{"id":20314,"date":"2025-06-23T10:51:12","date_gmt":"2025-06-23T05:21:12","guid":{"rendered":"https:\/\/fly.finance\/blog\/?p=20314"},"modified":"2025-08-02T15:38:03","modified_gmt":"2025-08-02T10:08:03","slug":"education-loan-college-list-for-abroad-studies","status":"publish","type":"post","link":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-college-list-for-abroad-studies\/","title":{"rendered":"Education Loan College List for Abroad Studies: Top Lenders &amp; Tips"},"content":{"rendered":"\n<p>Studying abroad provides access to world-class education and global career prospects, but it also involves considerable expenses, including tuition, housing, and travel. An education loan college list for abroad studies helps simplify the process by identifying institutions and countries where financial institutions readily provide funding.&nbsp;<\/p>\n\n\n\n<p>This guide explores all about education loan college list for abroad studies, how education loans work, lists eligible countries and institutions, and offers practical steps to secure funding for your academic journey.<\/p>\n\n\n\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2 id=\"table-of-contents\">Table of contents<\/h2><ul><li><a href=\"#h-what-is-the-education-loan-college-list-for-abroad-studies\" data-level=\"2\">What Is The Education Loan College List for Abroad Studies?<\/a><\/li><li><a href=\"#h-top-lenders-offering-education-loans-for-approved-colleges-abroad\" data-level=\"2\">Top Lenders Offering Education Loans for Approved Colleges Abroad<\/a><\/li><li><a href=\"#h-education-loan-application-process-for-approved-abroad-college-list\" data-level=\"2\">Education Loan Application Process for Approved Abroad College List<\/a><\/li><li><a href=\"#h-tips-for-choosing-the-right-loan-and-institution\" data-level=\"2\">Tips for Choosing the Right Loan and Institution<\/a><\/li><li><a href=\"#h-faq\" data-level=\"2\">FAQ<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-is-the-education-loan-college-list-for-abroad-studies\"><span id=\"what-is-the-education-loan-college-list-for-abroad-studies\">What Is The Education Loan College List for Abroad Studies?<\/span><\/h2>\n\n\n\n<p>Selecting a university from an education loan college list for abroad studies increases the likelihood of loan approval. Banks and NBFCs often maintain lists of approved or premier institutions, particularly those ranked highly in global rankings like QS World University Rankings or Webometrics.&nbsp;<\/p>\n\n\n\n<p>Below are examples of universities commonly recognised by lenders for an education <a href=\"https:\/\/leverageedu.com\/blog\/loans-to-study-abroad\/\"><strong>loan to study abroad<\/strong><\/a>.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Country<\/strong><\/td><td><strong>Approved Universities<\/strong><\/td><\/tr><tr><td>United States<\/td><td><a href=\"https:\/\/leverageedu.com\/universities\/harvard-university\/\"><strong>Harvard University<\/strong><\/a>, MIT, <a href=\"https:\/\/leverageedu.com\/universities\/stanford-university\/\"><strong>Stanford University<\/strong><\/a>, UCLA, <a href=\"https:\/\/leverageedu.com\/universities\/university-of-california-berkeley\/\"><strong>University of California Berkeley<\/strong><\/a><\/td><\/tr><tr><td>United Kingdom<\/td><td><a href=\"https:\/\/leverageedu.com\/universities\/university-of-oxford-ou\/\"><strong>University of Oxford<\/strong><\/a>, <a href=\"https:\/\/leverageedu.com\/universities\/university-of-cambridge-cam-uk\/\"><strong>University of Cambridge<\/strong><\/a>, Imperial College, <a href=\"https:\/\/leverageedu.com\/universities\/the-university-of-edinburgh\/\"><strong>University of Edinburgh<\/strong><\/a><\/td><\/tr><tr><td>Canada<\/td><td>University of Toronto, <a href=\"https:\/\/leverageedu.com\/universities\/the-university-of-british-columbia-ubc\/\"><strong>University of British Columbia<\/strong><\/a>, <a href=\"https:\/\/leverageedu.com\/universities\/mcgill-university\/\"><strong>McGill University<\/strong><\/a><\/td><\/tr><tr><td>Australia<\/td><td><a href=\"https:\/\/leverageedu.com\/universities\/the-university-of-melbourne-unimelb\/\"><strong>University of Melbourne<\/strong><\/a>, Sydney, ANU<\/td><\/tr><tr><td>Germany<\/td><td><a href=\"https:\/\/leverageedu.com\/universities\/technical-university-of-munich-tum\/\"><strong>Technical University of Munich<\/strong><\/a>, Heidelberg University<\/td><\/tr><tr><td>Singapore<\/td><td>National University of Singapore, NTU<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Premier Institutions:<\/strong> Loans for top-ranked universities (e.g., QS Top 500) often come with lower interest rates (8.3%\u201310.15%) and no collateral for amounts up to INR 50 lakhs.<\/li>\n\n\n\n<li><strong>Non-Premier Institutions:<\/strong> Loans for other recognised universities may require collateral for amounts above INR 7.5 lakhs.<\/li>\n\n\n\n<li><strong>How to Verify:<\/strong> Check with lenders like SBI, Credila, or Axis Bank for their specific lists, or use the Vidya Lakshmi Portal for comprehensive details.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Also Read:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/fly.finance\/blog\/education-loan\/education-loan-for-cfa-abroad\/\"><strong>Education Loan for CFA Abroad: Eligibility &amp; Top Lenders<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/fly.finance\/blog\/education-loan\/tata-capital-education-loan-without-collateral\/\"><strong>Tata Capital Education Loan Without Collateral: Why Choose &amp; Eligibility<\/strong><\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-top-lenders-offering-education-loans-for-approved-colleges-abroad\"><span id=\"top-lenders-offering-education-loans-for-approved-colleges-abroad\">Top Lenders Offering Education Loans for Approved Colleges Abroad<\/span><\/h2>\n\n\n\n<p>Choosing the right lender is crucial for securing an education loan college list for studies abroad. Several public and private financial institutions offer tailored loan products with competitive terms. Below are some leading options.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Lender<\/strong><\/td><td><strong>Loan Amount<\/strong><\/td><td><strong>Interest Rate<\/strong><\/td><\/tr><tr><td>State Bank of India<\/td><td>Up to INR 1.5 Cr (with collateral)No collateral for premier institutes up to INR 50 lakhs<\/td><td>9.65%\u201310.15%<\/td><\/tr><tr><td>Punjab National Bank<\/td><td>Up to INR 2 Cr (with collateral), Covers 50 listed universities with low rates<\/td><td>9.25%<\/td><\/tr><tr><td>Credila<\/td><td>Up to 100% finance, covering tuition fees &amp; ancillary expenses<\/td><td>9.75% p.a. onwards<\/td><\/tr><tr><td>Axis Bank<\/td><td>Up to INR 75 lakhs (unsecured)<br>Fast disbursal within 15 days<\/td><td>10.5%\u201313%<\/td><\/tr><tr><td>Union Bank of India<\/td><td>Up to INR 1.5 Cr (with collateral)<br>No processing fees for abroad studies<\/td><td>9.3%\u201310.5%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Public Banks:<\/strong> SBI and PNB offer lower interest rates and longer repayment tenures (up to 15 years).<\/li>\n\n\n\n<li><strong>Private NBFCs:<\/strong> Credila and Axis Bank provide faster processing and unsecured loan options for reputed institutions.<\/li>\n\n\n\n<li><strong>Government Schemes: <\/strong>Interest subsidies like Dr. Ambedkar Scheme for OBC\/EBC or PM-Vidyalaxmi for economically weaker sections (family income up to INR 8 lakhs) reduce financial burden.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-education-loan-application-process-for-approved-abroad-college-list\"><span id=\"education-loan-application-process-for-approved-abroad-college-list\">Education Loan Application Process for Approved Abroad College List<\/span><\/h2>\n\n\n\n<p>Applying for an education loan college list for studies abroad requires careful preparation. Following a structured approach ensures quick approval and disbursal. Here&#8217;s how to proceed.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Confirm Admission:<\/strong> Secure admission to a recognised university or college abroad.<\/li>\n\n\n\n<li><strong>Research Lenders: <\/strong>Compare banks and NBFCs based on interest rates, loan amounts, and approved institution lists.<\/li>\n\n\n\n<li><strong>Gather Documents:<\/strong>\n<ul class=\"wp-block-list\">\n<li>An admission letter from the university.<\/li>\n\n\n\n<li>Academic records (mark sheets, certificates).<\/li>\n\n\n\n<li>Proof of identity and address (Aadhaar, passport, utility bills).<\/li>\n\n\n\n<li>Co-applicant&#8217;s income proof or collateral documents (if required).<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Submit Application: <\/strong>Apply online via the bank&#8217;s website or Vidya Lakshmi Portal for a streamlined process.<\/li>\n\n\n\n<li><strong>Track Application: <\/strong>Monitor loan status through the lender&#8217;s portal or branch.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-tips-for-choosing-the-right-loan-and-institution\"><span id=\"tips-for-choosing-the-right-loan-and-institution\">Tips for Choosing the Right Loan and Institution<\/span><\/h2>\n\n\n\n<p>Selecting the right loan and institution from an education loan college list for abroad studies requires strategic planning. These tips help make informed decisions.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Check University Rankings:<\/strong> Opt for <a href=\"https:\/\/leverageedu.com\/universities\/top\/universities\/\"><strong>top universities &amp; colleges<\/strong><\/a> that are in the QS Top 1000 or Webometrics Top 3000 for better loan terms.<\/li>\n\n\n\n<li><strong>Compare Interest Rates:<\/strong> Public banks often offer lower rates than private NBFCs.<\/li>\n\n\n\n<li><strong>Evaluate Repayment Capacity:<\/strong> Use EMI calculators to estimate monthly payments and plan finances.<\/li>\n\n\n\n<li><strong>Explore Subsidies:<\/strong> Apply for government schemes like PM-Vidyalaxmi or Dr. Ambedkar Interest Subsidy for eligible categories.<\/li>\n\n\n\n<li><strong>Consult Experts:<\/strong> Platforms like Zolve or GyanDhan provide guidance on loan options and university selection.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Also Read:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/fly.finance\/blog\/education-loan\/how-education-loan-insurance-eases-financial-stress\/\"><strong>How Education Loan Insurance Eases Financial Stress<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/fly.finance\/blog\/education-loan\/ubi-education-loan-vs-yes-bank-education-loan\/\"><strong>UBI Education Loan Vs Yes Bank Education Loan<\/strong><\/a><\/li>\n<\/ul>\n\n\n\n<p>An education loan college list for abroad studies simplifies the journey to international education by highlighting approved institutions and trusted lenders. By choosing a recognised university in countries like the USA, UK, or Canada, and partnering with reliable lenders like SBI, Credila, or Axis Bank, you can fund your academic aspirations with confidence.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faq\"><span id=\"faq\">FAQ<\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1750654275305\"><strong class=\"schema-faq-question\">What is an education loan college list for abroad studies?<\/strong> <p class=\"schema-faq-answer\">An education loan college list for abroad studies is a curated list of universities and institutions recognised by banks and NBFCs for providing education loans. These lists often include top-ranked universities (e.g., QS Top 500) like Harvard, Oxford, or the University of Toronto, ensuring higher loan approval chances and better terms.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1750654294059\"><strong class=\"schema-faq-question\">Which countries are covered under the education loan college lists?<\/strong> <p class=\"schema-faq-answer\">Most lenders cover popular study destinations like the United States, the United Kingdom, Canada, Australia, Germany, and Singapore. Some NBFCs, like Credila, extend loans to over 64 countries, including less common destinations like New Zealand and Ireland, for approved institutions.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1750654306617\"><strong class=\"schema-faq-question\">Do I need collateral for an education loan to study abroad?<\/strong> <p class=\"schema-faq-answer\">It depends on the lender and institution. For premier universities (e.g., MIT, Cambridge), loans up to INR 50 lakhs may be unsecured. For non-premier institutions or higher amounts, collateral like property or fixed deposits is often required by banks like SBI or PNB.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1750654318142\"><strong class=\"schema-faq-question\">How can I check if my university is on the approved list?<\/strong> <p class=\"schema-faq-answer\">You can verify the approved university list by contacting lenders directly (e.g., SBI, Credila, Axis Bank) or checking their official websites. The Vidya Lakshmi Portal also provides comprehensive details on approved institutions and loan options.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1750654329623\"><strong class=\"schema-faq-question\">Are there government schemes to support education loans for abroad studies?<\/strong> <p class=\"schema-faq-answer\">Yes, schemes like the Dr. Ambedkar Interest Subsidy Scheme for OBC\/EBC students and the PM-Vidyalaxmi Scheme for economically weaker sections (family income up to INR 8 lakhs) offer interest subsidies, reducing the financial burden during the repayment period.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1750654398687\"><strong class=\"schema-faq-question\">Which banks offer the best education loans for studying abroad?\u00a0<\/strong> <p class=\"schema-faq-answer\">Top lenders include public banks like State Bank of India (SBI) and Punjab National Bank (PNB) for lower interest rates (9.25%\u201310.15%) and private NBFCs like Credila and Axis Bank for faster processing and unsecured loans up to INR 75 lakhs for reputed universities.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1750654412406\"><strong class=\"schema-faq-question\">Can I get an education loan for non-premier universities abroad?\u00a0<\/strong> <p class=\"schema-faq-answer\">Yes, loans are available for non-premier universities, but terms may be stricter. You may need collateral for amounts above INR 7.5 lakhs, and interest rates could be higher (10.5%\u201313%) compared to loans for top-ranked universities.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1750654425534\"><strong class=\"schema-faq-question\">How long does it take to get an education loan approved for abroad studies?\u00a0<\/strong> <p class=\"schema-faq-answer\">Approval times vary by lender. Public banks like SBI may take 2\u20134 weeks, while private NBFCs like Axis Bank or Credila often process loans within 10\u201315 days, especially for premier institutions with complete documentation.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1750654445752\"><strong class=\"schema-faq-question\">Are there any subsidies or tax benefits for education loans for studies abroad?<\/strong> <p class=\"schema-faq-answer\">Yes, under Section 80E of the Income Tax Act, you can claim tax deductions on the interest paid on education loans for up to 8 years. Additionally, government schemes like PM-Vidyalaxmi offer interest subsidies for eligible students.<\/p> <\/div> <\/div>\n\n\n\n<p>To learn more about <a href=\"https:\/\/fly.finance\/international-bank-account\"><strong>bank accounts for students<\/strong><\/a>, the best <a href=\"https:\/\/fly.finance\/loans\"><strong>education loans<\/strong><\/a><strong>, <\/strong><a href=\"https:\/\/fly.finance\/forex\"><strong>forex,<\/strong><\/a> banking experience for global students, or international money transfers, reach out to our experts at 1800572126 to help ease your experience with studying abroad.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td colspan=\"2\"><strong>Additional Blogs<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/hdfc-bank-education-loan-college-list-abroad\/\"><strong>HDFC Bank Education Loan College List Abroad 2025<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/axis-bank-education-loan-college-list-for-abroad\/\"><strong>Axis Bank Education Loan College List for Abroad Studies in 2025<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/letter-to-bank-manager-for-education-loan-abroad\/\"><strong>Letter to Bank Manager for Education Loan Abroad<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-college-list-abroad\/\"><strong>SBI Education Loan College List Abroad in 2025<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/bank-of-baroda-education-loan-college-list-abroad\/\"><strong>Bank of Baroda Education Loan College List Abroad<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/bank-of-india-education-loan-college-list-for-abroad-studies-in-2025\/\"><strong>Bank of India Education Loan College List for Abroad Studies in 2025<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/union-bank-education-loan-college-list-abroad\/\"><strong>Union Bank Education Loan College List Abroad in 2025<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/list-of-approved-foreign-universities-for-education-loan\/\"><strong>List of Approved Foreign Universities for Education Loan<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-portal-bank-list\/\"><strong>List of Banks in Vidya Lakshmi Portal<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/banks-providing-education-loans-to-study-in-uk\/\"><strong>Top Indian Banks Providing Education Loans to Study in UK<\/strong><\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Follow Us on Social Media <\/strong><\/p>\n\n\n\n<ul class=\"wp-block-social-links is-layout-flex wp-block-social-links-is-layout-flex\"><li 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c0,0.322,0.036,0.635,0.106,0.935C8.67,8.867,5.647,7.234,3.623,4.751C3.27,5.357,3.067,6.062,3.067,6.814 c0,1.424,0.724,2.679,1.825,3.415c-0.673-0.021-1.305-0.206-1.859-0.513c0,0.017,0,0.034,0,0.052c0,1.988,1.414,3.647,3.292,4.023 c-0.344,0.094-0.707,0.144-1.081,0.144c-0.264,0-0.521-0.026-0.772-0.074c0.522,1.63,2.038,2.816,3.833,2.85 c-1.404,1.1-3.174,1.756-5.096,1.756c-0.331,0-0.658-0.019-0.979-0.057c1.816,1.164,3.973,1.843,6.29,1.843 c7.547,0,11.675-6.252,11.675-11.675c0-0.178-0.004-0.355-0.012-0.531C20.985,7.47,21.68,6.747,22.23,5.924z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">Twitter<\/span><\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Studying abroad provides access to world-class education and global career prospects, but it also involves considerable expenses, including tuition, housing, and travel. An education loan college list for abroad studies helps simplify the process by identifying institutions and countries where financial institutions readily provide funding.&nbsp; This guide explores all about education loan college list for &#8230; <a title=\"Education Loan College List for Abroad Studies: Top Lenders &amp; Tips\" class=\"read-more\" href=\"https:\/\/fly.finance\/blog\/education-loan\/education-loan-college-list-for-abroad-studies\/\" aria-label=\"Read more about Education Loan College List for Abroad Studies: Top Lenders &amp; Tips\">Read more<\/a><\/p>\n","protected":false},"author":34,"featured_media":20316,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[],"class_list":["post-20314","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education-loan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Education Loan College List for Abroad Studies: Top Lenders &amp; Tips<\/title>\n<meta name=\"description\" content=\"Discover the ultimate guide to education loan college lists for abroad studies. 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These lists often include top-ranked universities (e.g., QS Top 500) like Harvard, Oxford, or the University of Toronto, ensuring higher loan approval chances and better terms.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-college-list-for-abroad-studies\/#faq-question-1750654294059","position":2,"url":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-college-list-for-abroad-studies\/#faq-question-1750654294059","name":"Which countries are covered under the education loan college lists?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Most lenders cover popular study destinations like the United States, the United Kingdom, Canada, Australia, Germany, and Singapore. Some NBFCs, like Credila, extend loans to over 64 countries, including less common destinations like New Zealand and Ireland, for approved institutions.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-college-list-for-abroad-studies\/#faq-question-1750654306617","position":3,"url":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-college-list-for-abroad-studies\/#faq-question-1750654306617","name":"Do I need collateral for an education loan to study abroad?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"It depends on the lender and institution. For premier universities (e.g., MIT, Cambridge), loans up to INR 50 lakhs may be unsecured. For non-premier institutions or higher amounts, collateral like property or fixed deposits is often required by banks like SBI or PNB.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-college-list-for-abroad-studies\/#faq-question-1750654318142","position":4,"url":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-college-list-for-abroad-studies\/#faq-question-1750654318142","name":"How can I check if my university is on the approved list?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"You can verify the approved university list by contacting lenders directly (e.g., SBI, Credila, Axis Bank) or checking their official websites. The Vidya Lakshmi Portal also provides comprehensive details on approved institutions and loan options.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-college-list-for-abroad-studies\/#faq-question-1750654329623","position":5,"url":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-college-list-for-abroad-studies\/#faq-question-1750654329623","name":"Are there government schemes to support education loans for abroad studies?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, schemes like the Dr. Ambedkar Interest Subsidy Scheme for OBC\/EBC students and the PM-Vidyalaxmi Scheme for economically weaker sections (family income up to INR 8 lakhs) offer interest subsidies, reducing the financial burden during the repayment period.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-college-list-for-abroad-studies\/#faq-question-1750654398687","position":6,"url":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-college-list-for-abroad-studies\/#faq-question-1750654398687","name":"Which banks offer the best education loans for studying abroad?\u00a0","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Top lenders include public banks like State Bank of India (SBI) and Punjab National Bank (PNB) for lower interest rates (9.25%\u201310.15%) and private NBFCs like Credila and Axis Bank for faster processing and unsecured loans up to INR 75 lakhs for reputed universities.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-college-list-for-abroad-studies\/#faq-question-1750654412406","position":7,"url":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-college-list-for-abroad-studies\/#faq-question-1750654412406","name":"Can I get an education loan for non-premier universities abroad?\u00a0","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, loans are available for non-premier universities, but terms may be stricter. You may need collateral for amounts above INR 7.5 lakhs, and interest rates could be higher (10.5%\u201313%) compared to loans for top-ranked universities.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-college-list-for-abroad-studies\/#faq-question-1750654425534","position":8,"url":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-college-list-for-abroad-studies\/#faq-question-1750654425534","name":"How long does it take to get an education loan approved for abroad studies?\u00a0","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Approval times vary by lender. Public banks like SBI may take 2\u20134 weeks, while private NBFCs like Axis Bank or Credila often process loans within 10\u201315 days, especially for premier institutions with complete documentation.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-college-list-for-abroad-studies\/#faq-question-1750654445752","position":9,"url":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-college-list-for-abroad-studies\/#faq-question-1750654445752","name":"Are there any subsidies or tax benefits for education loans for studies abroad?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, under Section 80E of the Income Tax Act, you can claim tax deductions on the interest paid on education loans for up to 8 years. 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