{"id":4501,"date":"2023-05-27T15:34:02","date_gmt":"2023-05-27T10:04:02","guid":{"rendered":"https:\/\/fly.finance\/blog\/?p=4501"},"modified":"2025-04-26T17:31:30","modified_gmt":"2025-04-26T12:01:30","slug":"bank-of-america-international-student-account","status":"publish","type":"post","link":"https:\/\/fly.finance\/blog\/education-loan\/bank-of-america-international-student-account\/","title":{"rendered":"Bank of America International Student Account: Benefits, Requirements, and More"},"content":{"rendered":"\n<p><strong>Bank of America International Student Account:<\/strong> As an international student pursuing higher education in the United States, managing finances effectively is crucial. With accommodation, tuition, and living expenses varying significantly by state and university, keeping your costs under control is essential. While you may arrive in the U.S. with a bank account from your home country, high exchange rates and international transaction fees can quickly add up. Opening a Bank of America international student account can help you save money and streamline your financial management.<\/p>\n\n\n\n<p>In this comprehensive guide, we\u2019ll explore why a Bank of America international student account is a smart choice, the step-by-step process to open one, the requirements, and the benefits it offers. Let\u2019s dive in!<\/p>\n\n\n\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2 id=\"table-of-contents\">Table of contents<\/h2><ul><li><a href=\"#h-why-choose-a-bank-of-america-international-student-account\" data-level=\"2\">Why Choose a Bank of America International Student Account?<\/a><\/li><li><a href=\"#h-benefits-of-a-bank-of-america-international-student-account\" data-level=\"2\">Benefits of a Bank of America International Student Account<\/a><\/li><li><a href=\"#h-requirements-to-open-a-bank-of-america-international-student-account\" data-level=\"2\">Requirements to Open a Bank of America International Student Account<\/a><ul><li><a href=\"#h-required-documents\" data-level=\"3\">Required Documents<\/a><\/li><\/ul><\/li><li><a href=\"#h-how-to-open-a-bank-of-america-international-student-account\" data-level=\"2\">How to Open a Bank of America International Student Account<\/a><\/li><li><a href=\"#h-international-wire-transfers-with-bank-of-america\" data-level=\"2\">International Wire Transfers with Bank of America<\/a><\/li><li><a href=\"#h-tips-to-maximize-your-bank-of-america-international-student-account\" data-level=\"2\">Tips to Maximize Your Bank of America International Student Account<\/a><\/li><li><a href=\"#h-faqs-on-bank-of-america-international-student-account\" data-level=\"2\">FAQs on Bank of America International Student Account<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-why-choose-a-bank-of-america-international-student-account\"><span id=\"why-choose-a-bank-of-america-international-student-account\">Why Choose a Bank of America International Student Account?<\/span><\/h2>\n\n\n\n<p>International students face unique financial challenges in the U.S., including currency exchange fees, international transaction costs, and the need for convenient access to funds. A Bank of America international student account addresses these challenges by offering tailored features for students under 25 enrolled in high school, college, university, or vocational programs.<\/p>\n\n\n\n<p>Key reasons to consider this account include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>No Monthly Maintenance Fees:<\/strong> Bank of America waives monthly maintenance fees for students under 25, making it cost-effective.<\/li>\n\n\n\n<li><strong>Nationwide Access: <\/strong>With thousands of<strong> <a href=\"https:\/\/leverageedu.com\/discover\/general-knowledge\/what-is-atm-full-form\/\">ATM<\/a><\/strong>s and financial centers across the U.S., you can easily access your money.<\/li>\n\n\n\n<li><strong>Digital Banking Tools:<\/strong> The Bank of America Mobile Banking app and online banking platform offer seamless money management, including mobile check deposits and Zelle for peer-to-peer transfers.<\/li>\n\n\n\n<li><strong>Support for International Students:<\/strong> Bank of America provides clear guidance and support for non-U.S. citizens opening accounts.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read:&nbsp;<\/strong><a class=\"\" href=\"https:\/\/fly.finance\/blog\/money-transfer\/dbs-bank-international-transfer\/\"><strong>DBS Bank International Transfer<\/strong><\/a><strong>&nbsp;<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-benefits-of-a-bank-of-america-international-student-account\"><span id=\"benefits-of-a-bank-of-america-international-student-account\">Benefits of a Bank of America International Student Account<\/span><\/h2>\n\n\n\n<p>Opening a Bank of America international student account offers several advantages that simplify financial management and reduce costs. Here are the top benefits:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Easy Access to Funds<\/strong><br>With a Bank of America account, you can access your money for daily expenses like groceries, bills, and transportation. Use your debit card, online banking, or mobile app to make purchases, pay bills, or withdraw cash from thousands of ATMs nationwide. The account also supports digital wallets, allowing you to make contactless payments or withdraw cash from cardless ATMs using your smartphone.<\/li>\n\n\n\n<li><strong>Avoid High Transaction Fees<\/strong><br>Using a foreign bank account in the U.S. often incurs hefty currency exchange and international transaction fees. A Bank of America international student account eliminates these costs for domestic transactions and offers competitive rates for international wire transfers. Note that a 3% international transaction fee applies for debit card use abroad, and non-Bank of America ATMs charge <a href=\"https:\/\/leverageedu.com\/discover\/general-knowledge\/usd-full-form\/\"><strong>USD<\/strong><\/a> 5 per international withdrawal.<\/li>\n\n\n\n<li><strong>Automatic Bill Payments<\/strong><br>Set up recurring payments for rent, utilities, phone bills, or streaming services to ensure timely payments and avoid late fees. Ensure sufficient funds in your account to prevent declined transactions, as Bank of America\u2019s SafeBalance Banking\u00ae account, popular among students, has no overdraft fees.<\/li>\n\n\n\n<li><strong>Build U.S. Credit History<\/strong><br>A U.S. bank account is a stepping stone to establishing a credit history, which is essential for renting apartments, securing loans, or obtaining favorable insurance rates. Pairing your account with a <a href=\"https:\/\/fly.finance\/blog\/student-account\/bank-of-america-student-credit-card\/\"><strong>Bank of America Student Credit Card<\/strong><\/a>, like the Bank of America\u00ae Travel Rewards Credit Card for Students, can further help build credit.<\/li>\n\n\n\n<li><strong>Cash Back and Rewards<\/strong><br>Earn cash back through BankAmeriDeals\u00ae when using your debit or <a href=\"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/foreign-credit-cards\/\"><strong>foreign credit cards<\/strong><\/a> at select retailers and restaurants. This feature adds value to your everyday spending.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-requirements-to-open-a-bank-of-america-international-student-account\"><span id=\"requirements-to-open-a-bank-of-america-international-student-account\">Requirements to Open a Bank of America International Student Account<\/span><\/h2>\n\n\n\n<p>International students can open a Bank of America international student account without a Social Security Number (SSN), but specific documentation is required. Below are the eligibility criteria and required documents for Bank of America international student account:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Be under 25 years old and enrolled in a high school, college, university, or vocational program (academic or vocational courses qualify).<\/li>\n\n\n\n<li>Have a physical U.S. address (e.g., university housing or rental agreement).<\/li>\n\n\n\n<li>Non-U.S. citizens must provide proof of legal residency or student status.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-required-documents\"><span id=\"required-documents\">Required Documents<\/span><\/h3>\n\n\n\n<p>To open an Bank of America international student account, visit a Bank of America financial center with the following:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Two Forms of Identification:\n<ul class=\"wp-block-list\">\n<li>Primary ID (one required): Foreign passport (with or without visa), U.S. Non-Immigrant Visa and Border Crossing Card (DSP-150), or consular ID from Mexico, Guatemala, Dominican Republic, or Colombia.<\/li>\n\n\n\n<li>Secondary ID (one required): Foreign or U.S. driver\u2019s license, U.S. student ID for the current term, or a debit\/credit card with a Visa\/Mastercard logo.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Proof of Addresses:\n<ul class=\"wp-block-list\">\n<li>Foreign Address: Document showing building name\/number, street, city, state\/province, and country (e.g., utility bill or government-issued ID).<\/li>\n\n\n\n<li>U.S. Address: Rental agreement, university housing letter, or utility bill.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Tax Identification Number: A U.S. Individual Taxpayer Identification Number (ITIN) or foreign tax identification number (FTIN). An SSN is not mandatory unless you\u2019re employed in the U.S.<\/li>\n\n\n\n<li>Proof of Enrollment: A university acceptance letter or enrollment verification (not always required but recommended).<\/li>\n<\/ul>\n\n\n\n<p><strong>Note: <\/strong>If you\u2019re under 18 or lack an SSN\/ITIN, you must visit a branch to open a Bank of America international student account, as online applications may require additional verification.<\/p>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read: <a href=\"https:\/\/fly.finance\/blog\/education-loan\/tips-on-completing-student-loan-application\/\">Tips on Completing Student Loan Application for International Students<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-open-a-bank-of-america-international-student-account\"><span id=\"how-to-open-a-bank-of-america-international-student-account\">How to Open a Bank of America International Student Account<\/span><\/h2>\n\n\n\n<p>Opening a Bank of America international student account is straightforward but requires an in-person visit for international students due to documentation needs. Follow these steps to know <strong><a href=\"https:\/\/fly.finance\/blog\/student-account\/bank-account-for-international-students\/\">how to open a Bank Account for international students<\/a> <\/strong>with Bank of America<strong>:<\/strong><\/p>\n\n\n\n<p><strong>Step 1: Choose the Right Account<\/strong><br>Bank of America offers two student-friendly checking accounts:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Advantage SafeBalance Banking\u00ae:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Minimum opening deposit: USD 25<\/li>\n\n\n\n<li>No monthly maintenance fee for students under 25<\/li>\n\n\n\n<li>No overdraft fees; transactions are declined if funds are insufficient<\/li>\n\n\n\n<li>Ideal for students who don\u2019t write checks<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Advantage Plus Banking:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Minimum opening deposit: USD 100<\/li>\n\n\n\n<li>No monthly maintenance fee for students under 25<\/li>\n\n\n\n<li>Optional overdraft protection (fees apply: USD 10 per transaction for items over USD 1)<\/li>\n\n\n\n<li>Suitable for students needing check-writing capabilities<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p>Recommendation: Choose SafeBalance if you prefer simplicity and want to avoid overdraft risks. Opt for Advantage Plus if you need checks or overdraft protection.<\/p>\n\n\n\n<p><strong>Step 2: Schedule an Appointment<\/strong><strong><br><\/strong>International students cannot open a Bank of America international student account online and must visit a Bank of America financial center. Schedule an appointment via the Bank of America website or call 800.432.1000 (U.S.) or +1.315.724.4022 (international). Bring all required documents to the appointment.<\/p>\n\n\n\n<p><strong>Step 3: Provide Documentation<\/strong><strong><br><\/strong>Present your IDs, proof of addresses, tax identification number, and proof of enrollment (if required). A bank representative will guide you through the application process and set up your account.<\/p>\n\n\n\n<p><strong>Step 4: Fund Your Account<br><\/strong>Make the minimum opening deposit (USD 25 for SafeBalance, USD 100 for Advantage Plus) via cash, check, or transfer in a Bank of America international student account. You\u2019ll receive a debit card that functions as an ATM card and can be added to digital wallets.<\/p>\n\n\n\n<p><strong>Step 5: Set Up Digital Banking<br><\/strong>Download the Bank of America Mobile Banking app to manage your international student account, deposit checks, set balance alerts, and use Zelle for quick transfers. Enroll in online banking for additional features like bill pay and account monitoring.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-international-wire-transfers-with-bank-of-america\"><span id=\"international-wire-transfers-with-bank-of-america\">International Wire Transfers with Bank of America<\/span><\/h2>\n\n\n\n<p>Bank of America supports international wire transfers in over 140 currencies to more than 200 countries, making it easy to send or receive money globally. Here\u2019s what you need to know:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Fees: <\/strong>Outgoing international wire transfers typically cost USD 45 (in USD) or USD 16 (in foreign currency, if sent online). Incoming wires may incur a USD 15 fee. Check with Bank of America for exact fees, as they vary by account type and Preferred Rewards status.<\/li>\n\n\n\n<li><strong>Exchange Rates: <\/strong>Bank of America applies a markup on exchange rates, which can affect the total cost. Compare rates with services like Wise for cost savings.<\/li>\n\n\n\n<li><strong>Duration: <\/strong>International wires usually take 1\u20133 business days, depending on the destination and intermediary banks.<\/li>\n\n\n\n<li><strong>Security:<\/strong> Bank of America uses secure protocols to protect wire transfers, and the USD 0 Liability Guarantee ensures you\u2019re not responsible for unauthorized transactions reported promptly.<\/li>\n\n\n\n<li><strong>Alternatives:<\/strong> Online services like Wise or PayPal may offer lower fees and faster transfers for smaller amounts. Evaluate fees, speed, and security before choosing.<\/li>\n<\/ul>\n\n\n\n<p>To initiate a wire transfer, use online banking, the mobile app, or visit a financial center. Provide the recipient\u2019s bank details, including SWIFT code, account number, and bank address.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-tips-to-maximize-your-bank-of-america-international-student-account\"><span id=\"tips-to-maximize-your-bank-of-america-international-student-account\">Tips to Maximize Your Bank of America International Student Account<\/span><\/h2>\n\n\n\n<p>To get the most out of your Bank of America international student account, follow these best practices:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Use Bank of America ATMs: <\/strong>Avoid the USD 2.50 domestic or USD 5 international non-Bank of America ATM fees by using in-network ATMs, often available on or near campuses.<\/li>\n\n\n\n<li><strong>Monitor Your Balance: <\/strong>Set up low-balance alerts via the mobile app to avoid declined transactions, especially with the SafeBalance account.<\/li>\n\n\n\n<li><strong>Leverage Student Discounts: <\/strong>Check for student-specific promotions, such as cash back through BankAmeriDeals or discounts on partnered services.<\/li>\n\n\n\n<li><strong>Explore Credit-Building Options: <\/strong>Apply for a Bank of America student credit card to build credit while earning rewards. The Travel Rewards card is ideal for students studying abroad, with no foreign transaction fees.<\/li>\n<\/ul>\n\n\n\n<p><strong>Plan for International Travel: <\/strong>Notify Bank of America of travel plans to avoid card restrictions and carry a Visa\/Mastercard-branded debit card for global acceptance.<\/p>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read: <a href=\"https:\/\/fly.finance\/blog\/student-account\/faqs-on-international-bank-account-for-students\/\">FAQs on International Bank Account for Students<\/a><\/strong><\/p>\n\n\n\n<p>This is everything you need to know about Bank of America&#8217;s international student account. Make sure you follow Fly Finance for updates regarding international wire transfers, education loans, money transfers, etc.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs-on-bank-of-america-international-student-account\"><span id=\"faqs-on-bank-of-america-international-student-account\">FAQs on Bank of America International Student Account<\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1745664297025\"><strong class=\"schema-faq-question\">Can international students open a Bank of America account without a Social Security Number (SSN)?<\/strong> <p class=\"schema-faq-answer\">Yes, international students can open a Bank of America account without an SSN. Instead, you can provide a foreign tax identification number (FTIN), passport number, or consular ID, along with other required documents like a foreign passport and proof of U.S. address.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1745664298782\"><strong class=\"schema-faq-question\">What is the minimum deposit required for a Bank of America international student account?<\/strong> <p class=\"schema-faq-answer\">The Bank of America Advantage SafeBalance Banking\u00ae account requires a USD 25 minimum opening deposit, while the Advantage Plus Banking\u00ae account requires USD 100. Both Bank of America international student account waive monthly maintenance fees for students under 25.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1745664345064\"><strong class=\"schema-faq-question\">Are there any fees for international students using a Bank of America account?<\/strong> <p class=\"schema-faq-answer\">Students under 25 avoid monthly maintenance fees for Bank of America international student account. However, you may incur a USD 2.50 fee for domestic non-Bank of America ATM use, USD 5 for international ATM withdrawals, and a 3% international transaction fee for debit card purchases abroad.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1745664375234\"><strong class=\"schema-faq-question\">Can I open a Bank of America international student account online?<\/strong> <p class=\"schema-faq-answer\">No, international students must visit a Bank of America financial center in person to open an account due to documentation requirements. Schedule an appointment online or call.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1745664299519\"><strong class=\"schema-faq-question\">How can I send money internationally with a Bank of America student account?<\/strong> <p class=\"schema-faq-answer\">You can initiate international wire transfers through online banking, the mobile app, or at a financial center. Fees typically range from USD 16\u2013USD 45, depending on the currency and method. Alternatives like Wise may offer lower fees for smaller transfers.<\/p> <\/div> <\/div>\n\n\n\n<p>To learn more about <a href=\"https:\/\/fly.finance\/international-bank-account\"><strong>bank accounts for students<\/strong><\/a>, the best <a href=\"https:\/\/fly.finance\/loans\"><strong>education loans<\/strong><\/a>, <a href=\"https:\/\/fly.finance\/forex\"><strong>forex<\/strong>,<\/a> banking experience for global students, or international money transfers, reach out to our experts at 1800572126 to help ease your experience with studying abroad.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td colspan=\"2\"><strong>Additional Blogs<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/money-transfer\/forex-card\/what-is-web-pin-in-hdfc-forex-card\/\"><strong>What is Web PIN in HDFC Forex Card: Its Work, &amp; How to Set Up<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/money-transfer\/forex-card\/axis-bank-forex-card\/\"><strong>Axis Bank Forex Card for Students: Features, Benefits, Charges<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/money-transfer\/american-express-forex-card\/\"><strong>What is American Express Forex Card? 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With accommodation, tuition, and living expenses varying significantly by state and university, keeping your costs under control is essential. While you may arrive in the U.S. with a bank account from your home &#8230; <a title=\"Bank of America International Student Account: Benefits, Requirements, and More\" class=\"read-more\" href=\"https:\/\/fly.finance\/blog\/education-loan\/bank-of-america-international-student-account\/\" aria-label=\"Read more about Bank of America International Student Account: Benefits, Requirements, and More\">Read more<\/a><\/p>\n","protected":false},"author":16,"featured_media":19565,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[],"class_list":["post-4501","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education-loan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Bank of America International Student Account: Benefits, Eligibility, and More<\/title>\n<meta name=\"description\" content=\"Open a Bank of America international student account in 2025 with no SSN. Learn benefits, requirements, and how to save on fees as a student.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fly.finance\/blog\/education-loan\/bank-of-america-international-student-account\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bank of America International Student Account: Benefits, Requirements, and More\" \/>\n<meta property=\"og:description\" content=\"Open a Bank of America international student account in 2025 with no SSN. Learn benefits, requirements, and how to save on fees as a student.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fly.finance\/blog\/education-loan\/bank-of-america-international-student-account\/\" \/>\n<meta property=\"og:site_name\" content=\"Fly Finance\" \/>\n<meta property=\"article:published_time\" content=\"2023-05-27T10:04:02+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-04-26T12:01:30+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/flyblog.fly.finance\/uploads\/2023\/05\/Bank-of-America-International-Student-Account.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"640\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Biprojit Chakraborty\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Biprojit Chakraborty\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 minutes\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Bank of America International Student Account: Benefits, Eligibility, and More","description":"Open a Bank of America international student account in 2025 with no SSN. 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Instead, you can provide a foreign tax identification number (FTIN), passport number, or consular ID, along with other required documents like a foreign passport and proof of U.S. address.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/bank-of-america-international-student-account\/#faq-question-1745664298782","position":2,"url":"https:\/\/fly.finance\/blog\/education-loan\/bank-of-america-international-student-account\/#faq-question-1745664298782","name":"What is the minimum deposit required for a Bank of America international student account?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The Bank of America Advantage SafeBalance Banking\u00ae account requires a USD 25 minimum opening deposit, while the Advantage Plus Banking\u00ae account requires USD 100. Both Bank of America international student account waive monthly maintenance fees for students under 25.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/bank-of-america-international-student-account\/#faq-question-1745664345064","position":3,"url":"https:\/\/fly.finance\/blog\/education-loan\/bank-of-america-international-student-account\/#faq-question-1745664345064","name":"Are there any fees for international students using a Bank of America account?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Students under 25 avoid monthly maintenance fees for Bank of America international student account. However, you may incur a USD 2.50 fee for domestic non-Bank of America ATM use, USD 5 for international ATM withdrawals, and a 3% international transaction fee for debit card purchases abroad.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/bank-of-america-international-student-account\/#faq-question-1745664375234","position":4,"url":"https:\/\/fly.finance\/blog\/education-loan\/bank-of-america-international-student-account\/#faq-question-1745664375234","name":"Can I open a Bank of America international student account online?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"No, international students must visit a Bank of America financial center in person to open an account due to documentation requirements. Schedule an appointment online or call.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/bank-of-america-international-student-account\/#faq-question-1745664299519","position":5,"url":"https:\/\/fly.finance\/blog\/education-loan\/bank-of-america-international-student-account\/#faq-question-1745664299519","name":"How can I send money internationally with a Bank of America student account?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"You can initiate international wire transfers through online banking, the mobile app, or at a financial center. Fees typically range from USD 16\u2013USD 45, depending on the currency and method. Alternatives like Wise may offer lower fees for smaller transfers.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/4501","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/users\/16"}],"replies":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/comments?post=4501"}],"version-history":[{"count":10,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/4501\/revisions"}],"predecessor-version":[{"id":19564,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/4501\/revisions\/19564"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media\/19565"}],"wp:attachment":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media?parent=4501"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/categories?post=4501"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/tags?post=4501"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}