{"id":8110,"date":"2023-11-04T17:48:54","date_gmt":"2023-11-04T12:18:54","guid":{"rendered":"https:\/\/fly.finance\/blog\/?p=8110"},"modified":"2023-11-04T17:48:55","modified_gmt":"2023-11-04T12:18:55","slug":"maximum-loan-amount-through-the-vidya-lakshmi-portal","status":"publish","type":"post","link":"https:\/\/fly.finance\/blog\/education-loan\/maximum-loan-amount-through-the-vidya-lakshmi-portal\/","title":{"rendered":"What is the Maximum Loan Amount That You Can Get Through the Vidya Lakshmi Portal?"},"content":{"rendered":"\n<p><strong>Maximum Loan Amount Through the Vidya Lakshmi Portal: <\/strong>Every year a lot of students benefit from the <a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-portal-education-loan\/\"><strong>Vidya Lakshmi Portal<\/strong><\/a> through its loan schemes. The portal is registered with 44 banks and about 138 loan schemes are available for students planning to study abroad or in India.<\/p>\n\n\n\n<p>As the loan requirements vary from student to student, we are going to address an important question asked by many students about the maximum amount of loan that they can avail through this portal.<\/p>\n\n\n\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2 id=\"table-of-contents\">Table of contents<\/h2><ul><li><a href=\"#h-what-is-the-highest-amount-of-loan-that-i-can-get-through-the-vidya-lakshmi-portal\" data-level=\"2\">What is the Highest Amount of Loan that I Can Get Through the Vidya Lakshmi Portal?<\/a><ul><li><a href=\"#h-different-loan-amounts-provided-by-banks\" data-level=\"3\">Different Loan Amounts Provided by Banks<\/a><\/li><\/ul><\/li><li><a href=\"#h-finding-out-the-maximum-loan-amount-provided-by-a-bank\" data-level=\"2\">Finding Out the Maximum Loan Amount Provided by a Bank<\/a><\/li><li><a href=\"#h-faqs\" data-level=\"2\">FAQs<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-highest-amount-of-loan-that-i-can-get-through-the-vidya-lakshmi-portal\"><span id=\"what-is-the-highest-amount-of-loan-that-i-can-get-through-the-vidya-lakshmi-portal\">What is the Highest Amount of Loan that I Can Get Through the Vidya Lakshmi Portal?<\/span><\/h2>\n\n\n\n<p>The highest loan amount available for students through the Vidya Lakshmi Portal is up to INR 1.5 crores. However, this does not mean that every student is eligible to get this loan amount. The amount of the loan that you\u2019ll get depends on your course, your loan requirements, and also on your eligibility.<\/p>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>If you want to know about the eligibility criteria for applying for an education loan through the Vidya Lakshmi Portal then you must read<\/strong><strong><em> <\/em><\/strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-portal-education-loan-eigibility-criteria\/\"><strong>Vidya Lakshmi Portal Education Loan: Eligibility Criteria<\/strong><\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-different-loan-amounts-provided-by-banks\"><span id=\"different-loan-amounts-provided-by-banks\">Different Loan Amounts Provided by Banks<\/span><\/h3>\n\n\n\n<p>When you go through different banks on the portal, you\u2019ll notice that most of the banks provide loan amounts between INR 4 lakhs to INR 20 lakhs. However there are some banks that even provide up to INR 1.50 crores, but this depends on the loan scheme, the course and the university.<\/p>\n\n\n\n<p>To give you an idea, let\u2019s take a look at the loan amount provided by the ICICI Bank and the Bank of Baroda.<\/p>\n\n\n\n<p><strong>Maximum loan amount provided by ICICI Bank<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh7-us.googleusercontent.com\/vCfYsJdUOXKun30EuJjcKcbqg4jE3k4DIoKY3Qfx6gTBRgSjuTvIlDvM1T7eaiYaUWLgeJzRFKJQvissuimOHBjfxjUWFzqHsttgEKgbdtuLfQtpnuHiXzb_UmriZs5rSZFEFBKO1iNdP_GdcbGvIbg\" alt=\"\"\/><\/figure>\n\n\n\n<p><strong>The maximum loan amount provided by the Bank of Baroda under the \u2018Baroda Scholar Scheme\u2019<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh7-us.googleusercontent.com\/VzFipc0S9IS1Q7bwto-W0GGD5qzwQxmaOgFGxcd66st3_Ieo4Du3ugwU4rJQh_GB1GkCRWBdEnqN8lnYSkwC8Npmfn-NcP4D-rLzlmoIFZGtWxySeIM7Wa6K6A_t2VHpPr-M4tHiKl3e8z_D_HnXpZQ\" alt=\"\"\/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-finding-out-the-maximum-loan-amount-provided-by-a-bank\"><span id=\"finding-out-the-maximum-loan-amount-provided-by-a-bank\">Finding Out the Maximum Loan Amount Provided by a Bank<\/span><\/h2>\n\n\n\n<p>The maximum amount of loan that a bank provides varies from bank to bank. And, a student can find out this information by clicking on the option \u2018Search &amp; Apply for Loan Scheme\u2019 that is available on the bottom left of the homepage. When you click on this option a list of banks will be available and you can check the maximum amount that is provided under a loan scheme.<\/p>\n\n\n\n<p>For example, if you click on HDFC Bank\u2019s loan scheme, then you\u2019ll see the details related to it.<\/p>\n\n\n\n<p><strong>Choosing \u2018HDFC Bank\u2019s Education Loan\u2019<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh7-us.googleusercontent.com\/SdhOo4IKsoRDDKKhGq8fc0YBRBBQRAcvwVVy_42b3xqxx1OIZu66aAN9BHUIvAggcIHLc8o8cB3W_jtvWk45TsFiiD36bTNzZifK0VqESOTx04R63DC_FgrqjQEMDQB8sd1_CalLzGaQpn8vH_EK6vg\" alt=\"\"\/><\/figure>\n\n\n\n<p><strong>The maximum loan amount available through HDFC Bank Education Loan:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh7-us.googleusercontent.com\/tVuBZzeb-s0qc7syMtjOvRnuCL3X6XziU9X-sQ19jpoc3WiMeYU3PwYxq-f2toCIoiJhfw_apMNcCXHJDyMMf4tQFQUvl6ggphovhBesglYsJhGadNDtlMe8mVrK_lr88iHenQOqeBvxvohorfcjFrQ\" alt=\"\"\/><\/figure>\n\n\n\n<p><strong>You may also be interested to know about the banks that provide education loans through the Vidya Lakshmi Portal. To check the list of banks, you must read our blog:<\/strong><\/p>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-portal-bank-list\/\"><strong>Vidya Lakshmi Portal Bank List: A Comprehensive List<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs\"><span id=\"faqs\">FAQs<\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1698845371933\"><strong class=\"schema-faq-question\">How can I apply for an education loan from the Vidya Lakshmi Portal?<\/strong> <p class=\"schema-faq-answer\">To apply for a loan on the Vidya Lakshmi Portal, you need to first register. After you have registered you need to fill out the Common Education Loan Application Form (CELAF).<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1698845374164\"><strong class=\"schema-faq-question\">What is the interest rate of the Vidya Lakshmi Education Loan?<\/strong> <p class=\"schema-faq-answer\">The interest rate varies from bank to bank and to know about the same you need to click on the option \u2018Search &amp; Apply for Loan Scheme\u2019 that is available on the bottom left of the homepage.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1698845374932\"><strong class=\"schema-faq-question\">Who can apply for an education loan through the Vidya Lakshmi Portal?<\/strong> <p class=\"schema-faq-answer\">To get an education loan through the portal, you must secure admission to a recognised college\/university. Additionally, students must meet the eligibility norms laid down by the concerned lender.<\/p> <\/div> <\/div>\n\n\n\n<p>In this blog, we answered a common question asked by students about the maximum loan amount that they can get through the Vidya Lakshmi Portal. To know more about the Vidya Lakshmi Portal loan application process, the best <a href=\"https:\/\/fly.finance\/international-bank-account\"><strong>international bank accounts for students<\/strong><\/a>, forex and banking experience for global students or <a href=\"https:\/\/fly.finance\/blog\/money-transfer\/\"><strong>international money transfers<\/strong><\/a>, reach out to our experts at 1800572126 to help ease your study abroad experience.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-pale-ocean-gradient-background has-background\"><tbody><tr><td><strong>Recommended Reads About the Vidya Lakshmi Portal<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-portal-documents-required\/\"><strong>Vidya Lakshmi Portal Documents Required: Check Complete List<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/indian-bank-education-loan-vidya-lakshmi-portal\/\"><strong>Indian Bank Education Loan Vidya Lakshmi Portal: A Comprehensive Guide<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/features-of-vidya-lakshmi-portal\/\"><strong>What Are the Features of Vidya Lakshmi Portal?<\/strong><\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Follow Us on Social Media <\/strong><\/p>\n\n\n\n<ul class=\"wp-block-social-links is-layout-flex wp-block-social-links-is-layout-flex\"><li class=\"wp-social-link wp-social-link-instagram  wp-block-social-link\"><a href=\"https:\/\/instagram.com\/flydotfinance\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path 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c-0.344,0.094-0.707,0.144-1.081,0.144c-0.264,0-0.521-0.026-0.772-0.074c0.522,1.63,2.038,2.816,3.833,2.85 c-1.404,1.1-3.174,1.756-5.096,1.756c-0.331,0-0.658-0.019-0.979-0.057c1.816,1.164,3.973,1.843,6.29,1.843 c7.547,0,11.675-6.252,11.675-11.675c0-0.178-0.004-0.355-0.012-0.531C20.985,7.47,21.68,6.747,22.23,5.924z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">Twitter<\/span><\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Maximum Loan Amount Through the Vidya Lakshmi Portal: Every year a lot of students benefit from the Vidya Lakshmi Portal through its loan schemes. The portal is registered with 44 banks and about 138 loan schemes are available for students planning to study abroad or in India. As the loan requirements vary from student to &#8230; <a title=\"What is the Maximum Loan Amount That You Can Get Through the Vidya Lakshmi Portal?\" class=\"read-more\" href=\"https:\/\/fly.finance\/blog\/education-loan\/maximum-loan-amount-through-the-vidya-lakshmi-portal\/\" aria-label=\"Read more about What is the Maximum Loan Amount That You Can Get Through the Vidya Lakshmi Portal?\">Read more<\/a><\/p>\n","protected":false},"author":26,"featured_media":8139,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[],"class_list":["post-8110","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education-loan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>What is the Maximum Loan Amount That You Can Get Through the Vidya Lakshmi 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