterCard World & Elite cardholders.
• American Express (Amex): Provides exclusive access to Centurion Lounges for Platinum & premium Amex cardholders.
• Priority Pass: Available with select premium ICICI cards, offering global access to 1,300+ lounges.

Extra Charges for Additional Lounge Visits

• Many cards have a free lounge access limit per quarter or year. Beyond this, additional visits are chargeable:
  • Priority Pass Guest Visits: USD 29 + GST per visit.
  • ICICI Coral/Rubyx Cards: After the free quota is exhausted, lounge entry may cost INR 800 – INR 1,200 per visit.
  • International Lounge Entry Without Priority Pass: Can range from INR 1,500 – INR 3,000 per visit, depending on the lounge.

Eligibility Criteria to Apply for ICICI Bank Credit Cards with Lounge Access

The eligibility criteria for ICICI Bank lounge access credit cards vary depending on the card type. Applicants must fulfil age requirements and income criteria and have an excellent credit rating. Check out who can apply-

Age Requirement

• Primary cardholders must be between 21 and 65 years old.
• Add-on cardholders should be at least 18 years old.

Income Criteria

• Premium & Super-Premium Cards (e.g., Times Black, Emeralde Private Metal) require a high annual income, typically INR 20 lakh and above.
• Mid-tier Cards (e.g., Sapphiro, Rubyx) may require INR 5 to 10 lakh annual income.
• Entry-level Cards (e.g., Coral, HPCL Super Saver) have lower income requirements, usually INR 2 to 5 lakh per annum.

Existing Relationship with ICICI Bank

• Some premium cards are available only to ICICI Bank account holders or high-net-worth customers.
• Existing ICICI Bank customers with a good credit history may get pre-approved offers.

Credit Score Requirement

• A minimum credit score of 750+ is generally required for premium cards.
• For entry-level cards, a score of 650-700+ may suffice.

How to Apply for ICICI Lounge Access Credit Cards?

Applying for these cards is simple and can be done online or offline. Before applying, ensure you meet the eligibility criteria, including age, income, and credit score requirements. Below is a step-by-step guide to help you apply seamlessly.

Online Application Process

• Visit ICICI Bank’s Website: Go to the official credit card application page.
• Select Your Card: Choose a card based on your lounge access needs and benefits.
• Fill out the Online Application: Enter details like name, date of birth, PAN, income, and employment type.
• Upload Documents: Submit identity proof, address proof, income proof, and photographs.
• Verification Process: The bank verifies your documents and creditworthiness.
• Approval & Dispatch: If approved, the card is dispatched to your registered address within 7-10 working days.

Offline Application Process

• Visit an ICICI Bank Branch with the required documents.
• Meet a Bank Representative and fill out the credit card application form.
• Submit Documents for verification.
• Wait for Approval: Once verified, the bank processes your application within 5-7 days.

Documents Required

• Identity Proof: Aadhaar Card / PAN Card / Passport / Voter ID
• Address Proof: Aadhaar Card / Passport / Utility Bill (electricity, water, etc.)
• Income Proof: Latest salary slips / ITR / Form 16 / Bank statements
• Photographs: Recent passport-sized photos

This was all about the ICICI Bank credit cards with lounge access. To know more details in brief, check out the FAQs below.

FAQs

To learn more about education loans, the best bank accounts for students, forex, banking experience for global students, or international money transfers, reach out to our experts at 1800572126 to help ease your experience with studying abroad.

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