HDFC Credit Card Lounge Access: In today’s fast-paced world, frequent travelers seek comfort and convenience during their journeys. One such privilege that enhances the travel experience is HDFC credit card lounge access. HDFC Bank offers a range of credit cards that provide complimentary airport lounge access to both domestic and international travelers.
So, what are the HDFC credit card lounge access features, and how can you make the most of the lounge access through HDFC credit cards? In this guide, we will cover everything about HDFC Bank credit card lounge access, its benefits, eligibility criteria, and a step-by-step process to access lounges hassle-free. So, let’s get started without further delay!
Table of contents
- List of HDFC Credit Card Lounge Access
- Detailed Lounge Access Benefits of Select HDFC Credit Cards
- Benefits of Having an HDFC Credit Card with Lounge Access
- How to Check HDFC Credit Card Lounge Access at Domestic Airports?
- How to Check HDFC Credit Card Lounge Access at International Airports?
- List of Airport Lounges for HDFC Credit Card Lounge Access
- Documents Required to Apply for an HDFC Credit Card with Lounge Access
- Terms and Conditions for HDFC Credit Card Lounge Access
- FAQs on HDFC credit Card Lounge Access
List of HDFC Credit Card Lounge Access
HDFC Bank offers a variety of credit cards tailored to meet the needs of different customer segments. Many of these cards come with free HDFC credit card lounge access, either directly or through memberships like Priority Pass.
Below is a list of some prominent HDFC credit cards that offer airport lounge access:
| Credit Card | Lounge Access | Annual Fee |
| HDFC Diners Club Black Metal Edition Credit Card | Unlimited free access to 1,000+ lounges worldwide | INR 10,000 + Taxes |
| HDFC Infinia Credit Card Metal Edition | Unlimited global Priority Pass lounge access & unlimited domestic lounge access | INR 12,500 + Taxes |
| HDFC Regalia Gold Credit Card | 12 free domestic lounge visits per year + 6 complimentary international lounge visits via Priority Pass | INR 2,500 + Taxes |
| HDFC Diners Club Premium Credit Card | Up to 6 free lounge visits globally per year | INR 2,500 + Taxes |
| Tata Neu Infinity HDFC Bank Credit Card | 8 domestic lounge visits + 4 international lounge visits per year | INR 1,499 + Taxes |
| 6E Rewards XL – IndiGo HDFC Bank Credit Card | 8 complimentary domestic lounge visits annually | INR 1,500 + Taxes |
| HDFC Diners Club Miles Credit Card | Up to 6 complimentary global lounge visits annually | INR 1,000 + Taxes |
Also Read: HDFC Moneyback Credit Card Cash Withdrawal Limits & Charges
Detailed Lounge Access Benefits of Select HDFC Credit Cards
Now, you have an idea of some prominent HDFC credit cards with lounge access. Let’s take a detailed overview of HDFC credit card lounge access one by one.
HDFC Infinia Credit Card Metal Edition
This exclusive, invitation-only card provides unlimited access to airport lounges across the globe through Priority Pass. Cardholders can also access domestic lounges in India without restrictions.
- Lounge Access: Unlimited Priority Pass lounges worldwide & unlimited domestic lounges. Moreover, it has access to over 1,000 airport lounges worldwide at no additional cost.
- Eligibility: Presentation of the Priority Pass card required
- Additional Charges: Guest visits are chargeable; Visa cardholders pay INR 2 per visit for domestic lounges
HDFC Regalia Gold Credit Card
Designed for frequent travelers, this card provides both domestic and international lounge access.
- Lounge Access: 12 free domestic visits per year + 6 international visits via Priority Pass.
- Eligibility: Requires at least four retail transactions to activate Priority Pass
- Additional Charges: USD 27 + GST for additional visits outside India
Tata Neu Infinity HDFC Bank Credit Card
This card offers a mix of domestic and international lounge benefits for Visa and RuPay cardholders.
- Domestic Lounge Access: 8 complimentary visits per year (2 per quarter)
- International Lounge Access: 4 free visits per year for Visa and RuPay cardholders (1 per quarter)
- Additional Charges: USD 27 + GST per extra visit; RuPay users pay USD 3.25, refunded upon confirmation
HDFC Diners Club Black Metal Edition Credit Card
A premium offering that provides unlimited global lounge access for both primary and add-on cardholders.
- Lounge Access: Unlimited Priority Pass lounges worldwide and customers can enjoy unlimited complimentary visits per year at more than 1,000 airport lounges globally.
- Additional Charges: USD 27 + GST for extra international visits
6E Rewards XL – IndiGo HDFC Bank Credit Card
Ideal for IndiGo flyers, this card provides lounge access within India.
- Lounge Access: 8 complimentary domestic visits annually
- Transaction Fee: INR 2 per visit for Visa, RuPay, and Mastercard users
HDFC Diners Club Miles Credit Card
Though no longer available for new applications, existing cardholders continue to enjoy premium lounge benefits.
- Lounge Access: 6 complimentary global visits per year to over 1,000 lounges across the world.
- Additional Perks: Includes access to refreshments and business facilities
Diners Club Premium Credit Card
The Diners Club Premium Credit Card is designed for frequent travelers, offering access to exclusive airport lounges worldwide. Cardholders can relax and enjoy premium amenities at over 1,000 airport lounges across both domestic and international locations.
- Annual Fee: INR 2,500 + applicable taxes
- Lounge Access: Up to 6 complimentary visits per year at participating lounges globally
- Eligibility: Cardholders must present their Diners Club Premium Credit Card to gain entry
- Perks: Includes complimentary refreshments and access to business facilities
- Additional Charges: Extra visits beyond the free limit are chargeable at USD 27 + GST per visit when using Priority Pass lounges within India or internationally
This card enhances the overall travel experience by providing comfort and convenience while waiting for flights. Check out the overall bank cash withdrawal limits for different types of HDFC Bank credit cards for smooth transactions.
Benefits of Having an HDFC Credit Card with Lounge Access
HDFC Bank offers a range of credit cards that provide HDFC Credit Card Lounge Access, making air travel more comfortable and cost-effective. Here are the key advantages of having an HDFC credit card with airport lounge access:
1. Earn Bonus Air Miles
Many HDFC credit cards with lounge access are linked to airline rewards programs, allowing cardholders to accumulate bonus air miles when booking flights using their credit card.
2. Save on Travel Expenses
Frequent travelers can enjoy significant savings through HDFC credit cards that offer lounge access. These cards provide discounts on flight bookings, exclusive dining privileges, and cashback offers, making travel more affordable and enjoyable.
3. Insurance Benefits
Certain HDFC credit cards come with additional perks, including travel insurance, accident cover, and protection against loss or damage of baggage and goods.
4. Interest-Free Period
Select HDFC credit cards with lounge access offer an interest-free period, allowing users to manage their travel expenses efficiently without immediate financial strain.
5. Complimentary Airport Lounge Access
With HDFC Credit Card Lounge Access, cardholders can enjoy priority access to domestic and international airport lounges. These lounges provide a relaxing space with comfortable seating, free refreshments, high-speed Wi-Fi, shower facilities, and even spa services for a luxurious travel experience.
6. Waivers and Discounts on Flight Costs
HDFC credit cards offer additional benefits, such as flight ticket discounts, fuel surcharge waivers, and exclusive meal booking offers, making travel more cost-effective.
Also Read: HDFC International Debit Cards: List, Charges, Lounge Access
How to Check HDFC Credit Card Lounge Access at Domestic Airports?
Most major Indian airports have multiple lounges, and access depends on HDFC Bank’s partnerships with lounge operators. You can verify your HDFC credit card lounge access in two ways—online and offline.
1. Checking Lounge Access Online
To confirm whether your HDFC credit card is eligible for lounge access at domestic airports, follow these steps:
- Visit the official HDFC Bank website.
- Navigate to the Credit Cards section and locate your specific HDFC credit card (e.g., Regalia Gold Credit Card).
- Click on the lounge access section under the card benefits.
- You will find information regarding the number of complimentary visits, eligibility criteria, and a link to a list of participating lounges.
- Open the list to view lounge locations categorized by city, terminal type (domestic/international), and terminal number.
This method allows you to plan your lounge visit.
2. Checking Lounge Access Offline
If you’re unable to check online before your trip, you can verify HDFC credit card lounge access directly at the airport:
- Approach the lounge reception desk and present your HDFC credit card to check eligibility.
- If accepted, you will gain access based on your card’s benefits.
- If your card is not eligible, you can check if any other HDFC Bank credit card you own qualifies.
- Lounge information boards usually display a list of accepted credit cards for quick reference.
This method is useful when you’re in a hurry or unable to check online beforehand.
How to Check HDFC Credit Card Lounge Access at International Airports?
Premium HDFC Bank credit cards often include complimentary international lounge access. Some cards offer direct access, while others provide an additional membership such as Priority Pass. To check international lounge eligibility, follow these steps:
- Download the Priority Pass app (or any other lounge program linked to your card).
- Enter the city where you plan to use the lounge (e.g., New York City).
- Browse through the available lounges and select the terminal from which you’re departing (e.g., JFK International Terminal 4).
- The app will display a list of lounges you can access.
Using an app ensures hassle-free HDFC credit card lounge access when traveling internationally.
List of Airport Lounges for HDFC Credit Card Lounge Access
HDFC Bank offers complimentary airport lounge access on select credit cards, enhancing the travel experience for its customers. Below is an updated list of domestic and international airport lounges available for different HDFC credit cards.
HDFC Credit Card Domestic Airport Lounge Access
Here is a list of domestic airport lounges accessible with the HDFC Regalia First and Millennia Credit Cards:
| City/State | Lounge Name | Terminal |
| New Delhi, Delhi | Encalm Lounge | T3 |
| Mumbai, Maharashtra | Travel Club Lounge (MALS) | T2 |
| Bangalore, Karnataka | BLR Domestic Lounge | T1 |
| Kolkata, West Bengal | Travel Club Lounge | T1 |
| Hyderabad, Telangana | Encalm Lounge | T1 |
| Chennai, Tamil Nadu | Travel Club Lounge B | T1 |
| Chennai, Tamil Nadu | Travel Club Lounge A | T1 |
HDFC Credit Card International Airport Lounge Access
The following international lounges are available for HDFC credit cardholders:
| City/State | Lounge Name | Terminal |
| New Delhi, Delhi | Encalm Lounge | T3 |
| Mumbai, Maharashtra | Loyalty Lounge (Clipper) | T2 |
| Bangalore, Karnataka | BLR International Lounge | T1 |
| Hyderabad, Telangana | Encalm Lounge | T1 |
| Chennai, Tamil Nadu | Travel Club Lounge | T4 |
HDFC Diners Club Credit Card Lounge Access
The HDFC Diners Club Credit Card provides access to premium lounges at various domestic and international airports.
New Delhi Airport Lounges:
- Plaza Premium Lounge – Terminal 3 (International Departure, Lounge Area A & B)
- Plaza Premium Lounge – Terminal 3 (Domestic Departure, Level 3)
- Plaza Premium Lounge – Terminal 3 (International Arrival, Opp Gate 6)
- Plaza Premium Lounge – Terminal 3 (Domestic Arrival, Opp Gate 1)
- Plaza Premium Lounge – Terminal 1D (Domestic Departure, Airside & Landside)
Mumbai Airport Lounges:
- Carnations Lounge – Terminal 1B (Domestic Departure)
- Loyalty Lounge – International Departure
- Loyalty Lounge – Security Hold Area, Mezzanine Floor, Terminal 1B
Bangalore Airport Lounges:
- Plaza Premium Lounge – Domestic Departures (Mezzanine level)
- Plaza Premium Lounge – International Departures (Level 1)
- Above Ground Level Lounge – Domestic Terminal (West Pier)
- Above Ground Level Lounge – International Terminal (East Pier)
Hyderabad Airport Lounges:
- Plaza Premium Lounge – International Departure, Near Gate 32A
- Plaza Premium Lounge – Domestic Departure, Near Gate 28
- Plaza Premium Lounge – International Departure, Near Car Park (Level C)
Chennai Airport Lounges:
- Travel Club Lounge – Security Hold Area (Domestic & International)
- Travel Club Lounge – 3rd Floor, After Check-in
Kolkata Airport Lounges:
- Travel Club Lounge – Near Departure Gates (International)
- Travel Club Lounge – Domestic Departure
Ahmedabad Airport Lounges:
- Bica Lounge – Domestic Departure
- Port Lounge – International Departure, 1st Floor
Other Airport Lounges in India:
- Pune – Port Lounge
- Vadodara – Port Lounge
- Cochin – Earth Lounge
- Goa – Port Lounge
- Dehradun – Port Lounge
- Bhubaneswar – Mayfair Lounge
- Trivandrum – Ruby Arena Silver Castle Lounge
- Jaipur – Club One Class Lounge
HDFC 6E Rewards XL – IndiGo Credit Card Lounge Access
The HDFC 6E Rewards XL – IndiGo Credit Card offers complimentary domestic lounge access at the following locations:
| City/State | Lounge Name | Terminal Type |
| Ahmedabad, Gujarat | The Lounge | Domestic, T1 |
| Bangalore, Karnataka | BLR International Lounge | International, T1 |
| Bangalore, Karnataka | BLR Domestic Lounge | Domestic, T1 |
| Chennai, Tamil Nadu | Travel Club Lounge A | Domestic, T1 |
| Chennai, Tamil Nadu | Travel Club Lounge B | Domestic, T1 |
| Chennai, Tamil Nadu | Travel Club Lounge | International, T4 |
| Hyderabad, Telangana | Encalm Lounge | Domestic, T1 |
| Hyderabad, Telangana | Encalm Lounge | International, T1 |
| Kochi, Kerala | Earth Lounge | Domestic, T1 |
| Kolkata, West Bengal | Travel Club Lounge | Domestic, T1 |
| Mumbai, Maharashtra | Adani Lounge | Domestic, T2 |
| Mumbai, Maharashtra | Loyalty Lounge | International, T2 |
| Mumbai, Maharashtra | Oasis Lounge | Domestic, T1B |
| New Delhi, Delhi | Encalm Lounge | International, T3 |
| New Delhi, Delhi | Encalm Lounge | Domestic, T3 |
| New Delhi, Delhi | Encalm Lounge | Domestic, T2 |
| Pune, Maharashtra | Earth Lounge | Domestic, T1 |
Please Note: The list of lounges is subject to periodic updates based on HDFC Bank’s partnerships. For the latest details on HDFC credit card lounge access, visit the official HDFC Bank website.
This HDFC credit card lounge access list ensures that travelers can enjoy complimentary lounge access at various airports across India and internationally, making their journey more comfortable and stress-free.
Documents Required to Apply for an HDFC Credit Card with Lounge Access
To apply for an HDFC credit card with lounge access, applicants typically need to provide:
- Identity Proof – PAN card, Aadhaar card, passport, or voter ID.
- Income Proof – Latest salary slips or income tax returns (for self-employed individuals).
- Bank Statements – Recent bank statements to verify financial eligibility.
Terms and Conditions for HDFC Credit Card Lounge Access
When using your HDFC Bank credit card for lounge access, the following conditions typically apply:
- Card Verification: You must present your HDFC credit card at the lounge desk for authentication.
- Transaction Fee: A small charge (INR 2 to INR 25) may be applied during card swiping, but this amount is usually reversed.
- Usage Limits: Once you exceed the allocated complimentary visits, you will be charged the full lounge access fee (INR 1,200 – INR 2,000 at domestic lounges or up to $32 at international lounges).
- Paid Access: If complimentary lounge access is exhausted or not available on your card, you can still enter by paying the standard fee.
- Lounge Timing: Most lounges allow entry 2-3 hours before flight departure.
- Beverage Policy: Some HDFC credit cards offer complimentary alcoholic drinks, while others require payment for beverages.
- Dining Benefits: In some airports, HDFC Bank has partnered with restaurants to offer exclusive dining privileges instead of lounge access.
By understanding these terms, you can maximize the HDFC credit card lounge access benefit and enjoy a comfortable airport experience.
HDFC Bank provides a range of credit cards with airport lounge access that caters to diverse customer needs, from the occasional traveler to the frequent flyer. By understanding the benefits and terms associated with each card, you can choose the one that best aligns with your travel habits and preferences. Always ensure you stay informed about policy changes to maximize the privileges offered by your HDFC credit card.
FAQs on HDFC credit Card Lounge Access
HDFC Bank provides HDFC credit card lounge access with several premium credit cards, including Infinia, Diners Club Black, Regalia Gold, and Tata Neu Infinity HDFC Bank Credit Card. These cards offer complimentary access to domestic and international airport lounges for a comfortable travel experience.
The number of complimentary lounge visits with HDFC credit card lounge access varies by card. Some offer unlimited access (e.g., Infinia, Diners Club Black), while others provide a limited number of visits per year.
Certain HDFC credit cards, such as Regalia Gold, require a minimum number of transactions in order to activate HDFC credit card lounge access, especially for international lounges via Priority Pass.
You can verify your HDFC credit card lounge access eligibility and benefits online via the HDFC Bank website or directly at the lounge reception desk by presenting your HDFC credit card.
Yes, HDFC Bank credit cards lounge access offers access at both domestic and international airports. However, some cards only cover domestic lounges, while premium cards include global access via Priority Pass.
If you exceed your allotted complimentary visits, additional visits will be chargeable. Fees typically range from INR 1,200 – INR 2,000 for domestic lounges and up to USD 32 for international lounges.
To apply, you need identity proof (PAN card, Aadhaar, or passport), income proof (salary slips, ITR), and bank statements as financial eligibility proof.
Yes, select RuPay and Mastercard HDFC credit cards offer complimentary lounge access based on the card’s benefits. Availability may vary by card type.
HDFC credit cardholders can enjoy exclusive airport lounge privileges, including comfortable seating, free refreshments, Wi-Fi, business facilities, and in some cases, shower services for a relaxed travel experience.
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