{"id":7421,"date":"2024-03-11T17:52:38","date_gmt":"2024-03-11T12:22:38","guid":{"rendered":"https:\/\/fly.finance\/blog\/?p=7421"},"modified":"2024-03-12T10:43:37","modified_gmt":"2024-03-12T05:13:37","slug":"how-to-apply-for-education-loan-through-vidya-lakshmi-portal","status":"publish","type":"post","link":"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/","title":{"rendered":"How to Apply for Vidya Lakshmi Education Loan through the portal?"},"content":{"rendered":"\n<p>Education loans can be easily applied through the Vidya Lakshmi Portal. It was started in 2015 by the Indian government which aims to provide financial assistance to students planning for their higher education. A student applying for an education loan through the Vidya Lakshmi portal can compare around 130 education loan schemes offered by banks and choose the one that best suits their needs. The major advantage of this portal is the ease of the application process.<\/p>\n\n\n\n<p>Want to know how to apply for an education loan through the <a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-portal-education-loan\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Vidya Lakshmi Portal<\/strong><\/a>? If the answer is yes, then this blog will help you greatly by providing all the important information. Keep reading further to know more!&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2 id=\"table-of-contents\">Table of contents<\/h2><ul><li><a href=\"#h-how-to-apply-for-an-education-loan-through-the-vidya-lakshmi-portal\" data-level=\"2\">How to Apply for an Education Loan through the Vidya Lakshmi Portal?<\/a><ul><li><a href=\"#h-eligibility-criteria-nbsp\" data-level=\"3\">Eligibility Criteria&nbsp;<\/a><\/li><li><a href=\"#h-documents-required-nbsp\" data-level=\"3\">Documents Required&nbsp;<\/a><\/li><\/ul><\/li><li><a href=\"#h-how-to-know-the-application-status\" data-level=\"2\">How to Know the Application Status?<\/a><\/li><li><a href=\"#h-benefits-of-the-vidya-lakshmi-portal-nbsp\" data-level=\"2\">Benefits of the Vidya Lakshmi Portal&nbsp;<\/a><\/li><li><a href=\"#h-faqs\" data-level=\"2\">FAQs<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-apply-for-an-education-loan-through-the-vidya-lakshmi-portal\"><span id=\"how-to-apply-for-an-education-loan-through-the-vidya-lakshmi-portal\">How to Apply for an Education Loan through the Vidya Lakshmi Portal?<\/span><\/h2>\n\n\n\n<p>The application process is very simple. Students must begin by registering themselves on the portal. Vidya Lakshmi education loan registration process takes 5-10 minutes. Make sure that you remember your username and password and register only once. Here are simplified steps for applying for an education loan through the Vidya Lakshmi portal:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Sign up on the Vidya Lakshmi website by entering your basic information and confirming your email.<\/li>\n\n\n\n<li>After registering, <a href=\"https:\/\/fly.finance\/blog\/education-loan\/how-to-log-in-to-vidya-lakshmi-portal\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>log in<\/strong><\/a> using your login details. You&#8217;ll see a dashboard with options like loan application, application status, and loan schemes.<\/li>\n\n\n\n<li>Click on &#8220;search for loan schemes&#8221; and provide information about where you want to study, your course, and how much money you need.<\/li>\n\n\n\n<li>You&#8217;ll then get a list of different education loan options that match your needs.<\/li>\n\n\n\n<li>You can simply search for the Bank name if you have already decided from which bank to take an education loan.&nbsp;<\/li>\n\n\n\n<li>Choose the loan scheme you want and click on &#8220;Apply Now.&#8221;<\/li>\n\n\n\n<li>Fill out the Common Education Loan Application Form (CELAF) for loans and scholarships.<\/li>\n\n\n\n<li>You can <a href=\"https:\/\/fly.finance\/blog\/education-loan\/how-will-i-know-the-education-loan-approval-status\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>track the status of your application<\/strong><\/a> on the portal to see if it\u2019s been approved or rejected by the bank.<\/li>\n\n\n\n<li>While on the loan application page, you can also check if you&#8217;re eligible for the Central Sector Interest Subsidy Scheme (CSIS).<\/li>\n\n\n\n<li>Keep scanned copies of your documents ready.<\/li>\n\n\n\n<li>Carefully review the document checklist.<\/li>\n\n\n\n<li>Make sure to save your information at each step while filling out the application on the Vidya Lakshmi loan portal.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read: If you have already applied on the portal for education loans, read this blog to find out <\/strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/how-to-download-the-application-form-from-the-vidya-lakshmi-portal\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>How to Download the Application Form From the Vidya Lakshmi Portal<\/strong><\/a><strong>.<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-eligibility-criteria-nbsp\"><span id=\"eligibility-criteria\">Eligibility Criteria&nbsp;<\/span><\/h3>\n\n\n\n<p>Mentioned below are the general <a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-portal-education-loan-eigibility-criteria\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>eligibility criteria<\/strong><\/a> that a candidate needs to fulfil in order to apply for an education loan through the Vidya Lakshmi portal.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You have to be an Indian citizen to get a loan from the Vidya Lakshmi portal.<\/li>\n\n\n\n<li>You need to get admission to a college either on the basis of merit or by passing an entrance exam.<\/li>\n\n\n\n<li>You should have finished your 10+2 or equivalent.&nbsp;<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-documents-required-nbsp\"><span id=\"documents-required\">Documents Required&nbsp;<\/span><\/h3>\n\n\n\n<p>The table below contains the list of general documents that will required during the education loan application process.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><strong>Applicant\u2019s Academic Documents<\/strong><\/td><td>Admission proof reflecting the duration of the course.<br>Mark sheets of 10th, 12th and undergraduate (if applicable).<br>Scorecard of language proficiency tests and relevant competitive exams.<br>Fee structure and University ranking where the candidate has taken admission.<\/td><\/tr><tr><td><strong>Applicant\u2019s Other Documents<\/strong><br><\/td><td>Provide the latest address proof in the form of an Aadhar card, Voter ID card, or electricity bill.<br>PAN, Aadhar, or Passport (if going abroad) as proof of your identity.<\/td><\/tr><tr><td><strong>Co- applicant&#8217;s Documents<\/strong><\/td><td>Business transactions of last 1 year if self-employed.<br>Latest payslips of 6 months if salaried.<\/td><\/tr><tr><td><strong>Documents of Financial Co-applicant<\/strong><\/td><td>Address proof of the business.<br>Balance sheet and profit and loss account for the last 3 years.<br>Last 3 months&#8217; salary slips.<\/td><\/tr><tr><td><strong>Other Documents<\/strong><\/td><td>A letter mentioning that the leftover expenses will be taken care of by the co-applicant.&nbsp;<br>Notarised joint affidavit with co-applicant and the student.<\/td><\/tr><tr><td><strong>Additional Documents<\/strong><br><\/td><td>Explain in an INR 100 stamp paper, the reason for any gap that you have had in your studies.<br>Receipts of any payments made to the university.<br>Loan account statement of any pending loans.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-know-the-application-status\"><span id=\"how-to-know-the-application-status\">How to Know the Application Status?<\/span><\/h2>\n\n\n\n<p>To check the status of their education loan application, students first need to log in using their credentials. Once they are logged in, students can easily track their application status on the dashboard. If there is any discrepancy in documents or they are incomplete, then the application process will be kept on hold and the same will be updated on the dashboard. Similarly, loan approvals are also updated on the dashboard.<\/p>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read: Know all about the <\/strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/iba-model-education-loan-scheme\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>IBA Model Education Loan Scheme<\/strong><\/a><strong> and learn about the eligibility criteria, documents required, maximum loan amount, interest rates and much more.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-benefits-of-the-vidya-lakshmi-portal-nbsp\"><span id=\"benefits-of-the-vidya-lakshmi-portal\">Benefits of the Vidya Lakshmi Portal&nbsp;<\/span><\/h2>\n\n\n\n<p>The main reason behind the creation of the Vidya Lakshmi portal was to ease the education loan application process for students. Apart from this, there are many other benefits of the Vidya Lakshmi portal which are mentioned below:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Convenience in Applying<\/strong> &#8211; With the help of this portal, students can easily apply for an education loan. The banks update the status of the candidate\u2019s application on a timely basis which helps the student track their application status hassle-free without having to stand in the loan queue at the bank.&nbsp;<\/li>\n\n\n\n<li><strong>Grievance Redressal <\/strong>&#8211; If the student encounters some issue then they can easily reach out to the bank via email.&nbsp;<\/li>\n\n\n\n<li><strong>Apply for Scholarship &#8211; <\/strong>Students can easily access information related to various scholarships and easily apply for the same as the Vidya Lakshmi Portal is linked with the National Scholarship Portal<strong>.&nbsp;<\/strong><\/li>\n\n\n\n<li><strong>Multiple Loan Schemes &#8211;<\/strong> On the Vidya Lakshmi portal, students get to choose from around 130 loan schemes offered by various banks in one place. Some of the banks registered with the portal are Bank of India, Central Bank of India, Axis Bank, HDFC Bank, State Bank of India, J&amp;K Bank, etc.&nbsp;<\/li>\n\n\n\n<li><strong>Security<\/strong> &#8211; Vidya Lakshmi Portal is maintained by NSDL e-Governance Infrastructure Ltd. This portal is 100% secured and authentic as it was created under the guidance of the Ministry of Education, the Ministry of Finance, and the Indian Banks Association (IBA).&nbsp;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs\"><span id=\"faqs\">FAQs<\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1710159665059\"><strong class=\"schema-faq-question\"><strong>How can I apply for education loans through Vidya Lakshmi Portal?<\/strong><\/strong> <p class=\"schema-faq-answer\">Students can easily apply for education loans through the Vidya Lakshmi portal by registering themselves. After registering, you need to log in and search for the education loan scheme or the bank through which you wish to avail of education loans.\u00a0<br\/><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1696402676062\"><strong class=\"schema-faq-question\"><strong>What is the interest rate of Vidya Lakshmi?<\/strong><\/strong> <p class=\"schema-faq-answer\">The interest rate levied on education loans offered on the Vidya Lakshmi portal starts at 8.40% and can go up to 18%.\u00a0<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1696402687352\"><strong class=\"schema-faq-question\"><strong>How many days does it take in Vidyalakshmi&#8217;s education loan process?<\/strong><\/strong> <p class=\"schema-faq-answer\">According to the Vidyalaksmi portal, it takes around 15 working days to process the education loan from the application date.\u00a0<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1696402700423\"><strong class=\"schema-faq-question\"><strong>Can I get an education loan from Vidya Lakshmi?<\/strong><\/strong> <p class=\"schema-faq-answer\">To help students planning to apply for education loans, the Vidya Lakshmi portal offers a single window from which students can get information about various loan schemes out there. To apply for an education loan through the Vidya Lakshmi portal, the student first needs to register on the portal.\u00a0<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1710159690732\"><strong class=\"schema-faq-question\"><strong>How do I check the application status on the Vidya Lakshmi portal?<\/strong><\/strong> <p class=\"schema-faq-answer\">To check the status of their education loan application, students first need to log in using their credentials. Once they are logged in, students can easily track their application status on the dashboard.\u00a0<br\/><\/p> <\/div> <\/div>\n\n\n\n<p>Vidya Laksmi is a great initiative by the government to provide convenience to students who wish to apply for education loans. Through this portal, they get to compare various loan schemes on a single portal which helps them choose the best option for themselves. In addition to the hassle-free application process, the Vidya Lakshmi portal also provides the benefit of timely grievance redressal and data security. Before starting the application process, students are advised to go through the eligibility criteria and also keep the necessary documents ready.&nbsp;<\/p>\n\n\n\n<p>To know more about how to apply for an education loan through the Vidya Lakshmi portal, the best <a href=\"https:\/\/fly.finance\/international-bank-account\"><strong>international bank accounts for students<\/strong><\/a>, forex and banking experience for global students or <a href=\"https:\/\/fly.finance\/blog\/money-transfer\/\"><strong>international money transfers<\/strong><\/a>, reach out to our experts at 1800572126 to help ease your <a href=\"https:\/\/leverageedu.com\/\"><strong>study abroad<\/strong><\/a> experience. Follow our social media handles on <a href=\"https:\/\/twitter.com\/flydotfinance\"><strong>Twitter<\/strong><\/a>, <a href=\"https:\/\/www.linkedin.com\/company\/flyfinance\/\"><strong>LinkedIn<\/strong><\/a> and <a href=\"https:\/\/instagram.com\/flydotfinance\"><strong>Instagram<\/strong><\/a>.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Education loans can be easily applied through the Vidya Lakshmi Portal. It was started in 2015 by the Indian government which aims to provide financial assistance to students planning for their higher education. A student applying for an education loan through the Vidya Lakshmi portal can compare around 130 education loan schemes offered by banks &#8230; <a title=\"How to Apply for Vidya Lakshmi Education Loan through the portal?\" class=\"read-more\" href=\"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/\" aria-label=\"Read more about How to Apply for Vidya Lakshmi Education Loan through the portal?\">Read more<\/a><\/p>\n","protected":false},"author":7,"featured_media":7424,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[],"class_list":["post-7421","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education-loan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How to Apply for Vidya Lakshmi Education Loan through the portal?<\/title>\n<meta name=\"description\" content=\"This blog includes the details about How to Apply for Education Loan through Vidya Lakshmi Portal. To know more read the blog.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Apply for Vidya Lakshmi Education Loan through the portal?\" \/>\n<meta property=\"og:description\" content=\"This blog includes the details about How to Apply for Education Loan through Vidya Lakshmi Portal. To know more read the blog.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/\" \/>\n<meta property=\"og:site_name\" content=\"Fly Finance\" \/>\n<meta property=\"article:published_time\" content=\"2024-03-11T12:22:38+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-03-12T05:13:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/flyblog.s3.ap-south-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/04123616\/How-to-Apply-for-Education-Loan-through-Vidya-Lakshmi-Portal.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"640\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Prachi Gupta\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Prachi Gupta\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"How to Apply for Vidya Lakshmi Education Loan through the portal?","description":"This blog includes the details about How to Apply for Education Loan through Vidya Lakshmi Portal. To know more read the blog.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/","og_locale":"en_US","og_type":"article","og_title":"How to Apply for Vidya Lakshmi Education Loan through the portal?","og_description":"This blog includes the details about How to Apply for Education Loan through Vidya Lakshmi Portal. To know more read the blog.","og_url":"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/","og_site_name":"Fly Finance","article_published_time":"2024-03-11T12:22:38+00:00","article_modified_time":"2024-03-12T05:13:37+00:00","og_image":[{"width":1024,"height":640,"url":"https:\/\/flyblog.s3.ap-south-1.amazonaws.com\/wp-content\/uploads\/2023\/10\/04123616\/How-to-Apply-for-Education-Loan-through-Vidya-Lakshmi-Portal.png","type":"image\/png"}],"author":"Prachi Gupta","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Prachi Gupta","Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/#article","isPartOf":{"@id":"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/"},"author":{"name":"Prachi Gupta","@id":"https:\/\/fly.finance\/blog\/#\/schema\/person\/d322f6a199dcc3c67065c137f5bc03a4"},"headline":"How to Apply for Vidya Lakshmi Education Loan through the portal?","datePublished":"2024-03-11T12:22:38+00:00","dateModified":"2024-03-12T05:13:37+00:00","mainEntityOfPage":{"@id":"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/"},"wordCount":1440,"commentCount":0,"publisher":{"@id":"https:\/\/fly.finance\/blog\/#organization"},"image":{"@id":"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/#primaryimage"},"thumbnailUrl":"https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2023\/10\/04123616\/How-to-Apply-for-Education-Loan-through-Vidya-Lakshmi-Portal.png","articleSection":["Education Loan"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/#respond"]}],"accessibilityFeature":["tableOfContents"]},{"@type":["WebPage","FAQPage"],"@id":"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/","url":"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/","name":"How to Apply for Vidya Lakshmi Education Loan through the portal?","isPartOf":{"@id":"https:\/\/fly.finance\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/#primaryimage"},"image":{"@id":"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/#primaryimage"},"thumbnailUrl":"https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2023\/10\/04123616\/How-to-Apply-for-Education-Loan-through-Vidya-Lakshmi-Portal.png","datePublished":"2024-03-11T12:22:38+00:00","dateModified":"2024-03-12T05:13:37+00:00","description":"This blog includes the details about How to Apply for Education Loan through Vidya Lakshmi Portal. To know more read the blog.","breadcrumb":{"@id":"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/#breadcrumb"},"mainEntity":[{"@id":"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/#faq-question-1710159665059"},{"@id":"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/#faq-question-1696402676062"},{"@id":"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/#faq-question-1696402687352"},{"@id":"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/#faq-question-1696402700423"},{"@id":"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/#faq-question-1710159690732"}],"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/#primaryimage","url":"https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2023\/10\/04123616\/How-to-Apply-for-Education-Loan-through-Vidya-Lakshmi-Portal.png","contentUrl":"https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2023\/10\/04123616\/How-to-Apply-for-Education-Loan-through-Vidya-Lakshmi-Portal.png","width":1024,"height":640,"caption":"How to Apply for Education Loan through Vidya Lakshmi Portal"},{"@type":"BreadcrumbList","@id":"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/fly.finance\/blog\/"},{"@type":"ListItem","position":2,"name":"Education Loan","item":"https:\/\/fly.finance\/blog\/category\/education-loan\/"},{"@type":"ListItem","position":3,"name":"How to Apply for Vidya Lakshmi Education Loan through the portal?"}]},{"@type":"WebSite","@id":"https:\/\/fly.finance\/blog\/#website","url":"https:\/\/fly.finance\/blog\/","name":"Fly Finance","description":"Explore blogs related to Education Loan, Student Bank Account, International Money Transfer, Scholarships along with latest news at Fly Finance.","publisher":{"@id":"https:\/\/fly.finance\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/fly.finance\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/fly.finance\/blog\/#organization","name":"Fly Finance","url":"https:\/\/fly.finance\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fly.finance\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2024\/01\/29151141\/Fly-Finance-Logo-1.webp","contentUrl":"https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2024\/01\/29151141\/Fly-Finance-Logo-1.webp","width":1080,"height":1080,"caption":"Fly Finance"},"image":{"@id":"https:\/\/fly.finance\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/fly.finance\/blog\/#\/schema\/person\/d322f6a199dcc3c67065c137f5bc03a4","name":"Prachi Gupta","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/bf5aa6f6d3dab740783ceeee322200dbeeb344403980fd951373ce6c4fcf9ad9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/bf5aa6f6d3dab740783ceeee322200dbeeb344403980fd951373ce6c4fcf9ad9?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/bf5aa6f6d3dab740783ceeee322200dbeeb344403980fd951373ce6c4fcf9ad9?s=96&d=mm&r=g","caption":"Prachi Gupta"},"description":"Prachi is a SEO content writer who have written many well researched blogs in the field of Finance and Education loans. Through her critical thinking and problem solving skills she strives to help students so that they can overcome financial hurdles in their education journey. She comes up with creative answers for students looking for financial aid by fusing her in-depth financial expertise with her compassionate attitude. She is a sought-after expert in the sector due to her dedication to demystifying complicated financial topics. Numerous students have received the advice they require from her articles and thorough guides, enabling them to overcome financial obstacles and realise their educational aspirations.","url":"https:\/\/fly.finance\/blog\/author\/prachi\/"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/#faq-question-1710159665059","position":1,"url":"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/#faq-question-1710159665059","name":"How can I apply for education loans through Vidya Lakshmi Portal?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Students can easily apply for education loans through the Vidya Lakshmi portal by registering themselves. After registering, you need to log in and search for the education loan scheme or the bank through which you wish to avail of education loans.\u00a0<br\/>","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/#faq-question-1696402676062","position":2,"url":"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/#faq-question-1696402676062","name":"What is the interest rate of Vidya Lakshmi?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The interest rate levied on education loans offered on the Vidya Lakshmi portal starts at 8.40% and can go up to 18%.\u00a0","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/#faq-question-1696402687352","position":3,"url":"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/#faq-question-1696402687352","name":"How many days does it take in Vidyalakshmi's education loan process?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"According to the Vidyalaksmi portal, it takes around 15 working days to process the education loan from the application date.\u00a0","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/#faq-question-1696402700423","position":4,"url":"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/#faq-question-1696402700423","name":"Can I get an education loan from Vidya Lakshmi?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"To help students planning to apply for education loans, the Vidya Lakshmi portal offers a single window from which students can get information about various loan schemes out there. To apply for an education loan through the Vidya Lakshmi portal, the student first needs to register on the portal.\u00a0","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/#faq-question-1710159690732","position":5,"url":"https:\/\/fly.finance\/blog\/education-loan\/how-to-apply-for-education-loan-through-vidya-lakshmi-portal\/#faq-question-1710159690732","name":"How do I check the application status on the Vidya Lakshmi portal?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"To check the status of their education loan application, students first need to log in using their credentials. Once they are logged in, students can easily track their application status on the dashboard.\u00a0<br\/>","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/7421","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/comments?post=7421"}],"version-history":[{"count":5,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/7421\/revisions"}],"predecessor-version":[{"id":10855,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/7421\/revisions\/10855"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media\/7424"}],"wp:attachment":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media?parent=7421"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/categories?post=7421"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/tags?post=7421"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}