{"id":19900,"date":"2025-05-24T09:31:09","date_gmt":"2025-05-24T04:01:09","guid":{"rendered":"https:\/\/fly.finance\/blog\/?p=19900"},"modified":"2025-05-26T11:04:06","modified_gmt":"2025-05-26T05:34:06","slug":"sbi-education-loan-college-list-abroad","status":"publish","type":"post","link":"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-college-list-abroad\/","title":{"rendered":"SBI Education Loan College List Abroad in 2025"},"content":{"rendered":"\n<p>The State Bank of India (SBI) offers robust education loan schemes, such as the Global Ed-Vantage, to support students aiming for top global institutions. The SBI education loan college list abroad helps identify eligible universities, empowering students to plan their academic journey with confidence.&nbsp;<\/p>\n\n\n\n<p>This guide explores the details of the SBI education loan college list abroad, including eligible institutions, loan features, and application steps, to help you make informed decisions. Let&#8217;s get started without further ado!<\/p>\n\n\n\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2 id=\"table-of-contents\">Table of contents<\/h2><ul><li><a href=\"#h-what-are-sbi-s-education-loan-schemes-for-abroad-studies\" data-level=\"2\">What Are SBI\u2019s Education Loan Schemes for Abroad Studies?<\/a><ul><li><a href=\"#h-key-features-of-sbi-education-loans\" data-level=\"3\">Key Features of SBI Education Loans<\/a><\/li><\/ul><\/li><li><a href=\"#h-eligible-countries-and-courses-for-sbi-education-loans\" data-level=\"2\">Eligible Countries and Courses for SBI Education Loans<\/a><ul><li><a href=\"#h-countries-covered-by-sbi\" data-level=\"3\">Countries Covered by SBI<\/a><\/li><li><a href=\"#h-eligible-courses-for-sbi-education-loans-abroad\" data-level=\"3\">Eligible Courses for SBI Education Loans Abroad<\/a><\/li><\/ul><\/li><li><a href=\"#h-sbi-s-approved-university-list-for-education-loans\" data-level=\"2\">SBI\u2019s Approved University List for Education Loans<\/a><ul><li><a href=\"#h-premier-institutions-for-collateral-free-loans\" data-level=\"3\">Premier Institutions for Collateral-Free Loans<\/a><\/li><li><a href=\"#h-non-premier-institutions\" data-level=\"3\">Non-Premier Institutions<\/a><\/li><\/ul><\/li><li><a href=\"#h-eligibility-criteria-for-sbi-education-loans\" data-level=\"2\">Eligibility Criteria for SBI Education Loans<\/a><\/li><li><a href=\"#h-faq\" data-level=\"2\">FAQ<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-sbi-s-education-loan-schemes-for-abroad-studies\"><span id=\"what-are-sbis-education-loan-schemes-for-abroad-studies\">What Are SBI\u2019s Education Loan Schemes for Abroad Studies?<\/span><\/h2>\n\n\n\n<p>The <a href=\"https:\/\/fly.finance\/blog\/education-loan\/sbi-global-ed-vantage-education-loan\/\"><strong>SBI Global Ed-vantage education loan to study abroad<\/strong><\/a><strong> <\/strong>is designed for students pursuing full-time courses at recognized foreign institutions. This education <a href=\"https:\/\/leverageedu.com\/blog\/loans-to-study-abroad\/\"><strong>loan to study abroad<\/strong><\/a> provides financial support for a wide range of expenses, making it a popular choice for those targeting prestigious universities abroad.&nbsp;<\/p>\n\n\n\n<p>Understanding the <a href=\"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-schemes\/\"><strong>SBI education loan schemes<\/strong><\/a><strong> <\/strong>is the first step to accessing the SBI education loan college list to study abroad.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-key-features-of-sbi-education-loans\"><span id=\"key-features-of-sbi-education-loans\">Key Features of SBI Education Loans<\/span><\/h3>\n\n\n\n<p>The Global Ed-Vantage scheme offers flexible financing options, including collateral-free loans for select institutions. Here are its core features:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Loan Amount: <\/strong>Ranges from INR 7.5 lakhs to INR 1.5 crores (Secure up to \u20b950 lakh in loans without providing collateral for premier universities).<\/li>\n\n\n\n<li><strong>Interest Rates:<\/strong> The <a href=\"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-interest-rate\/\"><strong>SBI education loan interest rates<\/strong><\/a> are competitive, starting at 9.65% for female students and 10.15% for male students, with a 0.5% concession for those opting for SBI\u2019s RiNn Raksha insurance.<\/li>\n\n\n\n<li><strong>Repayment Period: <\/strong>Up to 15 years, with a <a href=\"https:\/\/fly.finance\/blog\/question-answer\/what-is-moratorium-period-in-education-loans\/\"><strong>moratorium period<\/strong><\/a> (course duration + 6 months).<\/li>\n\n\n\n<li><strong>Covered Expenses:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Tuition fees<\/li>\n\n\n\n<li>Hostel and accommodation costs<\/li>\n\n\n\n<li>Examination, library, and laboratory fees<\/li>\n\n\n\n<li>Travel expenses for studying abroad<\/li>\n\n\n\n<li>Books, equipment, uniforms, and computers (up to 20% of tuition fees)<\/li>\n\n\n\n<li>Caution deposits (up to 10% of tuition fees)<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Processing Fee: <\/strong>INR 10,000 + GST, non-refundable.<\/li>\n<\/ul>\n\n\n\n<p>This scheme supports a variety of academic programs, including undergraduate, postgraduate, diploma, certificate, and doctoral courses, ensuring flexibility for diverse educational goals.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Also Read:&nbsp;<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/fly.finance\/blog\/education-loan\/sbi-student-loan-scheme-vs-sbi-global-ed-vantage-scheme\/\"><strong>SBI Student Loan Scheme vs. SBI Global Ed-vantage Scheme<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-processing-time\/\"><strong>SBI Education Loan Processing Time: Check Approval and Verification Time<\/strong><\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-eligible-countries-and-courses-for-sbi-education-loans\"><span id=\"eligible-countries-and-courses-for-sbi-education-loans\">Eligible Countries and Courses for SBI Education Loans<\/span><\/h2>\n\n\n\n<p>SBI\u2019s education loans cater to students pursuing full-time courses in specific countries and disciplines. Knowing the eligible countries and courses helps clarify which institutions fall under the SBI education loan college list to study abroad.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-countries-covered-by-sbi\"><span id=\"countries-covered-by-sbi\">Countries Covered by SBI<\/span><\/h3>\n\n\n\n<p>SBI prioritizes funding for recognized institutions in the following countries:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>United States<\/li>\n\n\n\n<li>United Kingdom<\/li>\n\n\n\n<li>Canada<\/li>\n\n\n\n<li>Australia<\/li>\n\n\n\n<li>Singapore<\/li>\n\n\n\n<li>Japan<\/li>\n\n\n\n<li>Hong Kong<\/li>\n\n\n\n<li>New Zealand<\/li>\n\n\n\n<li>Europe (including Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Netherlands, Norway, Poland, Portugal, Russia, Spain, Sweden, Switzerland)<\/li>\n<\/ul>\n\n\n\n<p>In some cases, SBI considers applications for other countries on a merit or case-by-case basis, broadening access to global education.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-eligible-courses-for-sbi-education-loans-abroad\"><span id=\"eligible-courses-for-sbi-education-loans-abroad\">Eligible Courses for SBI Education Loans Abroad<\/span><\/h3>\n\n\n\n<p>SBI supports a range of full-time programs, ensuring students can pursue their desired fields:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Graduate degrees (bachelor\u2019s)<\/li>\n\n\n\n<li>Postgraduate degrees (master\u2019s, MBA, MS)<\/li>\n\n\n\n<li>Doctoral programs (Ph.D.)<\/li>\n\n\n\n<li>Diploma and certificate courses<\/li>\n\n\n\n<li>Professional and technical courses (e.g., engineering, medicine, management)<\/li>\n<\/ul>\n\n\n\n<p>These courses must be offered by recognized foreign institutions to qualify for funding under the SBI education loan college list to study abroad.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-sbi-s-approved-university-list-for-education-loans\"><span id=\"sbis-approved-university-list-for-education-loans\">SBI\u2019s Approved University List for Education Loans<\/span><\/h2>\n\n\n\n<p>A common question among applicants is whether their chosen university qualifies for an SBI education loan. While the official SBI education loan college list to study abroad is not publicly exhaustive, the bank provides clear guidelines on eligible institutions, particularly under the Global Ed-Vantage scheme.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-premier-institutions-for-collateral-free-loans\"><span id=\"premier-institutions-for-collateral-free-loans\">Premier Institutions for Collateral-Free Loans<\/span><\/h3>\n\n\n\n<p>SBI offers collateral-free loans up to INR 50 lakhs for students admitted to 96 premier universities worldwide, selected based on global rankings and post-study opportunities. Below are examples of top universities included in the SBI education loan college list to study abroad:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Country<\/strong><\/td><td><strong>Example Universities<\/strong><\/td><\/tr><tr><td>United States<\/td><td><a href=\"https:\/\/leverageedu.com\/universities\/harvard-university\/\"><strong>Harvard University<\/strong><\/a>, MIT, <a href=\"https:\/\/leverageedu.com\/universities\/stanford-university\/\"><strong>Stanford University<\/strong><\/a><\/td><\/tr><tr><td>United Kingdom<\/td><td><a href=\"https:\/\/leverageedu.com\/universities\/university-of-oxford-ou\/\"><strong>University of Oxford<\/strong><\/a>, <a href=\"https:\/\/leverageedu.com\/universities\/university-of-cambridge-cam-uk\/\"><strong>University of Cambridge<\/strong><\/a>, Imperial College London<\/td><\/tr><tr><td>Canada<\/td><td>University of Toronto, <a href=\"https:\/\/leverageedu.com\/universities\/the-university-of-british-columbia-ubc\/\"><strong>University of British Columbia<\/strong><\/a><\/td><\/tr><tr><td>Australia<\/td><td><a href=\"https:\/\/leverageedu.com\/universities\/the-university-of-melbourne-unimelb\/\"><strong>University of Melbourne<\/strong><\/a>, Australian National University<\/td><\/tr><tr><td>Germany<\/td><td><a href=\"https:\/\/leverageedu.com\/universities\/technical-university-of-munich-tum\/\"><strong>Technical University of Munich<\/strong><\/a>, Heidelberg University<\/td><\/tr><tr><td>Singapore<\/td><td><a href=\"https:\/\/leverageedu.com\/universities\/national-university-of-singapore-nus\/\"><strong>National University of Singapore<\/strong><\/a>, <a href=\"https:\/\/leverageedu.com\/universities\/nanyang-technological-university-ntu\/\"><strong>Nanyang Technological University<\/strong><\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Note:<\/strong> This is not a complete list. Students can verify specific universities by checking with SBI\u2019s official website or contacting a branch.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-non-premier-institutions\"><span id=\"non-premier-institutions\">Non-Premier Institutions<\/span><\/h3>\n\n\n\n<p>For universities not on the premier list, SBI may still approve loans, but these typically require collateral (e.g., immovable property, fixed deposits, or government bonds) for amounts exceeding INR 7.5 lakhs. The bank evaluates such applications based on the institution\u2019s recognition and the course\u2019s job-oriented nature.<\/p>\n\n\n\n<p>To confirm if your university qualifies:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Visit SBI\u2019s official website or the Vidya Lakshmi portal.<\/li>\n\n\n\n<li>Contact your nearest SBI branch for personalized guidance.<\/li>\n\n\n\n<li>Consult education loan counselors like GyanDhan or Abroad Cube for assistance.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-eligibility-criteria-for-sbi-education-loans\"><span id=\"eligibility-criteria-for-sbi-education-loans\">Eligibility Criteria for SBI Education Loans<\/span><\/h2>\n\n\n\n<p>To qualify for an education loan under the SBI education loan college list abroad, students must meet specific criteria. These requirements ensure loans are granted to committed students pursuing recognized courses at approved institutions.<\/p>\n\n\n\n<p>Here are the SBI\u2019s eligibility standards for its education loans:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Nationality:<\/strong> Applicants must be Indian citizens.<\/li>\n\n\n\n<li><strong>Admission:<\/strong> Secure admission to a full-time course (graduate, postgraduate, diploma, certificate, or doctoral) at a university on the SBI education loan college list abroad.<\/li>\n\n\n\n<li><strong>Academic Record:<\/strong> Minimum 50% marks in Class 10, 12, and bachelor\u2019s degree (if applicable).<\/li>\n\n\n\n<li><strong>Co-Applicant:<\/strong> A parent, guardian, or relative with a stable income and good credit history must co-sign the loan.<\/li>\n\n\n\n<li><strong>Collateral:<\/strong> Not required for unsecured loans up to INR 50 lakhs for premier universities; secured loans require collateral like property or fixed deposits.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Also Read:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-disbursement-process\/\"><strong>SBI Education Loan Disbursement Process<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/fly.finance\/blog\/education-loan\/sbi-loan-top-up\/\"><strong>SBI Loan Top Up: Know How to Get 2nd Loan for Education<\/strong><\/a><\/li>\n<\/ul>\n\n\n\n<p>The SBI education loan college list abroad opens doors to world-class education at premier institutions across the globe. With competitive interest rates, flexible repayment options, and comprehensive coverage, SBI empowers students to achieve their academic dreams without financial stress.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faq\"><span id=\"faq\">FAQ<\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1748057789567\"><strong class=\"schema-faq-question\">What is the SBI Education Loan College List Abroad?<\/strong> <p class=\"schema-faq-answer\">The SBI education loan college list includes premier international universities approved by SBI for education loans, with 96 premier institutions eligible for unsecured loans up to INR 50 lakhs. Examples include Harvard, Oxford, and the University of Toronto.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1748057888121\"><strong class=\"schema-faq-question\">How can I access the SBI Education Loan College List Abroad?<\/strong> <p class=\"schema-faq-answer\">You can find the complete list on SBI\u2019s official website, the Vidya Lakshmi portal, or through partners like GyanDhan or Abroad Cube, which provide country-specific lists for institutions in the USA, UK, Canada, and more.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1748057901950\"><strong class=\"schema-faq-question\">What expenses are covered under SBI\u2019s education loans for abroad studies?<\/strong> <p class=\"schema-faq-answer\">SBI education loans cover tuition fees, accommodation, travel, books, equipment, and other course-related costs like study tours or projects, ensuring comprehensive financial support.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1748057915812\"><strong class=\"schema-faq-question\">Do I need collateral for an SBI education loan for abroad studies?<\/strong> <p class=\"schema-faq-answer\">Collateral is not required for SBI\u2019s unsecured loans up to INR 50 lakhs for premier universities. Secured loans for higher amounts require collateral like property or fixed deposits.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1748057926321\"><strong class=\"schema-faq-question\">What is the repayment period for SBI education loans?<\/strong> <p class=\"schema-faq-answer\">The repayment period for the SBI education loan begins after a moratorium period (duration of the study program plus six months) and can extend up to 15 years, with flexible EMI options.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1748057940812\"><strong class=\"schema-faq-question\">Can I get an SBI education loan for a university not on the approved list?<\/strong> <p class=\"schema-faq-answer\">Yes, the SBI education loan up to INR 7.5 lakhs is available for recognized institutions not on the premier list, but these typically require collateral and have stricter terms.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1748057955831\"><strong class=\"schema-faq-question\">What is the interest rate for SBI education loans for abroad studies?<\/strong> <p class=\"schema-faq-answer\">For SBI education loan, Interest rates start at 9.65% for female students and 10.15% for others, with a 0.5% concession for those opting for SBI\u2019s RiNn Raksha insurance.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1748057969243\"><strong class=\"schema-faq-question\">How long does it take to process an SBI education loan?<\/strong> <p class=\"schema-faq-answer\">Processing time for the SBI education loan, including document verification, typically takes 7-20 working days after submitting a complete application through the Vidya Lakshmi portal or a branch.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1748057990640\"><strong class=\"schema-faq-question\">Are there tax benefits for SBI education loans?<\/strong> <p class=\"schema-faq-answer\">Yes, interest paid on the SBI education loan is eligible for tax deductions under Section 80E of the Income Tax Act, providing financial relief during repayment.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1748058005093\"><strong class=\"schema-faq-question\">Can I apply for an SBI education loan online?<\/strong> <p class=\"schema-faq-answer\">Yes, you can apply online for an SBI education loan via the Vidya Lakshmi portal, which streamlines document submission and application tracking, or visit an SBI branch for in-person assistance.<\/p> <\/div> <\/div>\n\n\n\n<p>To learn more about <a href=\"https:\/\/fly.finance\/international-bank-account\"><strong>bank accounts for students<\/strong><\/a>, the best <a href=\"https:\/\/fly.finance\/loans\"><strong>education loans<\/strong><\/a><strong>, <\/strong><a href=\"https:\/\/fly.finance\/forex\"><strong>forex,<\/strong><\/a> banking experience for global students, or international money transfers, reach out to our experts at 1800572126 to help ease your experience with studying abroad.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td colspan=\"2\"><strong>Additional Blogs<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-repayment-plan\/\"><strong>SBI Education Loan Repayment Plan: Learn How to Repay<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/yono-sbi-education-loan\/\"><strong>YONO SBI Education Loan: Process, Benefits, Eligibility<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/sbi-takeover-of-education-loan\/\"><strong>SBI Takeover of Education Loan<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/maximum-education-loan-for-abroad-studies\/\"><strong>Maximum Education Loan for Abroad Studies in India (2025 Guide)<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/sbi-scholar-loan\/\"><strong>SBI Scholar Loan: College List, Interest Rate, Application<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-for-studying-abroad-without-collateral\/\"><strong>SBI Education Loan without Collateral to Study Abroad<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/question-answer\/how-to-apply-for-education-loan-in-sbi\/\"><strong>How to Apply for Education Loan in SBI?<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/web-stories\/sbi-education-loan-disbursement\/\"><strong>All About SBI Education Loan Disbursement Process<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/web-stories\/sbi-takeover-of-education-loan\/\"><strong>Documents Required for SBI Takeover of Education Loans<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-education-loan-sbi\/\"><strong>Vidya Lakshmi Education Loan from SBI<\/strong><\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Follow Us on Social Media <\/strong><\/p>\n\n\n\n<ul class=\"wp-block-social-links is-layout-flex wp-block-social-links-is-layout-flex\"><li class=\"wp-social-link wp-social-link-instagram  wp-block-social-link\"><a href=\"https:\/\/instagram.com\/flydotfinance\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12,4.622c2.403,0,2.688,0.009,3.637,0.052c0.877,0.04,1.354,0.187,1.671,0.31c0.42,0.163,0.72,0.358,1.035,0.673 c0.315,0.315,0.51,0.615,0.673,1.035c0.123,0.317,0.27,0.794,0.31,1.671c0.043,0.949,0.052,1.234,0.052,3.637 s-0.009,2.688-0.052,3.637c-0.04,0.877-0.187,1.354-0.31,1.671c-0.163,0.42-0.358,0.72-0.673,1.035 c-0.315,0.315-0.615,0.51-1.035,0.673c-0.317,0.123-0.794,0.27-1.671,0.31c-0.949,0.043-1.233,0.052-3.637,0.052 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d=\"M22.23,5.924c-0.736,0.326-1.527,0.547-2.357,0.646c0.847-0.508,1.498-1.312,1.804-2.27 c-0.793,0.47-1.671,0.812-2.606,0.996C18.324,4.498,17.257,4,16.077,4c-2.266,0-4.103,1.837-4.103,4.103 c0,0.322,0.036,0.635,0.106,0.935C8.67,8.867,5.647,7.234,3.623,4.751C3.27,5.357,3.067,6.062,3.067,6.814 c0,1.424,0.724,2.679,1.825,3.415c-0.673-0.021-1.305-0.206-1.859-0.513c0,0.017,0,0.034,0,0.052c0,1.988,1.414,3.647,3.292,4.023 c-0.344,0.094-0.707,0.144-1.081,0.144c-0.264,0-0.521-0.026-0.772-0.074c0.522,1.63,2.038,2.816,3.833,2.85 c-1.404,1.1-3.174,1.756-5.096,1.756c-0.331,0-0.658-0.019-0.979-0.057c1.816,1.164,3.973,1.843,6.29,1.843 c7.547,0,11.675-6.252,11.675-11.675c0-0.178-0.004-0.355-0.012-0.531C20.985,7.47,21.68,6.747,22.23,5.924z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">Twitter<\/span><\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>The State Bank of India (SBI) offers robust education loan schemes, such as the Global Ed-Vantage, to support students aiming for top global institutions. The SBI education loan college list abroad helps identify eligible universities, empowering students to plan their academic journey with confidence.&nbsp; This guide explores the details of the SBI education loan college &#8230; <a title=\"SBI Education Loan College List Abroad in 2025\" class=\"read-more\" href=\"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-college-list-abroad\/\" aria-label=\"Read more about SBI Education Loan College List Abroad in 2025\">Read more<\/a><\/p>\n","protected":false},"author":34,"featured_media":19904,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[],"class_list":["post-19900","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education-loan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>SBI Education Loan College List Abroad in 2025<\/title>\n<meta name=\"description\" content=\"Discover the SBI education loan college list abroad, categorizing premier and non-premier universities for the Global Ed-Vantage Loan.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-college-list-abroad\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SBI Education Loan College List Abroad in 2025\" \/>\n<meta property=\"og:description\" content=\"Discover the SBI education loan college list abroad, categorizing premier and non-premier universities for the Global Ed-Vantage Loan.\" \/>\n<meta property=\"og:url\" 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Finance"},"image":{"@id":"https:\/\/fly.finance\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/fly.finance\/blog\/#\/schema\/person\/5122b947220e965b357bf3a4276efef9","name":"Kapil Uniyal","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/4b56f1ba52ddcf5183ccd8414fb0e7ff3e0b1dd1ac8bedeb9af6b46c24d7b1ed?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4b56f1ba52ddcf5183ccd8414fb0e7ff3e0b1dd1ac8bedeb9af6b46c24d7b1ed?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/4b56f1ba52ddcf5183ccd8414fb0e7ff3e0b1dd1ac8bedeb9af6b46c24d7b1ed?s=96&d=mm&r=g","caption":"Kapil Uniyal"},"description":"With over six years of dedicated experience as a content writer in the EdTech industry, I bring a wealth of knowledge and expertise to the field. I have had the privilege of collaborating with various esteemed organizations, consistently contributing to the advancement of learning. I am committed to continuously enhancing my knowledge and sharing insights on topics within my areas of expertise.","url":"https:\/\/fly.finance\/blog\/author\/kapil\/"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-college-list-abroad\/#faq-question-1748057789567","position":1,"url":"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-college-list-abroad\/#faq-question-1748057789567","name":"What is the SBI Education Loan College List Abroad?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The SBI education loan college list includes premier international universities approved by SBI for education loans, with 96 premier institutions eligible for unsecured loans up to INR 50 lakhs. Examples include Harvard, Oxford, and the University of Toronto.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-college-list-abroad\/#faq-question-1748057888121","position":2,"url":"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-college-list-abroad\/#faq-question-1748057888121","name":"How can I access the SBI Education Loan College List Abroad?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"You can find the complete list on SBI\u2019s official website, the Vidya Lakshmi portal, or through partners like GyanDhan or Abroad Cube, which provide country-specific lists for institutions in the USA, UK, Canada, and more.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-college-list-abroad\/#faq-question-1748057901950","position":3,"url":"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-college-list-abroad\/#faq-question-1748057901950","name":"What expenses are covered under SBI\u2019s education loans for abroad studies?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"SBI education loans cover tuition fees, accommodation, travel, books, equipment, and other course-related costs like study tours or projects, ensuring comprehensive financial support.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-college-list-abroad\/#faq-question-1748057915812","position":4,"url":"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-college-list-abroad\/#faq-question-1748057915812","name":"Do I need collateral for an SBI education loan for abroad studies?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Collateral is not required for SBI\u2019s unsecured loans up to INR 50 lakhs for premier universities. Secured loans for higher amounts require collateral like property or fixed deposits.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-college-list-abroad\/#faq-question-1748057926321","position":5,"url":"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-college-list-abroad\/#faq-question-1748057926321","name":"What is the repayment period for SBI education loans?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The repayment period for the SBI education loan begins after a moratorium period (duration of the study program plus six months) and can extend up to 15 years, with flexible EMI options.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-college-list-abroad\/#faq-question-1748057940812","position":6,"url":"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-college-list-abroad\/#faq-question-1748057940812","name":"Can I get an SBI education loan for a university not on the approved list?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, the SBI education loan up to INR 7.5 lakhs is available for recognized institutions not on the premier list, but these typically require collateral and have stricter terms.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-college-list-abroad\/#faq-question-1748057955831","position":7,"url":"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-college-list-abroad\/#faq-question-1748057955831","name":"What is the interest rate for SBI education loans for abroad studies?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"For SBI education loan, Interest rates start at 9.65% for female students and 10.15% for others, with a 0.5% concession for those opting for SBI\u2019s RiNn Raksha insurance.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-college-list-abroad\/#faq-question-1748057969243","position":8,"url":"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-college-list-abroad\/#faq-question-1748057969243","name":"How long does it take to process an SBI education loan?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Processing time for the SBI education loan, including document verification, typically takes 7-20 working days after submitting a complete application through the Vidya Lakshmi portal or a branch.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-college-list-abroad\/#faq-question-1748057990640","position":9,"url":"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-college-list-abroad\/#faq-question-1748057990640","name":"Are there tax benefits for SBI education loans?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, interest paid on the SBI education loan is eligible for tax deductions under Section 80E of the Income Tax Act, providing financial relief during repayment.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-college-list-abroad\/#faq-question-1748058005093","position":10,"url":"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-college-list-abroad\/#faq-question-1748058005093","name":"Can I apply for an SBI education loan online?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, you can apply online for an SBI education loan via the Vidya Lakshmi portal, which streamlines document submission and application tracking, or visit an SBI branch for in-person assistance.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/19900","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/users\/34"}],"replies":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/comments?post=19900"}],"version-history":[{"count":4,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/19900\/revisions"}],"predecessor-version":[{"id":19910,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/19900\/revisions\/19910"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media\/19904"}],"wp:attachment":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media?parent=19900"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/categories?post=19900"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/tags?post=19900"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}