One can easily avoid long layovers and crowded airport terminals with SBI credit cards with lounge access. You can relax in premium airport lounges, enjoy free Wi-Fi, and indulge in complimentary snacks. Whether you’re a frequent traveler or an occasional flyer, having the right SBI credit card can turn your travel experience from stressful to seamless.
From free airport lounge visits to exclusive travel perks, SBI offers a range of credit cards for jet-setters. But which SBI credit card gives you the best lounge benefits? How many visits are free? And do you get access to both domestic and international lounges? We’ve got all the answers! Let’s dive into the best SBI credit cards that unlock premium airport lounges for you.
Table of contents
List of SBI Credit Cards with Lounge Access
SBI offers 16 credit cards, each packed with unique benefits. When it comes to lounge access, here’s how they stack up:
- 12 SBI credit cards offer airport lounge access (domestic, international, or both).
- 2 SBI credit cards provide railway lounge access for train travelers.
- 2 SBI credit cards do not include any lounge access benefits.
The type of lounge access you get—domestic, international, or both—depends on the specific credit card. However, to enjoy these premium perks, cardholders must meet the eligibility criteria set by SBI.
Let’s explore which cards offer the best travel experience!
| SBI Lounge Access Credit Card | Lounge Details |
| KrisFlyer SBI Card | – 1 complimentary Domestic Airport Lounge visit every quarter – 4 complimentary International Airport Lounge visits per year (max 1 visit per quarter) |
| KrisFlyer SBI Card Apex | – 2 complimentary Domestic Airport Lounge visits every quarter – 8 complimentary International Airport Lounge visits per year (max 2 visits per quarter) |
| SBI Card MILES PRIME | – 4 complimentary International Airport Lounge visits every year, outside India (max 2 visits per quarter) – 8 complimentary Domestic Airport Lounge visits every year (max 2 visits per quarter) |
| SBI Card MILES ELITE | – 6 complimentary International Airport Lounge visits every year, outside India (max 2 visits per quarter) – 8 complimentary Domestic Airport Lounge visits every year (max 2 visits per quarter) |
| SBI Card MILES | – 4 complimentary Domestic Airport Lounge visits every year (max 2 visits per quarter) |
| BPCL SBI Card OCTANE | – 4 complimentary visits per calendar year to Domestic VISA lounges in India (max 1 visit per quarter) |
| Etihad Guest SBI Premier Card | – 4 complimentary Airport Lounge visits per year, outside India (max 2 visits per quarter) – 8 complimentary visits per year to domestic Visa Lounges in India(max 2 visits per quarter) |
| Etihad Guest SBI Card | – 8 complimentary visits per year to domestic Visa Card Lounges in India(max 2 visits per quarter) |
| Club Vistara SBI Card PRIME Features | – 4 complimentary visits per calendar year to International Priority Pass Lounges outside India (max 2 visits per quarter) .T&C’s Apply – 8 complimentary visits per year to Domestic Airport lounges (subject to a max of 2 per quarter) |
| Club Vistara SBI Card | 4 complimentary visits per year to Domestic Airport lounges (subject to a maximum of 1 per quarter) |
| Air India SBI Signature Card | – International Airport Luxury Lounge Access to over 600 airport lounges with complimentary Priority Pass Program – Complimentary Visa Lounge Access Program in India at major domestic airports |
| Air India SBI Platinum Card | 8 complimentary visits per year to Domestic VISA Lounges in India (max 2 visits per quarter) |
Please note that effective April 1, 2019, Mastercard Airport Lounge access will no longer be available on the Yatra SBI Credit Card.
KrisFlyer SBI Card
The KrisFlyer SBI Credit Card is a dream come true for frequent flyers, especially those who love flying with Singapore Airlines. Packed with KrisFlyer miles, airport lounge access, and travel perks, this card makes every journey rewarding.
Check out the features, benefits, and rewards you can earn with the KrisFlyer SBI credit card lounge access-
Welcome Gift
- Earn 3,000 KrisFlyer miles on payment of the annual fee and completing your first transaction within 60 days.
Rewards & Earning Potential
- 5 KrisFlyer miles per INR 200 spent on Singapore Airlines Group.
- 5 KrisFlyer miles per INR 200 on international transactions.
- 2 KrisFlyer miles per INR 200 on all other eligible spends.
Milestone Benefits
- Earn an extra 3,000 KrisFlyer miles on annual spends of INR 3 lakhs.
- Miles are transferred directly to your KrisFlyer account on the statement date.
Lounge Benefits
- 1 complimentary domestic airport lounge visit per quarter.
- Complimentary Priority Pass membership worth USD 99.
- 4 complimentary international lounge visits per year (max 1 per quarter).
Fuel Surcharge Waiver
- 1% fuel surcharge waiver on transactions up to INR 3,000 (excluding GST & other charges).
Insurance Coverage
- Enjoy INR 1 crore air accident cover for extra peace of mind while traveling.
Charges
| Annual Fees | INR 2999 + applicable taxes |
| Renewal Fee (per annum) | INR 2999 + applicable taxes |
| Add-on Fee (per annum) | NIL |
KrisFlyer SBI Card Apex
The KrisFlyer SBI Card Apex is a top-tier travel credit card designed for frequent international travelers. With higher KrisFlyer miles, lounge benefits, and elite membership perks, this SBI credit card with lounge access takes your travel experience to the next level.
Check out the features, benefits and rewards you can earn with this card.
Welcome Benefit
- Earn 10,000 KrisFlyer miles by paying the annual fee and making your first transaction within 60 days.
Reward Benefits
- 10 KrisFlyer miles per INR 200 spent on Singapore Airlines Group.
- 8 KrisFlyer miles per INR 200 on international spends.
- 6 KrisFlyer miles per INR 200 on other eligible transactions.
Exclusive Milestone Benefits
- Earn an extra 10,000 KrisFlyer miles on annual spends of INR 5 lakhs.
- Get a tier upgrade to KrisFlyer Elite Gold on spending INR 7.5 lakhs on Singapore Airlines.
Lounge Benefits
- 2 complimentary domestic airport lounge visits per quarter.
- Complimentary Priority Pass membership worth USD 99.
- 8 complimentary international lounge visits per year (max 2 per quarter).
Fuel Surcharge Waiver
- 1% fuel surcharge waiver on transactions up to INR 3,000 (excluding GST & other charges).
Insurance Coverage
- Enjoy an air accident cover of INR 3.5 crore for added security while traveling.
Charges
| Annual Fees | INR 9999 + applicable taxes |
| Renewal Fee (per annum) | INR 9999 + applicable taxes |
| Add-on Fee (per annum) | NIL |
SBI Card MILES PRIME
If you’re someone who loves to travel smart and save big, the SBI Card MILES PRIME is designed just for you! Whether you’re booking flights, enjoying airport lounges, or earning travel rewards, this card ensures every journey is packed with perks.
With a generous welcome gift, milestone benefits, and complimentary lounge access, this SBI credit card with lounge access is a must-have for frequent flyers.
Welcome Gift
- Get 3,000 Travel Credits as a welcome bonus.
Miles & Reward Benefits
- 4 Travel Credits per INR 200 spent on travel bookings.
- 2 Travel Credits per INR 200 on all other transactions.
- Convert your Travel Credits into Air Miles, Hotel Points, Travel Bookings, or redeem them for a wide range of products.
Milestone Benefits
- Extra domestic lounge visit for every INR 1 lakh spent.
- Earn 10,000 bonus Travel Credits on annual spends of INR 8 lakh.
- Get an annual fee waiver on spends of INR 10 lakh in a membership year.
International Travel Privileges
- Complimentary Priority Pass Membership worth USD 99, giving access to 1,000+ international airport lounges.
- 4 complimentary international airport lounge visits per year (max 2 per quarter).
Domestic Travel Privileges
- 8 complimentary domestic airport lounge visits per year (max 2 per quarter).
Insurance Cover
- Flight cancellation coverage (up to INR 3,500 per cancellation, max 6 per year).
- Lost card liability protection up to INR 1 lakh.
- Air accident cover of INR 1 crore.
Other Travel Benefits
- Low foreign currency mark-up fee of 2.5% on international transactions.
- 1% fuel surcharge waiver at all petrol pumps across India.
Charges
| Annual Fees | INR 2999 + applicable taxes |
| Renewal Fee (per annum) | INR 2999 + applicable taxes |
SBI Card MILES ELITE
For those who seek premium travel experiences, the SBI Card MILES ELITE is a game-changer. With unmatched lounge access, milestone rewards, and travel benefits, this SBI credit card with lounge access ensures you travel in style. Students can travel with some of the best forex cards with international lounge access.
Check out the features, benefits, and regards on the SBI Card MILES ELITE-
Welcome Gift
- Get 5,000 Travel Credits as a welcome bonus.
Miles & Reward Benefits
- Earn 6 Travel Credits per INR 200 spent on travel bookings.
- Earn 2 Travel Credits per INR 200 on all other spends.
- Redeem Travel Credits for Air Miles, Hotel Points, Travel Bookings, or exclusive products.
Milestone Benefits
- An extra domestic lounge visit for every INR 1 lakh spent.
- Earn 20,000 bonus Travel Credits on annual spends of INR 12 lakh.
- Get an annual fee waiver on spends of INR 15 lakh in a membership year.
International Travel Privileges
- Complimentary Priority Pass Membership worth USD 99 with access to 1,000+ international airport lounges.
- 6 complimentary international lounge visits per year (max 2 per quarter).
Domestic Travel Privileges
- 8 complimentary domestic airport lounge visits per year (max 2 per quarter).
Insurance Cover
- Flight cancellation coverage (up to INR 3,500 per cancellation, max 6 per year).
- Lost card liability protection up to INR 1 lakh.
- Air accident cover of INR 1 crore.
Other Travel Benefits
- Low foreign currency mark-up fee of 1.99% on international transactions.
- 1% fuel surcharge waiver at all petrol pumps across India.
Charges
| Annual Fees | INR 4999 + applicable taxes |
| Renewal Fee (per annum) | INR 4999 + applicable taxes |
SBI Card MILES
Looking for a budget-friendly travel credit card that still offers great perks? The SBI Card MILES is designed for travelers who want to enjoy lounge access, earn rewards, and save on travel expenses without a high annual fee.
With this SBI credit card with lounge access, you can experience comfort at airports, earn travel credits on every spend, and unlock exclusive privileges to make your trips smoother and more rewarding.
Welcome Gift
- Get 1,500 Travel Credits as a welcome bonus.
Miles & Reward Benefits
- Earn 2 Travel Credits per INR 200 spent on travel bookings.
- Earn 1 Travel Credit per INR 200 on all other transactions.
- Redeem Travel Credits for Air Miles, Hotel Points, Travel Bookings, or a wide range of products.
Milestone Benefits
- Extra domestic lounge visit for every INR 1 lakh spent.
- Earn 5,000 bonus Travel Credits on annual spends of INR 5 lakh.
- Get an annual fee waiver on spends of INR 6 lakh in a membership year.
International Travel Privileges
- Complimentary Priority Pass Membership worth USD 99 with access to 1,000+ international airport lounges.
Domestic Travel Privileges
- 4 complimentary domestic airport lounge visits per year (max 2 per quarter).
Other Travel Benefits
- Low foreign currency mark-up fee of 3.00% on international transactions.
- 1% fuel surcharge waiver at all petrol pumps across India.
Charges
| Annual Fees | INR 1499 + applicable taxes |
| Renewal Fee (per annum) | INR 1499 + applicable taxes |
Also Read: Discover the SBI YONO cash withdrawal limits. Learn about the maximum and minimum limits at ATMs, PoS, and more.
BPCL SBI Card OCTANE
BPCL SBI Card OCTANE is an excellent choice that offers fuel savings along with exclusive travel perks. This SBI credit card with lounge access offers reward points on fuel purchases, dining, and entertainment, along with complimentary access to domestic airport lounges.
Check out the welcome benefits, rewards, and lounge access details below.
Welcome Gift
- Get 6,000 bonus reward points (worth INR 1,500) on payment of the annual fee.
- Reward points are credited within 30 days of fee payment.
Value Back Benefits
- 7.25% value back (~25X Reward Points) on fuel purchases at BPCL petrol pumps (max 2,500 Reward Points per billing cycle).
- 6.25% cashback + 1% fuel surcharge waiver on BPCL transactions up to INR 4,000.
Reward Benefits
- 25 Reward Points per INR 100 spent on BPCL Fuel, Lubricants & Bharat Gas (website & app only).
- 10 Reward Points per INR 100 on dining, grocery, departmental stores & movies (up to 7,500 Reward Points per month).
Fuel Freedom Benefits
- 1% fuel surcharge waiver at all BPCL petrol pumps in India (up to INR 100 per statement cycle).
- Save up to INR 1,200 annually on fuel surcharge waiveINR
Lounge Access Benefit
- 4 complimentary domestic airport lounge visits per year (max 1 per quarter).
Milestone Privileges
- Get e-gift vouchers worth INR 2,000 from Aditya Birla Fashion, Yatra, or Bata/Hush Puppies on annual spends of INR 3 lakh.
Other Benefits
- INR 1 lakh Fraud Liability cover for added security.
- Annual fee waiver on spending INR 2 lakh in a membership year.
- Instant reward point redemption at BPCL petrol pumps.
- Redeem reward points through the Shop & Smile Rewards Catalogue.
Charges
| Annual Fees | INR 1499 + applicable taxes |
| Renewal Fee (per annum) | INR 1499 + applicable taxes |
Etihad Guest SBI Premier Card
The Etihad Guest SBI Premier Credit Card is perfect for frequent travelers who fly with Etihad Airways. Packed with exclusive travel benefits, Etihad Guest Miles rewards, and complimentary airport lounge access, this SBI credit card with lounge access enhances your international and domestic travel experience.
Welcome Gift
- Earn 5,000 Etihad Guest Miles as a welcome bonus.
- Complimentary Etihad Guest Gold tier status after your first transaction.
Reward Benefits
- 6 Etihad Guest Miles per INR 100 spent on Etihad.com.
- 4 Etihad Guest Miles per INR 100 on international spends.
- 2 Etihad Guest Miles per INR 100 on all other spends (except fuel).
Milestone Benefits
- 1,500 bonus Etihad Guest Miles on quarterly spending of INR 1.5 lakh.
- 1 Companion Voucher on annual spends of INR 8 lakh.
Spend-Based Fee Reversal
- Spend INR 5 lakh annually to get an annual fee waiver from the second year onward.
Airport Lounge Access
- International Lounge Access: 4 complimentary visits per year (max 2 per quarter) through Priority Pass membership.
- Domestic Lounge Access: 8 complimentary visits per year (max 2 per quarter) to Visa Lounges in India.
Insurance Benefits
- INR 50 lakh overseas air accident cover.
- INR 1 lakh fraud liability cover.
- Lost baggage allowance of up to USD 1,000.
Fuel Surcharge Waiver
- 1% fuel surcharge waiver at petrol pumps across India.
- Valid for fuel transactions between INR 500 to INR 4,000.
- maximum waiver of INR 250 per statement cycle.
Charges
| Annual Fees | INR 4999 + applicable taxes |
| Renewal Fee (per annum) | INR 4999 + applicable taxes |
Etihad Guest SBI Card
The Etihad Guest SBI Credit Card is designed for travelers who want to maximize their benefits while flying with Etihad Airways. With airport lounge access, milestone rewards, and premium travel privileges, this SBI credit card with lounge access ensures a seamless and rewarding travel experience.
Welcome Gift
- 2,500 Etihad Guest Miles as a welcome bonus.
- Complimentary Etihad Guest Silver tier status after your first transaction.
Reward Benefits
- 3 Etihad Guest Miles per INR 100 spent on Etihad.com.
- 2 Etihad Guest Miles per INR 100 on international spends.
- 1 Etihad Guest Mile per INR 100 on all other spends (except fuel).
Milestone Benefits
- 5,000 Etihad Guest Miles on annual spends of INR 5 lakh.
- 1 Companion Voucher on annual spends of INR 10 lakh.
Spend-Based Fee Reversal
- Spend INR 3 lakh annually to get an annual fee waiver from the second year onwards.
Airport Lounge Access
- International Lounge Access: Complimentary Priority Pass membership worth USD 99.
- Domestic Lounge Access: 8 complimentary visits per year (max 2 per quarter) at Visa Card Lounges in India.
Insurance Benefits
- INR 25 lakh overseas air accident cover.
- INR 50,000 fraud liability cover.
- Lost baggage allowance of up to USD 1,000.
Fuel Surcharge Waiver
- 1% fuel surcharge waiver at petrol pumps across India.
- Valid for fuel transactions between INR 500 to INR 4,000.
- maximum waiver of INR 250 per statement cycle.
Charges
| Annual Fees | INR 1499 + applicable taxes |
| Renewal Fee (per annum) | INR 1499 + applicable taxes |
Club Vistara SBI Card PRIME
The Club Vistara SBI Card PRIME is the perfect travel companion for frequent flyers, offering premium lounge access, Vistara rewards, and milestone benefits. With every spend, you earn CV Points that can be redeemed for flights, upgrades, and more, making every trip more rewarding.
Welcome Gift
- Get 1 Premium Economy ticket as an E-Gift Voucher on payment of the Annual/Renewal Fee.
Reward Benefits
- Earn 4 CV Points per INR 200 spent on all transactions.
Milestone Benefits
- Spend INR 75,000 within 90 days of card issuance and get 3,000 bonus CV Points.
- Earn 1 Premium Economy ticket on annual spends of:
– INR 1.5 lakh
– INR 3 lakh
– INR 4.5 lakh
– INR 8 lakh
Airport Lounge Access
- Domestic Lounges: 8 complimentary visits per year (max 2 per quarter).
- International Lounges: Complimentary Priority Pass membership worth USD 99.
- 4 complimentary visits per year to International Priority Pass Lounges (max 2 per quarter).
Comprehensive Insurance Cover
- Air Accident Cover up to INR 1 Crore.
- Lost card liability coverage up to INR 1 lakh.
- Flight cancellation cover: INR 3,500 per cancellation, up to 6 times a year.
Charges
| Annual Fees | INR 2999 + applicable taxes |
| Renewal Fee (per annum) | INR 2999 + applicable taxes |
| Add-on Fee (per annum) | NIL |
Club Vistara SBI Card
The Club Vistara SBI Card is an excellent choice for travelers who frequently fly with Vistara Airlines, offering exclusive lounge access, milestone benefits, and flight rewards. With every spend, you earn Club Vistara (CV) Points, making your travels more rewarding.
Welcome Gift
- Receive 1 Economy Class Ticket as an E-Gift Voucher on payment of the Annual/Renewal Fee.
Reward Benefits
- Earn 3 CV Points per INR 200 spent on all transactions.
Milestone Benefits
- Spend INR 50,000 within 90 days of card issuance and get 1,000 bonus CV Points.
- Earn 1 Economy Class Ticket on annual spends of:
– INR 1.25 lakh
– INR 2.5 lakh
– INR 5 lakh
Airport Lounge Access
- Domestic Lounges: 4 complimentary visits per year (max 1 per quarter).
- International Lounges: Complimentary Priority Pass membership worth USD 99, valid for 24 months.
Comprehensive Insurance Cover
- Air Accident Cover up to INR 50 Lakh.
- Lost card liability coverage up to INR 1 Lakh.
- Flight cancellation cover: INR 3,500 per cancellation, up to 4 times a year.
Charges
| Annual Fees | INR 1499 + applicable taxes |
| Renewal Fee (per annum) | INR 1499 + applicable taxes |
| Add-on Fee (per annum) | NIL |
Air India SBI Signature Card
The Air India SBI Signature Card is designed for frequent flyers who want to maximize travel rewards, enjoy premium lounge access, and earn Air India miles on every spend. This card enhances your flying experience with bonus rewards, exclusive airport privileges, and flight benefits.
Welcome Gift
- Get 20,000 Reward Points on payment of the joining fee.
- Enjoy complimentary membership of the Air India Frequent Flyer program – Flying Returns.
Reward Benefits
- Earn 4 Reward Points per INR 100 spent.
- Earn up to 1,00,000 bonus Reward Points annually.
- Convert Reward Points into Air India Miles (1 Point = 1 Air Mile).
Exclusive Air India Booking Rewards
- Earn 30 Reward Points per INR 100 spent when booking Air India tickets for yourself via airindia.com or the Air India app.
- Earn 10 Reward Points per INR 100 spent when booking Air India tickets for others.
Airport Lounge Access
- International Lounges: Access 600+ luxury airport lounges worldwide with a complimentary Priority Pass membership.
- Domestic Lounges: Enjoy complimentary access to Visa Lounge Program at major domestic airports in India.
Charges
| Annual Fees | INR 4999 + applicable taxes |
| Renewal Fee (per annum) | INR 4999 + applicable taxes |
Air India SBI Platinum Card
The Air India SBI Platinum Card is an excellent choice for frequent Air India travelers who want to earn Air India miles, enjoy airport lounge access, and benefit from travel perks. With this card, you get reward points on every spend, which can be converted into Air India miles for free flights and upgrades.
Welcome Gift
- Get 5,000 Reward Points on payment of the joining fee.
- Complimentary membership to Air India Frequent Flyer Program – Flying Returns.
Reward Benefits
- Earn 2 Reward Points per INR 100 spent on all purchases.
- Earn up to 15,000 bonus Reward Points annually.
- Convert Reward Points into Air India Miles (1 Point = 1 Air Mile).
Exclusive Air India Booking Rewards
- Earn 15 Reward Points per INR 100 spent when booking Air India tickets for yourself via airindia.com or the Air India app.
- Earn 5 Reward Points per INR 100 spent when booking Air India tickets for others.
Airport Lounge Access
- Domestic Lounge Access: Get 8 complimentary visits per year to domestic Visa Lounges in India (max 2 visits per quarter).
Fuel Surcharge Waiver
- Enjoy a 1% fuel surcharge waiver across all petrol pumps in India.
Charges
| Annual Fees | INR 1499 + applicable taxes |
| Renewal Fee (per annum) | INR 1499 + applicable taxes |
Also Read: Know about savings account cash withdrawal limits. Learn how to effectively manage your savings and avoid restrictions.
SBI Credit Cards with International Airport Lounge Access
Frequent international travelers can enjoy the luxury of airport lounges worldwide with SBI international debit cards (with PayPass and PayWave technology) and credit cards that offer complimentary international lounge access.
These cards provide a comfortable travel experience, allowing access to exclusive lounges across various global airports.
List of SBI Credit Cards with International Airport Lounge Access:
- KrisFlyer SBI Card (4 visits per year)
- KrisFlyer SBI Card Apex (8 visits per year)
- SBI Card MILES PRIME (4 visits per year)
- SBI Card MILES ELITE (6 visits per year)
- Etihad Guest SBI Premier Card (4 visits per year)
- Club Vistara SBI Card PRIME (4 visits per year)
- Air India SBI Signature Card (access to over 600 lounges worldwide)
SBI Credit Cards with Domestic Lounge Access
For travelers within India, SBI credit cards with domestic lounge access offer comfort and convenience at major airports. These cards grant access to premium lounges, ensuring a relaxing experience before your flight.
List of SBI Credit Cards with Domestic Airport Lounge Access:
- KrisFlyer SBI Card (4 visits per year)
- KrisFlyer SBI Card Apex (8 visits per year)
- SBI Card MILES PRIME (8 visits per year)
- SBI Card MILES ELITE (8 visits per year)
- SBI Card MILES (4 visits per year)
- BPCL SBI Card OCTANE (4 visits per year)
- Etihad Guest SBI Premier Card (8 visits per year)
- Etihad Guest SBI Card (8 visits per year)
- Club Vistara SBI Card PRIME (8 visits per year)
- Club Vistara SBI Card (4 visits per year)
- Air India SBI Platinum Card (8 visits per year)
SBI Railway Lounge Access Credit Credit
For frequent train travelers, SBI Credit Cards offer exclusive railway lounge access, ensuring a comfortable and premium experience at major railway stations in India. With these credit cards, you can relax in railway lounges equipped with comfortable seating, free Wi-Fi, newspapers, beverages, and meals before boarding your train.
Currently, SBI offers two credit cards that provide complimentary access to select railway lounges across India:
1. IRCTC SBI Platinum Card – 4 Complimentary Railway Lounge Access Per Year
- Enjoy 4 complimentary railway lounge visits per year at participating railway lounges in India.
- The benefit is capped at 1 visit per quarter (i.e., every three months).
- To access the lounge, simply swipe your IRCTC SBI Platinum Card at the respective lounge reception.
- Ideal for travelers who prefer comfortable waiting areas with refreshments and amenities before their journey.
2. IRCTC SBI Card Premier – 8 Complimentary Railway Lounge Access Per Year
- Get 8 complimentary railway lounge visits per year, offering a more premium travel experience.
- The benefit is capped at 2 visits per quarter.
- Use your IRCTC SBI Card Premier to access the lounge and enjoy a relaxing waiting experience.
- Perfect for frequent railway travelers who want to make their journey more enjoyable.
SBI Credit Cards with Lounge Access Comparison Table
SBI offers 16 credit cards with varying lounge access benefits. Below is a quick comparison based on lounge access, fees, and rewards to help you choose the best option:
| Credit Card | Domestic Lounge Access | International Lounge Access | Annual Fee | Key Rewards & Benefits |
| KrisFlyer SBI Card | 1 per quarter | 4 per year (1 per quarter) | INR 2,999 + tax | 5 KrisFlyer miles per INR 200 on Singapore Airlines, 1% fuel surcharge waiver |
| KrisFlyer SBI Card Apex | 2 per quarter | 8 per year (2 per quarter) | INR 9,999 + tax | 10 KrisFlyer miles per INR 200 on Singapore Airlines, air accident cover of INR 3.5 crore |
| SBI Card MILES PRIME | 8 per year (2 per quarter) | 4 per year (2 per quarter) | INR 2,999 + tax | 4 Travel Credits per INR 200 spent on travel bookings, flight cancellation coverage |
| SBI Card MILES ELITE | 8 per year (2 per quarter) | 6 per year (2 per quarter) | INR 4,999 + tax | 6 Travel Credits per INR 200 spent on travel, 20,000 bonus Travel Credits on INR 12L spends |
| SBI Card MILES | 4 per year (2 per quarter) | Priority Pass Membership | INR 1,499 + tax | 2 Travel Credits per INR 200 spent on travel, milestone benefits |
| BPCL SBI Card OCTANE | 4 per year (1 per quarter) | No | INR 1,499 + tax | 7.25% value back on fuel, 1% fuel surcharge waiver |
| Etihad Guest SBI Premier Card | 8 per year (2 per quarter) | 4 per year (2 per quarter) | INR 4,999 + tax | 6 Etihad Guest Miles per INR 100 spent on Etihad.com, 50L overseas air accident cover |
| Etihad Guest SBI Card | 8 per year (2 per quarter) | Priority Pass Membership | INR 1,499 + tax | 3 Etihad Guest Miles per INR 100 spent on Etihad.com, milestone benefits |
| Club Vistara SBI Card PRIME | 8 per year (2 per quarter) | 4 per year (2 per quarter) | INR 2,999 + tax | Premium Economy ticket as welcome benefit, CV Points on spends |
| Club Vistara SBI Card | 4 per year (1 per quarter) | No | INR 1,499 + tax | Economy ticket as welcome benefit, CV Points on spends |
| Air India SBI Signature Card | Unlimited Visa Lounges | Priority Pass Program | INR 4,999 + tax | Complimentary Visa Lounge Access, Air India rewards |
| Air India SBI Platinum Card | 8 per year (2 per quarter) | No | INR 1,499 + tax | Air India rewards, milestone benefits |
Key Points
- Frequent International Travelers: KrisFlyer SBI Card Apex, SBI Card MILES ELITE, Etihad Guest SBI Premier Card
- Budget-Friendly Travel Cards: SBI Card MILES, BPCL SBI Card OCTANE
- Best for Fuel Savings: BPCL SBI Card OCTANE
- Best for Air India & Vistara Flyers: Air India SBI Signature Card, Club Vistara SBI Card PRIME
How to Check if your SBI Card has Lounge Access?
SBI offers various credit cards with complimentary airport and railway lounge access. If you’re unsure whether your SBI card includes this benefit, you can easily check using the following methods.
Check out the steps to see if your SBI credit card offers lounge access or not:
Visit the Official SBI Card Website
- Go to www.sbicard.com.
- Click on the “Credit Cards” section and browse through the features of your card.
Check Your Welcome Kit or Monthly Statements
- The welcome kit that comes with your card usually mentions lounge access benefits.
- You can also review your monthly statements for any mentions of complimentary lounge visits.
Log in to Your SBI Card Account
- Sign in to your SBI Card account via the website or mobile app.
- Check the “Offers & Benefits” section to see if lounge access is included.
Contact SBI Card Customer Care
- Call SBI Card Customer Care at 1860 180 1290 to inquire about lounge access benefits.
- Provide your card details, and they will confirm if your card has this feature.
Check the Lounge Partner’s Website
- If your SBI Card offers lounge access through Visa, Mastercard, or Priority Pass, visit their respective websites to see eligible lounges.
This was all about SBI credit cards with lounge access, including airport and railway lounge programs. Check out the FAQs below for more information.
FAQs
Yes, SBI offers lounge access on 12 of its credit cards, covering both domestic and international airport lounges. Additionally, two SBI credit cards provide railway lounge access.
Some popular SBI credit cards with lounge access include:
– SBI Elite Credit Card: 8 domestic and 6 international lounge visits annually.
– SBI Prime Credit Card: 8 domestic and 4 international lounge visits annually.
– KrisFlyer SBI Card Apex: 8 international and 8 domestic visits annually.
– BPCL SBI Card Octane: 4 domestic visits annually.
To confirm if your SBI card offers lounge access:
– Visit the official SBI Card website and check your card’s benefits.
– Contact SBI Credit Card customer care for detailed information.
No, lounge access is exclusive to the primary cardholder. The membership is non-transferable and cannot be used by another person, even a spouse.
The following cards provide international airport lounge access:
– SBI Elite Credit Card: 6 visits per year.
– KrisFlyer SBI Card Apex: 8 visits per year.
– Club Vistara SBI Card Prime: 4 visits per year.
These cards provide domestic airport lounge access:
– SBI Elite Credit Card: 8 visits per year.
– SBI Prime Credit Card: 8 visits per year.
– BPCL SBI Card Octane: 4 visits per year.
The SBI Card MILES ELITE offers the maximum number of lounge visits. You get 6 complimentary International Airport Lounge visits every year, outside India (max 2 visits per quarter) anf 8 complimentary Domestic Airport Lounge visits every year (max 2 visits per quarter).
Two SBI credit cards provide railway lounge access:
– IRCTC SBI Platinum Card.
– IRCTC SBI Premier Card.
No, the BPCL SBI Card doesn’t offer airport or railway lounge access. With this card, you can get fuel purchases at BPCL petrol pumps. For airport lounge access, you can opt for other SBI lounge access credit cards like BPCL SBI Card OCTANE, SBI Card ELITE, KrisFlyer SBI Card, Club Vistara SBI card, etc.
– Lounge Access: Both cards offer 8 domestic lounge visits annually, but the Elite card provides more international lounge access (6 visits vs. 4 for Prime).
– Annual Fee: The Elite card has a higher fee but includes additional premium benefits like concierge services and Priority Pass membership.
– Best for Frequent Travelers: If you travel internationally more often and want premium perks, the Elite card is better. For moderate usage and lower fees, the Prime card is ideal.
Many travel-focused SBI cards provide benefits like:
– Complimentary flight tickets (e.g., Club Vistara or Air India cards).
– Reward points redeemable for flight bookings.
– Discounts on partner airline tickets (e.g., Etihad Guest Cards).
To learn more about education loans, the best bank accounts for students, forex, banking experience for global students, or international money transfers, reach out to our experts at 1800572126 to help ease your experience with studying abroad.
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