Unlike credit cards, global debit cards allow you to spend what you have in your pocket, helping avoid debt. They have lower fees for online and in-person purchases globally. State Bank of India’s global debit card is one such card that comes with a host of benefits. It offers a seamless and secure way to handle your finances abroad. Let’s explore the features, benefits, and how international students can use this card to ease their financial transactions while living abroad.
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What is the SBI Global International Debit Card?
The SBI Global Debit Card is a versatile payment card that offers numerous advantages for travellers and students studying abroad. It is designed for domestic and international use and provides a cashless shopping experience.
The card offers secure online transactions and easy access to your funds from ATMs worldwide.
Not only does it offer contactless payments, but it also comes with an EMV chip for added security, also making it an excellent choice for students looking to simplify their finances abroad.
Also Read: Check out this blog if you are planning to take an SBI education loan. Know the application process in our blog on how to apply for an education loan in SBI.
Features & Benefits of the SBI Global International Debit Card
The SBI Global International debit card offers various benefits. From global acceptance to secure transactions, you can enjoy flexibility in making payments abroad. Not just this, the SBI Rewardz scheme on this card offers additional benefits for online shopping. Let’s explore the features and benefits-
- Global Acceptance- Similar to the SBI foreign travel card, the global debit card can be used to shop at over 52 lakh merchant outlets in India and more than 30 million worldwide.
- Secure Online Shopping- Online shopping is safe and secure with the SBI Global International Debit Card.
- Cash Withdrawal Worldwide- You can withdraw cash at SBI ATMs or any other ATMs worldwide. The card comes with a daily cash withdrawal limit of INR 40,000 (subject to foreign country regulations).
- Contactless Payments for Convenience- The card allows contactless payments at PoS (Point of Sale) terminals. Simply wave your card to make payments up to INR 5000 without entering a PIN.
- SMS Alerts for Better Tracking- The SBI Global Debit Card ensures that you stay informed about your spending through instant SMS alerts for every withdrawal, purchase, and online transaction.
- Low Annual Maintenance Fees- The card comes with a low annual maintenance fee of INR 125 plus GST. Card replacement charges are INR 300 plus GST, and the best part is that the card’s issuance is free.
SBI Rewardz Program
One of the standout features of the SBI Global Debit Card is the SBI Rewardz program, where you can earn reward points for every purchase, both domestic and international.
| Feature | Details |
| Standard Rewards | Earn 2 SBI Reward Points for every INR 200 spent on shopping, dining, fuel, travel, and more. |
| Activation Bonus | Earn up to 300 bonus points when you make 3 qualifying purchases within 2 months of activation. |
| Birthday Bonus | Enjoy 2x reward points during your birthday month. |
| Milestone Bonus | Earn 1000 reward points for every INR 1,00,000 spent in a year. |
| International Payments | Earn 2x reward points for payments made abroad, ideal for international students. |
Also Read: Know all about the SBI education loan repayment plan here and repay your loan efficiently. Check the various online payment methods.
SBI Global Debit Card for International Students
Studying abroad can be expensive, but managing your finances shouldn’t add to the stress. This is where you can choose the SBI Global Debit Card and avail its benefits. The card offers a great combination of convenience, security, and rewards, making it an excellent choice for international students.
Whether you need to pay for tuition, accommodation, or everyday expenses, this card ensures easy access to your funds, both locally and internationally. To avail of more benefits, you can consider choosing an SBI student Credit card.
- With secure EMV chip technology, you can safely pay for your tuition fees, rent, and other accommodation-related expenses online or at physical locations.
- You can withdraw cash from ATMs or make purchases at any merchant without the hassle of carrying large amounts of cash.
- By using the SBI Global International Debit Card, you can earn reward points for everyday purchases, which can be redeemed for discounts, movie tickets, travel bookings, and even bill payments.
- You can benefit from competitive SBI currency exchange rates and minimal transaction fees, making it easier to manage your finances while studying abroad.
Also Read: Check here to know the details of SBI student account opening online without PAN Card. Know what documents are required instead.
Daily Cash Withdrawal and Transaction Limits
To make managing your money more convenient, here’s a breakdown of the daily withdrawal and transaction limits for the SBI Global International Debit Card-
| Feature | Domestic | International |
| Daily Cash Withdrawal Limit | INR 100 to INR 40,000 | Varies by country (maximum INR 40,000 equivalent) |
| Daily Point of Sale (PoS) Transaction Limit | INR 75,000 | Varies by country |
| Online Transaction Limit | No limit | Maximum INR 50,000 per month at select sites |
Also Read: Check here all about SBI zero balance account. Know minimum balance requirements. Check out the interest rates, benefits and how to apply.
How to Apply for an SBI Global International Debit Card?
Applying for the SBI Global Debit Card is simple. You can simply visit your nearest SBI branch and request it.
Provide the necessary documents related to ID proof. International students applying for it need to provide a student ID, proof of admission to the university, a passport for international travel, and address proof. Once approved, your card will be sent to your address within a few working days.
You can also apply for the SBI Global Debit Card through internet banking. Follow the steps-
- Login to Internet Banking
- Navigate to e-Services
- Select ATM Card Services
- Click on Request ATM/Debit Card
- Choose SBI Global International Debit Card.
- Follow the on-screen instructions to complete your application.
This was all about the SBI International debit card. With rewards, secure transactions, and a host of features, this card makes managing finances abroad a breeze.
To learn more about education loans, the best bank accounts for students, forex, banking experience for global students, or international money transfers, reach out to our experts at 1800572126 to help ease your experience with studying abroad.
FAQs
The SBI Global Debit Card offers benefits like contactless payments, rewards points, global ATM withdrawals, and safe online shopping. It provides exclusive offers at partner brands, providing convenience and security.
Anyone is eligible for the SBI Global International Debit Card. You must have a valid SBI savings account and meet the Know Your Customer (KYC) requirements.
Applying for the SBI Global Debit Card is simple. You can simply visit your nearest SBI branch and request it. You can also log in to Internet Banking >> e-Services >> ATM Card Services >> Request ATM/Debit Card >> SBI Global International Debit Card.
There are no issuance charges for the SBI Global International Debit Card. However, the bank charges applicable fees-
– Annual Maintenance- INR 125 + GST
– Card Replacement- INR 300 + GST
The daily cash withdrawal limit is INR 40,000 in India. For international ATMs, the limit varies by country, subject to a maximum of INR 40,000 in foreign currency.
The daily Point of Sale (PoS) and online transaction limit is INR 75,000 domestically. For international transactions, the PoS limit varies by country, and online transactions are capped at INR 50,000 per month.
Yes. The SBI Global International Debit Card ensures that you stay informed about your spending through instant SMS alerts for every withdrawal, purchase, and online transaction. This helps in tracking expenses in real-time.
Yes, The SBI global debit card can be used to shop at over 52 lakh merchant outlets in India and more than 30 million worldwide.
SBI Rewardz is a loyalty program that allows you to earn reward points on every transaction made with your SBI International Debit Card. You earn 2 reward points for every ₹200 spent on shopping, dining, fuel, travel, and other expenses.
Absolutely. With secure EMV chip technology, you can safely pay for your tuition fees, rent, and other accommodation-related expenses online or at physical locations.
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