{"id":8071,"date":"2023-10-31T19:06:01","date_gmt":"2023-10-31T13:36:01","guid":{"rendered":"https:\/\/fly.finance\/blog\/?p=8071"},"modified":"2023-10-31T19:06:02","modified_gmt":"2023-10-31T13:36:02","slug":"on-hold-status-of-the-loan-application","status":"publish","type":"post","link":"https:\/\/fly.finance\/blog\/education-loan\/on-hold-status-of-the-loan-application\/","title":{"rendered":"What is the On-hold Status of the Loan Application in the Vidya Lakshmi Portal?"},"content":{"rendered":"\n<p>When you submit the application on the <a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-portal-education-loan\/\"><strong>Vidya Lakshmi portal<\/strong><\/a>, the bank starts initiating the further process. It will check and verify the documents, collaterals (if required), credit history and score, details of co-applicant etc. If you have missed submitting or the bank needs some more information it will mark the application as \u2018on hold\u2019 leaving the remarks. However, this is very different from the rejection and the bank will give you enough time to complete the further process. Let\u2019s understand the process of resolving the \u2018on hold\u2019 status of the loan application.&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2 id=\"table-of-contents\">Table of contents<\/h2><ul><li><a href=\"#h-on-hold-status-of-loan-on-vidya-lakshmi-portal\" data-level=\"2\">On Hold Status of Loan on Vidya Lakshmi Portal<\/a><ul><li><a href=\"#h-documentation\" data-level=\"3\">Documentation<\/a><\/li><li><a href=\"#h-collateral-value\" data-level=\"3\">Collateral Value<\/a><\/li><li><a href=\"#h-error-or-mismatch-in-application-form\" data-level=\"3\">Error or Mismatch in Application Form<\/a><\/li><\/ul><\/li><li><a href=\"#h-faqs\" data-level=\"2\">FAQs<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-on-hold-status-of-loan-on-vidya-lakshmi-portal\"><span id=\"on-hold-status-of-loan-on-vidya-lakshmi-portal\">On Hold Status of Loan on Vidya Lakshmi Portal<\/span><\/h2>\n\n\n\n<p>After the submission of the application form, the bank will call you for further processing and check your eligibility. The call usually comes from the bank after 15 or 30 days after you apply. While applying for the education loan from the Vidya Lakshmi portal you mention maximum information and upload the supporting documents. However, based on the bank\u2019s internal criteria they may require some more information for which they put the application on hold and mention the remarks. Let\u2019s check some more reasons behind this.&nbsp;<\/p>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong><em>Being the largest public sector bank in India with great customer service, SBI is a popular choice among the banks offering education loans. Check this blog on <\/em><\/strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-education-loan-sbi\/\"><strong><em>Vidya Lakshmi Portal Education Loan SBI<\/em><\/strong><\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-documentation\"><span id=\"documentation\">Documentation<\/span><\/h3>\n\n\n\n<p>The bank will check and verify all the documents submitted by you on the Vidya Lakshmi portal. If you have missed uploading any documents or if it is not clearly visible\/blurred the bank may put your application on hold mentioning the relevant remarks. You can rectify the eros mentioned by the bank on the portal by editing your application. The bank will again initiate further process.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-collateral-value\"><span id=\"collateral-value\">Collateral Value<\/span><\/h3>\n\n\n\n<p>If you have applied for a large amount of education loan you need to submit a collateral of the value prescribed by the bank. While verifying the collateral if the bank finds it less valued than required it will put the application on hold. You have to understand the terms and conditions and then submit the required documents which show the value of collateral as demanded by the bank.<\/p>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong><em>Have you taken an education loan and kept a close eye on the repayment structure? Well, there is a tool called loan amortization which allows you transparency towards the loan repayment. Check this blog and understand the process of <\/em><\/strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/what-is-loan-amortization\/\"><strong><em>Loan Amortization<\/em><\/strong><\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-error-or-mismatch-in-application-form\"><span id=\"error-or-mismatch-in-application-form\">Error or Mismatch in Application Form<\/span><\/h3>\n\n\n\n<p>In case you have made an error in your application form and it doesn\u2019t match with the supporting documents then your application will not be processed. You have to edit the application and submit it again for further processing. The bank will indicate the requirement in the remarks column from where you can check and perform the required action.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs\"><span id=\"faqs\">FAQs<\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1698759034055\"><strong class=\"schema-faq-question\">How to identify the reason for the \u2018on hold\u2019 application on the Vidya Lakshmi portal?<\/strong> <p class=\"schema-faq-answer\">The bank always mentions remarks stating the reason behind putting the application on hold. You can check the remarks column in the application status.\u00a0<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1698759041098\"><strong class=\"schema-faq-question\">Why my application for an education loan has been put on hold?<\/strong> <p class=\"schema-faq-answer\">You might not have submitted the supporting documents properly or the photograph may be blurred. There could be many different reasons behind putting a loan application on hold. You must check the remarks or contact the bank immediately if the bank has put your loan application on hold.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1698759047458\"><strong class=\"schema-faq-question\">How much time does the bank take to restart the process of an education loan if it is on hold?<\/strong> <p class=\"schema-faq-answer\">The bank will start further processing once you rectify the errors in the application. Keep a regular check on your dashboard.\u00a0<\/p> <\/div> <\/div>\n\n\n\n<p>This was all about the \u2018on hold\u2019 status of your education loan application through the Vidya Lakshmi portal. In case of any issues and grievances always consult your bank or raise a grievance on the portal.&nbsp;<\/p>\n\n\n\n<p>To know more about the Vidya Lakshmi application, the best <a href=\"https:\/\/fly.finance\/international-bank-account\"><strong>international bank accounts for students<\/strong><\/a>, forex and banking experience for global students or <a href=\"https:\/\/fly.finance\/blog\/money-transfer\/\"><strong>international money transfers<\/strong><\/a>, reach out to our experts at 1800572126 to help ease your study abroad experience.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-pale-ocean-gradient-background has-background\"><tbody><tr><td><strong>Related Blogs<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/how-to-secure-a-good-education-loan-at-a-low-interest-rate\/\"><strong>How to Secure Good Education Loan at Low Interest Rates<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/secured-education-loan\/\"><strong>All About Secured Loans<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/features-of-vidya-lakshmi-portal\/\"><strong>What are the Features of Vidya Lakshmi Portal<\/strong><\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Follow Us on Social Media <\/strong><\/p>\n\n\n\n<ul class=\"wp-block-social-links is-layout-flex wp-block-social-links-is-layout-flex\"><li class=\"wp-social-link wp-social-link-instagram  wp-block-social-link\"><a href=\"https:\/\/instagram.com\/flydotfinance\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12,4.622c2.403,0,2.688,0.009,3.637,0.052c0.877,0.04,1.354,0.187,1.671,0.31c0.42,0.163,0.72,0.358,1.035,0.673 c0.315,0.315,0.51,0.615,0.673,1.035c0.123,0.317,0.27,0.794,0.31,1.671c0.043,0.949,0.052,1.234,0.052,3.637 s-0.009,2.688-0.052,3.637c-0.04,0.877-0.187,1.354-0.31,1.671c-0.163,0.42-0.358,0.72-0.673,1.035 c-0.315,0.315-0.615,0.51-1.035,0.673c-0.317,0.123-0.794,0.27-1.671,0.31c-0.949,0.043-1.233,0.052-3.637,0.052 s-2.688-0.009-3.637-0.052c-0.877-0.04-1.354-0.187-1.671-0.31c-0.42-0.163-0.72-0.358-1.035-0.673 c-0.315-0.315-0.51-0.615-0.673-1.035c-0.123-0.317-0.27-0.794-0.31-1.671C4.631,14.688,4.622,14.403,4.622,12 s0.009-2.688,0.052-3.637c0.04-0.877,0.187-1.354,0.31-1.671c0.163-0.42,0.358-0.72,0.673-1.035 c0.315-0.315,0.615-0.51,1.035-0.673c0.317-0.123,0.794-0.27,1.671-0.31C9.312,4.631,9.597,4.622,12,4.622 M12,3 C9.556,3,9.249,3.01,8.289,3.054C7.331,3.098,6.677,3.25,6.105,3.472C5.513,3.702,5.011,4.01,4.511,4.511 c-0.5,0.5-0.808,1.002-1.038,1.594C3.25,6.677,3.098,7.331,3.054,8.289C3.01,9.249,3,9.556,3,12c0,2.444,0.01,2.751,0.054,3.711 c0.044,0.958,0.196,1.612,0.418,2.185c0.23,0.592,0.538,1.094,1.038,1.594c0.5,0.5,1.002,0.808,1.594,1.038 c0.572,0.222,1.227,0.375,2.185,0.418C9.249,20.99,9.556,21,12,21s2.751-0.01,3.711-0.054c0.958-0.044,1.612-0.196,2.185-0.418 c0.592-0.23,1.094-0.538,1.594-1.038c0.5-0.5,0.808-1.002,1.038-1.594c0.222-0.572,0.375-1.227,0.418-2.185 C20.99,14.751,21,14.444,21,12s-0.01-2.751-0.054-3.711c-0.044-0.958-0.196-1.612-0.418-2.185c-0.23-0.592-0.538-1.094-1.038-1.594 c-0.5-0.5-1.002-0.808-1.594-1.038c-0.572-0.222-1.227-0.375-2.185-0.418C14.751,3.01,14.444,3,12,3L12,3z M12,7.378 c-2.552,0-4.622,2.069-4.622,4.622S9.448,16.622,12,16.622s4.622-2.069,4.622-4.622S14.552,7.378,12,7.378z M12,15 c-1.657,0-3-1.343-3-3s1.343-3,3-3s3,1.343,3,3S13.657,15,12,15z M16.804,6.116c-0.596,0-1.08,0.484-1.08,1.08 s0.484,1.08,1.08,1.08c0.596,0,1.08-0.484,1.08-1.08S17.401,6.116,16.804,6.116z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">Instagram<\/span><\/a><\/li>\n\n<li class=\"wp-social-link wp-social-link-linkedin  wp-block-social-link\"><a href=\"https:\/\/www.linkedin.com\/company\/flyfinance\/\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M19.7,3H4.3C3.582,3,3,3.582,3,4.3v15.4C3,20.418,3.582,21,4.3,21h15.4c0.718,0,1.3-0.582,1.3-1.3V4.3 C21,3.582,20.418,3,19.7,3z M8.339,18.338H5.667v-8.59h2.672V18.338z M7.004,8.574c-0.857,0-1.549-0.694-1.549-1.548 c0-0.855,0.691-1.548,1.549-1.548c0.854,0,1.547,0.694,1.547,1.548C8.551,7.881,7.858,8.574,7.004,8.574z M18.339,18.338h-2.669 v-4.177c0-0.996-0.017-2.278-1.387-2.278c-1.389,0-1.601,1.086-1.601,2.206v4.249h-2.667v-8.59h2.559v1.174h0.037 c0.356-0.675,1.227-1.387,2.526-1.387c2.703,0,3.203,1.779,3.203,4.092V18.338z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">LinkedIn<\/span><\/a><\/li>\n\n<li class=\"wp-social-link wp-social-link-twitter  wp-block-social-link\"><a href=\"https:\/\/twitter.com\/flydotfinance\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M22.23,5.924c-0.736,0.326-1.527,0.547-2.357,0.646c0.847-0.508,1.498-1.312,1.804-2.27 c-0.793,0.47-1.671,0.812-2.606,0.996C18.324,4.498,17.257,4,16.077,4c-2.266,0-4.103,1.837-4.103,4.103 c0,0.322,0.036,0.635,0.106,0.935C8.67,8.867,5.647,7.234,3.623,4.751C3.27,5.357,3.067,6.062,3.067,6.814 c0,1.424,0.724,2.679,1.825,3.415c-0.673-0.021-1.305-0.206-1.859-0.513c0,0.017,0,0.034,0,0.052c0,1.988,1.414,3.647,3.292,4.023 c-0.344,0.094-0.707,0.144-1.081,0.144c-0.264,0-0.521-0.026-0.772-0.074c0.522,1.63,2.038,2.816,3.833,2.85 c-1.404,1.1-3.174,1.756-5.096,1.756c-0.331,0-0.658-0.019-0.979-0.057c1.816,1.164,3.973,1.843,6.29,1.843 c7.547,0,11.675-6.252,11.675-11.675c0-0.178-0.004-0.355-0.012-0.531C20.985,7.47,21.68,6.747,22.23,5.924z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">Twitter<\/span><\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>When you submit the application on the Vidya Lakshmi portal, the bank starts initiating the further process. It will check and verify the documents, collaterals (if required), credit history and score, details of co-applicant etc. If you have missed submitting or the bank needs some more information it will mark the application as \u2018on hold\u2019 &#8230; <a title=\"What is the On-hold Status of the Loan Application in the Vidya Lakshmi Portal?\" class=\"read-more\" href=\"https:\/\/fly.finance\/blog\/education-loan\/on-hold-status-of-the-loan-application\/\" aria-label=\"Read more about What is the On-hold Status of the Loan Application in the Vidya Lakshmi Portal?\">Read more<\/a><\/p>\n","protected":false},"author":24,"featured_media":8079,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[],"class_list":["post-8071","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education-loan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>What is the On-hold Status of the Loan Application in the Vidya Lakshmi Portal?<\/title>\n<meta name=\"description\" content=\"This blog includes the details about the on-hold status of the Loan Application in Vidya Lakshmi Portal. To know more read the blog.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fly.finance\/blog\/education-loan\/on-hold-status-of-the-loan-application\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is the On-hold Status of the Loan Application in the Vidya Lakshmi Portal?\" \/>\n<meta property=\"og:description\" content=\"This blog includes the details about the on-hold status of the Loan Application in Vidya Lakshmi Portal. To know more read the blog.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fly.finance\/blog\/education-loan\/on-hold-status-of-the-loan-application\/\" \/>\n<meta property=\"og:site_name\" content=\"Fly Finance\" \/>\n<meta property=\"article:published_time\" content=\"2023-10-31T13:36:01+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-10-31T13:36:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/flyblog.s3.ap-south-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/31190525\/What-is-the-On-hold-Status-of-the-Loan-Application-in-the-Vidya-Lakshmi-Portal.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"640\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Shekhar Suman\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Shekhar Suman\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"What is the On-hold Status of the Loan Application in the Vidya Lakshmi Portal?","description":"This blog includes the details about the on-hold status of the Loan Application in Vidya Lakshmi Portal. To know more read the blog.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/fly.finance\/blog\/education-loan\/on-hold-status-of-the-loan-application\/","og_locale":"en_US","og_type":"article","og_title":"What is the On-hold Status of the Loan Application in the Vidya Lakshmi Portal?","og_description":"This blog includes the details about the on-hold status of the Loan Application in Vidya Lakshmi Portal. To know more read the blog.","og_url":"https:\/\/fly.finance\/blog\/education-loan\/on-hold-status-of-the-loan-application\/","og_site_name":"Fly Finance","article_published_time":"2023-10-31T13:36:01+00:00","article_modified_time":"2023-10-31T13:36:02+00:00","og_image":[{"width":1024,"height":640,"url":"https:\/\/flyblog.s3.ap-south-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/31190525\/What-is-the-On-hold-Status-of-the-Loan-Application-in-the-Vidya-Lakshmi-Portal.png","type":"image\/png"}],"author":"Shekhar Suman","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Shekhar Suman","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/fly.finance\/blog\/education-loan\/on-hold-status-of-the-loan-application\/#article","isPartOf":{"@id":"https:\/\/fly.finance\/blog\/education-loan\/on-hold-status-of-the-loan-application\/"},"author":{"name":"Shekhar Suman","@id":"https:\/\/fly.finance\/blog\/#\/schema\/person\/fed86910ad7a5396db3f509f7f6f2e48"},"headline":"What is the On-hold Status of the Loan Application in the Vidya Lakshmi Portal?","datePublished":"2023-10-31T13:36:01+00:00","dateModified":"2023-10-31T13:36:02+00:00","mainEntityOfPage":{"@id":"https:\/\/fly.finance\/blog\/education-loan\/on-hold-status-of-the-loan-application\/"},"wordCount":755,"commentCount":0,"publisher":{"@id":"https:\/\/fly.finance\/blog\/#organization"},"image":{"@id":"https:\/\/fly.finance\/blog\/education-loan\/on-hold-status-of-the-loan-application\/#primaryimage"},"thumbnailUrl":"https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2023\/10\/31190525\/What-is-the-On-hold-Status-of-the-Loan-Application-in-the-Vidya-Lakshmi-Portal.png","articleSection":["Education Loan"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/fly.finance\/blog\/education-loan\/on-hold-status-of-the-loan-application\/#respond"]}],"accessibilityFeature":["tableOfContents"]},{"@type":["WebPage","FAQPage"],"@id":"https:\/\/fly.finance\/blog\/education-loan\/on-hold-status-of-the-loan-application\/","url":"https:\/\/fly.finance\/blog\/education-loan\/on-hold-status-of-the-loan-application\/","name":"What is the On-hold Status of the Loan Application in the Vidya Lakshmi Portal?","isPartOf":{"@id":"https:\/\/fly.finance\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/fly.finance\/blog\/education-loan\/on-hold-status-of-the-loan-application\/#primaryimage"},"image":{"@id":"https:\/\/fly.finance\/blog\/education-loan\/on-hold-status-of-the-loan-application\/#primaryimage"},"thumbnailUrl":"https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2023\/10\/31190525\/What-is-the-On-hold-Status-of-the-Loan-Application-in-the-Vidya-Lakshmi-Portal.png","datePublished":"2023-10-31T13:36:01+00:00","dateModified":"2023-10-31T13:36:02+00:00","description":"This blog includes the details about the on-hold status of the Loan Application in Vidya Lakshmi Portal. To know more read the blog.","breadcrumb":{"@id":"https:\/\/fly.finance\/blog\/education-loan\/on-hold-status-of-the-loan-application\/#breadcrumb"},"mainEntity":[{"@id":"https:\/\/fly.finance\/blog\/education-loan\/on-hold-status-of-the-loan-application\/#faq-question-1698759034055"},{"@id":"https:\/\/fly.finance\/blog\/education-loan\/on-hold-status-of-the-loan-application\/#faq-question-1698759041098"},{"@id":"https:\/\/fly.finance\/blog\/education-loan\/on-hold-status-of-the-loan-application\/#faq-question-1698759047458"}],"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/fly.finance\/blog\/education-loan\/on-hold-status-of-the-loan-application\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fly.finance\/blog\/education-loan\/on-hold-status-of-the-loan-application\/#primaryimage","url":"https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2023\/10\/31190525\/What-is-the-On-hold-Status-of-the-Loan-Application-in-the-Vidya-Lakshmi-Portal.png","contentUrl":"https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2023\/10\/31190525\/What-is-the-On-hold-Status-of-the-Loan-Application-in-the-Vidya-Lakshmi-Portal.png","width":1024,"height":640,"caption":"On-hold Status of the Loan Application"},{"@type":"BreadcrumbList","@id":"https:\/\/fly.finance\/blog\/education-loan\/on-hold-status-of-the-loan-application\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/fly.finance\/blog\/"},{"@type":"ListItem","position":2,"name":"Education Loan","item":"https:\/\/fly.finance\/blog\/category\/education-loan\/"},{"@type":"ListItem","position":3,"name":"What is the On-hold Status of the Loan Application in the Vidya Lakshmi Portal?"}]},{"@type":"WebSite","@id":"https:\/\/fly.finance\/blog\/#website","url":"https:\/\/fly.finance\/blog\/","name":"Fly Finance","description":"Explore blogs related to Education Loan, Student Bank Account, International Money Transfer, Scholarships along with latest news at Fly Finance.","publisher":{"@id":"https:\/\/fly.finance\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/fly.finance\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/fly.finance\/blog\/#organization","name":"Fly Finance","url":"https:\/\/fly.finance\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fly.finance\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2024\/01\/29151141\/Fly-Finance-Logo-1.webp","contentUrl":"https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2024\/01\/29151141\/Fly-Finance-Logo-1.webp","width":1080,"height":1080,"caption":"Fly Finance"},"image":{"@id":"https:\/\/fly.finance\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/fly.finance\/blog\/#\/schema\/person\/fed86910ad7a5396db3f509f7f6f2e48","name":"Shekhar Suman","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/f364ae9617b8586195ccc6e5aff93f87f3a2072d38861c2f686c4a2a55b25de5?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f364ae9617b8586195ccc6e5aff93f87f3a2072d38861c2f686c4a2a55b25de5?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f364ae9617b8586195ccc6e5aff93f87f3a2072d38861c2f686c4a2a55b25de5?s=96&d=mm&r=g","caption":"Shekhar Suman"},"description":"Shekhar is a versatile writer with a passion for sharing knowledge and creativity. With expertise in crafting informative blogs on study abroad and finance, Shekhar helps readers navigate the complexities of education and financial planning. Most of his writings blend the practicality of finance and the beauty of language, making a meaningful impact in both spheres. Beyond his professional pursuits, he finds solace in the writing Shayari.","sameAs":["https:\/\/in.linkedin.com\/in\/thahankmoody","https:\/\/www.tumblr.com\/blog\/dhanlabh"],"url":"https:\/\/fly.finance\/blog\/author\/shekhar\/"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/on-hold-status-of-the-loan-application\/#faq-question-1698759034055","position":1,"url":"https:\/\/fly.finance\/blog\/education-loan\/on-hold-status-of-the-loan-application\/#faq-question-1698759034055","name":"How to identify the reason for the \u2018on hold\u2019 application on the Vidya Lakshmi portal?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The bank always mentions remarks stating the reason behind putting the application on hold. You can check the remarks column in the application status.\u00a0","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/on-hold-status-of-the-loan-application\/#faq-question-1698759041098","position":2,"url":"https:\/\/fly.finance\/blog\/education-loan\/on-hold-status-of-the-loan-application\/#faq-question-1698759041098","name":"Why my application for an education loan has been put on hold?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"You might not have submitted the supporting documents properly or the photograph may be blurred. There could be many different reasons behind putting a loan application on hold. You must check the remarks or contact the bank immediately if the bank has put your loan application on hold.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/on-hold-status-of-the-loan-application\/#faq-question-1698759047458","position":3,"url":"https:\/\/fly.finance\/blog\/education-loan\/on-hold-status-of-the-loan-application\/#faq-question-1698759047458","name":"How much time does the bank take to restart the process of an education loan if it is on hold?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The bank will start further processing once you rectify the errors in the application. Keep a regular check on your dashboard.\u00a0","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/8071","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/comments?post=8071"}],"version-history":[{"count":6,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/8071\/revisions"}],"predecessor-version":[{"id":8080,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/8071\/revisions\/8080"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media\/8079"}],"wp:attachment":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media?parent=8071"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/categories?post=8071"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/tags?post=8071"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}