{"id":5725,"date":"2025-01-11T18:33:33","date_gmt":"2025-01-11T13:03:33","guid":{"rendered":"https:\/\/fly.finance\/blog\/?p=5725"},"modified":"2025-01-12T13:41:16","modified_gmt":"2025-01-12T08:11:16","slug":"education-loan-without-guarantor","status":"publish","type":"post","link":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-without-guarantor\/","title":{"rendered":"How to Get an Education Loan Without Guarantor or Co Applicant"},"content":{"rendered":"\n<p>Obtaining an education loan can sometimes be difficult, particularly if you don&#8217;t have a guarantor to back your application. Fortunately, many lenders now offer education loan without co applicant, designed to help students fund their studies without the need for a third-party guarantee. These loans are typically unsecured, meaning no collateral is required, making them accessible to a broader range of students.<\/p>\n\n\n\n<p>This guide will provide insights into how to secure an education loan without guarantor, the advantages of such loans, and tips for a successful application.<\/p>\n\n\n\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2 id=\"table-of-contents\">Table of contents<\/h2><ul><li><a href=\"#h-about-education-loan-without-guarantor\" data-level=\"2\">About Education Loan without Guarantor<\/a><\/li><li><a href=\"#h-features-of-an-education-loan-without-guarantor\" data-level=\"2\">Features of an Education Loan without Guarantor<\/a><\/li><li><a href=\"#h-list-of-banks-gives-education-loan-without-co-applicant\" data-level=\"2\">List of Banks Gives Education Loan Without Co-Applicant<\/a><\/li><li><a href=\"#h-eligibility-requirements-for-loan-without-guarantor\" data-level=\"2\">Eligibility Requirements For Loan Without Guarantor<\/a><\/li><li><a href=\"#h-documents-required-for-education-loan-without-guarantor\" data-level=\"2\">Documents Required For Education Loan Without Guarantor<\/a><\/li><li><a href=\"#h-how-to-apply-for-education-loan-without-guarantor\" data-level=\"2\">How to Apply for Education Loan Without Guarantor?<\/a><\/li><li><a href=\"#h-advantages-of-education-loan-without-guarantor\" data-level=\"2\">Advantages of Education Loan Without Guarantor<\/a><\/li><li><a href=\"#h-types-of-education-loan\" data-level=\"2\">Types of Education Loan<\/a><\/li><li><a href=\"#h-faqs-on-education-loan-without-guarantor\" data-level=\"2\">FAQs on Education Loan Without Guarantor<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-about-education-loan-without-guarantor\"><span id=\"about-education-loan-without-guarantor\">About Education Loan without Guarantor<\/span><\/h2>\n\n\n\n<p>An <strong>education loan without guarantor<\/strong> is a type of loan where students can fund their education without the need for a guarantor or collateral. These loans, also known as non-collateral education loans, allow applicants to borrow money without offering any security, such as property or other assets.<\/p>\n\n\n\n<p>With this option, students can secure loans of up to Rs. 50 lakhs, depending on the lender&#8217;s terms and the applicant&#8217;s eligibility. These education loan without guarantor are ideal for those who may not have collateral or a co applicant, offering a convenient way to pursue higher education without financial constraints.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-features-of-an-education-loan-without-guarantor\"><span id=\"features-of-an-education-loan-without-guarantor\">Features of an Education Loan without Guarantor<\/span><\/h2>\n\n\n\n<p>Education loan without guarantor come with several distinct features, including higher borrowing limits, flexible repayment options, and competitive interest rates. These key features make such loans an attractive option for students seeking financial independence and the ability to fund their education without the need for a co applicant. The following are some key characteristics of an education loan without a Co-Applicant<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Education Loan without Guarantor includes a broad range of courses and colleges in several nations.<\/li>\n\n\n\n<li>The typical range of <strong><a href=\"https:\/\/leverageedu.com\/learn\/abroad-study-loan-interest-rate-news-2023-02\/\">interest rates<\/a><\/strong> for unsecured student loans is 10.50% to 14%.<\/li>\n\n\n\n<li>Students may apply for this loan with a co-applicant&#8217;s signature.<\/li>\n\n\n\n<li>These loans have no grace period.<\/li>\n\n\n\n<li>These loans do not require any form of security, such as property or other assets, making them accessible to students without significant financial backing.<\/li>\n\n\n\n<li>These loans are available for domestic and International Students<\/li>\n<\/ul>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read: <a href=\"https:\/\/leverageedu.com\/blog\/incred-education-loan\/\"><\/a><strong><a href=\"https:\/\/leverageedu.com\/blog\/types-of-education-loan\/\">Types of Student Loans<\/a><\/strong><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-list-of-banks-gives-education-loan-without-co-applicant\"><span id=\"list-of-banks-gives-education-loan-without-co-applicant\">List of Banks Gives Education Loan Without Co-Applicant<\/span><\/h2>\n\n\n\n<p>There are two different categories of lenders that offer unsecured education loans; state banks and private lenders. Here is a list of banks that provide education loan without collateral for both domestic and foreign education:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Bank Name<\/strong><\/td><td><strong>Loan Amount<\/strong><\/td><\/tr><tr><td>HDFC Bank<\/td><td>Domestic Education: Up to INR 30 lakh, Foreign Education: Up to INR 45 lakh<\/td><\/tr><tr><td>State Bank of India (SBI)<\/td><td>Domestic Education: Up to INR 15 lakh, Foreign Education: Up to INR 1.5 crore<\/td><\/tr><tr><td>IDBI Bank<\/td><td>Domestic Education: Up to INR 20 lakh, Foreign Education: Up to INR 20 lakh<\/td><\/tr><tr><td>Bank of India<\/td><td>Domestic Education: Up to INR 10 lakh, Foreign Education: Up to INR 20 lakh<\/td><\/tr><tr><td>HSBC<\/td><td>Loan up to INR 5 lakh<\/td><\/tr><tr><td><strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/punjab-and-sind-bank-education-loan-for-study-abroad\/\">Punjab and Sind Bank<\/a><\/strong><\/td><td>Domestic Education: Up to INR 15 lakh, Foreign Education: Up to INR 20 lakh<\/td><\/tr><tr><td>ICICI Bank<\/td><td>Domestic Education: Up to INR 50 lakh, Foreign Education: Up to INR 1 crore<\/td><\/tr><tr><td><strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/federal-bank-education-loan-for-studying-abroad-interest-rate-process-requirements\/\">Federal Bank<\/a><\/strong><\/td><td>Domestic Education: Up to INR 10 lakh, Foreign Education: Up to INR 20 lakh<\/td><\/tr><tr><td>Kotak Mahindra Bank<\/td><td>Domestic Education: Up to INR 10 lakh, Foreign Education: Up to INR 2 lakh<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-eligibility-requirements-for-loan-without-guarantor\"><span id=\"eligibility-requirements-for-loan-without-guarantor\">Eligibility Requirements For Loan Without Guarantor<\/span><\/h2>\n\n\n\n<p>For students to be eligible for an education loan without collateral, they must meet the following requirements:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>After all debts and costs, yearly income should exceed Rs. 4 Lakhs <\/li>\n\n\n\n<li><strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/co-applicant-in-education-loan\/\">Co-applicant&#8217;s role<\/a><\/strong> is very important in an education loan &#8211; He\/She must have a <strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/education-loan-without-cibil-score\/\">CIBIL score<\/a><\/strong> of at least 700.<\/li>\n\n\n\n<li>Students who wish to study in the <a href=\"https:\/\/leverageedu.com\/study-locations\/study-in-usa\/\"><strong>USA <\/strong><\/a>must have a <a href=\"https:\/\/leverageedu.com\/tests\/gre\/\"><strong>GRE <\/strong><\/a>score of at least 300.<\/li>\n\n\n\n<li><a href=\"https:\/\/leverageedu.com\/tests\/ielts-exam\/\"><strong>IELTS scores<\/strong><\/a> for all other nations must be greater than 6 or 6.5 bands.<\/li>\n\n\n\n<li>The applicant&#8217;s parents must own their own residential property.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-documents-required-for-education-loan-without-guarantor\"><span id=\"documents-required-for-education-loan-without-guarantor\">Documents Required For Education Loan Without Guarantor<\/span><\/h2>\n\n\n\n<p>Education loans can cover your airfare, tuition, living expenses, textbooks, and other costs associated with studying abroad. With an education loan without guarantor, you can obtain funding without the need for collateral or a co-signer. <\/p>\n\n\n\n<p>Once you submit the completed loan application form along with the required documents, lenders can quickly offer you an unsecured education loan, making the process straightforward and hassle-free. To ensure a smooth application process, make sure to have the following documents ready:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>KYC records<\/li>\n\n\n\n<li>Two pictures in passport size of the applicant and co-applicants<\/li>\n\n\n\n<li>Bank a summary of the past six months<\/li>\n\n\n\n<li>Form of Guarantor, optional<\/li>\n\n\n\n<li>A copy of the institute or university&#8217;s <a href=\"https:\/\/leverageedu.com\/blog\/type-of-offer-letters\/\"><strong>offer letter<\/strong><\/a> with the tuition schedule<\/li>\n\n\n\n<li>Certificates of completion for <a href=\"https:\/\/leverageedu.com\/blog\/degree-courses\/\"><strong>degree programmes,<\/strong><\/a> admission exams such as the <a href=\"https:\/\/leverageedu.com\/tests\/toefl\/\"><strong>TOEFL <\/strong><\/a>and <a href=\"https:\/\/leverageedu.com\/tests\/ielts-exam\/\"><strong>IELTS<\/strong><\/a>, H.S.C and S.S.C., etc.<\/li>\n\n\n\n<li>Proof of the guarantor&#8217;s or co-applicants income (such as pay stubs or Form 16)<\/li>\n<\/ul>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Must Read: <a href=\"https:\/\/fly.finance\/blog\/education-loan\/student-loan-forgiveness-application\/\">Student Loan Forgiveness Application 2023: Process, Deadline, Status<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-apply-for-education-loan-without-guarantor\"><span id=\"how-to-apply-for-education-loan-without-guarantor\">How to Apply for Education Loan Without Guarantor?<\/span><\/h2>\n\n\n\n<p>Applying for an education loan without co applicant is a straightforward process that allows you to finance your studies without needing a co-signer or collateral. Here are a few steep that you need to follow while applying for an education loan without a Guarantor:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Visit the Bank website and press the callback request button.<\/li>\n\n\n\n<li>Select the region, then click the next button.<\/li>\n\n\n\n<li>Complete the form with the necessary basic information, course information, etc.<\/li>\n\n\n\n<li>You will receive a callback from our financial officer within 1-2 working days after submitting the inquiry.<\/li>\n\n\n\n<li>Your financial officer will be able to assist you in selecting the appropriate lender for you after receiving some additional information about your need for education loans.<\/li>\n\n\n\n<li>Your designated financial officer will send you a secure link to a site where you must upload all the necessary paperwork that the banks have listed.<\/li>\n\n\n\n<li>Your financial officer will connect you with many lenders who are most suitable for your profile once all the necessary documents have been uploaded.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also, Read: <a href=\"https:\/\/fly.finance\/blog\/education-loan\/student-loan-consolidation\/\">Student Loan Consolidation: Rates, Companies, Calculator, And More<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-advantages-of-education-loan-without-guarantor\"><span id=\"advantages-of-education-loan-without-guarantor\">Advantages of Education Loan Without Guarantor<\/span><\/h2>\n\n\n\n<p>An education loan without guarantor offers several benefits, making it an ideal choice for students who lack access to a co-signer or collateral. These loans provide financial flexibility, easier approval processes, and the opportunity to pursue higher education without the added pressure of securing a guarantor. The advantages of student loans without guarantors are as follows:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The student is qualified to borrow without putting up any collateral between Rs. 40 lakhs and Rs. 50 lakh.<\/li>\n\n\n\n<li>Obtaining a loan is possible before enrolling.<\/li>\n\n\n\n<li>EMI payments are not necessary to make while the <strong><a href=\"https:\/\/fly.finance\/blog\/question-answer\/what-is-moratorium-period-in-education-loans\/\">moratorium period<\/a><\/strong> is in effect.<\/li>\n\n\n\n<li>Higher education is subsidised in its entirety.<\/li>\n\n\n\n<li>Additionally, students may qualify for top-up loans.<\/li>\n\n\n\n<li>No penalty for early payment<\/li>\n\n\n\n<li><a href=\"https:\/\/leverageedu.com\/blog\/pay-off-student-loans\/\"><strong>Repayment choices <\/strong><\/a>that are flexible<\/li>\n\n\n\n<li>A swift, paperless process<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-types-of-education-loan\"><span id=\"types-of-education-loan\">Types of Education Loan<\/span><\/h2>\n\n\n\n<p>There are two types of Education loans first Secured loans and the second Unsecured Loan<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><strong>Secured Loan<\/strong><\/td><td><strong>Unsecured Loan<\/strong><\/td><\/tr><tr><td>In order to obtain a loan, the borrower must pledge an item, such as a car, house, or equity, as collateral. The value of the collateral is typically used to determine the loan amount made available to the borrower.<\/td><td>Unsecured loans do not require any form of collateral in order to be obtained. Based on your borrower&#8217;s creditworthiness, the lender issues it to you. As a result, obtaining approval for an Unsecured Loan requires having great credit<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs-on-education-loan-without-guarantor\"><span id=\"faqs-on-education-loan-without-guarantor\">FAQs on Education Loan Without Guarantor<\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1687328485513\"><strong class=\"schema-faq-question\">Can I get an education loan without a guarantor?<\/strong> <p class=\"schema-faq-answer\">Ans. Unsecured education loans are those that do not require a co-applicant or collateral. It is a sort of loan where the borrower is only required to submit their name as a guarantee and not to attach any collateral security to the loan amount. This kind of education loan is available from international lenders to aspirants.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1736600449068\"><strong class=\"schema-faq-question\">What is Education Loan without Guarantor?<\/strong> <p class=\"schema-faq-answer\">An education loan without guarantor is a type of loan that allows students to fund their education without requiring a co-signer or a third-party guarantee. Unlike traditional secured loans, these loans are unsecured, meaning they do not require collateral such as property or assets. Lenders assess the applicant&#8217;s academic background, potential career prospects, and creditworthiness before approving the loan.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1687328509063\"><strong class=\"schema-faq-question\">Can I get a 100 % per cent Loan?<\/strong> <p class=\"schema-faq-answer\">Ans. Yes, student loans completely pay the cost of college. However, only costs that fall under a specific cap will receive full coverage. If the costs exceed the cap, lenders have a buffer.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1687328529684\"><strong class=\"schema-faq-question\">Can we apply for an education loan without collateral?<\/strong> <p class=\"schema-faq-answer\">Ans. Any student who can arrange for a co-applicant to co-sign the loan can apply for an education loan even if they have no collateral to pledge.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1736599950521\"><strong class=\"schema-faq-question\">What factors do lenders consider when providing an education loan without collateral?<\/strong> <p class=\"schema-faq-answer\">When providing an education loan without collateral, lenders consider two key factors: the future income of the borrower and co-borrower, as it reflects their ability to repay, and their creditworthiness, which shows their financial responsibility. Together, these factors help lenders assess the risk and approve the loan.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1736600052182\"><strong class=\"schema-faq-question\">What are the benefits of getting an education loan without putting up collateral?<\/strong> <p class=\"schema-faq-answer\">Getting an education loan without collateral offers several benefits. The processing time is significantly reduced since there&#8217;s no need to evaluate collateral, allowing for quicker approval and disbursement. Additionally, the paperwork is simpler, as borrowers are not required to submit documents related to collateral, making the entire application process more efficient and hassle-free.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1736600211664\"><strong class=\"schema-faq-question\">What is the procedure for obtaining a education loan without guarantor?<\/strong> <p class=\"schema-faq-answer\">To obtain an education loan without guarantor, start by researching lenders that offer unsecured loans and check their eligibility criteria. Gather the required documents, including admission proof and academic records, and submit the loan application. The lender will assess your application based on your academic background and future earning potential<\/p> <\/div> <\/div>\n\n\n\n<p>This was all about How you can get an education loan without a guarantor, for more such loan-related blogs you can follow<a href=\"https:\/\/fly.finance\/\"><strong> Fly. Finance<\/strong><\/a>. Also if you have any query related to finance or a loan talk to our expert on 1800 57 2000<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Obtaining an education loan can sometimes be difficult, particularly if you don&#8217;t have a guarantor to back your application. Fortunately, many lenders now offer education loan without co applicant, designed to help students fund their studies without the need for a third-party guarantee. These loans are typically unsecured, meaning no collateral is required, making them &#8230; <a title=\"How to Get an Education Loan Without Guarantor or Co Applicant\" class=\"read-more\" href=\"https:\/\/fly.finance\/blog\/education-loan\/education-loan-without-guarantor\/\" aria-label=\"Read more about How to Get an Education Loan Without Guarantor or Co Applicant\">Read more<\/a><\/p>\n","protected":false},"author":12,"featured_media":5727,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[],"class_list":["post-5725","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education-loan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How to Get an Education Loan Without Guarantor or Co Applicant<\/title>\n<meta name=\"description\" content=\"Education Loan Without Guarantor: Know more about education loan without guarantor or co applicant, eligibility, documents required. 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Learn about the application process and the advantages.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-without-guarantor\/","og_locale":"en_US","og_type":"article","og_title":"How to Get an Education Loan Without Guarantor or Co Applicant","og_description":"Education Loan Without Guarantor: Know more about education loan without guarantor or co applicant, eligibility, documents required. 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Unsecured education loans are those that do not require a co-applicant or collateral. It is a sort of loan where the borrower is only required to submit their name as a guarantee and not to attach any collateral security to the loan amount. This kind of education loan is available from international lenders to aspirants.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-without-guarantor\/#faq-question-1736600449068","position":2,"url":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-without-guarantor\/#faq-question-1736600449068","name":"What is Education Loan without Guarantor?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"An education loan without guarantor is a type of loan that allows students to fund their education without requiring a co-signer or a third-party guarantee. Unlike traditional secured loans, these loans are unsecured, meaning they do not require collateral such as property or assets. Lenders assess the applicant's academic background, potential career prospects, and creditworthiness before approving the loan.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-without-guarantor\/#faq-question-1687328509063","position":3,"url":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-without-guarantor\/#faq-question-1687328509063","name":"Can I get a 100 % per cent Loan?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Ans. Yes, student loans completely pay the cost of college. However, only costs that fall under a specific cap will receive full coverage. If the costs exceed the cap, lenders have a buffer.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-without-guarantor\/#faq-question-1687328529684","position":4,"url":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-without-guarantor\/#faq-question-1687328529684","name":"Can we apply for an education loan without collateral?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Ans. Any student who can arrange for a co-applicant to co-sign the loan can apply for an education loan even if they have no collateral to pledge.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-without-guarantor\/#faq-question-1736599950521","position":5,"url":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-without-guarantor\/#faq-question-1736599950521","name":"What factors do lenders consider when providing an education loan without collateral?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"When providing an education loan without collateral, lenders consider two key factors: the future income of the borrower and co-borrower, as it reflects their ability to repay, and their creditworthiness, which shows their financial responsibility. Together, these factors help lenders assess the risk and approve the loan.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-without-guarantor\/#faq-question-1736600052182","position":6,"url":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-without-guarantor\/#faq-question-1736600052182","name":"What are the benefits of getting an education loan without putting up collateral?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Getting an education loan without collateral offers several benefits. The processing time is significantly reduced since there's no need to evaluate collateral, allowing for quicker approval and disbursement. Additionally, the paperwork is simpler, as borrowers are not required to submit documents related to collateral, making the entire application process more efficient and hassle-free.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-without-guarantor\/#faq-question-1736600211664","position":7,"url":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-without-guarantor\/#faq-question-1736600211664","name":"What is the procedure for obtaining a education loan without guarantor?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"To obtain an education loan without guarantor, start by researching lenders that offer unsecured loans and check their eligibility criteria. Gather the required documents, including admission proof and academic records, and submit the loan application. 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