Punjab National Bank (PNB) offers various loans at competitive interest rates. Their hassle-free application process lets you apply for the loan with minimal documentation. Customers can utilise online and offline methods to track PNB loan status for their loan application relevant to their loan type. Here’s a detailed guide on how to check the status of different types of loans, including education loans, home loans and personal loans.
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How to Track PNB Loan Application Status?
PNB’s online portal lets you check the status of your application conveniently, without making branch visits. PNB pre-approved personal loan status can be checked via the PNB app. However, if you are uncomfortable tracking PNB loan status online, visit the nearest bank branch and ask the bank representative. Here’s what you should do:
Online via PNB Website
- Visit the PNB Loan Application Status Link.
- Select the type of loan you have applied for.
- Enter the reference ID and captcha code.
- Click on Go to retrieve your application status instantly.
- You will see the status of the loan as under process, processed, or sanctioned.
Also Read: Planning to take a personal loan? Make sure to be aware of personal loan scams and not fall victim to them. Check out the same in our blog.
PNB Net Banking
You can also track your loan application status through the Punjab National Bank net banking portal if you are an existing customer.
- Access the PNB net banking portal by entering your credentials (User ID and Password).
- Once logged in, locate and click on the “Loans” section from the dashboard.
- In this section, you can view details related to your loans, including the status of your loan applications.
Offline
To track PNB loan status offline, you can call customer care at toll-free numbers- 1800 180 2222 or 1800 103 2222. Alternatively, visit the branch where you applied. Now, speak with a loan officer to inquire about your application status.
What Information is Needed to Check PNB Loan Status?
To check the status of a loan application with Punjab National Bank (PNB), specific information is required depending on the type of loan—whether it’s a personal loan, a home loan, or an education loan.
- Application Reference Number/ Serial Number- This is assigned to you while filling out the application form which lets you track your PNB loan status online or offline.
- Mobile Number and Date of Birth for verification purposes.
Also Read: Are you a student in need of funds? Check out the best loan apps for students and explore the eligibility criteria and application to avail necessary financial assistance.
Time Taken to Get a PNB Loan Status Update?
The time taken to receive a loan status update from Punjab National Bank (PNB) generally ranges from 1 to 3 business days after submitting your application. Factors like the number of applications with the bank or document verification affect the influence of the actual time taken to know the status of your PNB loan application.
- PNB typically takes a couple of days to process personal loan applications. It is advisable to check the status at least three days after all documents have been submitted.
- Most home loans take 7 to 10 working days to process for businessmen, but it takes less than 5 days for salaried employees.
- PNB education loan processing time usually takes 15-20 days.
You may receive notifications regarding your loan status via SMS or email, but this can vary by lender. If your application is still being processed, it may show as ‘Pending’ or ‘Under Process’ until a decision is made.
This was all about PNB loan application status. If you have not received an update within the mentioned timeframe, it is advisable to contact PNB customer service for further information.
To know about education loans, the best bank accounts for students, and banking experience for global students or international money transfers, reach out to our experts at 1800572126 to help ease your study abroad experience.
FAQs
You can check your loan status online via the PNB website or mobile app. You can also call customer care at 1800 180 2222 or 1800 103 2222.
Log in to your PNB net banking account, navigate to the loan section, and download your loan statement directly from there.
Delays may occur due to high application volumes or missing documentation. Banks may require further verification documents which must be submitted to fasten the processing time.
Typically, you can expect a loan status update within 1 to 3 business days after submitting your application.
You need your loan reference number and date of birth to check the status online through the official website or app.
