{"id":19894,"date":"2025-05-23T11:24:09","date_gmt":"2025-05-23T05:54:09","guid":{"rendered":"https:\/\/fly.finance\/blog\/?p=19894"},"modified":"2025-05-23T11:39:25","modified_gmt":"2025-05-23T06:09:25","slug":"union-bank-education-loan-college-list-abroad","status":"publish","type":"post","link":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-education-loan-college-list-abroad\/","title":{"rendered":"Union Bank Education Loan College List Abroad in 2025"},"content":{"rendered":"\n<p>Studying abroad is a dream for many, but funding it can be challenging. Union Bank of India offers education loans to support students aiming for top global institutions. The Union Bank education loan college list abroad helps identify eligible universities, making your academic planning easier and more confident.<\/p>\n\n\n\n<p>This guide explores the details of Union Bank education loan college list abroad, including eligible institutions, loan features, and application steps, to help you make informed decisions.<\/p>\n\n\n\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2 id=\"table-of-contents\">Table of contents<\/h2><ul><li><a href=\"#h-what-are-union-bank-s-education-loan-schemes-for-abroad-studies\" data-level=\"2\">What Are Union Bank\u2019s Education Loan Schemes for Abroad Studies?<\/a><\/li><li><a href=\"#h-union-bank-education-loan-college-list-to-study-abroad\" data-level=\"2\">Union Bank Education Loan College List to Study Abroad<\/a><ul><li><a href=\"#h-union-bank-approved-colleges-abroad-category-wise-loan-limits\" data-level=\"3\">Union Bank Approved Colleges Abroad: Category-Wise Loan Limits<\/a><\/li><\/ul><\/li><li><a href=\"#h-eligibility-criteria-for-union-bank-education-loans\" data-level=\"2\">Eligibility Criteria for Union Bank Education Loans<\/a><\/li><li><a href=\"#h-how-to-apply-for-a-union-bank-education-loan\" data-level=\"2\">How to Apply for a Union Bank Education Loan<\/a><\/li><li><a href=\"#h-benefits-of-choosing-union-bank-education-loans\" data-level=\"2\">Benefits of Choosing Union Bank Education Loans<\/a><\/li><li><a href=\"#h-key-considerations-before-applying-for-union-bank-education-loan-nbsp\" data-level=\"2\">Key Considerations Before Applying for Union Bank Education Loan\u00a0<\/a><\/li><li><a href=\"#h-faq\" data-level=\"2\">FAQ<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-union-bank-s-education-loan-schemes-for-abroad-studies\"><span id=\"what-are-union-banks-education-loan-schemes-for-abroad-studies\">What Are Union Bank\u2019s Education Loan Schemes for Abroad Studies?<\/span><\/h2>\n\n\n\n<p>Union Bank of India provides tailored education <a href=\"https:\/\/leverageedu.com\/blog\/loans-to-study-abroad\/\"><strong>loan to study abroad<\/strong><\/a> schemes to fund studies at recognized international universities. These schemes, including the Special Union Education Loan Scheme for Premier Institute abroad studies, are designed to cover a wide range of expenses, making global education accessible.&nbsp;<\/p>\n\n\n\n<p>Knowing the specifics of these schemes and the Union Bank education loan college list abroad is essential for students seeking financial support.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Loan Types:<\/strong> <a href=\"https:\/\/leverageedu.com\/learn\/union-bank-education-loan-to-study-abroad-eligibility-how-to-apply-finance\/\"><strong>Union Bank education loan to study abroad<\/strong><\/a> offers both secured and unsecured education loans, with unsecured loans up to INR 40 Lakhs for premier institutions and secured loans up to INR 1.5 Crores.<\/li>\n\n\n\n<li><strong>Coverage: <\/strong>Loans cover tuition fees, accommodation, travel expenses, books, equipment, and other course-related costs like study tours or projects.<\/li>\n\n\n\n<li><strong>Moratorium Period:<\/strong> No repayment is required during the course duration, plus an additional year, with optional simple interest payments during this <a href=\"https:\/\/fly.finance\/blog\/question-answer\/what-is-moratorium-period-in-education-loans\/\"><strong>moratorium period<\/strong><\/a>.<\/li>\n\n\n\n<li><strong>Interest Rates: The <\/strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/union-bank-education-loan-interest-rate\/\"><strong>Union Bank education loan interest rates<\/strong><\/a> are<strong> <\/strong>competitive rates starting at 9.25% for secured loans and 9.75% for unsecured loans, with a 0.5% concession for female students.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Also Read:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/fly.finance\/blog\/education-loan\/how-education-loan-insurance-eases-financial-stress\/\"><strong>How Education Loan Insurance Eases Financial Stress<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/fly.finance\/blog\/education-loan\/ubi-education-loan-vs-yes-bank-education-loan\/\"><strong>UBI Education Loan Vs Yes Bank Education Loan<\/strong><\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-union-bank-education-loan-college-list-to-study-abroad\"><span id=\"union-bank-education-loan-college-list-to-study-abroad\">Union Bank Education Loan College List to Study Abroad<\/span><\/h2>\n\n\n\n<p>The Union Bank education loan college list abroad includes top-tier universities across popular study destinations like the USA, UK, Canada, Australia, and Germany. These institutions are categorized into Category A and Category B, determining the loan amount and terms.<\/p>\n\n\n\n<p>Below is an overview of the eligible universities and how they impact loan eligibility.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Category A Universities:<\/strong> Eligible for unsecured loans up to INR 40 Lakhs. Examples include prestigious institutions like Harvard University, Stanford University, and the University of Oxford.<\/li>\n\n\n\n<li><strong>Category B Universities: <\/strong>Eligible for unsecured loans up to INR 30 Lakhs. These include well-regarded universities like the University of Melbourne and the Technical University of Munich.<\/li>\n\n\n\n<li><strong>Other Recognized Institutions: <\/strong>For universities not on the premier list, loans up to INR 7.5 Lakhs are available, often requiring collateral.<\/li>\n\n\n\n<li><strong>Accessing the List: <\/strong>Visit the official Union Bank of India website or contact a branch to access the complete Union Bank Education Loan College List Abroad. Alternatively, partners like Abroad Cube provide updated lists for specific countries like the USA or Australia.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-union-bank-approved-colleges-abroad-category-wise-loan-limits\"><span id=\"union-bank-approved-colleges-abroad-category-wise-loan-limits\">Union Bank Approved Colleges Abroad: Category-Wise Loan Limits<\/span><\/h3>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Country<\/strong><\/td><td><strong>Category A Examples<\/strong><\/td><td><strong>Category B Examples<\/strong><\/td><td><strong>Unsecured Loan Limit<\/strong><\/td><\/tr><tr><td>USA<\/td><td><a href=\"https:\/\/leverageedu.com\/universities\/harvard-university\/\"><strong>Harvard University<\/strong><\/a>, MIT, <a href=\"https:\/\/leverageedu.com\/universities\/stanford-university\/\"><strong>Stanford University<\/strong><\/a>,<\/td><td><a href=\"https:\/\/leverageedu.com\/universities\/university-of-california-berkeley\/\"><strong>University of California Berkeley<\/strong><\/a>, NYU<\/td><td>INR 40 Lakhs (A), INR 30 Lakhs (B)<\/td><\/tr><tr><td>UK<\/td><td><a href=\"https:\/\/leverageedu.com\/universities\/university-of-oxford-ou\/\"><strong>University of Oxford<\/strong><\/a>, <a href=\"https:\/\/leverageedu.com\/universities\/university-of-cambridge-cam-uk\/\"><strong>University of Cambridge<\/strong><\/a>, Imperial College<\/td><td><a href=\"https:\/\/leverageedu.com\/universities\/the-university-of-edinburgh\/\"><strong>University of Edinburgh<\/strong><\/a>, King\u2019s College<\/td><td>INR 40 Lakhs (A), INR 30 Lakhs (B)<\/td><\/tr><tr><td>Canada<\/td><td>University of Toronto, <a href=\"https:\/\/leverageedu.com\/universities\/the-university-of-british-columbia-ubc\/\"><strong>University of British Columbia<\/strong><\/a><\/td><td><a href=\"https:\/\/leverageedu.com\/universities\/mcgill-university\/\"><strong>McGill University<\/strong><\/a>, University of Alberta<\/td><td>INR 40 Lakhs (A), INR 30 Lakhs (B)<\/td><\/tr><tr><td>Australia<\/td><td>University of Sydney, ANU<\/td><td><a href=\"https:\/\/leverageedu.com\/universities\/the-university-of-melbourne-unimelb\/\"><strong>University of Melbourne<\/strong><\/a>, Monash University<\/td><td>INR 40 Lakhs (A), INR 30 Lakhs (B)<\/td><\/tr><tr><td>Germany<\/td><td><a href=\"https:\/\/leverageedu.com\/universities\/technical-university-of-munich-tum\/\"><strong>Technical University of Munich<\/strong><\/a>, Heidelberg University<\/td><td>University of Freiburg, RWTH Aachen<\/td><td>INR 40 Lakhs (A), INR 30 Lakhs (B)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-eligibility-criteria-for-union-bank-education-loans\"><span id=\"eligibility-criteria-for-union-bank-education-loans\">Eligibility Criteria for Union Bank Education Loans<\/span><\/h2>\n\n\n\n<p>To qualify for an education loan under the Union Bank education loan college list abroad, students must meet specific criteria. These requirements ensure that loans are granted to committed students pursuing recognized courses at approved institutions.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Nationality:<\/strong> Applicants must be Indian citizens.<\/li>\n\n\n\n<li><strong>Admission: <\/strong>Secure admission to a full-time postgraduate or professional course at a university on the Union Bank Education Loan College List Abroad.<\/li>\n\n\n\n<li><strong>Academic Record: <\/strong>A consistently good academic record is required, typically with minimum marks of 60% for general category students.<\/li>\n\n\n\n<li><strong>Co-Applicant<\/strong>: A parent, guardian, or spouse with a stable income and a CIBIL score above 650 (or -1) must co-sign the loan.<\/li>\n\n\n\n<li><strong>Collateral:<\/strong> Not required for unsecured loans up to INR 40 Lakhs for Category A universities; secured loans require collateral like property or fixed deposits.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-apply-for-a-union-bank-education-loan\"><span id=\"how-to-apply-for-a-union-bank-education-loan\">How to Apply for a Union Bank Education Loan<\/span><\/h2>\n\n\n\n<p>Applying for an education loan from Union Bank is straightforward, with options for both online and offline processes. Understanding the steps ensures a smooth application experience, helping you secure funding for your chosen university from the Union Bank education loan college list abroad.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Step 1: Verify Eligibility:<\/strong> Confirm that your university is on the Union Bank Education Loan College List Abroad and check eligibility criteria.<\/li>\n\n\n\n<li><strong>Step 2: Gather Documents:<\/strong> Prepare documents like admission letters, academic certificates, proof of identity (e.g., passport, PAN card), co-applicant income proof, and collateral documents (if applicable).<\/li>\n\n\n\n<li><strong>Step 3: Submit Application:<\/strong> Apply online via the Vidya Lakshmi Portal or visit a Union Bank branch. Online applications streamline document submission.<\/li>\n\n\n\n<li><strong>Step 4: Document Verification:<\/strong> The bank reviews and verifies documents within 15 working days.<\/li>\n\n\n\n<li><strong>Step 5: Loan Approval and Disbursal:<\/strong> Upon approval, sign the loan agreement. Funds are disbursed directly to the university for tuition or to a savings account\/Forex card for living expenses.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-benefits-of-choosing-union-bank-education-loans\"><span id=\"benefits-of-choosing-union-bank-education-loans\">Benefits of Choosing Union Bank Education Loans<\/span><\/h2>\n\n\n\n<p>Union Bank stands out for its student-friendly features, making it a top choice for funding international education. These benefits enhance the appeal of the Union Bank Education Loan College List Abroad for aspiring global scholars.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Competitive Interest Rates:<\/strong> Starting at 9.25% for secured loans and 9.75% for unsecured loans, with concessions for female students.<\/li>\n\n\n\n<li><strong>No Collateral for Premier Institutes: <\/strong>Unsecured loans up to INR 40 Lakhs for Category A universities reduce financial burdens.<\/li>\n\n\n\n<li><strong>Flexible Repayment: <\/strong>Repayment periods extend up to 15 years post-moratorium, easing financial planning.<\/li>\n\n\n\n<li><strong>Tax Benefits: <\/strong>Interest paid on the loan is eligible for tax deductions under Section 80E of the Income Tax Act.<\/li>\n\n\n\n<li><strong>Comprehensive Coverage:<\/strong> Includes tuition, accommodation, travel, and other course-related expenses, ensuring holistic financial support.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Also Read:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/fly.finance\/blog\/education-loan\/union-bank-education-loan-disbursement-process\/\"><strong>Union Bank Education Loan Disbursement Process<\/strong><\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/fly.finance\/blog\/education-loan\/union-bank-sud-life-shiksha-suraksha-ii\/\"><strong>Union Bank SUD Life Shiksha Suraksha II for Education Loan Insurance<\/strong><\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-key-considerations-before-applying-for-union-bank-education-loan-nbsp\"><span id=\"key-considerations-before-applying-for-union-bank-education-loan\">Key Considerations Before Applying for Union Bank Education Loan&nbsp;<\/span><\/h2>\n\n\n\n<p>Before applying for a loan under the Union Bank Education Loan College List Abroad, consider these factors to ensure a smooth process and informed decision-making.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Check University Eligibility:<\/strong> Verify if your chosen institution is on the approved list to determine loan limits and collateral requirements.<\/li>\n\n\n\n<li><strong>Understand Costs: <\/strong>Calculate total expenses, including tuition, living costs, and travel, to estimate the loan amount needed.<\/li>\n\n\n\n<li><strong>Review Interest Rates:<\/strong> Compare rates for secured vs. unsecured loans and factor in concessions for female students or collateral.<\/li>\n\n\n\n<li><strong>Plan Repayment: <\/strong>Use Union Bank\u2019s EMI calculator to estimate monthly repayments post-moratorium.<\/li>\n\n\n\n<li><strong>Consult Experts: <\/strong>Partners like Abroad Cube or WeMakeScholars can provide personalized guidance and document checklists.<\/li>\n<\/ul>\n\n\n\n<p>The Union Bank education loan college list abroad opens doors to world-class education at premier institutions across the globe. With competitive interest rates, flexible repayment options, and comprehensive coverage, Union Bank of India empowers students to achieve their academic dreams without financial stress.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faq\"><span id=\"faq\">FAQ<\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1747977842523\"><strong class=\"schema-faq-question\">What is the Union Bank Education Loan College List Abroad?<\/strong> <p class=\"schema-faq-answer\">The Union Bank education loan college list includes premier international universities approved by Union Bank of India for education loans, categorized into Category A (up to INR 40 Lakhs unsecured) and Category B (up to INR 30 Lakhs unsecured). Examples include Harvard, Oxford, and the University of Toronto.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1747977861662\"><strong class=\"schema-faq-question\">How can I access the Union Bank Education Loan College List Abroad?<\/strong> <p class=\"schema-faq-answer\">You can find the complete Union Bank education loan college on the banks\u2019s website, at a local branch, or through partners like Abroad Cube, which provide country-specific lists for institutions in the USA, UK, Canada, and more.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1747977874998\"><strong class=\"schema-faq-question\">What expenses are covered under Union Bank\u2019s education loans for abroad studies?<\/strong> <p class=\"schema-faq-answer\">The Union Bank education loans cover tuition fees, accommodation, travel, books, equipment, and other course-related costs like study tours or projects, ensuring comprehensive financial support.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1747978179621\"><strong class=\"schema-faq-question\">Do I need collateral for a Union Bank education loan for abroad studies?<\/strong> <p class=\"schema-faq-answer\">For Union Bank education loan, collateral is not required for unsecured loans up to INR 40 Lakhs for Category A universities or INR 30 Lakhs for Category B universities. Secured loans for higher amounts require collateral like property or fixed deposits.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1747978192106\"><strong class=\"schema-faq-question\">What is the repayment period for Union Bank education loans?<\/strong> <p class=\"schema-faq-answer\">The repayment period for Union Bank education loans begins after a moratorium period (course duration plus one year) and can extend up to 15 years, with flexible EMI options to suit your financial planning.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1747978204751\"><strong class=\"schema-faq-question\">Can I get a Union Bank education loan for a university not on the approved list?<\/strong> <p class=\"schema-faq-answer\">Yes, you can get a Union Bank education loan up to INR 7.5 Lakhs is available for recognized institutions not on the premier list, but these typically require collateral and have stricter terms.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1747978219242\"><strong class=\"schema-faq-question\">What is the interest rate for Union Bank education loans for abroad studies?<\/strong> <p class=\"schema-faq-answer\">The interest rate for Union Bank education loans for abroad studies starts at 9.25% for secured loans and 9.75% for unsecured loans, with a 0.5% concession for female students, making them competitive for international education.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1747978234291\"><strong class=\"schema-faq-question\">How long does it take to process a Union Bank education loan?<\/strong> <p class=\"schema-faq-answer\">The Union Bank education loan processing, including document verification, typically takes 15 working days after submitting a complete application through the Vidya Lakshmi Portal or a branch.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1747978248718\"><strong class=\"schema-faq-question\">Are there tax benefits for Union Bank education loans?<\/strong> <p class=\"schema-faq-answer\">Yes, interest paid on the Union Bank education loan is eligible for tax deductions under Section 80E of the Income Tax Act, providing financial relief during repayment.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1747978266966\"><strong class=\"schema-faq-question\">Can I apply for a Union Bank education loan online?<\/strong> <p class=\"schema-faq-answer\">Yes, you can apply for a Union Bank education loan online via the Vidya Lakshmi Portal, which streamlines document submission and application tracking, or visit a Union Bank branch for in-person assistance.<\/p> <\/div> <\/div>\n\n\n\n<p>To learn more about <a href=\"https:\/\/fly.finance\/international-bank-account\"><strong>bank accounts for students<\/strong><\/a>, the best <a href=\"https:\/\/fly.finance\/loans\"><strong>education loans<\/strong><\/a><strong>, <\/strong><a href=\"https:\/\/fly.finance\/forex\"><strong>forex,<\/strong><\/a> banking experience for global students, or international money transfers, reach out to our experts at 1800572126 to help ease your experience with studying abroad.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td colspan=\"2\"><strong>Additional Blogs<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/scholarships\/best-international-scholarships-to-study-in-us\/\"><strong>Best International Scholarship to Study in the USA<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/scholarships\/canadian-government-scholarships-for-international-students\/\"><strong>Canadian Government Scholarship for Indian Government<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/education-loan-for-germany\/\"><strong>Education Loan for Studying in Germany: Interest Rate, Banks<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/interest-rate-parity\/\"><strong>Interest Rate Parity: Definition, Calculator, Importance<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/yono-sbi-education-loan\/\"><strong>YONO SBI Education Loan: Process, Benefits, Eligibility<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/how-to-self-finance-your-study-abroad-dream\/\"><strong>How to Self-Finance Your Study Abroad Dream? Education Loans vs Self Funding<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/student-loan-tax-deduction\/\"><strong>Student Loan Tax Deduction: A Smart Way to Save on Taxes<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/scholarships\/canadian-government-scholarships-for-international-students\/\"><strong>Canadian Government Scholarships for International Students<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/credit-scores-and-their-impact-on-education-loan-refinancing\/\"><strong>Credit scores and its impact on education loan refinancing<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/scholarships\/best-international-scholarships-to-study-in-us\/\"><strong>Best International Scholarships to Study in the US<\/strong><\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Follow Us on Social Media <\/strong><\/p>\n\n\n\n<ul class=\"wp-block-social-links 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M8.339,18.338H5.667v-8.59h2.672V18.338z M7.004,8.574c-0.857,0-1.549-0.694-1.549-1.548 c0-0.855,0.691-1.548,1.549-1.548c0.854,0,1.547,0.694,1.547,1.548C8.551,7.881,7.858,8.574,7.004,8.574z M18.339,18.338h-2.669 v-4.177c0-0.996-0.017-2.278-1.387-2.278c-1.389,0-1.601,1.086-1.601,2.206v4.249h-2.667v-8.59h2.559v1.174h0.037 c0.356-0.675,1.227-1.387,2.526-1.387c2.703,0,3.203,1.779,3.203,4.092V18.338z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">LinkedIn<\/span><\/a><\/li>\n\n<li class=\"wp-social-link wp-social-link-twitter  wp-block-social-link\"><a href=\"https:\/\/twitter.com\/flydotfinance\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M22.23,5.924c-0.736,0.326-1.527,0.547-2.357,0.646c0.847-0.508,1.498-1.312,1.804-2.27 c-0.793,0.47-1.671,0.812-2.606,0.996C18.324,4.498,17.257,4,16.077,4c-2.266,0-4.103,1.837-4.103,4.103 c0,0.322,0.036,0.635,0.106,0.935C8.67,8.867,5.647,7.234,3.623,4.751C3.27,5.357,3.067,6.062,3.067,6.814 c0,1.424,0.724,2.679,1.825,3.415c-0.673-0.021-1.305-0.206-1.859-0.513c0,0.017,0,0.034,0,0.052c0,1.988,1.414,3.647,3.292,4.023 c-0.344,0.094-0.707,0.144-1.081,0.144c-0.264,0-0.521-0.026-0.772-0.074c0.522,1.63,2.038,2.816,3.833,2.85 c-1.404,1.1-3.174,1.756-5.096,1.756c-0.331,0-0.658-0.019-0.979-0.057c1.816,1.164,3.973,1.843,6.29,1.843 c7.547,0,11.675-6.252,11.675-11.675c0-0.178-0.004-0.355-0.012-0.531C20.985,7.47,21.68,6.747,22.23,5.924z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">Twitter<\/span><\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Studying abroad is a dream for many, but funding it can be challenging. Union Bank of India offers education loans to support students aiming for top global institutions. The Union Bank education loan college list abroad helps identify eligible universities, making your academic planning easier and more confident. This guide explores the details of Union &#8230; <a title=\"Union Bank Education Loan College List Abroad in 2025\" class=\"read-more\" href=\"https:\/\/fly.finance\/blog\/education-loan\/union-bank-education-loan-college-list-abroad\/\" aria-label=\"Read more about Union Bank Education Loan College List Abroad in 2025\">Read more<\/a><\/p>\n","protected":false},"author":34,"featured_media":19898,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[],"class_list":["post-19894","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education-loan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Union Bank Education Loan College List Abroad in 2025<\/title>\n<meta name=\"description\" content=\"Discover the Union Bank education loan college list abroad, categorizing premier and non-premier universities for the Baroda Scholar Loan.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fly.finance\/blog\/education-loan\/union-bank-education-loan-college-list-abroad\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Union Bank Education Loan College List Abroad in 2025\" \/>\n<meta property=\"og:description\" content=\"Discover the Union Bank education loan college list abroad, categorizing premier and non-premier universities for the Baroda Scholar Loan.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fly.finance\/blog\/education-loan\/union-bank-education-loan-college-list-abroad\/\" \/>\n<meta property=\"og:site_name\" content=\"Fly Finance\" \/>\n<meta property=\"article:published_time\" 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I have had the privilege of collaborating with various esteemed organizations, consistently contributing to the advancement of learning. I am committed to continuously enhancing my knowledge and sharing insights on topics within my areas of expertise.","url":"https:\/\/fly.finance\/blog\/author\/kapil\/"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-education-loan-college-list-abroad\/#faq-question-1747977842523","position":1,"url":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-education-loan-college-list-abroad\/#faq-question-1747977842523","name":"What is the Union Bank Education Loan College List Abroad?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The Union Bank education loan college list includes premier international universities approved by Union Bank of India for education loans, categorized into Category A (up to INR 40 Lakhs unsecured) and Category B (up to INR 30 Lakhs unsecured). Examples include Harvard, Oxford, and the University of Toronto.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-education-loan-college-list-abroad\/#faq-question-1747977861662","position":2,"url":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-education-loan-college-list-abroad\/#faq-question-1747977861662","name":"How can I access the Union Bank Education Loan College List Abroad?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"You can find the complete Union Bank education loan college on the banks\u2019s website, at a local branch, or through partners like Abroad Cube, which provide country-specific lists for institutions in the USA, UK, Canada, and more.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-education-loan-college-list-abroad\/#faq-question-1747977874998","position":3,"url":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-education-loan-college-list-abroad\/#faq-question-1747977874998","name":"What expenses are covered under Union Bank\u2019s education loans for abroad studies?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The Union Bank education loans cover tuition fees, accommodation, travel, books, equipment, and other course-related costs like study tours or projects, ensuring comprehensive financial support.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-education-loan-college-list-abroad\/#faq-question-1747978179621","position":4,"url":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-education-loan-college-list-abroad\/#faq-question-1747978179621","name":"Do I need collateral for a Union Bank education loan for abroad studies?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"For Union Bank education loan, collateral is not required for unsecured loans up to INR 40 Lakhs for Category A universities or INR 30 Lakhs for Category B universities. Secured loans for higher amounts require collateral like property or fixed deposits.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-education-loan-college-list-abroad\/#faq-question-1747978192106","position":5,"url":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-education-loan-college-list-abroad\/#faq-question-1747978192106","name":"What is the repayment period for Union Bank education loans?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The repayment period for Union Bank education loans begins after a moratorium period (course duration plus one year) and can extend up to 15 years, with flexible EMI options to suit your financial planning.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-education-loan-college-list-abroad\/#faq-question-1747978204751","position":6,"url":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-education-loan-college-list-abroad\/#faq-question-1747978204751","name":"Can I get a Union Bank education loan for a university not on the approved list?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, you can get a Union Bank education loan up to INR 7.5 Lakhs is available for recognized institutions not on the premier list, but these typically require collateral and have stricter terms.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-education-loan-college-list-abroad\/#faq-question-1747978219242","position":7,"url":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-education-loan-college-list-abroad\/#faq-question-1747978219242","name":"What is the interest rate for Union Bank education loans for abroad studies?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The interest rate for Union Bank education loans for abroad studies starts at 9.25% for secured loans and 9.75% for unsecured loans, with a 0.5% concession for female students, making them competitive for international education.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-education-loan-college-list-abroad\/#faq-question-1747978234291","position":8,"url":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-education-loan-college-list-abroad\/#faq-question-1747978234291","name":"How long does it take to process a Union Bank education loan?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The Union Bank education loan processing, including document verification, typically takes 15 working days after submitting a complete application through the Vidya Lakshmi Portal or a branch.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-education-loan-college-list-abroad\/#faq-question-1747978248718","position":9,"url":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-education-loan-college-list-abroad\/#faq-question-1747978248718","name":"Are there tax benefits for Union Bank education loans?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, interest paid on the Union Bank education loan is eligible for tax deductions under Section 80E of the Income Tax Act, providing financial relief during repayment.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-education-loan-college-list-abroad\/#faq-question-1747978266966","position":10,"url":"https:\/\/fly.finance\/blog\/education-loan\/union-bank-education-loan-college-list-abroad\/#faq-question-1747978266966","name":"Can I apply for a Union Bank education loan online?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, you can apply for a Union Bank education loan online via the Vidya Lakshmi Portal, which streamlines document submission and application tracking, or visit a Union Bank branch for in-person assistance.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/19894","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/users\/34"}],"replies":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/comments?post=19894"}],"version-history":[{"count":4,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/19894\/revisions"}],"predecessor-version":[{"id":19899,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/19894\/revisions\/19899"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media\/19898"}],"wp:attachment":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media?parent=19894"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/categories?post=19894"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/tags?post=19894"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}