When it comes to managing your finances, knowing your Axis Bank ATM cash withdrawal limit is crucial. Whether you are looking to withdraw cash for everyday needs or planning for a larger purchase, understanding the daily and monthly Axis Bank ATM cash withdrawal limits can help you avoid unnecessary fees and ensure smooth transactions.
In this guide, we will explore the different Axis Bank ATM cash withdrawal limits, the factors influencing these limits, and tips to manage your cash withdrawals efficiently. Let’s dive in without further delay!
Table of contents
- What is Axis Bank ATM Cash Withdrawal Limit?
- Axis Bank ATM Cash Withdrawal Limits for Different Debit Card Types
- Axis Bank ATM Withdrawal Limits for International Transactions
- Factors That Influence Axis Bank ATM Withdrawal Limits
- Axis Bank ATM Cash Withdrawal Charges
- Tips to Manage Your Axis Bank ATM Cash Withdrawal Limit
- FAQs on Axis Bank ATM Cash Withdrawal Limit
What is Axis Bank ATM Cash Withdrawal Limit?
The Axis Bank ATM cash withdrawal limit refers to the maximum amount you can withdraw from an Axis Bank ATM per day, which depends on the type of Axis Bank debit card you hold. Additionally, there are different withdrawal limits for other bank ATMs and for international withdrawals.
For regular debit cards, the typical Axis Bank ATM cash withdrawal limit for savings account holders ranges from INR 20,000 to INR 50,000 per day. This is the standard limit for most basic debit cards offered by Axis Bank.
Axis Bank ATM Cash Withdrawal Limit at Other Banks’ ATM
It’s important to note that the Axis Bank ATM cash withdrawal limit may differ when using ATMs from other banks. For transactions made at non-Axis ATMs, the maximum cash withdrawal is capped at INR 10,000 per transaction.
However, this limit could be subject to additional charges if you exceed the number of free transactions allowed by your account. Let’s explore the Axis Bank ATM cash withdrawal limits based on the type of debit card.
Also Read: Discover the convenience of Axis Bank Credit Cards with International Lounge Access. Enjoy luxurious airport lounges worldwide for a stress-free travel experience.
Axis Bank ATM Cash Withdrawal Limits for Different Debit Card Types
Understanding the Axis Bank ATM cash withdrawal limits for various debit cards is essential for effective financial planning. Axis Bank offers a variety of debit cards, each tailored to different customer needs, ranging from regular savings account holders to premium and business account holders. Each card type comes with its own set of cash withdrawal limits, allowing you to manage your cash flow based on the card’s features.
Explore the Axis Bank ATM cash withdrawal limits for various debit cards in the table below to help you choose the card that best suits your financial needs.
| Debit Card Type | ATM Withdrawal Limit (Per Day) | POS Transaction Limit (Per Day) |
| Burgundy Debit Card | INR 3 Lakhs | INR 6 Lakhs |
| Wealth Debit Card | INR 2 Lakhs | INR 5 Lakhs |
| Priority Debit Card | INR 1 Lakh | INR 5 Lakhs |
| Titanium Rewards Debit Card | INR 50,000 | INR 5 Lakhs |
| Youth Debit Card | INR 40,000 | INR 2 Lakhs |
| Ladies First Debit Card | INR 40,000 | Varies |
| Business Classic Debit Card | INR 40,000 | INR 5 Lakhs |
| RuPay Platinum Debit Card | INR 40,000 | INR 2 Lakhs |
| Axis Delight Debit Card | INR 1 Lakh | INR 5 Lakhs |
Axis Bank ATM Withdrawal Limits for International Transactions
When travelling abroad, knowing your Axis Bank ATM withdrawal limits for international transactions is crucial. Axis Bank offers cards like the Burgundy and Prestige Debit Cards, designed to meet the needs of global travellers with competitive withdrawal limits and added benefits.
Axis Bank International ATM Withdrawals
- Daily Withdrawals Limit: INR 40,000 (can vary by country/ATM)
- Fees: Be mindful of potential ATM fees and currency conversion charges.
Burgundy Debit Card
The Burgundy Debit Card is ideal for large international withdrawals and offers rewarding benefits on your spending. Here are the Burgundy debit card withdrawal limits for international transactions:
- Cash Withdrawal Limit: INR 3 Lakhs per day
- Purchase Limit: INR 36 Lakhs per day
- Rewards: Earn 2 to 6 Axis eDGE rewards points for every INR 200 spent.
Prestige Debit Card
Perfect for frequent travellers, the Prestige Debit Card offers a solid cash withdrawal limit and rewards for both domestic and international use. Here are the Prestige debit card withdrawal limits for international transactions:
- Cash Withdrawal Limit: INR 1 Lakh per day
- Purchase Limit: INR 5 Lakhs per day
- Rewards: Earn 2 Axis eDGE rewards points for every INR 200 spent.
Factors That Influence Axis Bank ATM Withdrawal Limits
Several factors affect your Axis Bank ATM cash withdrawal limit. These include the type of debit card you hold, whether you are withdrawing from an Axis Bank ATM or an ATM of another bank, and certain customized limits you may have requested.
Type of Debit Card
As discussed, Axis Bank offers several types of debit cards, ranging from basic cards to premium and business cards. Premium cards, like the Burgundy or Wealth Debit Cards, offer higher daily and monthly withdrawal limits compared to regular cards.
ATM Location
Your withdrawal limit might also differ depending on whether you are using an Axis Bank ATM or an ATM of another bank. When withdrawing from other banks’ ATMs, you are generally limited to INR 10,000 per transaction.
International Withdrawals
If you use your Axis Bank debit card abroad, the ATM withdrawal limit may be subject to international restrictions. Axis Bank typically imposes an INR 40,000 per day limit for international ATM withdrawals, though it can vary based on the country and ATM operator.
Customized Limits
Axis Bank allows customers to request customized withdrawal limits. If you need a higher limit for a specific purpose, you can contact Axis Bank’s customer service or visit a branch to request a modification.
Transaction Fees and Charges
For withdrawals made at ATMs of other banks, Axis Bank charges a fee after a certain number of free transactions. Be mindful of the potential fees to avoid unexpected charges.
Also Read: Here is everything you need to know about Axis Bank Forex cards for students including eligibility, card charges, and more.
Axis Bank ATM Cash Withdrawal Charges
While Axis Bank provides a certain number of free ATM transactions each month, withdrawals from ATMs of other banks will incur charges. Here’s what you need to know about the Axis Bank ATM cash withdrawal fees and charges:
- Axis Bank ATMs: You can make up to 5 free withdrawals per month at Axis Bank ATMs. After that, a fee of INR 20 per transaction applies.
- Other Bank ATMs: For withdrawals from ATMs of other banks, you may be charged a fee of INR 20-25 per transaction, depending on the bank.
- International ATMs: Axis Bank charges a fee of around INR 125-150 per transaction for withdrawals from international ATMs, in addition to any charges levied by the ATM operator.
Tips to Manage Your Axis Bank ATM Cash Withdrawal Limit
Effectively managing your Axis Bank ATM cash withdrawal limit can help you avoid fees, ensure easy access to cash, and make your financial transactions smoother. Whether you need cash for daily expenses or a large purchase, following these tips will help you stay within your limits and make the most out of your Axis Bank debit card.
- Plan Your Withdrawals: To avoid hitting your daily withdrawal limit, plan your cash needs in advance. If you know you will need more cash, try to withdraw it early in the day.
- Use Digital Payments: Consider using your debit card for POS transactions or digital wallets instead of withdrawing large amounts of cash. This helps you stay within your limits and avoid unnecessary fees.
- Check Your Limits Regularly: Always keep track of your daily and monthly withdrawal limits to ensure you are not caught off guard during an emergency.
- Know the Fees: Be aware of the transaction fees associated with withdrawals from other bank ATMs and plan accordingly to avoid additional costs.
Understanding your Axis Bank ATM withdrawal limit is essential for managing your finances effectively. Whether you’re using a regular Axis Bank debit card or a premium option, knowing your withdrawal limits helps you avoid unnecessary fees and ensures a smooth banking experience.
FAQs on Axis Bank ATM Cash Withdrawal Limit
The Axis Bank ATM cash withdrawal limit refers to the maximum amount you can withdraw from an Axis Bank ATM per day, depending on the type of Axis Bank debit card you hold. It ranges from INR 20,000 to INR 50,000 for regular debit cards.
The Axis Bank ATM cash withdrawal limit depends on the type of debit card you have. For regular debit cards, the limit typically ranges from INR 20,000 to INR 50,000 per day. However, for premium debit cards like the Burgundy Debit Card, you can withdraw up to INR 3 Lakhs per day.
When using ATMs from other banks, the Axis Bank ATM cash withdrawal limit is capped at INR 10,000 per transaction. Be aware of potential fees and charges for using non-Axis ATMs.
Yes, Axis Bank allows you to request customized withdrawal limits based on your needs. You can contact customer service or visit a branch to request an increase.
Yes, there are fees for using other bank ATMs. After a certain number of free transactions, you may incur a charge of INR 20-25 per transaction, depending on the bank.
For international transactions, the typical ATM withdrawal limit for Axis Bank is INR 40,000 per day, although this may vary by country or ATM operator.
To avoid fees, make sure to use Axis Bank ATMs for free withdrawals (up to 5 free transactions per month). For withdrawals from other banks, ensure you’re within the free transaction limit and be aware of applicable charges.
No, the withdrawal limits vary based on the debit card type. For example, the Burgundy Debit Card has a limit of INR 3 Lakhs per day, while the Youth Debit Card has a limit of INR 40,000 per day.
No, once you reach your daily withdrawal limit, you cannot withdraw more until the limit resets the next day. However, you can use digital payment options or visit ATMs from other banks with limited withdrawal amounts.
Yes, besides transaction fees for using other bank ATMs, Axis Bank may also charge currency conversion fees for international withdrawals and ATM transaction fees for excess withdrawals beyond the monthly limit.
To learn more about education loans, the best bank accounts for students, forex, banking experience for global students, or international money transfers, reach out to our experts at 1800572126 to help ease your experience with studying abroad.
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