Traveling internationally can be hectic, but Axis Bank debit cards with international lounge access offer a luxurious escape from crowded airport terminals. These cards provide complimentary access to premium airport lounges worldwide, ensuring comfort with amenities like high-speed Wi-Fi, gourmet food, and cozy seating.
In this guide, we explore the best Axis Bank debit cards with international lounge access, eligibility criteria, and key benefits to elevate your travel experience in 2025.
Table of contents
- List of Axis Bank Debit Cards with International Lounge Access
- Eligibility for Axis Bank Debit Cards Lounge Access
- Best Axis Bank Debit Cards with International Lounge Access
- LoungeKey Visit Tracking
- Benefits of Axis Bank Debit Cards with International Lounge Access
- Charges and Reversals on Axis Bank Lounge Access Debit Crads
- Recent Updates on Axis Bank Debit Card Lounge Access Program
- FAQs
List of Axis Bank Debit Cards with International Lounge Access
Axis Bank offers a variety of debit cards with international lounge access, each designed for specific traveler profiles. These are similar to Axis Bank Credit cards with international lounge access. The bank offers various debit cards with lounge access at both domestic and international airports.
Access to international lounges is granted only after successfully authenticating your Axis Bank debit card at the lounge terminal. To enjoy complimentary entry, you must meet the minimum spending criteria specific to your card type. Explore the list of Axis Bank debit cards with international lounge access below:
| Debit Card Variant | Complimentary Visits per Quarter | Annual Visits (Cardholder + Guests) |
|---|---|---|
| Burgundy Private Debit Card | 4 | 20 |
| Burgundy World Debit Card | 3 | 16 |
| Business Platinum Debit Card | 2 | 8 |
| Business Supreme Debit Card | 2 | 8 |
| Priority Platinum Debit Card | 2 | 8 |
| Wealth Debit Card | 3 | 12 |
| Delight Debit Card | 1 | 4 |
| Liberty Debit Card | 1 | 4 |
| Prestige Debit Card | 1 | 4 |
| Rewards Plus Debit Card | 1 | 4 |
| Titanium Debit Card | 1 | 4 |
Also Read: Check out some of the best Forex cards with international airport lounge access and enjoy a luxurious travel experience.
Eligibility for Axis Bank Debit Cards Lounge Access
International lounge access is available only to eligible Axis Bank debit cardholders issued in India. Access is granted upon successful card authorisation at the lounge terminal. A nominal authorisation fee of INR 2 (Visa) or INR 25 (Mastercard) is charged for verification.
To qualify for complimentary international lounge access with Axis Bank debit cards, the following eligibility criteria must be met:
- Minimum Spend Requirement: ₹5,000 spent in the previous three calendar months via eligible debit card transactions (online or in-store).
- Waiver for New Cards: New debit cards are exempt from the spend requirement for the first month and the following three months.
- Eligible Transactions: Only in-store or online purchases are counted. ATM withdrawals are not eligible.
- Track Eligibility: Customers can verify their eligibility on Axis Bank Net Banking or Mobile Banking.
Lounge Access Rules and Required Documentation
- Axis Bank does not control lounge operating hours or services—these are governed by individual lounge operators.
- A valid boarding pass or government-issued ID matching the name on the debit card is required.
- Card-not-present (international e-commerce) transactions must be enabled to access lounge benefits abroad.
LoungeKey membership is applicable only for lounges outside India.
Specific BIN Ranges for Eligible Cards
The following debit cards (identified by BINs—starting digits) are eligible for lounge access. Ensure your card starts with one of the following:
| Card Type | Eligible BINs | Complimentary Visits (Annual) |
|---|---|---|
| Axis Bank Burgundy Private Debit Card / Citigold Private Client World Debit Card | 519860, 526908, 402107, 402544 | 20 per calendar year |
| Axis Bank Burgundy Debit Card / Citigold World Debit Card | 553682, 553683, 553684, 522039, 420750, 471243, 436360 | 16 per calendar year |
| Axis Bank Priority Debit Card / Citi Priority World Debit Card | 512525, 518145, 402133, 402670 | 8 per calendar year |
Note: The number of visits includes the cardholder and accompanying guests. The cardholder must be present to avail access.
Visits are updated within 3–5 days of your lounge visit.
Best Axis Bank Debit Cards with International Lounge Access
The best Axis Bank debit card with international lounge access depends on your travel frequency, spending habits, and additional benefits. Some cards offer more complimentary visits per quarter, making them ideal for frequent travellers, while others provide lounge access with minimal spending requirements.
Below are the best Axis Bank debit cards categorised based on their benefits:
| Category | Best Axis Bank Debit Card with Lounge Access | Details |
| Best for Frequent Travellers | Burgundy Private Debit Card | Offers the highest number of complimentary lounge visits (4 per quarter), making it ideal for those who travel often. |
| Best for Business Travellers | Business Platinum Debit Card | Provides 2 complimentary lounge visits per quarter, suitable for professionals needing occasional lounge access. |
| Best for Budget Travellers | Liberty Debit Card | Allows lounge access at an affordable minimum spend requirement, making it a great choice for budget-conscious travelers. |
| Best Overall Value | Wealth Debit Card | Allows lounge access at an affordable minimum spend requirement, making it a great choice for budget-conscious travellers. |
By choosing the right Axis Bank debit card, you can enjoy a seamless travel experience with access to comfortable airport lounges while maximizing the benefits offered by your card.
Also Read: Check out this blog to learn all about the benefits and risks of paying student loans with credit cards.
LoungeKey Visit Tracking
To track remaining complimentary visits, cardholders should use the LoungeKey portal:
| Card Type | Tracking Website |
|---|---|
| Burgundy Private / Citigold Private Client | www.loungekey.com/axisbankburgundyprivate |
| Burgundy / Citigold World | www.loungekey.com/axisbankburgundy |
| Priority / Citi Priority | www.loungekey.com/axisbankpriority |
Benefits of Axis Bank Debit Cards with International Lounge Access
Choosing the right debit card for lounge access depends on factors like complimentary visits, spending requirements, and additional charges. The table below provides a detailed comparison to help you pick the most suitable option.
| Debit Card | Lounge Access | Min. Spend Requirement | DCC Transaction Fee | EDGE Rewards |
| Burgundy Private | 4 per quarter | ₹5,000 (3 months) | 1% | Limited |
| Burgundy World | 3 per quarter | ₹5,000 (3 months) | 1% | Limited |
| Priority Platinum | 2 per quarter | No Spend Limit | Standard | Available |
| Prestige | 1 per quarter | No Spend Limit | Standard | Available |
| Wealth | 3 per quarter | ₹5,000 (3 months) | 1% | Limited |
Charges and Reversals on Axis Bank Lounge Access Debit Crads
Accessing international airport lounges using Axis Bank debit cards may initially involve a standard fee. However, if you have not exhausted your complimentary lounge access quota, these charges may be reversed, except for forex-related costs.
| Charge Type | Amount / Details | Refundable? |
|---|---|---|
| Lounge Access Fee | USD 35 per person | Yes (if visit is complimentary) |
| Forex Markup (Currency Conversion Fee) | Varies by card (typically 1–3%) | No |
| Total Initial Charge per Visit | USD 35 + Forex Markup | Partially (Only USD 35 refunded) |
| Reversal Timeline | Within 14 working days | Applicable for eligible cards |
- Lounge Access Fee: Each international lounge visit is initially charged at USD 35 + applicable forex markup per person.
- Reversal of Charges: If the cardholder has complimentary visits remaining, the USD 35 will be refunded within 14 working days.
- Non-Refundable Forex Markup: The forex markup fee (foreign exchange conversion fee) is non-refundable and must be borne by the cardholder, even if the visit is considered complimentary.
Recent Updates on Axis Bank Debit Card Lounge Access Program
The lounge access program is subject to updates. The changes have been made to all transactions starting May 1, 2024, on the following parameters. These include minimum spending requirements, 1% DCC transaction fees, reduced points on the EDGE Rewards program, and BookMyShow offers.
Check out the key changes below-
- Minimum Spend Requirement: INR 5,000 over the past 3 months for complimentary access (waived for newly issued cards in the first 4 months).
- 1% Markup Fee on DCC Transactions: All foreign currency transactions using Dynamic Currency Conversion (DCC) are subject to a 1% fee.
- EDGE Rewards Restrictions: No EDGE Rewards points will be earned on rent and utility payments.
- BookMyShow Offer Changes: Discounts and offers on BookMyShow may be limited.
This was all about Axis Bank international lounge access debit cards. To learn more about education loans, the best bank accounts for students, forex, banking experience for global students, or international money transfers, reach out to our experts at 1800572126 to help ease your experience with studying abroad.
FAQs
Yes, select Axis Bank debit cards, such as Burgundy Private, Priority Platinum, and Wealth, offer access to international airport lounges, subject to eligibility and authorization.
Axis Bank offers various debit cards with lounge access at both domestic and international airports. These are Axis Bank Burgundy Debit Cards, Axis Bank Priority Debit Cards, and Axis Bank Delight Debit Cards.
The Burgundy Private Debit Card offers the highest number of complimentary lounge visits (4 per quarter) and is ideal for frequent travelers.
The Burgundy Private Debit Card provides 4 complimentary visits per quarter, while the Burgundy World Debit Card offers 3 visits per quarter.
To access complimentary lounges, cardholders must spend a minimum of INR 5,000 over the previous three months.
Yes, newly issued debit cards are exempt for the month of issuance and the following three months.
While Axis Bank debit cards with international lounge access are complimentary, an authorization fee of INR 2 (for Visa) or INR 25 (for MasterCard) is charged for validation.
If you do not meet the spending requirement, you will not qualify for complimentary lounge access.
No, only purchases made in-store or online count towards the minimum spend requirement; ATM transactions do not qualify.
You can check your eligible spending and lounge access status via Axis Bank Net Banking and Mobile Banking.
Yes, changes have been made to reduce reward points earned on certain transactions, including rent and utility services.
Yes, a 1% markup fee applies to all foreign currency transactions made through Dynamic Currency Conversion (DCC). Besides this, you are also charged 3.5% of foreign transaction fees.
Offers and discounts on BookMyShow may be limited under the new rules for Axis Bank debit cards.
Follow Us on Social Media
