{"id":7964,"date":"2025-01-16T15:20:10","date_gmt":"2025-01-16T09:50:10","guid":{"rendered":"https:\/\/fly.finance\/blog\/?p=7964"},"modified":"2025-01-16T15:20:12","modified_gmt":"2025-01-16T09:50:12","slug":"processing-time-for-vidya-lakshmi-education-loans","status":"publish","type":"post","link":"https:\/\/fly.finance\/blog\/education-loan\/processing-time-for-vidya-lakshmi-education-loans\/","title":{"rendered":"Processing Time for Vidya Lakshmi Education Loans"},"content":{"rendered":"\n<p>The processing time for Vidya Lakshmi education loans generally takes less than 30 working days. The bank usually takes around 15 days to process the loan if the amount is not exceeding INR 7.5 lakhs. However, this duration can vary based on several factors, including the specific bank chosen, the amount of the loan, and how quickly the applicant submits the required documents.<\/p>\n\n\n\n<p>Usually, the banks contact you soon after you apply for the loan. You shall respond to the call immediately and discuss further things. Also, Regularly check the application status on the Vidya Lakshmi portal and respond quickly to any requests from the bank. Let\u2019s understand the processing time for Vidya Lakshmi education loans.<\/p>\n\n\n\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2 id=\"table-of-contents\">Table of contents<\/h2><ul><li><a href=\"#h-what-is-the-processing-time-for-vidya-lakshmi-education-loans\" data-level=\"2\">What is the Processing Time for Vidya Lakshmi Education Loans?<\/a><\/li><li><a href=\"#h-vidya-lakshmi-education-loan-processing-time-for-study-abroad\" data-level=\"2\">Vidya Lakshmi Education Loan Processing Time for Study Abroad<\/a><\/li><li><a href=\"#h-loan-processing-time-for-study-in-india\" data-level=\"2\">Loan Processing Time for Study in India<\/a><\/li><li><a href=\"#h-factors-affecting-processing-time-for-vidya-lakshmi-education-loans\" data-level=\"2\">Factors Affecting Processing Time for Vidya Lakshmi Education Loans<\/a><\/li><li><a href=\"#h-faqs\" data-level=\"2\">FAQs<\/a><\/li><\/ul><\/div>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read<\/strong>: <strong>The government has developed the Vidya Lakshmi portal for students who want to pursue higher studies with an education loan. Check this blog on<\/strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/features-of-vidya-lakshmi-portal\/\"><strong> What are the features of Vidya Laxmi Portal?<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-processing-time-for-vidya-lakshmi-education-loans\"><span id=\"what-is-the-processing-time-for-vidya-lakshmi-education-loans\">What is the Processing Time for Vidya Lakshmi Education Loans?<\/span><\/h2>\n\n\n\n<p>Vidya Lakshmi aims for a streamlined process. The actual time takes to process your application for an education loan on Vidya Lakshmi Portal can vary significantly based on individual circumstances and bank practices.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>For Loans Up to INR 7.5 Lakhs<\/strong>: If the loan amount does not exceed INR 7.5 lakhs, banks typically process applications within\u00a0<strong>15 days<\/strong>.<\/li>\n\n\n\n<li><strong>For Loans Exceeding INR 7.5 Lakhs<\/strong>: For larger loan amounts, especially for studying abroad, the processing time may extend to\u00a0<strong>30 days<\/strong>.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-vidya-lakshmi-education-loan-processing-time-for-study-abroad\"><span id=\"vidya-lakshmi-education-loan-processing-time-for-study-abroad\">Vidya Lakshmi Education Loan Processing Time for Study Abroad<\/span><\/h2>\n\n\n\n<p>The processing time for Vidya Lakshmi education loans to study abroad usually take less than 30 days to process. The processing time depends upon various factors such as loan amount, eligibility criteria, monthly income etc.<\/p>\n\n\n\n<p>Usually, studying abroad comes with a higher cost and you might have to take a loan amount exceeding INR 7.5 lakhs which will require collateral. If you have taken a loan to study abroad the bank will contact you for further process and might ask for more documents such as a visa approval letter, confirmation of admission, copy of health and travel insurance etc. The bank may reject your application if you do not respond properly.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Keep a regular check on the <strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/how-will-i-know-the-education-loan-approval-status\/\">education loan approval status on the Vidya Lakshmi portal<\/a><\/strong>.\u00a0<\/li>\n\n\n\n<li>If you haven\u2019t received a call from the bank after applying then contact the nearest branch or raise a grievance on the portal.<\/li>\n\n\n\n<li>Try to respond immediately when you receive any kind of communication from the bank.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-loan-processing-time-for-study-in-india\"><span id=\"loan-processing-time-for-study-in-india\">Loan Processing Time for Study in India<\/span><\/h2>\n\n\n\n<p>When you apply for an education loan to study in India it takes less time as compared to study abroad loans. The bank will call you soon after you apply for further steps. If your loan amount is not exceeding INR 7.5 lakhs then you are required to respond to the bank\u2019s communication within 15 days. After 15 days the bank will mark the application as closed and you will have to reapply.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If your amount exceeds INR 7.5 lakhs and you are taking a loan to study in India you can respond to the bank within 30 days.<\/li>\n\n\n\n<li>In case your application is on hold check the remarks immediately and do the needful to get the loan faster.&nbsp;<\/li>\n\n\n\n<li>Upload all the supporting documents properly and make sure it is completely visible. This will help you to get your loan sanctioned faster.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-factors-affecting-processing-time-for-vidya-lakshmi-education-loans\"><span id=\"factors-affecting-processing-time-for-vidya-lakshmi-education-loans\">Factors Affecting Processing Time for Vidya Lakshmi Education Loans<\/span><\/h2>\n\n\n\n<p>Various factors affect the actual processing time for Vidya Lakshmi education loans. These include the loan amounts, eligibility, documentation, purpose of loan, and others. Check them out below-<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Loan Amount<\/strong>: Higher loan amounts, especially those exceeding INR 7.5 lakhs, usually take longer due to the collateral requirement.<\/li>\n\n\n\n<li><strong>Eligibility Criteria<\/strong>: Meeting all eligibility conditions speed up the process, while discrepancies can lead to delays.<\/li>\n\n\n\n<li><strong>Documentation<\/strong>: Missing or unclear documents can significantly increase processing time.<\/li>\n\n\n\n<li><strong>Communication<\/strong>: Prompt responses to bank requests and follow-ups ensure smoother processing.<\/li>\n\n\n\n<li><strong>Application Status<\/strong>: Checking and addressing remarks or updates on the portal promptly helps avoid delays.<\/li>\n\n\n\n<li><strong>Purpose of Loan<\/strong>: Loans for studying abroad often require more time due to additional documentation and approval steps.<\/li>\n<\/ul>\n\n\n\n<p><strong>Related Blogs:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-portal-bank-list\/\" target=\"_blank\" rel=\"noreferrer noopener\">Vidya Lakshmi Portal Bank List<\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-portal-central-bank-of-india\/\" target=\"_blank\" rel=\"noreferrer noopener\">Vidya Lakshmi Portal Central Bank Of India<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/how-much-time-does-the-vidya-lakshmi-portal-take\/\" target=\"_blank\" rel=\"noreferrer noopener\">How Much Time Does The Vidya Lakshmi Portal Take<\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/bank-of-maharashtra-vidya-lakshmi-education-loan\/\" target=\"_blank\" rel=\"noreferrer noopener\">Bank Of Maharashtra Vidya Lakshmi Education Loan<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/is-vidya-lakshmi-interest-free\/\" target=\"_blank\" rel=\"noreferrer noopener\">Is Vidya Lakshmi Interest Free<\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/canara-bank-vidya-lakshmi-education-loan\/\" target=\"_blank\" rel=\"noreferrer noopener\">Canara Bank Vidya Lakshmi Education Loan<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-portal-documents-required\/\" target=\"_blank\" rel=\"noreferrer noopener\">Vidya Lakshmi Portal Documents Required<\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-laxmi-portal-punjab-national-bank\/\" target=\"_blank\" rel=\"noreferrer noopener\">Vidya Laxmi Portal Punjab National Bank<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/how-to-log-in-to-vidya-lakshmi-portal\/\" target=\"_blank\" rel=\"noreferrer noopener\">How To Log In To Vidya Lakshmi Portal<\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-portal-idbi-bank\/\" target=\"_blank\" rel=\"noreferrer noopener\">Vidya Lakshmi Portal IDBI Bank<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-education-loan-federal-bank\/\" target=\"_blank\" rel=\"noreferrer noopener\">Vidya Lakshmi Education Loan Federal Bank<\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-portal-indian-overseas-bank\/\" target=\"_blank\" rel=\"noreferrer noopener\">Vidya Lakshmi Portal Indian Overseas Bank<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-portal-documents-required\/\" target=\"_blank\" rel=\"noreferrer noopener\">Vidya Lakshmi Portal Documents Required<\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-portal-karur-vysya-bank\/\" target=\"_blank\" rel=\"noreferrer noopener\">Vidya Lakshmi Portal Karur Vysya Bank<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/is-it-mandatory-to-register-for-the-vidya-lakshmi-portal\/\" target=\"_blank\" rel=\"noreferrer noopener\">Is It Mandatory To Register For The Vidya Lakshmi Portal<\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-portal-hdfc-bank\/\" target=\"_blank\" rel=\"noreferrer noopener\">Vidya Lakshmi Portal HDFC Bank<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/scholarships\/jagananna-videshi-vidya-deevena-scholarship\/\" target=\"_blank\" rel=\"noreferrer noopener\">Jagananna Videshi Vidya Deevena Scholarship<\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-laxmi-portal-uco-bank-education-loan\/\" target=\"_blank\" rel=\"noreferrer noopener\">Vidya Laxmi Portal UCO Bank Education Loan<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/how-to-reapply-for-an-education-loan-through-vidya-lakshmi-portal\/\" target=\"_blank\" rel=\"noreferrer noopener\">How To Reapply For An Education Loan Through Vidya Lakshmi Portal<\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/indian-bank-education-loan-vidya-lakshmi-portal\/\" target=\"_blank\" rel=\"noreferrer noopener\">Indian Bank Education Loan Vidya Lakshmi Portal<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/how-many-applications-can-you-submit-through-the-vidya-lakshmi-portal\/\" target=\"_blank\" rel=\"noreferrer noopener\">How Many Applications Can You Submit Through The Vidya Lakshmi Portal<\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/kbl-vidyanidhi-quick-education-loan\/\" target=\"_blank\" rel=\"noreferrer noopener\">KBL Vidyanidhi Quick Education Loan<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/apply-for-vidya-lakshmi-education-loan-through-the-yono-app\/\" target=\"_blank\" rel=\"noreferrer noopener\">Apply For Vidya Lakshmi Education Loan Through The Yono App<\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-education-loan-federal-bank\/\" target=\"_blank\" rel=\"noreferrer noopener\">Vidya Lakshmi Education Loan Federal Bank<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/features-of-vidya-lakshmi-portal\/\" target=\"_blank\" rel=\"noreferrer noopener\">Features Of Vidya Lakshmi Portal<\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-education-loan-punjab-and-sind-bank\/\" target=\"_blank\" rel=\"noreferrer noopener\">Vidya Lakshmi Education Loan Punjab And Sind Bank<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/maximum-loan-amount-through-the-vidya-lakshmi-portal\/\" target=\"_blank\" rel=\"noreferrer noopener\">Maximum Loan Amount Through The Vidya Lakshmi Portal<\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-education-loan-bank-of-baroda\/\" target=\"_blank\" rel=\"noreferrer noopener\">Vidya Lakshmi Education Loan Bank Of Baroda<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-education-loan-registration-process\/\" target=\"_blank\" rel=\"noreferrer noopener\">Vidya Lakshmi Education Loan Registration Process<\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-education-loan-sbi\/\" target=\"_blank\" rel=\"noreferrer noopener\">Vidya Lakshmi Education Loan SBI<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-education-loan-interest-rate\/\" target=\"_blank\" rel=\"noreferrer noopener\">Vidya Lakshmi Education Loan Interest Rate<\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-kalupur-bank-education-loan\/\" target=\"_blank\" rel=\"noreferrer noopener\">Vidya Lakshmi Kalupur Bank Education Loan<\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/\" target=\"_blank\" rel=\"noreferrer noopener\">How To Apply For Education Loan Through Vidya Lakshmi Portal<\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-portal-axis-bank\/\" target=\"_blank\" rel=\"noreferrer noopener\">Vidya Lakshmi Portal Axis Bank<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><\/p>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong><em>Confused with the process? Check this blog on<\/em><\/strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/\"><strong><em> how to apply for an education loan through Vidya Lakshmi portal<\/em><\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs\"><span id=\"faqs\">FAQs<\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1698393550338\"><strong class=\"schema-faq-question\">How much time does a Vidya Lakshmi education loan take?<\/strong> <p class=\"schema-faq-answer\">Vidya Lakshmi usually takes less than 30 working days for an education loan. However, more time can be taken depending on the terms and conditions and document verification.\u00a0<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1698393619877\"><strong class=\"schema-faq-question\">What is the minimum time in which I can get an education loan from the Vidya Lakshmi portal?<\/strong> <p class=\"schema-faq-answer\">Some banks and NBFCs show that they will process Vidya Lakshmi&#8217;s application in 3-4 days and the process will be completely online.\u00a0<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1698393643675\"><strong class=\"schema-faq-question\">Do I need to visit the branch after submitting the loan application?<\/strong> <p class=\"schema-faq-answer\">It completely depends upon your bank. If they are calling you for verification purposes you should visit. This will help you get the loan sanctioned faster.\u00a0<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1712736395105\"><strong class=\"schema-faq-question\">What if my loan has been rejected?<\/strong> <p class=\"schema-faq-answer\">If your loan has been rejected, you can apply again on the portal. However, before reapplying, ask the existing bank to mark the status as &#8216;rejected&#8217; on the portal and close the application.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1712736453235\"><strong class=\"schema-faq-question\">What to do if there is no update on the portal?<\/strong> <p class=\"schema-faq-answer\">In case there is no update marked from the bank, contact the nearest branch and try to get the process escalated.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1737020605483\"><strong class=\"schema-faq-question\">What documents can speed up the Vidya Lakshmi education loan processing time?<\/strong> <p class=\"schema-faq-answer\">Clear and complete documents like admission letters, income proof, collateral details, and ID proofs can help speed up processing.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1737020640701\"><strong class=\"schema-faq-question\">Does the processing time differ for loans with collateral?<\/strong> <p class=\"schema-faq-answer\">Yes, loans requiring collateral typically take longer due to additional verification steps.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1737020649752\"><strong class=\"schema-faq-question\">Can I get the loan faster by contacting the bank directly?<\/strong> <p class=\"schema-faq-answer\">Yes, visiting the bank branch or responding promptly to bank communications can expedite the process.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1737020661199\"><strong class=\"schema-faq-question\">What if my application is marked as \u2018on hold\u2019?<\/strong> <p class=\"schema-faq-answer\">Check the remarks on the portal, resolve the issues, and upload any requested documents to continue processing.<\/p> <\/div> <\/div>\n\n\n\n<p>This was all about the time taken by the Vidya Lakshmi portal for an education loan. Always contact your bank or raise the issue with the Vidya Lakshmi portal in case of any unusual delay.<\/p>\n\n\n\n<p>To know more about <a href=\"https:\/\/fly.finance\/blog\/education-loan\/\"><strong>education loans<\/strong><\/a>, the best <a href=\"https:\/\/fly.finance\/blog\/student-account\/\"><strong>bank accounts for students<\/strong><\/a>, forex and banking experience for global students or <a href=\"https:\/\/fly.finance\/blog\/money-transfer\/\"><strong>international money transfers<\/strong><\/a>, reach out to our experts at 1800572126 to help ease your study abroad experience.<\/p>\n\n\n\n<p><strong>Follow Us on Social Media <\/strong><\/p>\n\n\n\n<ul class=\"wp-block-social-links is-layout-flex wp-block-social-links-is-layout-flex\"><li class=\"wp-social-link wp-social-link-instagram  wp-block-social-link\"><a href=\"https:\/\/instagram.com\/flydotfinance\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12,4.622c2.403,0,2.688,0.009,3.637,0.052c0.877,0.04,1.354,0.187,1.671,0.31c0.42,0.163,0.72,0.358,1.035,0.673 c0.315,0.315,0.51,0.615,0.673,1.035c0.123,0.317,0.27,0.794,0.31,1.671c0.043,0.949,0.052,1.234,0.052,3.637 s-0.009,2.688-0.052,3.637c-0.04,0.877-0.187,1.354-0.31,1.671c-0.163,0.42-0.358,0.72-0.673,1.035 c-0.315,0.315-0.615,0.51-1.035,0.673c-0.317,0.123-0.794,0.27-1.671,0.31c-0.949,0.043-1.233,0.052-3.637,0.052 s-2.688-0.009-3.637-0.052c-0.877-0.04-1.354-0.187-1.671-0.31c-0.42-0.163-0.72-0.358-1.035-0.673 c-0.315-0.315-0.51-0.615-0.673-1.035c-0.123-0.317-0.27-0.794-0.31-1.671C4.631,14.688,4.622,14.403,4.622,12 s0.009-2.688,0.052-3.637c0.04-0.877,0.187-1.354,0.31-1.671c0.163-0.42,0.358-0.72,0.673-1.035 c0.315-0.315,0.615-0.51,1.035-0.673c0.317-0.123,0.794-0.27,1.671-0.31C9.312,4.631,9.597,4.622,12,4.622 M12,3 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M16.804,6.116c-0.596,0-1.08,0.484-1.08,1.08 s0.484,1.08,1.08,1.08c0.596,0,1.08-0.484,1.08-1.08S17.401,6.116,16.804,6.116z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">Instagram<\/span><\/a><\/li>\n\n<li class=\"wp-social-link wp-social-link-linkedin  wp-block-social-link\"><a href=\"https:\/\/www.linkedin.com\/company\/flyfinance\/\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M19.7,3H4.3C3.582,3,3,3.582,3,4.3v15.4C3,20.418,3.582,21,4.3,21h15.4c0.718,0,1.3-0.582,1.3-1.3V4.3 C21,3.582,20.418,3,19.7,3z M8.339,18.338H5.667v-8.59h2.672V18.338z M7.004,8.574c-0.857,0-1.549-0.694-1.549-1.548 c0-0.855,0.691-1.548,1.549-1.548c0.854,0,1.547,0.694,1.547,1.548C8.551,7.881,7.858,8.574,7.004,8.574z M18.339,18.338h-2.669 v-4.177c0-0.996-0.017-2.278-1.387-2.278c-1.389,0-1.601,1.086-1.601,2.206v4.249h-2.667v-8.59h2.559v1.174h0.037 c0.356-0.675,1.227-1.387,2.526-1.387c2.703,0,3.203,1.779,3.203,4.092V18.338z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">LinkedIn<\/span><\/a><\/li>\n\n<li class=\"wp-social-link wp-social-link-twitter  wp-block-social-link\"><a href=\"https:\/\/twitter.com\/flydotfinance\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M22.23,5.924c-0.736,0.326-1.527,0.547-2.357,0.646c0.847-0.508,1.498-1.312,1.804-2.27 c-0.793,0.47-1.671,0.812-2.606,0.996C18.324,4.498,17.257,4,16.077,4c-2.266,0-4.103,1.837-4.103,4.103 c0,0.322,0.036,0.635,0.106,0.935C8.67,8.867,5.647,7.234,3.623,4.751C3.27,5.357,3.067,6.062,3.067,6.814 c0,1.424,0.724,2.679,1.825,3.415c-0.673-0.021-1.305-0.206-1.859-0.513c0,0.017,0,0.034,0,0.052c0,1.988,1.414,3.647,3.292,4.023 c-0.344,0.094-0.707,0.144-1.081,0.144c-0.264,0-0.521-0.026-0.772-0.074c0.522,1.63,2.038,2.816,3.833,2.85 c-1.404,1.1-3.174,1.756-5.096,1.756c-0.331,0-0.658-0.019-0.979-0.057c1.816,1.164,3.973,1.843,6.29,1.843 c7.547,0,11.675-6.252,11.675-11.675c0-0.178-0.004-0.355-0.012-0.531C20.985,7.47,21.68,6.747,22.23,5.924z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">Twitter<\/span><\/a><\/li><\/ul>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The processing time for Vidya Lakshmi education loans generally takes less than 30 working days. The bank usually takes around 15 days to process the loan if the amount is not exceeding INR 7.5 lakhs. However, this duration can vary based on several factors, including the specific bank chosen, the amount of the loan, and &#8230; <a title=\"Processing Time for Vidya Lakshmi Education Loans\" class=\"read-more\" href=\"https:\/\/fly.finance\/blog\/education-loan\/processing-time-for-vidya-lakshmi-education-loans\/\" aria-label=\"Read more about Processing Time for Vidya Lakshmi Education Loans\">Read more<\/a><\/p>\n","protected":false},"author":24,"featured_media":17011,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[],"class_list":["post-7964","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education-loan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Processing Time for Vidya Lakshmi Education Loans<\/title>\n<meta name=\"description\" content=\"This blog includes the details about how much time does the vidya lakshmi portal take. To know more about it read the blog.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fly.finance\/blog\/education-loan\/processing-time-for-vidya-lakshmi-education-loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Processing Time for Vidya Lakshmi Education Loans\" \/>\n<meta property=\"og:description\" content=\"This blog includes the details about how much time does the vidya lakshmi portal take. To know more about it read the blog.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fly.finance\/blog\/education-loan\/processing-time-for-vidya-lakshmi-education-loans\/\" \/>\n<meta property=\"og:site_name\" content=\"Fly Finance\" \/>\n<meta property=\"article:published_time\" content=\"2025-01-16T09:50:10+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-01-16T09:50:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/flyblog.fly.finance\/uploads\/2025\/01\/Processing-Time-for-Vidya-Lakshmi-Education-Loans.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"640\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Shekhar Suman\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Shekhar Suman\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Processing Time for Vidya Lakshmi Education Loans","description":"This blog includes the details about how much time does the vidya lakshmi portal take. 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With expertise in crafting informative blogs on study abroad and finance, Shekhar helps readers navigate the complexities of education and financial planning. Most of his writings blend the practicality of finance and the beauty of language, making a meaningful impact in both spheres. Beyond his professional pursuits, he finds solace in the writing Shayari.","sameAs":["https:\/\/in.linkedin.com\/in\/thahankmoody","https:\/\/www.tumblr.com\/blog\/dhanlabh"],"url":"https:\/\/fly.finance\/blog\/author\/shekhar\/"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/processing-time-for-vidya-lakshmi-education-loans\/#faq-question-1698393550338","position":1,"url":"https:\/\/fly.finance\/blog\/education-loan\/processing-time-for-vidya-lakshmi-education-loans\/#faq-question-1698393550338","name":"How much time does a Vidya Lakshmi education loan take?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Vidya Lakshmi usually takes less than 30 working days for an education loan. However, more time can be taken depending on the terms and conditions and document verification.\u00a0","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/processing-time-for-vidya-lakshmi-education-loans\/#faq-question-1698393619877","position":2,"url":"https:\/\/fly.finance\/blog\/education-loan\/processing-time-for-vidya-lakshmi-education-loans\/#faq-question-1698393619877","name":"What is the minimum time in which I can get an education loan from the Vidya Lakshmi portal?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Some banks and NBFCs show that they will process Vidya Lakshmi's application in 3-4 days and the process will be completely online.\u00a0","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/processing-time-for-vidya-lakshmi-education-loans\/#faq-question-1698393643675","position":3,"url":"https:\/\/fly.finance\/blog\/education-loan\/processing-time-for-vidya-lakshmi-education-loans\/#faq-question-1698393643675","name":"Do I need to visit the branch after submitting the loan application?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"It completely depends upon your bank. If they are calling you for verification purposes you should visit. This will help you get the loan sanctioned faster.\u00a0","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/processing-time-for-vidya-lakshmi-education-loans\/#faq-question-1712736395105","position":4,"url":"https:\/\/fly.finance\/blog\/education-loan\/processing-time-for-vidya-lakshmi-education-loans\/#faq-question-1712736395105","name":"What if my loan has been rejected?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"If your loan has been rejected, you can apply again on the portal. However, before reapplying, ask the existing bank to mark the status as 'rejected' on the portal and close the application.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/processing-time-for-vidya-lakshmi-education-loans\/#faq-question-1712736453235","position":5,"url":"https:\/\/fly.finance\/blog\/education-loan\/processing-time-for-vidya-lakshmi-education-loans\/#faq-question-1712736453235","name":"What to do if there is no update on the portal?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"In case there is no update marked from the bank, contact the nearest branch and try to get the process escalated.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/processing-time-for-vidya-lakshmi-education-loans\/#faq-question-1737020605483","position":6,"url":"https:\/\/fly.finance\/blog\/education-loan\/processing-time-for-vidya-lakshmi-education-loans\/#faq-question-1737020605483","name":"What documents can speed up the Vidya Lakshmi education loan processing time?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Clear and complete documents like admission letters, income proof, collateral details, and ID proofs can help speed up processing.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/processing-time-for-vidya-lakshmi-education-loans\/#faq-question-1737020640701","position":7,"url":"https:\/\/fly.finance\/blog\/education-loan\/processing-time-for-vidya-lakshmi-education-loans\/#faq-question-1737020640701","name":"Does the processing time differ for loans with collateral?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, loans requiring collateral typically take longer due to additional verification steps.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/processing-time-for-vidya-lakshmi-education-loans\/#faq-question-1737020649752","position":8,"url":"https:\/\/fly.finance\/blog\/education-loan\/processing-time-for-vidya-lakshmi-education-loans\/#faq-question-1737020649752","name":"Can I get the loan faster by contacting the bank directly?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, visiting the bank branch or responding promptly to bank communications can expedite the process.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/processing-time-for-vidya-lakshmi-education-loans\/#faq-question-1737020661199","position":9,"url":"https:\/\/fly.finance\/blog\/education-loan\/processing-time-for-vidya-lakshmi-education-loans\/#faq-question-1737020661199","name":"What if my application is marked as \u2018on hold\u2019?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Check the remarks on the portal, resolve the issues, and upload any requested documents to continue processing.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/7964","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/comments?post=7964"}],"version-history":[{"count":12,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/7964\/revisions"}],"predecessor-version":[{"id":17009,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/7964\/revisions\/17009"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media\/17011"}],"wp:attachment":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media?parent=7964"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/categories?post=7964"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/tags?post=7964"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}