{"id":3264,"date":"2023-03-31T13:17:46","date_gmt":"2023-03-31T07:47:46","guid":{"rendered":"https:\/\/fly.finance\/blog\/?p=3264"},"modified":"2025-05-07T17:32:27","modified_gmt":"2025-05-07T12:02:27","slug":"boa-international-wire-transfer","status":"publish","type":"post","link":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/","title":{"rendered":"BOA International Wire Transfer: Key Features, How to Do it &amp; More!"},"content":{"rendered":"\n<p>Bank of America (BOA) offers a reliable international wire transfer service for account holders, enabling secure money transfers to over 200 countries in more than 140 currencies. Whether you&#8217;re sending funds to family, paying overseas vendors, or managing international expenses, BOA international wire transfer feature provides a convenient solution through online banking or the BOA mobile app. <\/p>\n\n\n\n<p>This guide covers everything you need to know about BOA international wire transfers, including step-by-step instructions, fees, limits, and cost-effective alternatives.<\/p>\n\n\n\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2 id=\"table-of-contents\">Table of contents<\/h2><ul><li><a href=\"#h-what-is-a-bank-of-america-international-wire-transfer\" data-level=\"2\">What Is a Bank of America International Wire Transfer?<\/a><ul><li><a href=\"#h-key-features-of-boa-international-wire-transfers\" data-level=\"3\">Key Features of BOA International Wire Transfers<\/a><\/li><\/ul><\/li><li><a href=\"#h-how-to-send-an-international-wire-transfer-with-bank-of-america\" data-level=\"2\">How to Send an International Wire Transfer with Bank of America<\/a><ul><li><a href=\"#h-tips-for-a-smooth-transfer-with-boa-wire-transfer\" data-level=\"3\">Tips for a Smooth Transfer with BOA Wire Transfer<\/a><\/li><\/ul><\/li><li><a href=\"#h-what-are-boa-international-wire-transfer-fees-and-limits\" data-level=\"2\">What Are BOA International Wire Transfer Fees and Limits?<\/a><ul><li><a href=\"#h-fees-for-international-wire-transfers-with-boa\" data-level=\"3\">Fees for International Wire Transfers with BOA<\/a><\/li><li><a href=\"#h-transfer-limits-with-boa-international-wire-transfer\" data-level=\"3\">Transfer Limits with BOA International Wire Transfer<\/a><\/li><li><a href=\"#h-hidden-costs-to-watch-for-boa-wire-transfer\" data-level=\"3\">Hidden Costs to Watch For BOA Wire Transfer<\/a><\/li><\/ul><\/li><li><a href=\"#h-how-to-track-boa-international-wire-transfer\" data-level=\"2\">How to Track BOA International Wire Transfer?<\/a><\/li><li><a href=\"#h-faqs-about-boa-international-wire-transfers\" data-level=\"2\">FAQs About BOA International Wire Transfers<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-a-bank-of-america-international-wire-transfer\"><span id=\"what-is-a-bank-of-america-international-wire-transfer\">What Is a Bank of America International Wire Transfer?<\/span><\/h2>\n\n\n\n<p>A BOA <strong><a href=\"https:\/\/fly.finance\/blog\/money-transfer\/faqs-on-international-wire-transfer\/\">international wire transfer<\/a> <\/strong>allows account holders to send money electronically to a recipient\u2019s bank account abroad. Unlike some services that offer cash pickup or home delivery, BOA transfers are strictly bank-to-bank, ensuring security and reliability.<\/p>\n\n\n\n<p>Transfers can be initiated via BOA\u2019s online banking platform or mobile app, but not in-person at branches for international wires, making digital access essential.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-key-features-of-boa-international-wire-transfers\"><span id=\"key-features-of-boa-international-wire-transfers\">Key Features of BOA International Wire Transfers<\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Global Reach<\/strong>: Send money to over 200 countries in 140+ currencies.<\/li>\n\n\n\n<li><strong>Secure Transactions<\/strong>: Transfers are processed through the <a href=\"https:\/\/fly.finance\/blog\/money-transfer\/swift-wire-transfer\/\"><strong>SWIFT wire transfer<\/strong><\/a>, ensuring safety.<\/li>\n\n\n\n<li><strong>Online Convenience<\/strong>: Initiate transfers anytime via online banking or the BOA app.<\/li>\n\n\n\n<li><strong>Exchange Rate Advantage<\/strong>: Online transfers often offer better exchange rates than in-branch transactions.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read:&nbsp;<\/strong><a href=\"https:\/\/fly.finance\/blog\/money-transfer\/how-to-transfer-money-to-a-foreign-university\/\"><\/a><strong><a href=\"https:\/\/fly.finance\/blog\/money-transfer\/difference-between-eft-and-bank-wire-transfer\/\">Difference between EFT and Bank Wire Transfer<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-send-an-international-wire-transfer-with-bank-of-america\"><span id=\"how-to-send-an-international-wire-transfer-with-bank-of-america\">How to Send an International Wire Transfer with Bank of America<\/span><\/h2>\n\n\n\n<p><a href=\"https:\/\/fly.finance\/blog\/money-transfer\/how-does-international-money-transfer-work\/\"><\/a>Now, you might be wondering that <a href=\"https:\/\/fly.finance\/blog\/money-transfer\/how-does-international-money-transfer-work\/\"><strong>how does international money transfer work<\/strong><\/a> with Bank of America? To send money abroad using BOA\u2019s online banking or mobile app, make sure you have the recipient\u2019s bank details and initiate the transfer before the daily cut-off time of 5 p.m. EST for timely processing. Here is step-by-step guide for BOA international wire transfer:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Log In<\/strong>: Access your BOA online banking account or mobile app.<\/li>\n\n\n\n<li><strong>Navigate to Transfers<\/strong>: Go to the \u201cPay &amp; Transfer\u201d tab and select \u201cWire\/ACH (U.S. or international).\u201d<\/li>\n\n\n\n<li><strong>Accept Service Agreement<\/strong>: Review and agree to BOA\u2019s Service Agreement for first-time transfers.<\/li>\n\n\n\n<li><strong>Add Recipient Details<\/strong>:\n<ul class=\"wp-block-list\">\n<li>Select \u201cInternational\u201d and choose the recipient\u2019s country.<\/li>\n\n\n\n<li>Indicate the currency of the recipient\u2019s account (<a href=\"https:\/\/leverageedu.com\/discover\/general-knowledge\/usd-full-form\/\"><strong>USD<\/strong><\/a> or foreign currency).<\/li>\n\n\n\n<li>Enter the recipient\u2019s bank details, including account number, SWIFT\/BIC code, and bank address.<\/li>\n\n\n\n<li>Provide the recipient\u2019s personal information (e.g., name and address linked to the account).<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Save Recipient<\/strong>: Click \u201cAdd Account\u201d to store the recipient\u2019s details for future transfers.<\/li>\n\n\n\n<li><strong>Initiate Transfer<\/strong>:\n<ul class=\"wp-block-list\">\n<li>Select your BOA account and the recipient\u2019s account.<\/li>\n\n\n\n<li>Enter the transfer amount.<\/li>\n\n\n\n<li>Review and confirm details, checking the terms and conditions box.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Submit<\/strong>: Click \u201cMake Transfer\u201d to complete the process.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-tips-for-a-smooth-transfer-with-boa-wire-transfer\"><span id=\"tips-for-a-smooth-transfer-with-boa-wire-transfer\">Tips for a Smooth Transfer with BOA Wire Transfer<\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Double-Check Details<\/strong>: Ensure the SWIFT\/BIC code and account number are accurate to avoid delays or rejections.<\/li>\n\n\n\n<li><strong>Use SafePass<\/strong>: For transfers over USD 1,000, enroll in BOA\u2019s SafePass for an extra layer of security via a one-time passcode.<\/li>\n\n\n\n<li><strong>Meet Cut-Off Times<\/strong>: Submit transfers before 5 p.m. EST for processing the same or next business day.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-boa-international-wire-transfer-fees-and-limits\"><span id=\"what-are-boa-international-wire-transfer-fees-and-limits\">What Are BOA International Wire Transfer Fees and Limits?<\/span><\/h2>\n\n\n\n<p>Understanding the fees and limits associated with BOA international wire transfers is crucial for managing costs. Below is a detailed breakdown based on the latest available data.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-fees-for-international-wire-transfers-with-boa\"><span id=\"fees-for-international-wire-transfers-with-boa\">Fees for International Wire Transfers with BOA<\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><th><strong>Transfer Type<\/strong><\/th><th><strong>Fee<\/strong><\/th><\/tr><tr><td>Outbound in USD<\/td><td>USD 45 per transfer<\/td><\/tr><tr><td>Outbound in Foreign Currency<\/td><td>USD 0 (exchange rate markup applies)<\/td><\/tr><tr><td>Inbound (Receiving)<\/td><td>USD 15 per transfer<\/td><\/tr><tr><td>Intermediary Bank Fees (if applicable)<\/td><td>USD 10\u2013USD 100 (varies by bank)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Note<\/strong>: BOA waives the outbound fee for transfers in foreign currency but applies a 5\u20137% exchange rate markup, which can increase costs. Always compare the displayed rate with the mid-market rate to understand the total cost.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-transfer-limits-with-boa-international-wire-transfer\"><span id=\"transfer-limits-with-boa-international-wire-transfer\">Transfer Limits with BOA International Wire Transfer<\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><th><strong>Account Type<\/strong><\/th><th><strong>Daily Limit<\/strong><\/th><\/tr><tr><td>Individual Customers<\/td><td>USD 1,000 (INR ~83,500)<\/td><\/tr><tr><td>Small Businesses<\/td><td>USD 5,000 (INR ~417,500)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Increasing Limits<\/strong>: Enroll in BOA\u2019s SafePass or Secured Transfer to raise limits. Private banking or Merrill account holders may qualify for higher limits with additional security measures (e.g., USB security key).<\/li>\n\n\n\n<li><strong>Monthly Limits<\/strong>: BOA may cap total wire transfers at USD 1 million per month, depending on account type. Contact BOA for specifics.<\/li>\n\n\n\n<li><strong>No Receiving Limit<\/strong>: There\u2019s no limit on incoming international wire transfers.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-hidden-costs-to-watch-for-boa-wire-transfer\"><span id=\"hidden-costs-to-watch-for-boa-wire-transfer\">Hidden Costs to Watch For BOA Wire Transfer<\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Exchange Rate Markup<\/strong>: BOA adds a 5\u20137% margin on the mid-market rate for foreign currency transfers.<\/li>\n\n\n\n<li><strong>Intermediary Fees<\/strong>: SWIFT network transfers may incur fees from correspondent banks, typically USD 10\u2013USD 100.<\/li>\n\n\n\n<li><strong>Currency Conversion Fees<\/strong>: If sending USD to a non-USD account, additional conversion fees may apply.<\/li>\n<\/ul>\n\n\n\n<h2 id=\"how-long-does-a-boa-international-wire-transfer-take\" class=\"wp-block-heading\">How Long Does a BOA International Wire Transfer Take?<\/h2>\n\n\n\n<p>The BOA International wire transfers typically take 1\u20132 business days to reach the recipient\u2019s account if initiated before the 5 p.m. EST cut-off. Processing times may vary based on:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The recipient\u2019s country and bank.<\/li>\n\n\n\n<li>Intermediary banks in the SWIFT network.<\/li>\n\n\n\n<li>Accuracy of provided details (e.g., SWIFT code or IBAN).<\/li>\n<\/ul>\n\n\n\n<p>For faster processing, ensure all information is correct and consider sending in the recipient\u2019s local currency to avoid conversion delays.<\/p>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read: <a href=\"https:\/\/fly.finance\/blog\/money-transfer\/money-transfer-from-usa-to-india\/\">How to Do Money Transfer from USA to India in 2025?<\/a><\/strong><\/p>\n\n\n\n<h2 id=\"system-requirements-for-boa-wire-transfers\" class=\"wp-block-heading\">System Requirements for BOA Wire Transfers<\/h2>\n\n\n\n<p>To ensure a seamless transfer experience, use the following supported operating systems and browsers:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><th><strong>Operating System<\/strong><\/th><th><strong>Supported Browsers<\/strong><\/th><\/tr><tr><td>Mac OS 10.9 or higher<\/td><td>Safari 14.x, Chrome 93, Firefox 93, Edge 96<\/td><\/tr><tr><td>Windows 7 or higher<\/td><td>Chrome 93, Firefox 93, Edge 96<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Tip<\/strong>: Keep your browser updated to avoid compatibility issues during transfers.<\/p>\n\n\n\n<h2 id=\"how-to-receive-an-international-wire-transfer-with-boa\" class=\"wp-block-heading\">How to Receive an International Wire Transfer with BOA<\/h2>\n\n\n\n<p>To receive an international wire transfer with Bank of America, provide the sender with:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Your BOA Account Number<\/strong>: Full account number, including zeros.<\/li>\n\n\n\n<li><strong>SWIFT Code<\/strong>:\n<ul class=\"wp-block-list\">\n<li>USD: BOFAUS3N<\/li>\n\n\n\n<li>Foreign Currency: BOFAUS6S<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Bank Address<\/strong>:\n<ul class=\"wp-block-list\">\n<li>USD: Bank of America, N.A., 222 Broadway, New York, NY 10038<\/li>\n\n\n\n<li>Foreign Currency: Bank of America, N.A., 555 California St., San Francisco, CA 94104<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Note<\/strong>: Incoming transfers incur a USD 15 fee, and intermediary banks may deduct additional fees.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-track-boa-international-wire-transfer\"><span id=\"how-to-track-boa-international-wire-transfer\">How to Track BOA International Wire Transfer?<\/span><\/h2>\n\n\n\n<p>Tracking BOA international wire transfer is straightforward if you follow these steps. Since BOA doesn\u2019t provide a real-time tracking number like some apps, you\u2019ll need to use their online tools, contact customer service, or request a trace. <\/p>\n\n\n\n<p>Here\u2019s a clear guide for students <strong><a href=\"https:\/\/fly.finance\/blog\/money-transfer\/track-international-wire-transfer\/\">how to<\/a> <a href=\"https:\/\/fly.finance\/blog\/money-transfer\/track-international-wire-transfer\/\">track international wire transfer<\/a><\/strong> with BOA:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Gather Key Information<\/strong><br>To track your transfer, collect these details:\n<ul class=\"wp-block-list\">\n<li><strong>Federal Reference Number (IMAD\/OMAD)<\/strong>: A unique code from BOA\u2019s confirmation email or receipt.<\/li>\n\n\n\n<li><strong>Date and Amount<\/strong>: When you sent the money and how much.<\/li>\n\n\n\n<li><strong>Recipient\u2019s Details<\/strong>: Their full name, bank name, account number, and SWIFT code (e.g., BOFAUS3N for USD, BOFAUS6S for other currencies).<\/li>\n\n\n\n<li><strong>Your Details<\/strong>: Your BOA account number.<\/li>\n\n\n\n<li><strong>SWIFT MT103 (if needed)<\/strong>: A payment record you can request from BOA for detailed tracking.<br><strong><em>Tip<\/em>: <\/strong>If you don\u2019t have the Federal Reference Number, call BOA with the date, amount, and recipient info to get it.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Check Online or on the BOA App<\/strong><br>Use BOA\u2019s website or mobile app to view the transfer\u2019s status:\n<ul class=\"wp-block-list\">\n<li><strong>Online Banking<\/strong>: Log in at www.bankofamerica.com, go to \u201cTransfers\u201d or \u201cPay &amp; Transfer,\u201d and check \u201cTransfer Activity.\u201d Look for \u201cScheduled,\u201d \u201cIn Progress,\u201d or \u201cCompleted.\u201d<\/li>\n\n\n\n<li><strong>Mobile App<\/strong>: Open the BOA app, tap \u201cPay &amp; Transfer,\u201d then \u201cActivity\u201d to find your transfer.<br><em>Note<\/em>: International transfers may not update in real-time since they take 1\u20135 days due to other banks involved.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Contact BOA for Help<\/strong><br>If the status isn\u2019t clear or the transfer is delayed:\n<ul class=\"wp-block-list\">\n<li><strong>Call<\/strong>: Dial 1-800-432-1000 (U.S.) or +1-315-724-4022 (international, collect calls accepted). Share the Federal Reference Number, date, amount, and recipient\u2019s bank details.<\/li>\n\n\n\n<li><strong>Visit a Branch<\/strong>: Bring your details to a BOA location for in-person help.<\/li>\n\n\n\n<li>BOA can trace the payment through the SWIFT network or intermediary banks to find out if it\u2019s in transit or delivered.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Use SWIFT GPI or MT103 for Detailed Tracking<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>SWIFT GPI<\/strong>: Ask BOA if your transfer uses SWIFT Global Payments Innovation, which offers better tracking. You\u2019ll need the Unique End-to-End Transaction Reference (UETR) number.<\/li>\n\n\n\n<li><strong>MT103 Document<\/strong>: Request this payment record from BOA for a full trace (may cost a fee).<\/li>\n\n\n\n<li>Provide the Federal Reference Number or UETR, and BOA will check the payment\u2019s progress.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Look for Updates<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>Email<\/strong>: Save BOA\u2019s confirmation email with the Federal Reference Number.<\/li>\n\n\n\n<li><strong>Recipient<\/strong>: Ask them to confirm with their bank, as transfers take 1\u20132 days (up to 5 days).<\/li>\n\n\n\n<li><strong>Proof<\/strong>: Check online banking, emails, or statements for delivery confirmation.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Fix Issues if Delayed<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>Verify Details<\/strong>: Ensure the recipient\u2019s account number, SWIFT code, or IBAN is correct.<\/li>\n\n\n\n<li><strong>Intermediary Banks<\/strong>: Other banks may hold funds for checks or fees\u2014BOA\u2019s trace can find them.<\/li>\n\n\n\n<li><strong>Compliance<\/strong>: Large transfers or certain countries may face security delays.<\/li>\n\n\n\n<li><strong>Recipient\u2019s Bank<\/strong>: If BOA confirms the transfer was sent, the recipient should check with their bank.<\/li>\n\n\n\n<li><strong>Complain<\/strong>: If there\u2019s an error, contact BOA within 180 days. They\u2019ll investigate and update you within 90 days.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n\n\n\n<p><strong>Additional Info:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Time<\/strong>: Transfers take 1\u20132 days, but delays can extend to 5 days due to holidays or bank checks.<\/li>\n\n\n\n<li><strong>Fees<\/strong>: Tracing may cost extra; sending wires costs USD 35 (foreign currency) or USD 45; receiving may cost USD 15.<\/li>\n\n\n\n<li><strong>SWIFT Codes<\/strong>: BOFAUS3N (USD, New York) or BOFAUS6S (foreign currency, San Francisco).<\/li>\n\n\n\n<li><strong>Tips<\/strong>: Save all emails\/receipts, double-check recipient details, and be patient. Visit a branch if you\u2019re unsure.<\/li>\n<\/ul>\n\n\n\n<p><strong>Are you looking to transfer money abroad but not sure which payment method to use?\u00a0<\/strong><a href=\"https:\/\/fly.finance\/\"><strong>Fly Finance<\/strong><\/a><strong>\u00a0would undoubtedly prove beneficial for you.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs-about-boa-international-wire-transfers\"><span id=\"faqs-about-boa-international-wire-transfers\">FAQs About BOA International Wire Transfers<\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1680247983483\"><strong class=\"schema-faq-question\">Does Bank of America allow international wire transfers?<\/strong> <p class=\"schema-faq-answer\">Yes. Bank of America allow international wire transfers and BOA account holders can send and receive international wires in USD and foreign currencies.\u00a0<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1680248001800\"><strong class=\"schema-faq-question\">Does Bank of America has an international wire limit?<\/strong> <p class=\"schema-faq-answer\">Ans. Yes. Individual customers can transfer USD 1,000 and small businesses can transfer USD 5,000 within 24 hours. These limits can be increased by enrolling in the SafePass Security Scheme of the bank.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1680248032096\"><strong class=\"schema-faq-question\">How to receive a wire transfer from Bank of America?<\/strong> <p class=\"schema-faq-answer\">Ans. The recipient must have savings or an online checking account of BOA to receive a\u00a0 wire transfer. The recipient must provide the SWIFT code for BOA to receive incoming international wire transfers.\u00a0<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1746521295753\"><strong class=\"schema-faq-question\">What Are the International Wire Transfer Limits at BOA?<\/strong> <p class=\"schema-faq-answer\">The international wire transfer limits at BOA for individual customers are limited to USD 1,000 per day, while small businesses can send up to USD 5,000. Limits can be increased via SafePass or Secured Transfer enrollment.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1746521296723\"><strong class=\"schema-faq-question\">How long does a Bank of America international wire transfer take?<\/strong> <p class=\"schema-faq-answer\">BOA international wire transfers typically take 1\u20132 business days if initiated before 5 p.m. EST. Delays may occur due to intermediary banks or incorrect details.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1746610945136\"><strong class=\"schema-faq-question\">How much does BOA charge for international transfer?<\/strong> <p class=\"schema-faq-answer\">Bank of America generally charges USD 45 for outbound international wires, with no fee for foreign currency transfers. Inbound wires cost USD 15-USD 16. Intermediary bank fees (USD 10-USD 100) and exchange rate markups (5%-7%) may also apply.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1746610951898\"><strong class=\"schema-faq-question\">How long do international wire transfers take?<\/strong> <p class=\"schema-faq-answer\">International wire transfers via Bank of America typically take 1-5 business days, based on the destination, intermediary banks, and recipient processing. Wires initiated before 5 PM EST are processed same-day; otherwise, processing begins the next business day.<\/p> <\/div> <\/div>\n\n\n\n<p>To learn more about <a href=\"https:\/\/fly.finance\/international-bank-account\"><strong>bank accounts for students<\/strong><\/a>, the best <a href=\"https:\/\/fly.finance\/loans\"><strong>education loans<\/strong><\/a>, <a href=\"https:\/\/fly.finance\/forex\"><strong>forex<\/strong>,<\/a> banking experience for global students, or international money transfers, reach out to our experts at 1800572126 to help ease your experience with studying abroad.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td colspan=\"2\"><strong>Additional Blogs<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/money-transfer\/foreign-exchange-while-studying-abroad\/\"><strong>Tips to save money on Foreign Exchange while studying abroad<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/foreign-exchange-companies-in-the-world\/\"><strong>Top 10 Foreign Exchange Companies in the World 2025<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/money-transfer\/swift-wire-transfer\/\"><strong>What is SWIFT Wire Transfer?<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/money-transfer\/american-express-forex-card\/\"><strong>What is American Express Forex Card? Types, Fees, and Charges<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/money-transfer\/terms-related-to-international-money-transfer\/\"><strong>Common International Money Transfer Terms<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/money-transfer\/best-forex-cards-to-use-in-australia\/\"><strong>Best Forex Cards to Use in Australia: Features, Types, Charges<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/money-transfer\/sbi-foreign-travel-card\/\"><strong>SBI Foreign Travel Card: Benefits, Charges, Limits<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/money-transfer\/forex-card\/best-forex-cards-with-international-lounge-access\/\"><strong>Best Forex Cards With International Lounge Access for Stress-Free Travel in 2025<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/how-to-get-an-education-loan\/\"><strong>How to Get an Education Loan<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/money-transfer\/forex-cards-for-indian-students-in-ireland\/\"><strong>Best Forex Cards for Indian Students in Ireland<\/strong><\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Bank of America (BOA) offers a reliable international wire transfer service for account holders, enabling secure money transfers to over 200 countries in more than 140 currencies. Whether you&#8217;re sending funds to family, paying overseas vendors, or managing international expenses, BOA international wire transfer feature provides a convenient solution through online banking or the BOA &#8230; <a title=\"BOA International Wire Transfer: Key Features, How to Do it &amp; More!\" class=\"read-more\" href=\"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/\" aria-label=\"Read more about BOA International Wire Transfer: Key Features, How to Do it &amp; More!\">Read more<\/a><\/p>\n","protected":false},"author":15,"featured_media":19785,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[47],"tags":[],"class_list":["post-3264","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money-transfer"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>BOA International Wire Transfer: Key Features, How to Do it &amp; More!<\/title>\n<meta name=\"description\" content=\"Discover all about the BOA International Wire Transfer including pricing, BOA money transfer partners, and more.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"BOA International Wire Transfer: Key Features, How to Do it &amp; More!\" \/>\n<meta property=\"og:description\" content=\"Discover all about the BOA International Wire Transfer including pricing, BOA money transfer partners, and more.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/\" \/>\n<meta property=\"og:site_name\" content=\"Fly Finance\" \/>\n<meta property=\"article:published_time\" content=\"2023-03-31T07:47:46+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-05-07T12:02:27+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/flyblog.fly.finance\/uploads\/2023\/03\/BOA-International-Wire-Transfer.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"640\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Ankita Singh\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ankita Singh\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 minutes\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"BOA International Wire Transfer: Key Features, How to Do it & More!","description":"Discover all about the BOA International Wire Transfer including pricing, BOA money transfer partners, and more.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/","og_locale":"en_US","og_type":"article","og_title":"BOA International Wire Transfer: Key Features, How to Do it &amp; More!","og_description":"Discover all about the BOA International Wire Transfer including pricing, BOA money transfer partners, and more.","og_url":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/","og_site_name":"Fly Finance","article_published_time":"2023-03-31T07:47:46+00:00","article_modified_time":"2025-05-07T12:02:27+00:00","og_image":[{"width":1024,"height":640,"url":"https:\/\/flyblog.fly.finance\/uploads\/2023\/03\/BOA-International-Wire-Transfer.webp","type":"image\/webp"}],"author":"Ankita Singh","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Ankita Singh","Est. reading time":"9 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/#article","isPartOf":{"@id":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/"},"author":{"name":"Ankita Singh","@id":"https:\/\/fly.finance\/blog\/#\/schema\/person\/1632adf7a989749abf9729065c08b66f"},"headline":"BOA International Wire Transfer: Key Features, How to Do it &amp; More!","datePublished":"2023-03-31T07:47:46+00:00","dateModified":"2025-05-07T12:02:27+00:00","mainEntityOfPage":{"@id":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/"},"wordCount":2051,"commentCount":0,"publisher":{"@id":"https:\/\/fly.finance\/blog\/#organization"},"image":{"@id":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/#primaryimage"},"thumbnailUrl":"https:\/\/flyblog.fly.finance\/uploads\/2023\/03\/BOA-International-Wire-Transfer.webp","articleSection":["International Money Transfer"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/#respond"]}],"accessibilityFeature":["tableOfContents"]},{"@type":["WebPage","FAQPage"],"@id":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/","url":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/","name":"BOA International Wire Transfer: Key Features, How to Do it & More!","isPartOf":{"@id":"https:\/\/fly.finance\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/#primaryimage"},"image":{"@id":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/#primaryimage"},"thumbnailUrl":"https:\/\/flyblog.fly.finance\/uploads\/2023\/03\/BOA-International-Wire-Transfer.webp","datePublished":"2023-03-31T07:47:46+00:00","dateModified":"2025-05-07T12:02:27+00:00","description":"Discover all about the BOA International Wire Transfer including pricing, BOA money transfer partners, and more.","breadcrumb":{"@id":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/#breadcrumb"},"mainEntity":[{"@id":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/#faq-question-1680247983483"},{"@id":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/#faq-question-1680248001800"},{"@id":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/#faq-question-1680248032096"},{"@id":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/#faq-question-1746521295753"},{"@id":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/#faq-question-1746521296723"},{"@id":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/#faq-question-1746610945136"},{"@id":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/#faq-question-1746610951898"}],"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/#primaryimage","url":"https:\/\/flyblog.fly.finance\/uploads\/2023\/03\/BOA-International-Wire-Transfer.webp","contentUrl":"https:\/\/flyblog.fly.finance\/uploads\/2023\/03\/BOA-International-Wire-Transfer.webp","width":1024,"height":640,"caption":"BOA International Wire Transfer"},{"@type":"BreadcrumbList","@id":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/fly.finance\/blog\/"},{"@type":"ListItem","position":2,"name":"International Money Transfer","item":"https:\/\/fly.finance\/blog\/category\/money-transfer\/"},{"@type":"ListItem","position":3,"name":"BOA International Wire Transfer: Key Features, How to Do it &amp; More!"}]},{"@type":"WebSite","@id":"https:\/\/fly.finance\/blog\/#website","url":"https:\/\/fly.finance\/blog\/","name":"Fly Finance","description":"Explore blogs related to Education Loan, Student Bank Account, International Money Transfer, Scholarships along with latest news at Fly Finance.","publisher":{"@id":"https:\/\/fly.finance\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/fly.finance\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/fly.finance\/blog\/#organization","name":"Fly Finance","url":"https:\/\/fly.finance\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fly.finance\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2024\/01\/29151141\/Fly-Finance-Logo-1.webp","contentUrl":"https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2024\/01\/29151141\/Fly-Finance-Logo-1.webp","width":1080,"height":1080,"caption":"Fly Finance"},"image":{"@id":"https:\/\/fly.finance\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/fly.finance\/blog\/#\/schema\/person\/1632adf7a989749abf9729065c08b66f","name":"Ankita Singh","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/f4b0c0570aa07aff150aa19efe14ee3b9468394aefb20ed3702e6b58fbeb1509?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/f4b0c0570aa07aff150aa19efe14ee3b9468394aefb20ed3702e6b58fbeb1509?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/f4b0c0570aa07aff150aa19efe14ee3b9468394aefb20ed3702e6b58fbeb1509?s=96&d=mm&r=g","caption":"Ankita Singh"},"url":"https:\/\/fly.finance\/blog\/author\/ankitasingh\/"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/#faq-question-1680247983483","position":1,"url":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/#faq-question-1680247983483","name":"Does Bank of America allow international wire transfers?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes. Bank of America allow international wire transfers and BOA account holders can send and receive international wires in USD and foreign currencies.\u00a0","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/#faq-question-1680248001800","position":2,"url":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/#faq-question-1680248001800","name":"Does Bank of America has an international wire limit?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Ans. Yes. Individual customers can transfer USD 1,000 and small businesses can transfer USD 5,000 within 24 hours. These limits can be increased by enrolling in the SafePass Security Scheme of the bank.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/#faq-question-1680248032096","position":3,"url":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/#faq-question-1680248032096","name":"How to receive a wire transfer from Bank of America?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Ans. The recipient must have savings or an online checking account of BOA to receive a\u00a0 wire transfer. The recipient must provide the SWIFT code for BOA to receive incoming international wire transfers.\u00a0","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/#faq-question-1746521295753","position":4,"url":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/#faq-question-1746521295753","name":"What Are the International Wire Transfer Limits at BOA?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The international wire transfer limits at BOA for individual customers are limited to USD 1,000 per day, while small businesses can send up to USD 5,000. Limits can be increased via SafePass or Secured Transfer enrollment.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/#faq-question-1746521296723","position":5,"url":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/#faq-question-1746521296723","name":"How long does a Bank of America international wire transfer take?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"BOA international wire transfers typically take 1\u20132 business days if initiated before 5 p.m. EST. Delays may occur due to intermediary banks or incorrect details.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/#faq-question-1746610945136","position":6,"url":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/#faq-question-1746610945136","name":"How much does BOA charge for international transfer?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Bank of America generally charges USD 45 for outbound international wires, with no fee for foreign currency transfers. Inbound wires cost USD 15-USD 16. Intermediary bank fees (USD 10-USD 100) and exchange rate markups (5%-7%) may also apply.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/#faq-question-1746610951898","position":7,"url":"https:\/\/fly.finance\/blog\/money-transfer\/boa-international-wire-transfer\/#faq-question-1746610951898","name":"How long do international wire transfers take?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"International wire transfers via Bank of America typically take 1-5 business days, based on the destination, intermediary banks, and recipient processing. Wires initiated before 5 PM EST are processed same-day; otherwise, processing begins the next business day.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/3264","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/users\/15"}],"replies":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/comments?post=3264"}],"version-history":[{"count":11,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/3264\/revisions"}],"predecessor-version":[{"id":19784,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/3264\/revisions\/19784"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media\/19785"}],"wp:attachment":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media?parent=3264"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/categories?post=3264"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/tags?post=3264"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}