The Flipkart Axis Bank Credit Card is a co-branded card designed for frequent shoppers on Flipkart and its partner platforms. It offers a range of benefits, including cashback, lounge access, and dining discounts. The Flipkart Axis credit card lounge access feature lets you enjoy annual domestic airport lounge visits.
This benefit allows cardholders to relax and enjoy premium amenities at select lounges across major Indian airports. However, to gain Flipkart Axis credit card lounge access, cardholders must meet the eligibility criteria. Let’s explore all the details related to this Axis Bank lounge access credit card.
Table of contents
- Flipkart Axis Credit Card Lounge Access
- Recent Changes to Flipkart Axis Bank Credit Card Benefits
- Participating Lounges for Flipkart Axis Bank Credit Card
- Comparison with Other Credit Cards with Lounge Access
- How to Check Lounge Eligibility Before Traveling
- Other Benefits of Flipkart Axis Lounge Access Credit Card
- Tips to Maximize Lounge Access and Cashback Benefits
- How to Apply for the Flipkart Axis Bank Lounge Access Credit Card?
- Eligibility Criteria for Flipkart Axis Bank Credit Card
- Documents Required for Flipkart Axis Bank Credit Card
- FAQs
Flipkart Axis Credit Card Lounge Access
The Flipkart Axis Bank Credit Card with lounge access comes with a cool perk. Users can enjoy 4 free airport lounge visits every year. You can kick back, relax, and enjoy premium services at select airports in India with this amazing Axis Bank lounge access credit card.
You can access lounge services at the airport with Flipkart Axis lounge access credit card, but only if you have spent INR 50,000 in the last 3 months. New cardholders get lounge access without any spending requirement for the first 3 months.
Benefits
Once inside, you get access to some awesome benefits:
- Free Snacks & Drinks – Enjoy tasty treats and refreshing beverages.
- Wi-Fi & Charging Ports – Stay connected and get some work done.
- Comfy Seating – Say goodbye to crowded waiting areas.
- Shower Facilities – Freshen up before your flight (at select lounges).
Recent Changes to Flipkart Axis Bank Credit Card Benefits
Axis Bank has announced some important updates to the Flipkart Axis Bank Credit Card benefits, impacting both cashback rewards and lounge access.
These changes, effective from April 20, 2024 (cashback) and May 1, 2024 (lounge access), may affect how you use your card. Here’s a quick overview of what’s changing and how it impacts you.
Cashback Changes (From April 20, 2024)
- You will now earn 1% cashback on most purchases made with your Flipkart Axis Bank Credit Card.
- But don’t worry! Purchases on Flipkart, select partner merchants, and a few excluded categories will still earn their usual cashback rates.
Lounge Access Changes (From May 1, 2024)
- To enjoy free airport lounge visits, you must spend INR 50,000 in the previous 3 months using your card.
- If you just got a new card, you can enjoy free lounge access without any spending requirement for the first 3 months.
For example, if your card was issued on March 20, 2024:
- You can access lounges for free from March 20 to June 30, 2024, without any minimum spend.
- But to continue getting free lounge access from July 1, 2024, you must spend INR 50,000 between April 1 and June 30, 2024.
If you upgrade your card, this rule won’t apply. But if you get a brand new Flipkart Axis Bank Credit Card, you will qualify for the 3-month free access.
Participating Lounges for Flipkart Axis Bank Credit Card
If you love traveling in comfort, the Flipkart Axis Bank lounge access credit card gives you access to premium airport lounges across major Indian cities. These lounges offer a quiet space to relax, enjoy refreshments, and work before your flight.
Here’s a detailed look at the lounges you can access with this card:
| City | Lounge Name | Terminal |
| Bengaluru | BLR Domestic Lounge | Domestic Departure T1 |
| Bengaluru | 080 Domestic Lounge | Domestic Departure T2 |
| Chennai | Travel Club Lounge A/B | Domestic Departure T1 |
| Chennai | Travel Club Lounge | Domestic Departure T4 |
| Mumbai | Travel Club Lounge | Domestic Departure T1C |
| Mumbai | Adani Lounge | Domestic Departure T2 |
| Kolkata | Travel Club Lounge | Domestic Departure T1 |
| Hyderabad | Encalm Lounge | Domestic Departure T1 |
| New Delhi | Encalm Lounge | Domestic Departure T1 |
| New Delhi | Encalm Lounge | Domestic Departure T2 |
| New Delhi | Encalm Lounge | Domestic Departure T3 |
Also Read: Compare Axis Bank debit cards with international lounge access. Find eligibility, complimentary visits, and the latest updates on Axis Bank lounge benefits.
Comparison with Other Credit Cards with Lounge Access
While the Flipkart Axis Bank Credit Card offers airport lounge access, it is useful to compare it with similar credit cards to understand which one best suits your needs. Here’s how it stacks up against other popular lounge-access cards:
| Feature | Flipkart Axis Bank Credit Card | HDFC Millennia Credit Card | SBI Prime Credit Card | ICICI Coral Credit Card |
| Lounge Access | 4 domestic lounges/year (INR 50,000 spend required every 3 months) | 8 domestic lounges/year (quarterly INR 1,00,000 spend required) | 8 domestic & 4 international lounges/year | 1 domestic lounge/month (quarterly INR 5,000 spend required) |
| Cashback | 5% on Flipkart, 4% on select merchants, 1% on others | 5% on Amazon, Flipkart, Zomato, Swiggy | 5% on groceries, dining, and movies | 2x reward points on dining, groceries, and utilities |
| Annual Fee | INR 500 | INR 1,000 | INR 2,999 | INR 500 |
| Best For | Flipkart shoppers & casual travelers | Online shoppers | Frequent travelers | Occasional travelers |
If your priority is Flipkart shopping and lounge access, the Flipkart Axis Bank Credit Card is a good choice. However, for frequent travelers, the SBI Prime Credit Card, one of the best SBI lounge access credit cards, provides better international lounge access.
How to Check Lounge Eligibility Before Traveling
Before heading to the airport, it’s important to check if you qualify for lounge access to avoid unexpected charges. Here’s how you can do it:
Check if You Meet the Spending Criteria
- Log in to your Axis Bank account via net banking or the Axis Bank mobile app.
- Go to the credit card section and check your total spending for the last 3 months.
- If your total spend is INR 50,000 or more, you qualify for free lounge access.
- If you haven’t met the spending requirement, you may be charged for lounge access.
Verify Participating Lounges
- Use the Mastercard/Visa Lounge Finder:
- If your Flipkart Axis Bank Credit Card is issued under Mastercard, visit the Mastercard Lounge Finder.
- If issued under Visa, check the Visa Lounge Finder on Visa’s official website.
- Check Axis Bank’s Official List of Lounges
- Visit Axis Bank’s website and look for the list of lounges under the credit card benefits section.
Tip: Always carry an alternate payment method in case your lounge access does not get approved.
Other Benefits of Flipkart Axis Lounge Access Credit Card
The Flipkart Axis Bank Credit Card offers several benefits beyond just airport lounge access. Here’s a breakdown of its key features:
Welcome Benefits
- Get INR 600 worth of activation benefits upon receiving the card.
Cashback on Transactions
- 5% cashback on Flipkart and Cleartrip purchases.
- 4% cashback on preferred merchants (such as Swiggy, Uber, and PVR).
- 1% cashback on all other eligible transactions (except fuel and a few excluded categories).
Fuel Surcharge Waiver
- 1% fuel surcharge waiver on fuel purchases at all fuel stations across India.
- Valid for transactions between INR 400 and INR 4,000, with a maximum benefit of INR 400 per statement cycle.
Dining Benefits
- Get 15% off (up to INR 500) at 10,000+ partner restaurants via EasyDiner.
EMI Conversion on Purchases
- Convert purchases above INR 2,500 into easy EMIs.
- EMI transactions made using the Flipkart Axis Bank Credit Card can be managed via customer service.
Wednesday Delight Offers
- Up to 15% off on flight and hotel bookings via Goibibo & MakeMyTrip.
- 10% discount on Swiggy and Amazon Fresh orders.
- 10% discount up to INR 1,000 on Tira purchases.
Tips to Maximize Lounge Access and Cashback Benefits
Using your Flipkart Axis Bank Lounge Access Credit Card strategically can help you maximize lounge access and earn more cashback. Here’s how:
A. Meeting the INR 50,000 Spend Requirement Without Unnecessary Purchases
- Use the card for everyday expenses like groceries, fuel, and dining.
- Pay utility bills (electricity, water, internet) through Flipkart Axis Bank Credit Card.
- Book travel tickets & hotels via Flipkart’s Cleartrip partnership for additional cashback.
- Convert large purchases into EMIs to spread out expenses while meeting the spending threshold.
B. Getting Maximum Cashback on Flipkart and Partner Merchants
- Shop during Flipkart’s Big Billion Days & special sales to stack discounts and cashback.
- Use the card for food orders on Swiggy, Uber rides, and PVR bookings to get 4% cashback.
- Avoid transactions that do not earn cashback (such as wallet reloads & fuel transactions).
C. Combining with Other Travel Benefits
- If traveling, book flights and hotels on Cleartrip using the card to get extra 5% cashback.
- Use the card for airport expenses (dining, shopping) to get additional cashback.
- Pair with travel insurance or travel-focused credit cards for additional protection and rewards.
Tip: Set a monthly spend tracker reminder to ensure you hit the INR 50,000 spend every 3 months for uninterrupted lounge access.
Also Read: Discover the Flipkart Axis Bank Credit Card cash withdrawal limit and fees. Find out how to make the most of this feature and avoid unnecessary charges.
How to Apply for the Flipkart Axis Bank Lounge Access Credit Card?
Applying for the Flipkart Axis Bank Credit Card is a simple process that can be done online or offline. Below is a step-by-step guide to help you apply, along with the eligibility criteria and required documents.
Apply Online (Easiest & Fastest Method)
You can apply for the Flipkart Axis Bank Credit Card through the Axis Bank website, the Flipkart app, or third-party financial services platforms.
Visit the Axis Bank Website or Flipkart App
- Go to the official Axis Bank website (www.axisbank.com) and search for the Flipkart Axis Bank Credit Card.
- Alternatively, log in to the Flipkart app, go to the ‘Credit Card’ section, and check if you’re eligible.
Click on ‘Apply Now’
If you are a pre-approved Flipkart customer, the process is even quicker.
Enter Your Details
Provide your name, date of birth, mobile number, PAN card details, and employment information.
Verify with OTP
Enter the OTP sent to your registered mobile number for verification.
Provide Income Details
Input your income details (salary/self-employment income) to check eligibility.
Upload Required Documents
Upload KYC documents such as an Aadhaar card, PAN card, and income proof (salary slips, bank statements, etc.).
Complete Video KYC (If Required)
Some applicants may need to complete a quick video KYC verification via the Axis Bank mobile app.
Approval & Card Issuance
- Once approved, you will receive an email/SMS confirmation.
- The physical credit card will be delivered to your registered address within 7-10 working days.
- The virtual card may be available for immediate use via the Flipkart app.
Apply Offline (Branch Visit Method)
If you prefer to apply in person, follow these steps:
Visit the Nearest Axis Bank Branch
Find the nearest branch using the Axis Bank branch locator on their website.
Request the Flipkart Axis Bank Credit Card Application Form
Speak to a bank representative and fill out the credit card application form.
Submit Required Documents
Provide KYC documents, proof of income, and any other required paperwork.
Credit Assessment & Approval
The bank will review your application, check your credit score, and assess your eligibility.
Card Issuance & Delivery
If approved, you will receive your card at your registered address within 7-10 working days.
Also Read: Check out some of the best Forex cards with international airport lounge access and enjoy a luxurious travel experience.
Eligibility Criteria for Flipkart Axis Bank Credit Card
To apply for the Flipkart Axis Bank Credit Card, you must meet the following eligibility criteria:
| Criteria | Details |
| Age Requirement | Minimum 18 years, Maximum 70 years |
| Employment Type | Salaried or self-employed |
| Minimum Income | INR 15,000 per month (varies based on profile) |
| Credit Score | Recommended 700+ for approval |
| Nationality | Indian resident |
Note: Approval is subject to Axis Bank’s internal credit policy, and eligibility may vary based on your income and credit profile.
Documents Required for Flipkart Axis Bank Credit Card
When applying for the Flipkart Axis Bank Credit Card, you need to submit the following documents:
A. Identity & Address Proof (KYC Documents) – Any One:
- Aadhaar Card
- Passport
- Voter ID
- Driving License
B. Income Proof (For Salaried & Self-Employed Individuals):
For Salaried Applicants:
- Latest salary slips (last 3 months)
- Bank statement (last 3-6 months) showing salary credits
- Form 16 (if applicable)
For Self-Employed Applicants:
- Latest Income Tax Return (ITR) with computation of income
- Bank statements (last 6 months)
- Business proof (GST registration, trade license, etc.)
C. PAN Card (Mandatory)
Note: The bank may ask for additional documents based on your profile and credit history.
To sum up, the Flipkart Axis Bank Credit Card is a great option for frequent Flipkart shoppers and those who want free airport lounge access.
Make sure you meet the eligibility criteria, have the necessary documents ready, and choose the online method for the fastest approval.
FAQs
You get 4 free domestic airport lounge visits per year with this Axis Bank lounge access credit card.
You must spend INR 50,000 in the last 3 months to qualify for free lounge access. New cardholders get 3 months of free access without spending requirements.
Log in to Axis Bank net banking or mobile app, go to the credit card section, and check your total spending for the last 3 months.
Major airports like Delhi, Mumbai, Bengaluru, Chennai, Hyderabad, and Kolkata have participating lounges for this credit card.
Visit Axis Bank’s official website, or check the Mastercard/Visa Lounge Finder based on your card type.
No, this card only provides domestic airport lounge access in India.
No, only the primary cardholder can use the complimentary lounge visits.
You may have to pay for lounge access at the airport, depending on lounge policies.
Use the card for Flipkart purchases, travel bookings, dining, and bill payments to meet the INR 50,000 spending requirement.
From May 1, 2024, the lounge access benefit requires a minimum spend of INR 50,000 in the last 3 months, except for new cardholders in the first 3 months.
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