Axis Bank offers a range of debit cards with global acceptance, higher transaction limits, and exclusive travel benefits. Many of these cards provide international lounge access, ensuring a seamless travel experience. However, Axis Bank debit cards with international lounge access are subject to successful card authorization at lounge terminals and vary by card type.
Some of the popular Axis Bank debit cards with lounge access are the Burgundy Debit Cards, Business Platinum Debit Cards, Priority Platinum Debit Cards, and more. However, the number of lounge access offered by quarter differs based on the card type. Let’s explore the details in the blog.
Table of contents
- List of Axis Bank Debit Cards with International Lounge Access
- Eligibility for Axis Bank Debit Cards with Lounge Access
- Best Axis Bank Debit Cards with International Lounge Access
- Benefits of Axis Bank Debit Cards with International Lounge Access
- New Updates on Axis Bank Debit Card Lounge Access Program
- FAQs
List of Axis Bank Debit Cards with International Lounge Access
Similar to Axis Bank Credit cards with international lounge access, the bank offers various debit cards with lounge access at both domestic and international airports. However, the access is granted upon successfully authorising the card at the lounge terminal.
To qualify for complimentary access, you must spend a minimum amount based on Axis Bank debit card types. Check out the list below-
Debit Card Variant | Complimentary Access per Quarter |
Burgundy Private Debit Card | 4 |
Burgundy Private Debit Card – NRO | 4 |
Burgundy World Debit Card | 3 |
Burgundy World Debit Card – NRO | 3 |
Business Platinum Debit Card | 2 |
Business Supreme Debit Card | 2 |
Delight Debit Card | 1 |
Display Debit Card | 3 |
Liberty Debit Card | 1 |
Prestige Debit Card | 1 |
Priority Platinum Debit Card | 2 |
Rewards Plus Debit Card | 1 |
Titanium Debit Card | 1 |
Wealth Debit Card | 3 |
Also Read: Check out some of the best Forex cards with international airport lounge access and enjoy a luxurious travel experience.
Eligibility for Axis Bank Debit Cards with Lounge Access
Axis Bank international lounge access is available only to eligible debit cardholders issued in India. Access is granted upon successful card authorization at the lounge’s electronic terminals. A nominal authorization fee of INR 2 (Visa) or INR 25 (MasterCard) is charged for validation purposes.
To qualify for complimentary access from October 1, 2024, cardholders must meet the following criteria:
- Minimum Spend Requirement: A spend of INR 5,000 in the previous three calendar months is required to avail of lounge access in the current month.
- Waiver for New Cards: Newly issued debit cards are exempt from the minimum spend requirement for the first month and the following three months.
- Eligible Transactions: Only in-store or online purchases via Axis Bank debit cards count towards the spending requirement. ATM transactions do not qualify.
- Tracking Eligibility: Customers can check their spending status via Axis Bank’s Net Banking and Mobile Banking platforms.
Best Axis Bank Debit Cards with International Lounge Access
The best Axis Bank debit card with international lounge access depends on your travel frequency, spending habits, and additional benefits. Some cards offer more complimentary visits per quarter, making them ideal for frequent travellers, while others provide lounge access with minimal spending requirements.
Below are the best Axis Bank debit cards categorized based on their benefits:
Category | Best Axis Bank Debit Card with Lounge Access | Details |
Best for Frequent Travellers | Burgundy Private Debit Card | Offers the highest number of complimentary lounge visits (4 per quarter), making it ideal for those who travel often. |
Best for Business Travellers | Business Platinum Debit Card | Provides 2 complimentary lounge visits per quarter, suitable for professionals needing occasional lounge access. |
Best for Budget Travellers | Liberty Debit Card | Allows lounge access at an affordable minimum spend requirement, making it a great choice for budget-conscious travelers. |
Best Overall Value | Wealth Debit Card | Allows lounge access at an affordable minimum spend requirement, making it a great choice for budget-conscious travellers. |
By choosing the right Axis Bank debit card, you can enjoy a seamless travel experience with access to comfortable airport lounges while maximizing the benefits offered by your card.
Also Read: Check out this blog to learn all about the benefits and risks of paying student loans with credit cards.
Benefits of Axis Bank Debit Cards with International Lounge Access
Choosing the right debit card for lounge access depends on factors like complimentary visits, spending requirements, and additional charges. The table below provides a detailed comparison to help you pick the most suitable option.
Debit Card | Lounge Access | Min. Spend Requirement | DCC Transaction Fee | EDGE Rewards |
Burgundy Private | 4 per quarter | ₹5,000 (3 months) | 1% | Limited |
Burgundy World | 3 per quarter | ₹5,000 (3 months) | 1% | Limited |
Priority Platinum | 2 per quarter | No Spend Limit | Standard | Available |
Prestige | 1 per quarter | No Spend Limit | Standard | Available |
Wealth | 3 per quarter | ₹5,000 (3 months) | 1% | Limited |
New Updates on Axis Bank Debit Card Lounge Access Program
The lounge access program is subject to updates. The changes have been made to all transactions starting May 1, 2024, on the following parameters. These include minimum spending requirements, 1% DCC transaction fees, reduced points on the EDGE Rewards program, and BookMyShow offers.
Check out the key changes below-
- Minimum Spend Requirement: INR 5,000 over the past 3 months for complimentary access (waived for newly issued cards in the first 4 months).
- 1% Markup Fee on DCC Transactions: All foreign currency transactions using Dynamic Currency Conversion (DCC) are subject to a 1% fee.
- EDGE Rewards Restrictions: No EDGE Rewards points will be earned on rent and utility payments.
- BookMyShow Offer Changes: Discounts and offers on BookMyShow may be limited.
These changes aim to reduce misuse and manage costs associated with lounge access, which can be significant for banks. The table below talks about these changes in detail and the Axis Bank international debit cards to which these apply.
Changes | Axis Bank Burgandy Debit Cards | Axis Bank Priority Debit Cards | Axis Bank Delight Debit Cards |
A minimum spend of INR 5,000 over the previous 3 months is required for complimentary access, which is waived for newly issued cards for the first month and the next 3 months. | |||
A 1% Markup Fee is applicable on all foreign currency transactions made through Dynamic Currency Conversion (DCC). | |||
There will be no EDGE Rewards points earned on rent and utility services. | N/A | ||
Offers and discounts on BookMyShow may have been limited. | N/A |
This was all about Axis Bank international lounge access debit cards. To learn more about education loans, the best bank accounts for students, forex, banking experience for global students, or international money transfers, reach out to our experts at 1800572126 to help ease your experience with studying abroad.
FAQs
Yes, selected Axis Bank debit cards provide access to both domestic and international airport lounges.
Axis Bank offers various debit cards with lounge access at both domestic and international airports. These are Axis Bank Burgandy Debit Cards, Axis Bank Priority Debit Cards, and Axis Bank Delight Debit Cards.
The Burgundy Private Debit Card offers the highest number of complimentary lounge visits (4 per quarter) and is ideal for frequent travelers.
The Burgundy Private Debit Card provides 4 complimentary visits per quarter, while the Burgundy World Debit Card offers 3 visits per quarter.
To access complimentary lounges, cardholders must spend a minimum of INR 5,000 over the previous three months.
Yes, newly issued debit cards are exempt for the month of issuance and the following three months.
While lounge access is complimentary, an authorization fee of INR 2 (for Visa) or INR 25 (for MasterCard) is charged for validation.
If you do not meet the spending requirement, you will not qualify for complimentary lounge access.
No, only purchases made in-store or online count towards the minimum spend requirement; ATM transactions do not qualify.
You can check your eligible spending and lounge access status via Axis Bank Net Banking and Mobile Banking.
Yes, changes have been made to reduce reward points earned on certain transactions, including rent and utility services.
Yes, a 1% markup fee applies to all foreign currency transactions made through Dynamic Currency Conversion (DCC). Besides this, you are also charged 3.5% of foreign transaction fees.
Offers and discounts on BookMyShow may be limited under the new rules for Axis Bank debit cards.
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