{"id":5920,"date":"2023-06-29T15:50:08","date_gmt":"2023-06-29T10:20:08","guid":{"rendered":"https:\/\/fly.finance\/blog\/?p=5920"},"modified":"2023-06-29T15:50:08","modified_gmt":"2023-06-29T10:20:08","slug":"dhanlaxmi-bank-education-loan","status":"publish","type":"post","link":"https:\/\/fly.finance\/blog\/education-loan\/dhanlaxmi-bank-education-loan\/","title":{"rendered":"Dhanlaxmi Bank Education Loan for International Students"},"content":{"rendered":"\n<p>Pursuing higher education abroad is a dream of numerous students; however, only some drop this idea due to financial crises. Dhanlaxmi Bank offers <a href=\"https:\/\/leverageedu.com\/blog\/category\/education-loan\/\"><strong>education loans for international students<\/strong><\/a> to study abroad in 2023 to make it easier for them to pursue their dream of studying abroad. This loan is designed specifically for Non-Resident Indians (NRIs) and allows them to pursue their studies in a country of their choice. If you want to know more about Dhanlaxmi Bank education loans, eligibility requirements, NRI students and much more, then Keep Reading!<\/p>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\">Must Read: <strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/education-loan-for-nri-students-to-study-abroad\/\">Education Loan for NRI Students to study abroad in 2023<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-eligible-courses\"><span id=\"eligible-courses\">Eligible Courses&nbsp;<\/span><\/h2>\n\n\n\n<p>One of the popular questions about Dhanlaxmi Bank&#8217;s education loan is its eligible courses. Some of the eligible courses for the Dhanlaxmi Bank education loan are as follows;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-indian-universities\"><span id=\"indian-universities\">Indian Universities&nbsp;<\/span><\/h3>\n\n\n\n<p>If you want a Dhanlaxmi bank education loan to pursue higher education at <strong><a href=\"https:\/\/leverageedu.com\/discover\/category\/study-in-india\/indian-universities\/\">Indian Universities<\/a><\/strong>, then some elective courses are as follows.\u00a0<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Graduation, postgraduation or <strong><a href=\"https:\/\/leverageedu.com\/blog\/diploma-courses\/\">diploma courses<\/a><\/strong> in <strong><a href=\"https:\/\/leverageedu.com\/blog\/best-engineering-courses-for-future\/\">engineering<\/a><\/strong>, agriculture, veterinary, dental science, <strong><a href=\"https:\/\/leverageedu.com\/blog\/computer-science-subjects\/\">computer science<\/a><\/strong>, <strong><a href=\"https:\/\/leverageedu.com\/blog\/medical-courses-without-neet\/\">medicine<\/a><\/strong>, etc.\u00a0<\/li>\n\n\n\n<li>PG courses in science, management, commerce, and arts from well-recognised institutions with good reputations, such as SSI, BIOTECH, etc.&nbsp;<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2023\/06\/28105845\/image-13-1024x683.png\" alt=\"Dhanlaxmi Bank education loan \" class=\"wp-image-5922\" width=\"637\" height=\"424\" srcset=\"https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2023\/06\/28105845\/image-13-1024x683.png 1024w, https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2023\/06\/28105845\/image-13-300x200.png 300w, https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2023\/06\/28105845\/image-13-768x512.png 768w, https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2023\/06\/28105845\/image-13-150x100.png 150w, https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2023\/06\/28105845\/image-13.png 1380w\" sizes=\"auto, (max-width: 637px) 100vw, 637px\" \/><\/figure>\n<\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"h-universities-abroad\"><span id=\"universities-abroad\">Universities Abroad<\/span><\/h3>\n\n\n\n<p>If you want to pursue higher education abroad, then here are some of the eligible courses<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>UG courses in natural science, computer science, biological science, and engineering.&nbsp;<\/li>\n\n\n\n<li>PG courses in disciplines mentioned above and <strong><a href=\"https:\/\/leverageedu.com\/blog\/mba\/\">masters of business administration<\/a><\/strong>.\u00a0<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-dhanlaxmi-bank-education-loan-interest-rates-for-international-students\"><span id=\"dhanlaxmi-bank-education-loan-interest-rates-for-international-students\">Dhanlaxmi Bank Education Loan Interest Rates for International Students&nbsp;<\/span><\/h2>\n\n\n\n<p>Another major question is about the <strong><a href=\"https:\/\/leverageedu.com\/learn\/abroad-study-loan-interest-rate-news-2023-02\/\">interest rates<\/a><\/strong> Dhanlaxmi Bank offers for its education loan. Dhanlaxmi Bank education loan has <strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/floating-interest-rates-in-education-loan\/\">floating interest rates<\/a><\/strong>, or interest rates, depending on the bank&#8217;s base rate. Currently, the base rate is set at 11.50%. However, you are suggested to check the official website of Dhanlaxmi Bank loan before applying.\u00a0<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-loan-amount\"><span id=\"loan-amount\">Loan Amount&nbsp;<\/span><\/h3>\n\n\n\n<p>The loan amount varies depending on various factors, such as the country&#8217;s location, tuition fees, and other expenses. However, the maximum loan amount offered is up to INR 20 lakhs.&nbsp;<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2023\/06\/28105954\/image-15-1024x683.png\" alt=\"Dhanlaxmi Bank education loan \" class=\"wp-image-5924\" width=\"644\" height=\"429\" srcset=\"https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2023\/06\/28105954\/image-15-1024x683.png 1024w, https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2023\/06\/28105954\/image-15-300x200.png 300w, https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2023\/06\/28105954\/image-15-768x512.png 768w, https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2023\/06\/28105954\/image-15-150x100.png 150w, https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2023\/06\/28105954\/image-15.png 1380w\" sizes=\"auto, (max-width: 644px) 100vw, 644px\" \/><\/figure>\n<\/div>\n\n\n<h3 class=\"wp-block-heading\" id=\"h-interest-rate\"><span id=\"interest-rate\">Interest rate&nbsp;<\/span><\/h3>\n\n\n\n<p>Interest rates on education loans are comparatively higher than home loans but lower than <strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/personal-loans-for-students\/\">personal loans<\/a><\/strong>. Interest rates of education loans are usually fixed, but numerous banks offer floating interest rates depending upon the market. However, Dhanlaxmi Bank education loan offer one year of MCLR+3.75%. The current MCLR is 10.35%, resulting in a floating rate of 10.35% + 3.75% = 15.10%.<\/p>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read: <\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-eligibility-criteria\"><span id=\"eligibility-criteria\">Eligibility Criteria<\/span><\/h2>\n\n\n\n<p>There are a few requirements that you must fulfil to become eligible for a Dhanlaxmi Bank Education loan;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-to-pursue-studies-in-india\"><span id=\"to-pursue-studies-in-india\">To Pursue Studies in India\u00a0<\/span><\/h3>\n\n\n\n<p>If you are willing to pursue higher education in India, then<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You must be an Indian Citizen, whether minor or major, at the time of application.&nbsp;<\/li>\n\n\n\n<li>You can make your parents co-borrowers as it makes repayment earlier through your parent&#8217;s existing source of income.&nbsp;<\/li>\n\n\n\n<li>You must first pass the qualifying test and have secured a position eligible for admission to the course you have opted for.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Must Read; <\/strong><a href=\"https:\/\/leverageedu.com\/learn\/the-best-education-loan-in-india\/\"><strong>The Best Education Loan in India for Study Abroad Purposes<\/strong><\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-to-pursue-studies-abroad\"><span id=\"to-pursue-studies-abroad\"><strong>To Pursue Studies Abroad&nbsp;<\/strong><\/span><\/h3>\n\n\n\n<p>If you want to pursue higher education abroad, you must fulfil the eligibility requirements below.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You must be a Citizen of India.&nbsp;<\/li>\n\n\n\n<li>You must be over 18 years of age.&nbsp;<\/li>\n\n\n\n<li>You must also produce a copy of qualifying examinations such as <strong><a href=\"https:\/\/leverageedu.com\/tests\/toefl\/\">TOEFL<\/a><\/strong>, <strong><a href=\"https:\/\/leverageedu.com\/tests\/ielts-exam\/\">IELTS<\/a><\/strong>, <strong><a href=\"https:\/\/leverageedu.com\/blog\/pte\/\">PTE<\/a><\/strong>, <strong><a href=\"https:\/\/leverageedu.com\/tests\/gre\/\">GRE<\/a><\/strong>, SAR, <strong><a href=\"https:\/\/leverageedu.com\/blog\/gmat\/\">GMAT<\/a><\/strong>, AGRE, etc., along with other documents mentioned above.\u00a0<\/li>\n<\/ul>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2023\/06\/28105928\/image-14.png\" alt=\"Dhanlaxmi Bank education loan \" class=\"wp-image-5923\" width=\"574\" height=\"574\" srcset=\"https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2023\/06\/28105928\/image-14.png 826w, https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2023\/06\/28105928\/image-14-300x300.png 300w, https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2023\/06\/28105928\/image-14-150x150.png 150w, https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2023\/06\/28105928\/image-14-768x768.png 768w, https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2023\/06\/28105928\/image-14-96x96.png 96w\" sizes=\"auto, (max-width: 574px) 100vw, 574px\" \/><\/figure>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"h-documents-required\"><span id=\"documents-required\">Documents Required&nbsp;<\/span><\/h2>\n\n\n\n<p>When planning to apply for a Dhanlaxmi Bank loan, documents play a crucial role. Your application will only be processed by submitting the required documents. Thus here are some of the important documents required;&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/leverageedu.com\/blog\/most-powerful-passports-in-the-world-2021\/\"><strong>Passport<\/strong><\/a><\/li>\n\n\n\n<li><strong><a href=\"https:\/\/leverageedu.com\/blog\/type-of-offer-letters\/\">Offer letter<\/a><\/strong> from the foreign university<\/li>\n\n\n\n<li>Proof of funds for tuition fees<\/li>\n\n\n\n<li>IELTS\/TOEFL\/PTE scorecard<\/li>\n\n\n\n<li><a href=\"https:\/\/leverageedu.com\/blog\/income-certificate\/\"><strong>Proof of income<\/strong><\/a>\/sponsor<\/li>\n\n\n\n<li>Bank statement for the last six months<\/li>\n\n\n\n<li>Proof of identity<\/li>\n\n\n\n<li><a href=\"https:\/\/leverageedu.com\/blog\/domicile-certificate\/\"><strong>Proof of residence<\/strong><\/a><\/li>\n\n\n\n<li>Statement of loan purpose<\/li>\n<\/ul>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Must Read: <\/strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/education-loan-without-guarantor\/\"><strong>How to Get an Education Loan without Guarantor<\/strong><\/a><a href=\"https:\/\/leverageedu.com\/blog\/types-of-education-loan\/\"><strong>&nbsp;<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-apply-for-dhanlaxmi-bank-education-loan\"><span id=\"how-to-apply-for-dhanlaxmi-bank-education-loan\">How to Apply for Dhanlaxmi Bank Education Loan?<\/span><\/h2>\n\n\n\n<p>The application process for the Dhanlaxmi Bank loan is quite simple, and all you are required to do is do thorough research about the Dhanlaxmi Bank education loan. <\/p>\n\n\n\n<p>Then you must visit your nearest Dhanlaxmi Bank branch and fill out the Dhanlaxmi Bank education loan application form. <\/p>\n\n\n\n<p>Then the bank will review the application and contact you regarding the loan. Once the loan is approved, students can use the funds to pay their tuition fees and other related expenses.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs\"><span id=\"faqs\">FAQs<\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1687929883350\"><strong class=\"schema-faq-question\">Q1. What is Dhanlaxmi Bank&#8217;s Education Loan for International Students to Study Abroad in 2023?<\/strong> <p class=\"schema-faq-answer\">Ans. Dhanlaxmi Bank&#8217;s Education Loan for International Students to Study Abroad in 2023 is designed to provide financial assistance to students who wish to pursue higher studies in foreign universities\/institutions. The loan covers tuition fees, living expenses, travel expenses, and other related costs.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1687929894191\"><strong class=\"schema-faq-question\">Q2. Who is eligible for the loan?<\/strong> <p class=\"schema-faq-answer\">Ans. The loan is available to Indian citizens aged 18 years and above who have secured admission to foreign universities\/institutions.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1687929909730\"><strong class=\"schema-faq-question\">Q3. What is the loan amount available?<\/strong> <p class=\"schema-faq-answer\">Ans. The loan amount available ranges from a minimum of Rs. 10 Lakhs to a maximum of Rs. 75 Lakhs.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1687929921064\"><strong class=\"schema-faq-question\">Q4. What documents are required to apply for the loan?<\/strong> <p class=\"schema-faq-answer\">Ans. The documents required to apply for the loan include a passport, visa, admission letter, IELTS\/TOEFL scorecard, mark sheet of the last qualifying examination, and proof of income.<\/p> <\/div> <\/div>\n\n\n\n<p>Ready to apply for education loans? Compare different banks to find the best option for you. <a href=\"https:\/\/fly.finance\/\"><strong>Contact us<\/strong><\/a> today to get the best deal on your education loan! Call us immediately at 1800 57 2126 and we will assist you.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pursuing higher education abroad is a dream of numerous students; however, only some drop this idea due to financial crises. Dhanlaxmi Bank offers education loans for international students to study abroad in 2023 to make it easier for them to pursue their dream of studying abroad. This loan is designed specifically for Non-Resident Indians (NRIs) &#8230; <a title=\"Dhanlaxmi Bank Education Loan for International Students\" class=\"read-more\" href=\"https:\/\/fly.finance\/blog\/education-loan\/dhanlaxmi-bank-education-loan\/\" aria-label=\"Read more about Dhanlaxmi Bank Education Loan for International Students\">Read more<\/a><\/p>\n","protected":false},"author":2,"featured_media":5925,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[],"class_list":["post-5920","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education-loan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Dhanlaxmi Bank Education Loan for International Students | Fly Finance<\/title>\n<meta name=\"description\" content=\"Dhanlaxmi 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Eligible courses, overall interest rates, documents, and application process","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/fly.finance\/blog\/education-loan\/dhanlaxmi-bank-education-loan\/","og_locale":"en_US","og_type":"article","og_title":"Dhanlaxmi Bank Education Loan for International Students","og_description":"Dhanlaxmi Bank education loan for international students: Eligible courses, overall interest rates, documents, and application process","og_url":"https:\/\/fly.finance\/blog\/education-loan\/dhanlaxmi-bank-education-loan\/","og_site_name":"Fly 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What is Dhanlaxmi Bank's Education Loan for International Students to Study Abroad in 2023?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Ans. Dhanlaxmi Bank's Education Loan for International Students to Study Abroad in 2023 is designed to provide financial assistance to students who wish to pursue higher studies in foreign universities\/institutions. The loan covers tuition fees, living expenses, travel expenses, and other related costs.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/dhanlaxmi-bank-education-loan\/#faq-question-1687929894191","position":2,"url":"https:\/\/fly.finance\/blog\/education-loan\/dhanlaxmi-bank-education-loan\/#faq-question-1687929894191","name":"Q2. Who is eligible for the loan?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Ans. The loan is available to Indian citizens aged 18 years and above who have secured admission to foreign universities\/institutions.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/dhanlaxmi-bank-education-loan\/#faq-question-1687929909730","position":3,"url":"https:\/\/fly.finance\/blog\/education-loan\/dhanlaxmi-bank-education-loan\/#faq-question-1687929909730","name":"Q3. What is the loan amount available?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Ans. The loan amount available ranges from a minimum of Rs. 10 Lakhs to a maximum of Rs. 75 Lakhs.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/dhanlaxmi-bank-education-loan\/#faq-question-1687929921064","position":4,"url":"https:\/\/fly.finance\/blog\/education-loan\/dhanlaxmi-bank-education-loan\/#faq-question-1687929921064","name":"Q4. What documents are required to apply for the loan?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Ans. The documents required to apply for the loan include a passport, visa, admission letter, IELTS\/TOEFL scorecard, mark sheet of the last qualifying examination, and proof of income.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/5920","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/comments?post=5920"}],"version-history":[{"count":4,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/5920\/revisions"}],"predecessor-version":[{"id":5997,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/5920\/revisions\/5997"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media\/5925"}],"wp:attachment":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media?parent=5920"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/categories?post=5920"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/tags?post=5920"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}