{"id":20209,"date":"2025-06-14T10:37:21","date_gmt":"2025-06-14T05:07:21","guid":{"rendered":"https:\/\/fly.finance\/blog\/?p=20209"},"modified":"2025-06-14T10:37:23","modified_gmt":"2025-06-14T05:07:23","slug":"education-loan-for-ca-students-to-study-abroad","status":"publish","type":"post","link":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-for-ca-students-to-study-abroad\/","title":{"rendered":"Education Loan for CA Students to Study Abroad"},"content":{"rendered":"\n<p>Pursuing a Chartered Accountancy (CA) qualification abroad opens doors to global opportunities, but the costs can be daunting. An education loan for CA students to study abroad offers an effective approach to fund tuition, living expenses, and other costs.&nbsp;<\/p>\n\n\n\n<p>This blog explores how to secure an education loan for CA students to study abroad, their benefits, eligibility criteria, and repayment options to help you achieve your international education goals.<\/p>\n\n\n\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2 id=\"table-of-contents\">Table of contents<\/h2><ul><li><a href=\"#h-why-choose-an-education-loan-for-ca-studies-abroad\" data-level=\"2\">Why Choose an Education Loan for CA Studies Abroad?<\/a><\/li><li><a href=\"#h-eligibility-criteria-for-education-loan-for-ca-students-to-study-abroad\" data-level=\"2\">Eligibility Criteria for Education Loan for CA Students to Study Abroad<\/a><\/li><li><a href=\"#h-top-banks-offering-education-loans-for-ca-students-to-study-abroad\" data-level=\"2\">Top Banks Offering Education Loans for CA Students to Study Abroad<\/a><\/li><li><a href=\"#h-documents-required-for-education-loan-for-ca-students-to-study-abroad\" data-level=\"2\">Documents Required for Education Loan for CA Students to Study Abroad<\/a><\/li><li><a href=\"#h-government-schemes-supporting-education-loan-for-ca-students-to-study-abroad\" data-level=\"2\">Government Schemes Supporting Education Loan for CA Students to Study Abroad<\/a><\/li><li><a href=\"#h-how-to-apply-for-an-education-loan-for-ca-students-to-study-abroad\" data-level=\"2\">How to Apply for an Education Loan for CA Students to Study Abroad<\/a><\/li><li><a href=\"#h-tips-to-maximise-your-education-loan-for-ca-students-to-study-abroad\" data-level=\"2\">Tips to Maximise Your Education Loan for CA Students to Study Abroad<\/a><\/li><li><a href=\"#h-faq\" data-level=\"2\">FAQ<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-why-choose-an-education-loan-for-ca-studies-abroad\"><span id=\"why-choose-an-education-loan-for-ca-studies-abroad\">Why Choose an Education Loan for CA Studies Abroad?<\/span><\/h2>\n\n\n\n<p>An education loan for CA students to study abroad empowers you to access world-class institutions without financial constraints. These<strong> <\/strong><a href=\"https:\/\/leverageedu.com\/blog\/education-loan-for-abroad-studies-by-indian-government\/\"><strong>education loan for abroad studies<\/strong><\/a><strong> <\/strong>cover a range of expenses, making global CA programs, such as those offered by CIMA (London) or CPA (USA), more accessible.&nbsp;<\/p>\n\n\n\n<p>Let\u2019s examine why these education <a href=\"https:\/\/leverageedu.com\/blog\/loans-to-study-abroad\/\"><strong>loans to study abroad<\/strong><\/a> are a smart choice.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Comprehensive Coverage:<\/strong> Funds accommodation, tuition, study materials, and travel.<\/li>\n\n\n\n<li><strong>Flexible Repayment:<\/strong> Offers <a href=\"https:\/\/fly.finance\/blog\/question-answer\/what-is-moratorium-period-in-education-loans\/\"><strong>moratorium periods<\/strong><\/a>, typically 6\u201312 months post-course completion.<\/li>\n\n\n\n<li><strong>Global Opportunities:<\/strong> Enables study at prestigious institutions, enhancing career prospects.<\/li>\n\n\n\n<li><strong>Tax Benefits:<\/strong> You can claim a tax deduction on the interest paid under Section 80E of the Income Tax Act.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Also Read:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/fly.finance\/blog\/education-loan\/private-student-loans-for-study-abroad\/\"><strong>Top Private Student Loans for Study Abroad [2025]<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/fly.finance\/blog\/education-loan\/maximum-education-loan-for-abroad-studies\/\"><strong>Maximum Education Loan for Abroad Studies in India (2025 Guide)<\/strong><\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-eligibility-criteria-for-education-loan-for-ca-students-to-study-abroad\"><span id=\"eligibility-criteria-for-education-loan-for-ca-students-to-study-abroad\">Eligibility Criteria for Education Loan for CA Students to Study Abroad<\/span><\/h2>\n\n\n\n<p>Securing an education loan for CA students to study abroad requires meeting specific eligibility criteria. Banks and financial institutions assess your academic background, admission status, and financial stability.&nbsp;<\/p>\n\n\n\n<p>Understanding these requirements ensures a smoother application process. Before applying, confirm you meet the following criteria:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Criteria<\/strong><\/td><td><strong>Details<\/strong><\/td><\/tr><tr><td><strong>Nationality<\/strong><\/td><td>Indian citizen<\/td><\/tr><tr><td><strong>Academic Performance<\/strong><\/td><td>60 %+ in 12th, strong CA foundation\/intermediate results<\/td><\/tr><tr><td><strong>Admission<\/strong><\/td><td>Confirmed admission to a recognized CA program abroad<\/td><\/tr><tr><td><strong>Co-Applicant<\/strong><\/td><td>Parent\/guardian with verifiable income<\/td><\/tr><tr><td><strong>Age<\/strong><\/td><td>18\u201335 years<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-top-banks-offering-education-loans-for-ca-students-to-study-abroad\"><span id=\"top-banks-offering-education-loans-for-ca-students-to-study-abroad\">Top Banks Offering Education Loans for CA Students to Study Abroad<\/span><\/h2>\n\n\n\n<p>Several banks in India provide tailored education loans for CA students to study abroad. These institutions offer competitive <a href=\"https:\/\/leverageedu.com\/learn\/education-loan-interest-rate-costs-and-calculations\/\"><strong>education loan interest rates<\/strong><\/a>, high loan amounts, and flexible terms. Comparing options helps you choose the best fit for your needs.<\/p>\n\n\n\n<p>Explore these banks for education loans to fund your CA studies abroad:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Bank<\/strong><\/td><td><strong>Loan Amount<\/strong><\/td><td><strong>Interest Rate<\/strong><\/td><td><strong>Repayment Tenure<\/strong><\/td><\/tr><tr><td>SBI<\/td><td>Up to INR 1.5 crore<\/td><td>11.15%<\/td><td>Up to 15 years<\/td><\/tr><tr><td>Bank of Baroda<\/td><td>Up to INR 1.5 crore<\/td><td>9.7%\u201311%<\/td><td>Up to 15 years<\/td><\/tr><tr><td>ICICI Bank<\/td><td>Up to INR 3 crore<\/td><td>10.5%\u201312%<\/td><td>Up to 12 years<\/td><\/tr><tr><td>HDFC Bank<\/td><td>Up to INR 1 crore<\/td><td>9.5%\u201311.5%<\/td><td>Up to 15 years<\/td><\/tr><tr><td>Union Bank of India<\/td><td>Up to INR 40 lakh<\/td><td>9.3%\u201310.5%<\/td><td>Up to 15 years<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-documents-required-for-education-loan-for-ca-students-to-study-abroad\"><span id=\"documents-required-for-education-loan-for-ca-students-to-study-abroad\">Documents Required for Education Loan for CA Students to Study Abroad<\/span><\/h2>\n\n\n\n<p>Applying for an education loan for CA students to study abroad involves submitting specific documents. Proper documentation speeds up approval and reduces delays. Prepare these papers in advance to streamline the process.<\/p>\n\n\n\n<p>Gather the following <a href=\"https:\/\/fly.finance\/blog\/education-loan\/documents-required-for-education-loan\/\"><strong>documents required for an education loan<\/strong><\/a><strong> <\/strong>before applying:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Identity Proof:<\/strong> Passport, Aadhaar card, or PAN card.<\/li>\n\n\n\n<li><strong>Admission Proof:<\/strong> University admission letter or offer letter for the CA program.<\/li>\n\n\n\n<li><strong>Academic Records: <\/strong>CA foundation\/intermediate marksheets, 12th, and 10th marksheets.<\/li>\n\n\n\n<li><strong>Financial Proof:<\/strong> Co-applicant&#8217;s income tax returns, salary slips, or bank statements (last 6 months).<\/li>\n\n\n\n<li><strong>Course Details: <\/strong>Fee structure and duration of the CA program abroad.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-government-schemes-supporting-education-loan-for-ca-students-to-study-abroad\"><span id=\"government-schemes-supporting-education-loan-for-ca-students-to-study-abroad\">Government Schemes Supporting Education Loan for CA Students to Study Abroad<\/span><\/h2>\n\n\n\n<p>The Indian government offers schemes to make education loans for CA students to study abroad more affordable. These initiatives provide interest subsidies and financial aid, especially for economically weaker sections.&nbsp;<\/p>\n\n\n\n<p>Leveraging these schemes reduces your financial burden. Consider these schemes to support your loan:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/fly.finance\/blog\/education-loan\/pm-vidyalakshmi-scheme\/\"><strong>PM-Vidya Lakshmi Scheme<\/strong><\/a><strong>:<\/strong> Offers collateral-free loans up to INR 10 lakh with 3% interest subvention for families earning up to INR 8 lakh annually.<\/li>\n\n\n\n<li><strong>Dr. Ambedkar Interest Subsidy Scheme: <\/strong>Provides full interest subsidy on loans up to INR 20 lakh for OBC\/EBC students pursuing CA abroad.<\/li>\n\n\n\n<li><strong>Gujarat Government Loan Scheme: <\/strong>Up to INR 15 lakh at 4% interest for students with 60 %+ in 12th and family income below INR 6 lakh.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-apply-for-an-education-loan-for-ca-students-to-study-abroad\"><span id=\"how-to-apply-for-an-education-loan-for-ca-students-to-study-abroad\">How to Apply for an Education Loan for CA Students to Study Abroad<\/span><\/h2>\n\n\n\n<p>Applying for an education loan for CA students to study abroad involves a clear process. Following these steps ensures quick approval and disbursement. Most banks offer online applications for convenience. Follow these steps to apply:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Research Loan Providers:<\/strong> Compare CA loan amounts, their interest rates, and repayment terms.<\/li>\n\n\n\n<li><strong>Check Eligibility:<\/strong> Confirm you meet the bank&#8217;s criteria for CA programs abroad.<\/li>\n\n\n\n<li><strong>Gather Documents: <\/strong>Collect identity, academic, and financial documents.<\/li>\n\n\n\n<li><strong>Complete Your Application:<\/strong> Apply online via the bank&#8217;s website or visit a branch.<\/li>\n\n\n\n<li><strong>Verification and Approval:<\/strong> Await document verification; approval takes 7\u201315 days.<\/li>\n\n\n\n<li><strong>Disbursement of CA Loan: <\/strong>The loan amount is transferred to the university or your account.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-tips-to-maximise-your-education-loan-for-ca-students-to-study-abroad\"><span id=\"tips-to-maximise-your-education-loan-for-ca-students-to-study-abroad\">Tips to Maximise Your Education Loan for CA Students to Study Abroad<\/span><\/h2>\n\n\n\n<p>Maximising the benefits of an education loan for CA students to study abroad needs strategic planning. These tips help you secure favourable repayment terms and manage them efficiently. Implement these strategies:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Compare Multiple Lenders: <\/strong>Evaluate interest rates and terms from at least 3\u20134 banks.<\/li>\n\n\n\n<li><strong>Apply Early: <\/strong>Start the <a href=\"https:\/\/fly.finance\/blog\/education-loan\/loan-application-process\/\"><strong>education loan application process<\/strong><\/a> soon after receiving your admission letter.<\/li>\n\n\n\n<li><strong>Leverage Subsidies:<\/strong> Check eligibility for government schemes like PM-Vidya Lakshmi.<\/li>\n\n\n\n<li><strong>Maintain Credit Score:<\/strong> Ensure the co-applicant has a strong credit history for better rates.<\/li>\n\n\n\n<li><strong>Manage Repayments: <\/strong>Create a post-graduation budget for EMIs to stay financially stress-free.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Also Read:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/fly.finance\/blog\/education-loan\/education-loan-for-mbbs-in-private-colleges-abroad\/\"><strong>Education Loan for MBBS in Private Colleges Abroad 2025<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/fly.finance\/blog\/education-loan\/hdfc-bank-education-loan-college-list-abroad\/\"><strong>HDFC Bank Education Loan College List Abroad 2025<\/strong><\/a><\/li>\n<\/ul>\n\n\n\n<p>An education loan for CA students to study abroad transforms your dream of global education into reality. By choosing the right lender, understanding eligibility, and leveraging government schemes, you can fund your CA journey seamlessly. Start researching today, apply early, and take the first step toward a rewarding international career in chartered accountancy.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faq\"><span id=\"faq\">FAQ<\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1749874685601\"><strong class=\"schema-faq-question\">What expenses does an education loan for CA students to study abroad cover?<\/strong> <p class=\"schema-faq-answer\">An education loan for CA students to study abroad typically covers tuition fees, living expenses, travel expenses, study materials, and other related costs. Some banks also include expenses like laptop purchases or insurance, depending on the loan scheme.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1749874704523\"><strong class=\"schema-faq-question\">Can I get an education loan for CA studies abroad without collateral?<\/strong> <p class=\"schema-faq-answer\">Yes, many banks offer collateral-free education loans for CA students to study abroad, especially for amounts up to INR 40 lakh. For example, SBI\u2019s Global Ed-Vantage and Union Bank\u2019s schemes provide unsecured loans for recognised CA programs like CPA or CIMA.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1749874717471\"><strong class=\"schema-faq-question\">How does the moratorium period work for an education loan for CA students to study abroad?<\/strong> <p class=\"schema-faq-answer\">The moratorium period allows you to defer repayments until 6\u201312 months after completing your CA course abroad. During this period, you are not required to pay EMIs, but interest may accrue, depending on the lender\u2019s terms.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1749874732206\"><strong class=\"schema-faq-question\">Are there tax benefits for an education loan for CA students to study abroad?<\/strong> <p class=\"schema-faq-answer\">Yes, you can avail of tax benefits under Section 80E for the interest paid on an education loan taken to study CA overseas. This benefit is available for up to 8 years from the start of repayment.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1749874747136\"><strong class=\"schema-faq-question\">How can I choose the best bank for an education loan for CA students to study abroad?<\/strong> <p class=\"schema-faq-answer\">Compare interest rates, loan amounts, repayment tenures, and additional benefits like moratorium periods or government subsidies. Banks like SBI, ICICI, and HDFC offer tailored loans for CA programs abroad, so review their terms carefully.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1749874758921\"><strong class=\"schema-faq-question\">What is the interest rate for an education loan for CA students to study abroad?<\/strong> <p class=\"schema-faq-answer\">Interest rates vary by lender but typically range from 9.3% to 12% per annum. For instance, SBI offers 11.15%, while Bank of Baroda starts at 9.7%. Rates depend on the loan amount, course, and co-applicant&#8217;s credit profile.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1749874773054\"><strong class=\"schema-faq-question\">Can I get a 100% education loan for CA studies abroad?<\/strong> <p class=\"schema-faq-answer\">Yes, some banks like ICICI and HDFC provide 100% financing for CA studies abroad, covering tuition and living expenses. However, this often requires a strong academic record, confirmed admission, and a co-applicant with stable income.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1749874785777\"><strong class=\"schema-faq-question\">How long does it take to get an education loan for CA students to study abroad approved?<\/strong> <p class=\"schema-faq-answer\">Approval typically takes 7\u201315 days, depending on the bank and completeness of your documents. Online applications through portals like the <a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-portal-education-loan\/\"><strong>Vidya Lakshmi portal<\/strong><\/a> can expedite the process for eligible applicants.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1749874805613\"><strong class=\"schema-faq-question\">Do government schemes support education loans for CA students to study abroad?<\/strong> <p class=\"schema-faq-answer\">Yes, schemes like PM-Vidya Lakshmi and Dr. Ambedkar Interest Subsidy offer interest subsidies or collateral-free loans for CA students studying abroad, especially for economically weaker or minority communities.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1749874821235\"><strong class=\"schema-faq-question\">What happens if I fail to repay my education loan for CA studies abroad?<\/strong> <p class=\"schema-faq-answer\">If you fail to repay, banks may impose penalties, report to credit bureaus (affecting your credit score), or recover the amount from the co-applicant. Some lenders offer restructuring options, so contact your bank early to discuss solutions.<\/p> <\/div> <\/div>\n\n\n\n<p>To learn more about <a href=\"https:\/\/fly.finance\/international-bank-account\"><strong>bank accounts for students<\/strong><\/a>, the best <a href=\"https:\/\/fly.finance\/loans\"><strong>education loans<\/strong><\/a><strong>, <\/strong><a href=\"https:\/\/fly.finance\/forex\"><strong>forex,<\/strong><\/a> banking experience for global students, or international money transfers, reach out to our experts at 1800572126 to help ease your experience with studying abroad.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td colspan=\"2\"><strong>Additional Blogs<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/canara-bank-education-loan-college-list-abroad\/\"><strong>Canara Bank Education Loan College List Abroad 2025<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/axis-bank-education-loan-college-list-for-abroad\/\"><strong>Axis Bank Education Loan College List for Abroad Studies in 2025<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/icici-bank-education-loan-college-list-for-abroad-studies-in-2025\/\"><strong>ICICI Bank Education Loan College List for Abroad Studies in 2025<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/bank-of-india-education-loan-college-list-for-abroad-studies-in-2025\/\"><strong>Bank of India Education Loan College List for Abroad Studies in 2025<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/question-answer\/cumulative-credit-in-bank\/\"><strong>Cumulative Credit in Bank: Why It Matters &amp; How to Check?<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/3d-secure-pin-in-icici-bank-credit-card\/\"><strong>3D Secure PIN in ICICI Bank Credit Card: Its Importance &amp; Use<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/bck-15-loan-for-higher-study-in-foreign-countries\/\"><strong>BCK 15 Loan for Higher Study in Foreign Countries<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/education-loan-for-obc-students-in-karnataka-to-study-abroad\/\"><strong>Education Loan for OBC Students in Karnataka to Study Abroad<\/strong><\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Follow Us on Social Media <\/strong><\/p>\n\n\n\n<ul class=\"wp-block-social-links is-layout-flex wp-block-social-links-is-layout-flex\"><li class=\"wp-social-link wp-social-link-instagram  wp-block-social-link\"><a href=\"https:\/\/instagram.com\/flydotfinance\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path 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s0.484,1.08,1.08,1.08c0.596,0,1.08-0.484,1.08-1.08S17.401,6.116,16.804,6.116z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">Instagram<\/span><\/a><\/li>\n\n<li class=\"wp-social-link wp-social-link-linkedin  wp-block-social-link\"><a href=\"https:\/\/www.linkedin.com\/company\/flyfinance\/\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M19.7,3H4.3C3.582,3,3,3.582,3,4.3v15.4C3,20.418,3.582,21,4.3,21h15.4c0.718,0,1.3-0.582,1.3-1.3V4.3 C21,3.582,20.418,3,19.7,3z M8.339,18.338H5.667v-8.59h2.672V18.338z M7.004,8.574c-0.857,0-1.549-0.694-1.549-1.548 c0-0.855,0.691-1.548,1.549-1.548c0.854,0,1.547,0.694,1.547,1.548C8.551,7.881,7.858,8.574,7.004,8.574z M18.339,18.338h-2.669 v-4.177c0-0.996-0.017-2.278-1.387-2.278c-1.389,0-1.601,1.086-1.601,2.206v4.249h-2.667v-8.59h2.559v1.174h0.037 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c-0.344,0.094-0.707,0.144-1.081,0.144c-0.264,0-0.521-0.026-0.772-0.074c0.522,1.63,2.038,2.816,3.833,2.85 c-1.404,1.1-3.174,1.756-5.096,1.756c-0.331,0-0.658-0.019-0.979-0.057c1.816,1.164,3.973,1.843,6.29,1.843 c7.547,0,11.675-6.252,11.675-11.675c0-0.178-0.004-0.355-0.012-0.531C20.985,7.47,21.68,6.747,22.23,5.924z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">Twitter<\/span><\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Pursuing a Chartered Accountancy (CA) qualification abroad opens doors to global opportunities, but the costs can be daunting. An education loan for CA students to study abroad offers an effective approach to fund tuition, living expenses, and other costs.&nbsp; This blog explores how to secure an education loan for CA students to study abroad, their &#8230; <a title=\"Education Loan for CA Students to Study Abroad\" class=\"read-more\" href=\"https:\/\/fly.finance\/blog\/education-loan\/education-loan-for-ca-students-to-study-abroad\/\" aria-label=\"Read more about Education Loan for CA Students to Study Abroad\">Read more<\/a><\/p>\n","protected":false},"author":34,"featured_media":20210,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[],"class_list":["post-20209","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education-loan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Education Loan for CA Students to Study Abroad<\/title>\n<meta name=\"description\" content=\"Discover how an education loan for CA students to study abroad can fund your global CA journey. Explore eligibility, top banks, government schemes, and more!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fly.finance\/blog\/education-loan\/education-loan-for-ca-students-to-study-abroad\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Education Loan for CA Students to Study Abroad\" \/>\n<meta property=\"og:description\" content=\"Discover how an education loan for CA students to study abroad can fund your global CA journey. Explore eligibility, top banks, government schemes, and more!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fly.finance\/blog\/education-loan\/education-loan-for-ca-students-to-study-abroad\/\" \/>\n<meta property=\"og:site_name\" content=\"Fly Finance\" \/>\n<meta property=\"article:published_time\" content=\"2025-06-14T05:07:21+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-06-14T05:07:23+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/flyblog.fly.finance\/uploads\/2025\/06\/Education-Loan-for-CA-Students-to-Study-Abroad-1.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"640\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Kapil Uniyal\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kapil Uniyal\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Education Loan for CA Students to Study Abroad","description":"Discover how an education loan for CA students to study abroad can fund your global CA journey. 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I have had the privilege of collaborating with various esteemed organizations, consistently contributing to the advancement of learning. I am committed to continuously enhancing my knowledge and sharing insights on topics within my areas of expertise.","url":"https:\/\/fly.finance\/blog\/author\/kapil\/"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-for-ca-students-to-study-abroad\/#faq-question-1749874685601","position":1,"url":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-for-ca-students-to-study-abroad\/#faq-question-1749874685601","name":"What expenses does an education loan for CA students to study abroad cover?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"An education loan for CA students to study abroad typically covers tuition fees, living expenses, travel expenses, study materials, and other related costs. Some banks also include expenses like laptop purchases or insurance, depending on the loan scheme.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-for-ca-students-to-study-abroad\/#faq-question-1749874704523","position":2,"url":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-for-ca-students-to-study-abroad\/#faq-question-1749874704523","name":"Can I get an education loan for CA studies abroad without collateral?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, many banks offer collateral-free education loans for CA students to study abroad, especially for amounts up to INR 40 lakh. For example, SBI\u2019s Global Ed-Vantage and Union Bank\u2019s schemes provide unsecured loans for recognised CA programs like CPA or CIMA.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-for-ca-students-to-study-abroad\/#faq-question-1749874717471","position":3,"url":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-for-ca-students-to-study-abroad\/#faq-question-1749874717471","name":"How does the moratorium period work for an education loan for CA students to study abroad?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The moratorium period allows you to defer repayments until 6\u201312 months after completing your CA course abroad. During this period, you are not required to pay EMIs, but interest may accrue, depending on the lender\u2019s terms.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-for-ca-students-to-study-abroad\/#faq-question-1749874732206","position":4,"url":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-for-ca-students-to-study-abroad\/#faq-question-1749874732206","name":"Are there tax benefits for an education loan for CA students to study abroad?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, you can avail of tax benefits under Section 80E for the interest paid on an education loan taken to study CA overseas. This benefit is available for up to 8 years from the start of repayment.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-for-ca-students-to-study-abroad\/#faq-question-1749874747136","position":5,"url":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-for-ca-students-to-study-abroad\/#faq-question-1749874747136","name":"How can I choose the best bank for an education loan for CA students to study abroad?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Compare interest rates, loan amounts, repayment tenures, and additional benefits like moratorium periods or government subsidies. Banks like SBI, ICICI, and HDFC offer tailored loans for CA programs abroad, so review their terms carefully.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-for-ca-students-to-study-abroad\/#faq-question-1749874758921","position":6,"url":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-for-ca-students-to-study-abroad\/#faq-question-1749874758921","name":"What is the interest rate for an education loan for CA students to study abroad?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Interest rates vary by lender but typically range from 9.3% to 12% per annum. For instance, SBI offers 11.15%, while Bank of Baroda starts at 9.7%. Rates depend on the loan amount, course, and co-applicant's credit profile.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-for-ca-students-to-study-abroad\/#faq-question-1749874773054","position":7,"url":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-for-ca-students-to-study-abroad\/#faq-question-1749874773054","name":"Can I get a 100% education loan for CA studies abroad?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, some banks like ICICI and HDFC provide 100% financing for CA studies abroad, covering tuition and living expenses. However, this often requires a strong academic record, confirmed admission, and a co-applicant with stable income.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-for-ca-students-to-study-abroad\/#faq-question-1749874785777","position":8,"url":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-for-ca-students-to-study-abroad\/#faq-question-1749874785777","name":"How long does it take to get an education loan for CA students to study abroad approved?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Approval typically takes 7\u201315 days, depending on the bank and completeness of your documents. Online applications through portals like the <a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-portal-education-loan\/\"><strong>Vidya Lakshmi portal<\/strong><\/a> can expedite the process for eligible applicants.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-for-ca-students-to-study-abroad\/#faq-question-1749874805613","position":9,"url":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-for-ca-students-to-study-abroad\/#faq-question-1749874805613","name":"Do government schemes support education loans for CA students to study abroad?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, schemes like PM-Vidya Lakshmi and Dr. Ambedkar Interest Subsidy offer interest subsidies or collateral-free loans for CA students studying abroad, especially for economically weaker or minority communities.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-for-ca-students-to-study-abroad\/#faq-question-1749874821235","position":10,"url":"https:\/\/fly.finance\/blog\/education-loan\/education-loan-for-ca-students-to-study-abroad\/#faq-question-1749874821235","name":"What happens if I fail to repay my education loan for CA studies abroad?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"If you fail to repay, banks may impose penalties, report to credit bureaus (affecting your credit score), or recover the amount from the co-applicant. Some lenders offer restructuring options, so contact your bank early to discuss solutions.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/20209","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/users\/34"}],"replies":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/comments?post=20209"}],"version-history":[{"count":1,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/20209\/revisions"}],"predecessor-version":[{"id":20211,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/20209\/revisions\/20211"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media\/20210"}],"wp:attachment":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media?parent=20209"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/categories?post=20209"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/tags?post=20209"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}