If you plan to study in the Netherlands, a minimum bank balance is required for Netherlands student visa. You must demonstrate sufficient financial resources to support your stay by maintaining a bank balance of EUR 1,225 per month, totaling EUR 14,700 per academic year (12 months).
The amount of a minimum bank balance for Netherlands student visa is mandatory and ensures that international students can cover their living expenses while studying in the Netherlands. Read on for a complete breakdown of the bank balance is Required for Netherlands student visa and how to meet the financial criteria.
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How Much Bank Balance is Required for Netherlands Student Visa?
The Dutch Immigration and Naturalization Service (IND) mandates a minimum bank balance is required for Netherlands student visa to ensure students can cover their living expenses during their stay. The required amount for for Netherlands student visa depends on the type and duration of your visa. let’s understand them one by one.
Bank Balance Requirement for Short-Term Study (Schengen Visa)
For students enrolling in short-term courses (less than three months), a Schengen Visa is required. The minimum bank balance required for a Netherlands student visa under this category is EUR 1,225 per month. While the minimum balance requirement for a Schengen visa for other EU countries varies between EUR 1,200 and EUR 1,500 per month, the Netherlands has a fixed requirement of EUR 1,225 per month.
Bank Balance Requirement for Long-Term Study (MVV & Residence Permit)
If you are enrolling in a full-time degree program lasting more than three months, you must apply for an MVV (long-term student visa) and a residence permit. The financial requirement for this visa is also EUR 1,225 per month.
For students participating in exchange programs or studying for a shorter duration (e.g., one semester), they need to show proof of financial means for the entire study period. For instance:
- A one-semester exchange program (6 months) requires approximately EUR 7,350 in available funds.
Overview of Bank Balance Required for Netherlands Student Visa
| Visa Type | Minimum Bank Balance for Netherlands Student Visa | Visa Fee |
| Schengen Visa (Short-term, < 3 months) | EUR 1,225 per month | EUR 80 (INR 7,227) |
| MVV & Residence Permit (Long-term, > 3 months) | EUR 1,225 per month | EUR 207 (INR 18,701) |
Please Note: Always check the latest minimum balance requirements with the Dutch consulate or embassy in your home country as these figures are updated by the IND twice a year.
Also Read: Want to take an education loan to cover the finances required for abroad studies? Check out the blog on student loans for the Netherlands.
Why is Minimum Bank Balance Required for Netherlands Student Visa?
A minimum bank balance is required for Netherlands student visa, to assure the government that you are able to cover the expenses of your study and stay. This includes covering expenses such as tuition fees, living and accommodation expenses, student travel insurance, medical expenses, etc.
Tuition Fees
While tuition fees might be paid separately, having sufficient bank balance proves your ability to manage overall financial obligations during your studies. This can be covered via education loans or any other kind of financial assistance that may be required to pay a tuition fee of EUR 8000 to 30,000 per year in the Netherlands.
Living Expenses
You’ll need to prove you have around EUR 900 to 1500 per month (INR 81,310 to 1,35,510) to cover accommodation, food, transportation, and other living costs. This amount is subject to change.
Financial Documents for Netherlands Student Visa
The visa acceptance ratio in the Netherlands is about 95%, making it an easier choice for students to pursue academics in top-class universities. The reasons for visa rejection are minimal if you pay importance to the minimum bank balance requirements for Netherlands student visa and provide original documents for your student visa. Check out the list below-
- Provide recent bank statements (usually 3-6 months) clearly showing the required funds in your account.
- If someone else is supporting you, include a notarized sponsorship letter along with their bank statements and proof of relationship.
- While not always necessary, you can strengthen your application with documents like savings, investments, or credit statements.
- Provide a copy of the education loan sanction letter mentioning the breakdown of funds provided by the bank/ lender to cover tuition fees and accommodation expenses.
- Travel insurance of a minimum of EUR 30,000 is also required.
Also Read: Want a secured loan at low interest rates? Check here all about education loan against FD to study abroad
Tips for Netherlands Student Visa
It is important to maintain a minimum bank balance of EUR 900 in your account for a Netherlands student visa. Besides, you must always submit original documents. Always consider these important tips when applying for a Netherlands student visa, because this is what can happen to your education loan if your visa is rejected.
- Ensure your bank statements are in Euros. If not, provide a conversion certificate from a bank.
- Use recent bank statements (ideally within 3 months of your visa application).
- Make sure your name and account details are visible on the statements.
- Rabobank is one the best accounts for international students to show minimum balance requirements for a Netherlands student visa, similar to Blocked accounts in Germany for international students.
By providing comprehensive financial proof, you significantly increase your chances of securing a Netherlands student visa. Remember to check the specific requirements of the Dutch embassy or consulate for the most accurate and up-to-date information.
To know more about education loans, the best bank accounts for students, forex and banking experience for global students or international money transfers, reach out to our experts at 1800572126 to help ease your study abroad experience.
FAQs on Bank Balance for Netherlands Student Visa
The minimum bank balance required for Netherlands student visa is around EUR 1,225 per month, or totaling EUR 14,700 for an academic year.
Yes, it is compulsory to demonstrate the minimum bank balance is required for Netherlands student visa to prove financial stability for your studies.
Rabobank is one the best accounts for international students to show minimum balance requirements for a Netherlands student visa to ensure you can cover the day-to-day expenses of studying abroad.
You need to provide important financial documents like recent bank statements (usually 3-6 months), a notarized sponsorship letter, and an application with documents like savings, investments, or credit statements.
Make sure to show recent bank statements (3-6 months) displaying the required funds in your account. Bring official documentation and consider including savings, investment, or credit documents.
Always ensure that your bank statements are in Euros. If not, you’ll need a conversion certificate from your bank to show the equivalent amount in Euros.
Bank statements should typically cover the last 3 to 6 months to demonstrate consistent financial support.
Failing to meet the requirement may result in visa denial, as it indicates insufficient financial support for your studies.
Yes, scholarship funds can be included as part of your financial proof if they cover living expenses.
The statement should clearly display your name, account number, and current balance, and be on official bank letterhead.
Regularly check your balance leading up to your application to ensure you meet the required amount consistently.
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Let’s be real—finances are one of the biggest hurdles for international students, and this guide breaks it down in a way that actually makes sense.
One of the key takeaways is the minimum bank balance requirement, which isn’t just some random number. It’s meant to show the Dutch authorities that you can cover your living expenses while studying—things like rent, food, transportation, and other basics. As of now, the article says you need to show around €1,250 per month of your stay. Multiply that by the number of months in your academic year, and that’s your target.
I also appreciated the tip about making sure the funds are in your name or a sponsor’s name and clearly traceable. The Dutch immigration folks are serious about documentation, so getting this right from the start can save you from a ton of stress.