{"id":7954,"date":"2023-10-27T16:49:33","date_gmt":"2023-10-27T11:19:33","guid":{"rendered":"https:\/\/fly.finance\/blog\/?p=7954"},"modified":"2023-10-27T16:49:33","modified_gmt":"2023-10-27T11:19:33","slug":"what-is-the-common-education-loan-application-form","status":"publish","type":"post","link":"https:\/\/fly.finance\/blog\/education-loan\/what-is-the-common-education-loan-application-form\/","title":{"rendered":"What is the Common Education Loan Application Form (CELAF) on the Vidya Lakshmi Portal? Find Out Here!"},"content":{"rendered":"\n<p><a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-portal-education-loan\/\"><strong>Vidya Lakshmi Portal<\/strong><\/a> is a first-of-its-kind platform that makes it easier for students to take education loans. Any student planning to study abroad or in India for higher education can apply on the portal for education loans. The portal is registered with 44 banks and provides around 138 loan schemes to choose from. To apply for an education loan a student needs to first register on the platform and then fill out the Common Education Loan Application Form (CELAF). Through this single form, a student can apply for education loans from multiple banks and banks get access to this form through the Vidya Lakshmi Portal.<\/p>\n\n\n\n<p>In this blog, we are going to understand the Common Education Loan Application Form (CELAF), which is a single form through which students can apply to different banks for education loans.<\/p>\n\n\n\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2 id=\"table-of-contents\">Table of contents<\/h2><ul><li><a href=\"#h-understanding-the-common-education-loan-application-form\" data-level=\"2\">Understanding the Common Education Loan Application Form <\/a><ul><li><a href=\"#h-how-can-i-access-the-common-education-loan-application-form\" data-level=\"3\">How Can I Access the Common Education Loan Application Form?<\/a><\/li><li><a href=\"#h-instructions-to-fill-the-common-education-loan-application-form\" data-level=\"3\">Instructions to Fill the Common Education Loan Application Form<\/a><\/li><li><a href=\"#h-buttons-provided-under-the-celaf\" data-level=\"3\">Buttons Provided under the CELAF<\/a><\/li><li><a href=\"#h-sections-provided-under-the-celaf\" data-level=\"3\">Sections Provided under the CELAF<\/a><\/li><\/ul><\/li><li><a href=\"#h-things-to-know-while-filling-out-the-celaf\" data-level=\"2\">Things to Know While Filling Out The CELAF<\/a><\/li><li><a href=\"#h-faqs\" data-level=\"2\">FAQs<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-understanding-the-common-education-loan-application-form\"><span id=\"understanding-the-common-education-loan-application-form\">Understanding the Common Education Loan Application Form <\/span><\/h2>\n\n\n\n<p>We all know that filling out a form can be a tedious process. From providing our personal information to filling out bank details, there are plenty of things that have to be mentioned in any form. Hence, to make this process an easier one, the Vidya Lakshmi portal provides you the facility of filling out only one single form that makes you eligible for applying for loans to different banks. Let\u2019s learn more about this form.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-how-can-i-access-the-common-education-loan-application-form\"><span id=\"how-can-i-access-the-common-education-loan-application-form\">How Can I Access the Common Education Loan Application Form?<\/span><\/h3>\n\n\n\n<p>Accessing the Common Education Loan Application Form (CELAF) is very simple. All you need to do is visit the official website of Vidya Lakshmi Portal and register yourself first. After you have registered, click on the \u2018Loan Application Form\u2019 tab and the CELAF will open. Now that you have opened the form, let\u2019s look at its different sections and details.<\/p>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>If you want to know about the eligibility criteria for applying for an education loan through the Vidya Lakshmi Portal then you must read<\/strong><strong><em> <\/em><\/strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-portal-education-loan-eigibility-criteria\/\"><strong>Vidya Lakshmi Portal Education Loan: Eligibility Criteria<\/strong><\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-instructions-to-fill-the-common-education-loan-application-form\"><span id=\"instructions-to-fill-the-common-education-loan-application-form\">Instructions to Fill the Common Education Loan Application Form<\/span><\/h3>\n\n\n\n<p>The Common Education Loan Application Form (CELAF) is detailed in nature and altogether has 7 sections. Students are also provided with the instructions to fill up the common education loan application form at the beginning of the form. This is how the instructions section will look like:<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh7-us.googleusercontent.com\/KSLopEhRX4OTocgQ9lc2kzBXv-oK4fKsLNl90vekE0Afvyv8D9oN0q9Mmwr-EfMOaSYgyWvDgbEWzhdaSdH2-V0HLKJ0uCCg9GOBgBxbCox1MEKZgycVEKn4XP9mHt9_tsSf43ww2YqGE0UGKYTDG84\" alt=\"\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-buttons-provided-under-the-celaf\"><span id=\"buttons-provided-under-the-celaf\">Buttons Provided under the CELAF<\/span><\/h3>\n\n\n\n<p>There are different buttons provided under the form like \u2018Save\u2019, \u2018Next\u2019, \u2018Previous\u2019, and \u2018Submit\u2019. These are the common buttons that are provided in almost every application. Whenever you are done entering the details, you are required to click on the Save button and after providing all the details, you can click on the Submit button.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-sections-provided-under-the-celaf\"><span id=\"sections-provided-under-the-celaf\">Sections Provided under the CELAF<\/span><\/h3>\n\n\n\n<p>There are seven sections in the Common Education Loan Application Form (CELAF) and they are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Basic Information<\/li>\n\n\n\n<li>Personal Information<\/li>\n\n\n\n<li>Present Banker Details<\/li>\n\n\n\n<li>Course Details<\/li>\n\n\n\n<li>Personal Information of Guarantor<\/li>\n\n\n\n<li>Present Banker of Guarantor<\/li>\n\n\n\n<li>Upload Documents<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-things-to-know-while-filling-out-the-celaf\"><span id=\"things-to-know-while-filling-out-the-celaf\">Things to Know While Filling Out The CELAF<\/span><\/h2>\n\n\n\n<p>There are certain things that you should know when you start filling out the application:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Sections related to \u2018Guarantor Details\u2019 will be displayed only if the required loan amount is more than or equal to INR 7.5 lakhs.<\/li>\n\n\n\n<li>If the required details of any section are not completely filled in or any of the fields have errors then the tab will have a red \u2018cross mark\u2019.<\/li>\n\n\n\n<li>If all the details are properly filled, that tab will have a green \u2018tick mark\u2019.<\/li>\n<\/ul>\n\n\n\n<p><strong>You may also be interested to know about the banks that provide education loans through the Vidya Lakshmi Portal. To check the list of banks, you must read our blog:<\/strong><\/p>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-portal-bank-list\/\"><strong>Vidya Lakshmi Portal Bank List: A Comprehensive List<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs\"><span id=\"faqs\">FAQs<\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1698326174495\"><strong class=\"schema-faq-question\">What is the Common Education Loan Application Form (CELAF)?<\/strong> <p class=\"schema-faq-answer\">The Common Education Loan Application Form (CELAF) is a single form that a student has to fill out while applying for an education loan on the Vidya Lakshmi Portal. Through this single form, a student can apply for education loans from multiple banks\/schemes.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1698326182942\"><strong class=\"schema-faq-question\">Can I make changes to the form after I have submitted it?<\/strong> <p class=\"schema-faq-answer\">The only way to make any kind of changes is to contact your bank and request it to close your application. Only after the bank has closed your application, you can reapply another time by clicking on the \u2018Reapply for New Loan Scheme&#8217; in your Loan Application Form tab.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1698326183592\"><strong class=\"schema-faq-question\">How many banks can I apply to through the Vidya Lakshmi Portal?<\/strong> <p class=\"schema-faq-answer\">You can apply to a maximum of three Banks through the Vidya Lakshmi portal using CELAF.<\/p> <\/div> <\/div>\n\n\n\n<p>This blog was all about the Common Education Loan Application Form (CELAF) available on the Vidya Lakshmi Portal. To know more about the Vidya Lakshmi Portal loan application process, the best <a href=\"https:\/\/fly.finance\/international-bank-account\"><strong>international bank accounts for students<\/strong><\/a>, forex and banking experience for global students or <a href=\"https:\/\/fly.finance\/blog\/money-transfer\/\"><strong>international money transfers<\/strong><\/a>, reach out to our experts at 1800572126 to help ease your study abroad experience.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-pale-ocean-gradient-background has-background\"><tbody><tr><td><strong>More About the Vidya Lakshmi Portal<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/how-to-log-in-to-vidya-lakshmi-portal\/\"><strong>How To Log in To Vidya Lakshmi Portal?<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/indian-bank-education-loan-vidya-lakshmi-portal\/\"><strong>Indian Bank Education Loan Vidya Lakshmi Portal: A Comprehensive Guide<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-portal-documents-required\/\"><strong>Vidya Lakshmi Portal Documents Required: Check Complete List<\/strong><\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Follow Us on Social Media <\/strong><\/p>\n\n\n\n<ul class=\"wp-block-social-links is-layout-flex wp-block-social-links-is-layout-flex\"><li class=\"wp-social-link wp-social-link-instagram  wp-block-social-link\"><a href=\"https:\/\/instagram.com\/flydotfinance\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12,4.622c2.403,0,2.688,0.009,3.637,0.052c0.877,0.04,1.354,0.187,1.671,0.31c0.42,0.163,0.72,0.358,1.035,0.673 c0.315,0.315,0.51,0.615,0.673,1.035c0.123,0.317,0.27,0.794,0.31,1.671c0.043,0.949,0.052,1.234,0.052,3.637 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class=\"wp-block-social-link-label screen-reader-text\">Twitter<\/span><\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Vidya Lakshmi Portal is a first-of-its-kind platform that makes it easier for students to take education loans. Any student planning to study abroad or in India for higher education can apply on the portal for education loans. The portal is registered with 44 banks and provides around 138 loan schemes to choose from. To apply &#8230; <a title=\"What is the Common Education Loan Application Form (CELAF) on the Vidya Lakshmi Portal? Find Out Here!\" class=\"read-more\" href=\"https:\/\/fly.finance\/blog\/education-loan\/what-is-the-common-education-loan-application-form\/\" aria-label=\"Read more about What is the Common Education Loan Application Form (CELAF) on the Vidya Lakshmi Portal? Find Out Here!\">Read more<\/a><\/p>\n","protected":false},"author":26,"featured_media":7983,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[],"class_list":["post-7954","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education-loan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>What is the Common Education Loan Application Form (CELAF) on the Vidya Lakshmi Portal? 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Find Out Here!","og_description":"Read this blog and understand what is the Common Education Loan Application Form (CELAF) on the Vidya Lakshmi Portal?","og_url":"https:\/\/fly.finance\/blog\/education-loan\/what-is-the-common-education-loan-application-form\/","og_site_name":"Fly Finance","article_published_time":"2023-10-27T11:19:33+00:00","og_image":[{"width":1024,"height":640,"url":"https:\/\/flyblog.s3.ap-south-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/27164843\/What-is-the-Common-Education-Loan-Application-Form-.png","type":"image\/png"}],"author":"Adrika Singh","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Adrika Singh","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/fly.finance\/blog\/education-loan\/what-is-the-common-education-loan-application-form\/#article","isPartOf":{"@id":"https:\/\/fly.finance\/blog\/education-loan\/what-is-the-common-education-loan-application-form\/"},"author":{"name":"Adrika Singh","@id":"https:\/\/fly.finance\/blog\/#\/schema\/person\/691ea8be089ad86a77e101d218133300"},"headline":"What is the Common Education Loan Application Form (CELAF) on the Vidya Lakshmi Portal? 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Through this single form, a student can apply for education loans from multiple banks\/schemes.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/what-is-the-common-education-loan-application-form\/#faq-question-1698326182942","position":2,"url":"https:\/\/fly.finance\/blog\/education-loan\/what-is-the-common-education-loan-application-form\/#faq-question-1698326182942","name":"Can I make changes to the form after I have submitted it?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The only way to make any kind of changes is to contact your bank and request it to close your application. Only after the bank has closed your application, you can reapply another time by clicking on the \u2018Reapply for New Loan Scheme' in your Loan Application Form tab.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/what-is-the-common-education-loan-application-form\/#faq-question-1698326183592","position":3,"url":"https:\/\/fly.finance\/blog\/education-loan\/what-is-the-common-education-loan-application-form\/#faq-question-1698326183592","name":"How many banks can I apply to through the Vidya Lakshmi Portal?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"You can apply to a maximum of three Banks through the Vidya Lakshmi portal using CELAF.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/7954","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/users\/26"}],"replies":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/comments?post=7954"}],"version-history":[{"count":6,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/7954\/revisions"}],"predecessor-version":[{"id":7994,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/7954\/revisions\/7994"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media\/7983"}],"wp:attachment":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media?parent=7954"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/categories?post=7954"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/tags?post=7954"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}