{"id":19195,"date":"2025-04-08T13:06:52","date_gmt":"2025-04-08T07:36:52","guid":{"rendered":"https:\/\/fly.finance\/blog\/?p=19195"},"modified":"2025-04-08T13:06:54","modified_gmt":"2025-04-08T07:36:54","slug":"how-to-change-bank-account-in-epfo","status":"publish","type":"post","link":"https:\/\/fly.finance\/blog\/student-account\/how-to-change-bank-account-in-epfo\/","title":{"rendered":"How to Change Bank Account in EPFO?: Step-by-Step Guide"},"content":{"rendered":"\n<p>Your bank account plays a key role in receiving timely Provident Fund (PF) withdrawals and pension payments. If your old account is closed, inactive, or you&#8217;ve switched to a new one, it&#8217;s important to update your records. That\u2019s why knowing <strong>how to change bank account in EPFO<\/strong> is essential for smooth and uninterrupted fund transfers.<\/p>\n\n\n\n<p>Whether you&#8217;re facing PF credit delays or just want to shift to a new account, learning <strong>how to change bank account in EPFO<\/strong> will help you avoid issues. This blog covers all the steps, required documents, and tips to ensure a quick and hassle-free update.<\/p>\n\n\n\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2 id=\"table-of-contents\">Table of contents<\/h2><ul><li><a href=\"#h-eligibility-to-change-bank-account-in-epfo\" data-level=\"2\">Eligibility to Change Bank Account in EPFO<\/a><\/li><li><a href=\"#h-how-to-change-bank-account-in-epfo\" data-level=\"2\">How to Change Bank Account in EPFO?<\/a><\/li><li><a href=\"#h-can-you-update-the-bank-account-in-epfo-using-the-umang-app\" data-level=\"2\">Can You Update the Bank Account in EPFO using the UMANG App?<\/a><\/li><li><a href=\"#h-how-to-add-another-bank-account-in-epfo\" data-level=\"2\">How to Add Another Bank Account in EPFO?<\/a><\/li><li><a href=\"#h-documents-required-to-change-bank-account-in-epfo\" data-level=\"2\">Documents Required to Change Bank Account in EPFO<\/a><\/li><li><a href=\"#h-verification-and-approval-timeline\" data-level=\"2\">Verification and Approval Timeline<\/a><\/li><li><a href=\"#h-what-to-do-if-your-request-is-rejected\" data-level=\"2\">What to Do If Your Request Is Rejected?<\/a><\/li><li><a href=\"#h-faqs\" data-level=\"2\">FAQs<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-eligibility-to-change-bank-account-in-epfo\"><span id=\"eligibility-to-change-bank-account-in-epfo\">Eligibility to Change Bank Account in EPFO<\/span><\/h2>\n\n\n\n<p>Before you change your bank account details in EPFO, you need to meet a few basic requirements.<\/p>\n\n\n\n<p>First, make sure you have an <strong>active Universal Account Number (UAN)<\/strong>. This number is essential for managing all your EPF-related tasks online. If your UAN is not activated, you won\u2019t be able to update your bank details.<\/p>\n\n\n\n<p>Second, your <strong>Aadhaar must be linked and verified<\/strong> with your UAN. This step is important for identity verification and ensures there are no issues while updating your bank information.<\/p>\n\n\n\n<p>Lastly, your <strong>new bank account must be active, in your name<\/strong>, and <strong>linked with your Aadhaar<\/strong>. This helps validate your details and speeds up the update process.<\/p>\n\n\n\n<p>Meeting these requirements is the first step toward changing your bank account in EPFO smoothly. This way, you can easily get <a href=\"https:\/\/fly.finance\/blog\/education-loan\/education-loans-against-pf\/\"><strong>education loans against PF<\/strong><\/a>, or you can opt for PF withdrawals, pension payments, and other EPF-related disbursements without any delay.<\/p>\n\n\n\n<p>Now, let\u2019s dive into how you can change your bank account details in EPFO quickly and correctly.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-change-bank-account-in-epfo\"><span id=\"how-to-change-bank-account-in-epfo\">How to Change Bank Account in EPFO?<\/span><\/h2>\n\n\n\n<p>Thanks to digital platforms, changing your bank account in EPFO has become simpler than ever. You can update your bank details via the online portal.<\/p>\n\n\n\n<p class=\"has-medium-font-size\"><strong>Through the EPFO Member Portal<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Visit the official EPFO Member e-Sewa Portal.<br><\/li>\n\n\n\n<li>Log in using your UAN, password, and captcha code.<br><\/li>\n\n\n\n<li>Navigate to the <strong>\u2018Manage\u2019<\/strong> section and click on <strong>\u2018KYC\u2019<\/strong>.<br><\/li>\n\n\n\n<li>Under the \u2018Add KYC\u2019 section, choose <strong>\u2018Bank\u2019<\/strong> from the list.<br><\/li>\n\n\n\n<li>Enter your new bank account number and IFSC code.<br><\/li>\n\n\n\n<li>Upload a scanned copy of a <strong>cancelled cheque<\/strong> or the <strong>first page of your bank passbook<\/strong>.<br><\/li>\n\n\n\n<li>Click on <strong>\u2018Save\u2019<\/strong> to submit the request.<br><\/li>\n\n\n\n<li>Once submitted, the request goes to your employer for approval.<\/li>\n<\/ol>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read: 10+ <\/strong><a href=\"https:\/\/fly.finance\/blog\/student-account\/types-of-bank-accounts-in-india\/\"><strong>Types of Bank Accounts in India<\/strong><\/a><strong>: Find the Best One for You<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-can-you-update-the-bank-account-in-epfo-using-the-umang-app\"><span id=\"can-you-update-the-bank-account-in-epfo-using-the-umang-app\">Can You Update the Bank Account in EPFO using the UMANG App?<\/span><\/h2>\n\n\n\n<p>When learning <strong>how to change bank account in EPFO<\/strong>, keep in mind that employer approval is a mandatory step. Without this, your update won\u2019t be processed.<\/p>\n\n\n\n<p>While the UMANG app allows users to access various EPFO services like checking passbook balance, claim status, and withdrawals, bank account update is currently not supported. Members are advised to use the UAN Member Portal for bank changes.<\/p>\n\n\n\n<p>You can check this blog if you are unsure about the <a href=\"https:\/\/fly.finance\/blog\/student-budget\/differences-between-epf-and-ppf\/\"><strong>differences between EPF and PPF<\/strong><\/a>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-add-another-bank-account-in-epfo\"><span id=\"how-to-add-another-bank-account-in-epfo\">How to Add Another Bank Account in EPFO?<\/span><\/h2>\n\n\n\n<p>If you wish to keep an additional bank account linked to your EPFO profile for backup or convenience, you can do so easily through the UAN Member Portal.<\/p>\n\n\n\n<p>While only one account will be considered primary for PF withdrawals, adding a secondary account can help ensure smoother transactions and future flexibility.<\/p>\n\n\n\n<p>You can add multiple bank accounts in EPFO by repeating the KYC process:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Log in to the UAN Member Portal.<\/li>\n\n\n\n<li>Navigate to the <strong>\u2018Manage\u2019 > \u2018KYC\u2019<\/strong> section.<\/li>\n\n\n\n<li>Select <strong>\u2018Bank\u2019<\/strong> again and enter the details of your secondary account.<\/li>\n\n\n\n<li>Upload relevant documents, verify IFSC, and submit via OTP.<\/li>\n\n\n\n<li>Await approval from the bank and employer.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-documents-required-to-change-bank-account-in-epfo\"><span id=\"documents-required-to-change-bank-account-in-epfo\">Documents Required to Change Bank Account in EPFO<\/span><\/h2>\n\n\n\n<p>To change your bank details, you will need:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A <strong>cancelled cheque<\/strong> with your name printed OR<br><\/li>\n\n\n\n<li>A <strong>clear copy of the first page of your updated passbook<\/strong><strong><br><\/strong><\/li>\n\n\n\n<li>Your <strong>Aadhaar card<\/strong><strong><br><\/strong><\/li>\n\n\n\n<li>Your <strong>PAN card<\/strong> (optional but may be required for KYC verification)<\/li>\n<\/ul>\n\n\n\n<p>Ensuring these documents are ready in advance can help you complete the process quickly without errors or rejection.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-verification-and-approval-timeline\"><span id=\"verification-and-approval-timeline\">Verification and Approval Timeline<\/span><\/h2>\n\n\n\n<p>Once you\u2019ve submitted your request to update your bank details and your employer has approved it, the EPFO will verify the new information. Typically, it takes <strong>7 to 10 working days<\/strong> for the new bank account to reflect in your EPF records.<\/p>\n\n\n\n<p>To track the status:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Log in to the <strong>EPFO Member Portal<\/strong><\/li>\n\n\n\n<li>Go to the <strong>\u2018KYC\u2019<\/strong> section under the \u2018Manage\u2019 tab<\/li>\n\n\n\n<li>You will be able to see the status of your bank update request (Approved\/ Rejected\/ Pending)<\/li>\n<\/ul>\n\n\n\n<p>This helps you stay updated on the progress after learning <strong>how to change your bank account in EPFO<\/strong> and taking the right steps.<\/p>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read: <\/strong><a href=\"https:\/\/fly.finance\/blog\/student-account\/au-small-finance-bank-minor-account-types-eligibility-fees\/\"><strong>AU Small Finance Bank Minor Account<\/strong><\/a><strong>: Types, Eligibility, Fees<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-to-do-if-your-request-is-rejected\"><span id=\"what-to-do-if-your-request-is-rejected\">What to Do If Your Request Is Rejected?<\/span><\/h2>\n\n\n\n<p>Sometimes, despite following the steps carefully, your request might get rejected. Common reasons include mismatched bank details, unclear document uploads, or employer inaction. If your request is rejected:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Double-check the <strong>accuracy of your bank account number and IFSC code<\/strong>.<br><\/li>\n\n\n\n<li>Ensure that the uploaded cheque or passbook copy is <strong>clear and legible<\/strong>.<br><\/li>\n\n\n\n<li>Follow up with your <strong>HR or employer<\/strong> to confirm if they have approved the request.<br><\/li>\n\n\n\n<li>You can also raise a grievance using the <strong>EPFO Grievance Portal<\/strong> for additional support.<\/li>\n<\/ul>\n\n\n\n<p>If you\u2019re still unsure about <strong>how to change your bank account in EPFO<\/strong> after a failed attempt, don\u2019t hesitate to contact the <strong>EPFO Helpdesk<\/strong> via the toll-free number 1800 118 005 or visit your nearest EPFO office for assistance.<\/p>\n\n\n\n<p>To sum up, maintaining up-to-date bank account details in your EPFO account is crucial to ensure uninterrupted access to your PF balance, withdrawals, and pension benefits.&nbsp;<\/p>\n\n\n\n<p>Whether you&#8217;re switching banks or replacing an inactive account, knowing how to change bank account in EPFO empowers you to manage your retirement savings more efficiently.<\/p>\n\n\n\n<p>Stay proactive, follow the steps carefully, and keep your EPFO account details updated to avoid any last-minute hassles. Need more such guides? Keep exploring our blog for helpful resources and easy-to-follow tutorials!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs\"><span id=\"faqs\">FAQs<\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1744097465356\"><strong class=\"schema-faq-question\">What is the need to update bank details in EPFO?<\/strong> <p class=\"schema-faq-answer\">Accurate bank details ensure smooth EPF withdrawals and transfers. Incorrect details can delay or block fund disbursements.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1744097466704\"><strong class=\"schema-faq-question\">Can I add my bank account to EPFO online?<\/strong> <p class=\"schema-faq-answer\">Yes, you can add bank details through the UAN Member Portal using your UAN login and Aadhaar-based OTP.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1744097467110\"><strong class=\"schema-faq-question\">Can you update the bank account in EPF using UMANG App?<\/strong> <p class=\"schema-faq-answer\">No. The bank account update is currently not supported via the UMANG App. Members are advised to use the UAN Member Portal for bank changes.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1744097467550\"><strong class=\"schema-faq-question\">Can you change EPFO bank details without employer approval?<\/strong> <p class=\"schema-faq-answer\">Some banks auto-approve KYC details without needing employer involvement. However, most cases still require employer approval. To check if your bank supports this, try submitting your KYC and monitor whether it reaches your employer for a second-level approval.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1744097467984\"><strong class=\"schema-faq-question\">How can I verify my bank details in EPFO?<\/strong> <p class=\"schema-faq-answer\">After entering your bank info, click \u2018Verify IFSC\u2019 to auto-check the bank and branch name, then save and submit via Aadhaar OTP.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1744097468433\"><strong class=\"schema-faq-question\">How do I know if my KYC is approved?<\/strong> <p class=\"schema-faq-answer\">You\u2019ll receive an SMS confirmation once both your bank and employer approve your updated bank details.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1744097531496\"><strong class=\"schema-faq-question\">Can I add multiple bank accounts in EPFO?<\/strong> <p class=\"schema-faq-answer\">Yes, you can add another bank account by repeating the KYC steps in the EPFO portal.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1744097531985\"><strong class=\"schema-faq-question\">How long does it take to update EPFO bank details?<\/strong> <p class=\"schema-faq-answer\">It usually takes 2\u20133 working days after bank and employer approvals.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1744097532403\"><strong class=\"schema-faq-question\">Can I change my bank account without employer involvement?<\/strong> <p class=\"schema-faq-answer\">Some banks don\u2019t require employer approval. However, this depends on your bank\u2019s internal policy.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1744097532867\"><strong class=\"schema-faq-question\">Is the Umang App useful for updating bank details in EPF?<\/strong> <p class=\"schema-faq-answer\">Currently, bank account update services are not available on the Umang App.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1744097533595\"><strong class=\"schema-faq-question\">What documents are required to update bank details in EPFO?<\/strong> <p class=\"schema-faq-answer\">You need a valid bank passbook or statement and an Aadhaar-linked mobile number for OTP verification.<\/p> <\/div> <\/div>\n\n\n\n<p>To learn more about<strong> <\/strong><a href=\"https:\/\/fly.finance\/international-bank-account\"><strong>bank accounts for students<\/strong><\/a>, the best<strong> <\/strong><a href=\"https:\/\/fly.finance\/loans\"><strong>education loans<\/strong><\/a><strong>, <\/strong><a href=\"https:\/\/fly.finance\/forex\"><strong>forex,<\/strong><\/a> banking experience for global students, or international money transfers, reach out to our experts at 1800572126 to help ease your experience with studying abroad.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-pale-ocean-gradient-background has-background has-fixed-layout\"><tbody><tr><td colspan=\"2\"><strong>Additional Reads<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/how-to-exchange-foreign-currency-to-indian-rupees\/\"><strong>How to Exchange Foreign Currency to Indian Rupees?<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/student-account\/how-to-close-an-indian-bank-account-from-abroad\/\"><strong>How to Close an Indian Bank Account from Abroad?<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/money-transfer\/remittance-in-foreign-currency\/\"><strong>Remittance in Foreign Currency<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/money-transfer\/foreign-remittance-procedure-for-study-abroad-aspirants\/\"><strong>Foreign Remittance Procedure<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/money-transfer\/fema-full-form-objectives-features-guidelines\/\"><strong>FEMA Act, 1999<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/student-account\/sbi-minor-to-major-account-application\/\"><strong>SBI Minor to Major Account Application<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/student-account\/saraswat-bank-zero-balance-account-opening-online\/\"><strong>Saraswat Bank Zero Balance Account Opening Online<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/student-account\/sbi-student-account-opening-online-without-pan-card\/\"><strong>SBI Student Account Opening Online Without PAN Card<\/strong><\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Follow Us on 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c-0.793,0.47-1.671,0.812-2.606,0.996C18.324,4.498,17.257,4,16.077,4c-2.266,0-4.103,1.837-4.103,4.103 c0,0.322,0.036,0.635,0.106,0.935C8.67,8.867,5.647,7.234,3.623,4.751C3.27,5.357,3.067,6.062,3.067,6.814 c0,1.424,0.724,2.679,1.825,3.415c-0.673-0.021-1.305-0.206-1.859-0.513c0,0.017,0,0.034,0,0.052c0,1.988,1.414,3.647,3.292,4.023 c-0.344,0.094-0.707,0.144-1.081,0.144c-0.264,0-0.521-0.026-0.772-0.074c0.522,1.63,2.038,2.816,3.833,2.85 c-1.404,1.1-3.174,1.756-5.096,1.756c-0.331,0-0.658-0.019-0.979-0.057c1.816,1.164,3.973,1.843,6.29,1.843 c7.547,0,11.675-6.252,11.675-11.675c0-0.178-0.004-0.355-0.012-0.531C20.985,7.47,21.68,6.747,22.23,5.924z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">Twitter<\/span><\/a><\/li>\n\n<li class=\"wp-social-link wp-social-link-facebook  wp-block-social-link\"><a href=\"https:\/\/www.facebook.com\/Flydotfinance\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 2C6.5 2 2 6.5 2 12c0 5 3.7 9.1 8.4 9.9v-7H7.9V12h2.5V9.8c0-2.5 1.5-3.9 3.8-3.9 1.1 0 2.2.2 2.2.2v2.5h-1.3c-1.2 0-1.6.8-1.6 1.6V12h2.8l-.4 2.9h-2.3v7C18.3 21.1 22 17 22 12c0-5.5-4.5-10-10-10z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">Facebook<\/span><\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Your bank account plays a key role in receiving timely Provident Fund (PF) withdrawals and pension payments. If your old account is closed, inactive, or you&#8217;ve switched to a new one, it&#8217;s important to update your records. That\u2019s why knowing how to change bank account in EPFO is essential for smooth and uninterrupted fund transfers. &#8230; <a title=\"How to Change Bank Account in EPFO?: Step-by-Step Guide\" class=\"read-more\" href=\"https:\/\/fly.finance\/blog\/student-account\/how-to-change-bank-account-in-epfo\/\" aria-label=\"Read more about How to Change Bank Account in EPFO?: Step-by-Step Guide\">Read more<\/a><\/p>\n","protected":false},"author":29,"featured_media":19198,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[93],"tags":[],"class_list":["post-19195","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-student-account"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How to Change Bank Account in EPFO?: Step-by-Step Guide<\/title>\n<meta name=\"description\" content=\"Learn how to change bank account in EPFO smoothly. Get tips, steps, and documents to ensure a hassle-free update.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fly.finance\/blog\/student-account\/how-to-change-bank-account-in-epfo\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Change Bank Account in EPFO?: Step-by-Step Guide\" \/>\n<meta property=\"og:description\" content=\"Learn how to change bank account in EPFO smoothly. 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I'm Shubhika- a proud graduate in English Literature and Language from Delhi University. My journey as a content writer transitioned from online teacher into the world of words. Stepping into the domain of blogs and articles, I discovered my passion for writing growing deeper and stronger. Having said that, I have experience of writing for diverse industries in automobile, technology, ed-tech, finance and mental-health; crafting details to help you find the solution to what you are looking for. Join me as I invite you all explore and learn together.","sameAs":["https:\/\/www.facebook.com\/shubhika.garg\/","https:\/\/www.instagram.com\/shubhika.garg\/","https:\/\/www.linkedin.com\/in\/shubhikagarg71\/","https:\/\/www.tumblr.com\/blog\/shubhikahere"],"url":"https:\/\/fly.finance\/blog\/author\/shubhika\/"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/student-account\/how-to-change-bank-account-in-epfo\/#faq-question-1744097465356","position":1,"url":"https:\/\/fly.finance\/blog\/student-account\/how-to-change-bank-account-in-epfo\/#faq-question-1744097465356","name":"What is the need to update bank details in EPFO?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Accurate bank details ensure smooth EPF withdrawals and transfers. Incorrect details can delay or block fund disbursements.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/student-account\/how-to-change-bank-account-in-epfo\/#faq-question-1744097466704","position":2,"url":"https:\/\/fly.finance\/blog\/student-account\/how-to-change-bank-account-in-epfo\/#faq-question-1744097466704","name":"Can I add my bank account to EPFO online?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, you can add bank details through the UAN Member Portal using your UAN login and Aadhaar-based OTP.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/student-account\/how-to-change-bank-account-in-epfo\/#faq-question-1744097467110","position":3,"url":"https:\/\/fly.finance\/blog\/student-account\/how-to-change-bank-account-in-epfo\/#faq-question-1744097467110","name":"Can you update the bank account in EPF using UMANG App?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"No. The bank account update is currently not supported via the UMANG App. Members are advised to use the UAN Member Portal for bank changes.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/student-account\/how-to-change-bank-account-in-epfo\/#faq-question-1744097467550","position":4,"url":"https:\/\/fly.finance\/blog\/student-account\/how-to-change-bank-account-in-epfo\/#faq-question-1744097467550","name":"Can you change EPFO bank details without employer approval?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Some banks auto-approve KYC details without needing employer involvement. However, most cases still require employer approval. To check if your bank supports this, try submitting your KYC and monitor whether it reaches your employer for a second-level approval.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/student-account\/how-to-change-bank-account-in-epfo\/#faq-question-1744097467984","position":5,"url":"https:\/\/fly.finance\/blog\/student-account\/how-to-change-bank-account-in-epfo\/#faq-question-1744097467984","name":"How can I verify my bank details in EPFO?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"After entering your bank info, click \u2018Verify IFSC\u2019 to auto-check the bank and branch name, then save and submit via Aadhaar OTP.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/student-account\/how-to-change-bank-account-in-epfo\/#faq-question-1744097468433","position":6,"url":"https:\/\/fly.finance\/blog\/student-account\/how-to-change-bank-account-in-epfo\/#faq-question-1744097468433","name":"How do I know if my KYC is approved?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"You\u2019ll receive an SMS confirmation once both your bank and employer approve your updated bank details.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/student-account\/how-to-change-bank-account-in-epfo\/#faq-question-1744097531496","position":7,"url":"https:\/\/fly.finance\/blog\/student-account\/how-to-change-bank-account-in-epfo\/#faq-question-1744097531496","name":"Can I add multiple bank accounts in EPFO?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, you can add another bank account by repeating the KYC steps in the EPFO portal.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/student-account\/how-to-change-bank-account-in-epfo\/#faq-question-1744097531985","position":8,"url":"https:\/\/fly.finance\/blog\/student-account\/how-to-change-bank-account-in-epfo\/#faq-question-1744097531985","name":"How long does it take to update EPFO bank details?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"It usually takes 2\u20133 working days after bank and employer approvals.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/student-account\/how-to-change-bank-account-in-epfo\/#faq-question-1744097532403","position":9,"url":"https:\/\/fly.finance\/blog\/student-account\/how-to-change-bank-account-in-epfo\/#faq-question-1744097532403","name":"Can I change my bank account without employer involvement?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Some banks don\u2019t require employer approval. However, this depends on your bank\u2019s internal policy.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/student-account\/how-to-change-bank-account-in-epfo\/#faq-question-1744097532867","position":10,"url":"https:\/\/fly.finance\/blog\/student-account\/how-to-change-bank-account-in-epfo\/#faq-question-1744097532867","name":"Is the Umang App useful for updating bank details in EPF?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Currently, bank account update services are not available on the Umang App.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/student-account\/how-to-change-bank-account-in-epfo\/#faq-question-1744097533595","position":11,"url":"https:\/\/fly.finance\/blog\/student-account\/how-to-change-bank-account-in-epfo\/#faq-question-1744097533595","name":"What documents are required to update bank details in EPFO?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"You need a valid bank passbook or statement and an Aadhaar-linked mobile number for OTP verification.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/19195","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/users\/29"}],"replies":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/comments?post=19195"}],"version-history":[{"count":1,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/19195\/revisions"}],"predecessor-version":[{"id":19199,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/19195\/revisions\/19199"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media\/19198"}],"wp:attachment":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media?parent=19195"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/categories?post=19195"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/tags?post=19195"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}