{"id":18462,"date":"2025-03-20T10:43:19","date_gmt":"2025-03-20T05:13:19","guid":{"rendered":"https:\/\/fly.finance\/blog\/?p=18462"},"modified":"2025-03-20T10:43:21","modified_gmt":"2025-03-20T05:13:21","slug":"how-to-close-axis-bank-credit-card","status":"publish","type":"post","link":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/how-to-close-axis-bank-credit-card\/","title":{"rendered":"How to Close Axis Bank Credit Card?"},"content":{"rendered":"\n<p><strong>How to Close Axis Bank Credit Card:<\/strong> Closing an Axis Bank credit card requires a correct procedure to avoid any financial or credit score impact. Whether you no longer need your credit card or want to switch to a different provider, understanding how to close Axis Bank credit cards properly is essential.<\/p>\n\n\n\n<p>In this guide, we provide you with a step-by-step process of how to close Axis Bank credit card, things to consider before closing an Axis Bank credit card, and the impact of card closure on your credit score.<\/p>\n\n\n\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2 id=\"table-of-contents\">Table of contents<\/h2><ul><li><a href=\"#h-how-to-close-axis-bank-credit-card-with-different-ways\" data-level=\"2\">How to Close Axis Bank Credit Card with Different Ways<\/a><ul><li><a href=\"#h-how-to-close-axis-bank-credit-card-via-customer-care\" data-level=\"3\">How to Close Axis Bank Credit Card via Customer Care<\/a><\/li><li><a href=\"#h-how-to-close-axis-bank-credit-card-online-via-email\" data-level=\"3\">How to Close Axis Bank Credit Card Online via Email<\/a><\/li><li><a href=\"#h-how-to-close-axis-bank-credit-card-by-visiting-a-branch\" data-level=\"3\">How to Close Axis Bank Credit Card by Visiting a Branch<\/a><\/li><\/ul><\/li><li><a href=\"#h-things-to-consider-before-closing-your-axis-bank-credit-card\" data-level=\"2\">Things to Consider Before Closing Your Axis Bank Credit Card<\/a><\/li><li><a href=\"#h-what-to-do-after-cancelling-your-axis-bank-credit-card\" data-level=\"2\">What to Do After Cancelling Your Axis Bank Credit Card<\/a><\/li><li><a href=\"#h-how-closing-axis-bank-credit-card-affects-your-credit-score\" data-level=\"2\">How Closing Axis Bank Credit Card Affects Your Credit Score<\/a><\/li><li><a href=\"#h-faqs-on-how-to-close-axis-bank-credit-card\" data-level=\"2\">FAQs on How to Close Axis Bank Credit Card<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-close-axis-bank-credit-card-with-different-ways\"><span id=\"how-to-close-axis-bank-credit-card-with-different-ways\">How to Close Axis Bank Credit Card with Different Ways<\/span><\/h2>\n\n\n\n<p>Axis Bank offers multiple ways to cancel a credit card. You can choose from online, customer care, or offline methods depending on your convenience.&nbsp;<\/p>\n\n\n\n<p>It is essential to follow the right method to avoid any complications in the closure process. Closing <a href=\"https:\/\/fly.finance\/blog\/student-account\/axis-bank-credit-card\/\"><strong>Axis Bank credit card for students<\/strong><\/a> also follows a similar process:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-how-to-close-axis-bank-credit-card-via-customer-care\"><span id=\"how-to-close-axis-bank-credit-card-via-customer-care\">How to Close Axis Bank Credit Card via Customer Care<\/span><\/h3>\n\n\n\n<p>One of the easiest ways to initiate your Axis Bank credit card cancellation is by calling customer care. This method is convenient and ensures that your request is processed without unnecessary delays.&nbsp;<\/p>\n\n\n\n<p>Follow these steps to close Axis Bank credit card via customer care:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Dial the Axis Bank credit card customer care number: 1860-419-5555 or 1860-500-5555.<\/li>\n\n\n\n<li>Request credit card closure and provide details such as your linked mobile number, the last four digits of the card, and the reason for cancellation.<\/li>\n\n\n\n<li>Follow the instructions provided by the customer care representative.<\/li>\n\n\n\n<li>Once the request is processed, Axis Bank will send a confirmation via SMS or email.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-how-to-close-axis-bank-credit-card-online-via-email\"><span id=\"how-to-close-axis-bank-credit-card-online-via-email\">How to Close Axis Bank Credit Card Online via Email<\/span><\/h3>\n\n\n\n<p>If you prefer an online method, you can send an email to email.services@axisbank.com requesting card cancellation. This method is useful for those who do not have time to visit a branch or make a phone call.&nbsp;<\/p>\n\n\n\n<p>Follow these steps to close Axis Bank credit card via email:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Mention your name, registered mobile number, last four digits of the credit card, and reason for closure.<\/li>\n\n\n\n<li>Wait for a response from Axis Bank regarding further verification steps.<\/li>\n\n\n\n<li>Once processed, you will receive a closure confirmation via email, indicating that your Axis Bank credit card has been successfully closed.<\/li>\n<\/ul>\n\n\n\n<p><strong>Please Note:<\/strong> After sending the closing email, it is recommended to ask for a written confirmation of the closure for your records.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-how-to-close-axis-bank-credit-card-by-visiting-a-branch\"><span id=\"how-to-close-axis-bank-credit-card-by-visiting-a-branch\">How to Close Axis Bank Credit Card by Visiting a Branch<\/span><\/h3>\n\n\n\n<p>For those who prefer an in-person approach, visit the nearest Axis Bank branch and request credit card cancellation.&nbsp;<\/p>\n\n\n\n<p>This method allows you to directly communicate with a bank representative, ensuring a smooth closure process. Follow these steps to close Axis Bank credit card at a branch:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Carry an ID proof and your credit card to the branch.<\/li>\n\n\n\n<li>Fill out the credit card closure request form and submit it to the bank representative.<\/li>\n\n\n\n<li>Once the request is approved, you will receive a closure confirmation, ensuring that your Axis Bank credit card has been closed successfully.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read: <\/strong><a href=\"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/axis-bank-credit-cards-with-international-lounge-access\/\"><strong>Axis Bank Credit Cards with International Lounge Access<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-things-to-consider-before-closing-your-axis-bank-credit-card\"><span id=\"things-to-consider-before-closing-your-axis-bank-credit-card\">Things to Consider Before Closing Your Axis Bank Credit Card<\/span><\/h2>\n\n\n\n<p>Before you initiate the Axis Bank credit card cancellation process, it&#8217;s crucial to evaluate the potential impact on your finances. Closing an Axis Bank credit card can affect your credit utilization ratio, credit history, and financial planning.&nbsp;<\/p>\n\n\n\n<p>Here are a few things to check before moving forward:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Outstanding Balance:<\/strong> Ensure you clear all outstanding dues, including EMIs, late fees, and penalties.<\/li>\n\n\n\n<li><strong>Reward Points:<\/strong> Redeem any accumulated reward points before cancellation, as they will expire after closing the card.<\/li>\n\n\n\n<li><strong>Linked Payments: <\/strong>If your credit card is linked to auto-debit payments, update them to avoid service disruptions.<\/li>\n\n\n\n<li><strong>Credit Score Impact:<\/strong> Closing a credit card may reduce your total credit limit, affecting your credit utilization ratio and, in turn, your credit score.<\/li>\n<\/ul>\n\n\n\n<p>Apart from these factors, you can consider the <a href=\"https:\/\/fly.finance\/blog\/student-account\/axis-bank-my-zone-credit-card-cash-withdrawal-limit\/\"><strong>Axis Bank My Zone Credit card cash withdrawal limit<\/strong><\/a> before applying for a new credit card with Axis Bank.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-to-do-after-cancelling-your-axis-bank-credit-card\"><span id=\"what-to-do-after-cancelling-your-axis-bank-credit-card\">What to Do After Cancelling Your Axis Bank Credit Card<\/span><\/h2>\n\n\n\n<p>Once you successfully close the Axis Bank credit card, take the following steps to ensure everything is finalized. Many people neglect post-closure steps, which can lead to unexpected issues. It\u2019s essential to be proactive and verify that your credit card has been closed properly.<\/p>\n\n\n\n<p>Here\u2019s what you should do after closing your Axis Bank credit card:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Check Your Credit Report: <\/strong>After cancellation, monitor your credit report to confirm that the card has been marked as closed.<\/li>\n\n\n\n<li><strong>Obtain a Closure Confirmation:<\/strong> Ensure that you receive a written confirmation from Axis Bank stating that your credit card is officially closed.<\/li>\n\n\n\n<li><strong>Destroy the Physical Card:<\/strong> Cut the card diagonally across the magnetic strip and chip to prevent misuse.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read: <\/strong><a href=\"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/axis-bank-credit-card-lounge-access-list\/\"><strong>Axis Bank Credit Card Lounge Access List<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-closing-axis-bank-credit-card-affects-your-credit-score\"><span id=\"how-closing-axis-bank-credit-card-affects-your-credit-score\">How Closing Axis Bank Credit Card Affects Your Credit Score<\/span><\/h2>\n\n\n\n<p>Closing an Axis Bank credit card can impact your credit score in various ways. Many people are unaware of the consequences and may close their credit cards without considering how it affects their credit profile.\u00a0<\/p>\n\n\n\n<p>Here\u2019s how closing an Axis Bank credit card can impact your credit score:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Credit Utilization Ratio: <\/strong>Your credit utilization ratio increases when a credit card is closed, which may lower your credit score.<\/li>\n\n\n\n<li><strong>Credit History Length: <\/strong>If the closed credit card was one of your oldest accounts, it may shorten your credit history.<\/li>\n\n\n\n<li><strong>Overall Credit Limit:<\/strong> The reduction in your total available credit may affect your ability to secure new loans or credit cards in the future.<\/li>\n<\/ul>\n\n\n\n<p>To mitigate the impact, consider keeping at least one credit card active or requesting a limit increase on another card.<\/p>\n\n\n\n<p>Understanding how to close Axis Bank credit cards is essential for a smooth and hassle-free process. Whether you choose online, phone, or branch methods, ensure that you clear all dues and redeem your reward points before proceeding.&nbsp;<\/p>\n\n\n\n<p>Additionally, always check your credit report to confirm the closure. By following these steps, you can successfully cancel your Axis Bank credit card without negatively affecting your financial health.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs-on-how-to-close-axis-bank-credit-card\"><span id=\"faqs-on-how-to-close-axis-bank-credit-card\">FAQs on How to Close Axis Bank Credit Card<\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1742447320071\"><strong class=\"schema-faq-question\">What is the process for how to close Axis Bank credit card?<\/strong> <p class=\"schema-faq-answer\">To close your Axis Bank credit card, you can choose from multiple methods, including calling customer care, sending an email request, or visiting a branch. Ensure all outstanding dues are cleared before initiating the cancellation.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1742447321039\"><strong class=\"schema-faq-question\">Can I close my Axis Bank credit card online?<\/strong> <p class=\"schema-faq-answer\">Yes, you can close your Axis Bank credit card online by sending an email request to email.services@axisbank.com with your registered details and card information. The bank will confirm the closure after verification.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1742447321457\"><strong class=\"schema-faq-question\">What are the steps to close Axis Bank credit card via customer care?<\/strong> <p class=\"schema-faq-answer\">You can call Axis Bank\u2019s customer care at 1860-419-5555 or 1860-500-5555 and request credit card closure. Provide necessary details, and once processed, you will receive a confirmation via SMS or email.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1742447322114\"><strong class=\"schema-faq-question\">Do I need to clear my dues before closing my Axis Bank credit card?<\/strong> <p class=\"schema-faq-answer\">Yes, before you proceed with how to close Axis Bank credit card, ensure all outstanding dues, including EMIs, penalties, and fees, are paid in full to avoid any issues with closure.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1742447322612\"><strong class=\"schema-faq-question\">What happens to my reward points when I close my Axis Bank credit card?<\/strong> <p class=\"schema-faq-answer\">Any unused reward points will expire once you close your Axis Bank credit card. It is recommended to redeem them before submitting a closure request.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1742447323154\"><strong class=\"schema-faq-question\">Will closing my Axis Bank credit card affect my credit score?<\/strong> <p class=\"schema-faq-answer\">Yes, closing an Axis Bank credit card can impact your credit score by increasing your credit utilization ratio and reducing your overall credit history. To minimize the effect, ensure you maintain a low credit utilization ratio on other cards.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1742447385670\"><strong class=\"schema-faq-question\">How can I check if my Axis Bank credit card is successfully closed?<\/strong> <p class=\"schema-faq-answer\">After completing the cancellation request, verify your credit report and obtain a written closure confirmation from Axis Bank to ensure the process is fully completed.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1742447386666\"><strong class=\"schema-faq-question\">Can I reopen my Axis Bank credit card after closing it?<\/strong> <p class=\"schema-faq-answer\">No, once you close an Axis Bank credit card, it cannot be reopened. If you need a credit card again, you must apply for a new one.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1742447387387\"><strong class=\"schema-faq-question\">What should I do after closing my Axis Bank credit card?<\/strong> <p class=\"schema-faq-answer\">After closing your Axis Bank credit card, check your credit report, obtain a closure confirmation from the bank, and destroy the physical card by cutting it across the chip and magnetic strip.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1742447389808\"><strong class=\"schema-faq-question\">Is there a penalty for closing my Axis Bank credit card?<\/strong> <p class=\"schema-faq-answer\">Axis Bank does not charge a penalty for closing a credit card, but if you have unpaid dues or EMIs, you must settle them before proceeding with the cancellation.<\/p> <\/div> <\/div>\n\n\n\n<p>To learn more about <a href=\"https:\/\/fly.finance\/international-bank-account\"><strong>bank accounts for students<\/strong><\/a>, the best <a href=\"https:\/\/fly.finance\/loans\"><strong>education loans<\/strong><\/a>, <a href=\"https:\/\/fly.finance\/forex\"><strong>forex<\/strong>,<\/a> banking experience for global students, or international money transfers, reach out to our experts at 1800572126 to help ease your experience with studying abroad.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-pale-ocean-gradient-background has-background has-fixed-layout\"><tbody><tr><td colspan=\"2\"><strong>Related Blogs<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/flipkart-axis-credit-card-lounge-access-updates-participating-lounges-benefits\/\"><strong>Flipkart Axis Credit Card Lounge Access<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/student-account\/flipkart-axis-bank-credit-card-cash-withdrawal-limits-charges-interests\/\"><strong>Flipkart Axis Bank Credit Card Cash Withdrawal 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class=\"wp-block-social-link-label screen-reader-text\">Twitter<\/span><\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>How to Close Axis Bank Credit Card: Closing an Axis Bank credit card requires a correct procedure to avoid any financial or credit score impact. Whether you no longer need your credit card or want to switch to a different provider, understanding how to close Axis Bank credit cards properly is essential. In this guide, &#8230; <a title=\"How to Close Axis Bank Credit Card?\" class=\"read-more\" href=\"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/how-to-close-axis-bank-credit-card\/\" aria-label=\"Read more about How to Close Axis Bank Credit Card?\">Read more<\/a><\/p>\n","protected":false},"author":34,"featured_media":18463,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[297],"tags":[],"class_list":["post-18462","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How to Close Axis Bank Credit Card?<\/title>\n<meta name=\"description\" content=\"How to Close Axis Bank Credit Card: Learn the step-by-step process for closing Axis Bank credit cards via phone, email, or branch. 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Clear dues, redeem rewards, and avoid credit score impact.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/how-to-close-axis-bank-credit-card\/\" \/>\n<meta property=\"og:site_name\" content=\"Fly Finance\" \/>\n<meta property=\"article:published_time\" content=\"2025-03-20T05:13:19+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-03-20T05:13:21+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/flyblog.fly.finance\/uploads\/2025\/03\/How-to-Close-Axis-Bank-Credit-Card.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"640\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Kapil Uniyal\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kapil Uniyal\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"How to Close Axis Bank Credit Card?","description":"How to Close Axis Bank Credit Card: Learn the step-by-step process for closing Axis Bank credit cards via phone, email, or branch. Clear dues, redeem rewards, and avoid credit score impact.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/how-to-close-axis-bank-credit-card\/","og_locale":"en_US","og_type":"article","og_title":"How to Close Axis Bank Credit Card?","og_description":"How to Close Axis Bank Credit Card: Learn the step-by-step process for closing Axis Bank credit cards via phone, email, or branch. 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I have had the privilege of collaborating with various esteemed organizations, consistently contributing to the advancement of learning. I am committed to continuously enhancing my knowledge and sharing insights on topics within my areas of expertise.","url":"https:\/\/fly.finance\/blog\/author\/kapil\/"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/how-to-close-axis-bank-credit-card\/#faq-question-1742447320071","position":1,"url":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/how-to-close-axis-bank-credit-card\/#faq-question-1742447320071","name":"What is the process for how to close Axis Bank credit card?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"To close your Axis Bank credit card, you can choose from multiple methods, including calling customer care, sending an email request, or visiting a branch. Ensure all outstanding dues are cleared before initiating the cancellation.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/how-to-close-axis-bank-credit-card\/#faq-question-1742447321039","position":2,"url":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/how-to-close-axis-bank-credit-card\/#faq-question-1742447321039","name":"Can I close my Axis Bank credit card online?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, you can close your Axis Bank credit card online by sending an email request to email.services@axisbank.com with your registered details and card information. The bank will confirm the closure after verification.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/how-to-close-axis-bank-credit-card\/#faq-question-1742447321457","position":3,"url":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/how-to-close-axis-bank-credit-card\/#faq-question-1742447321457","name":"What are the steps to close Axis Bank credit card via customer care?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"You can call Axis Bank\u2019s customer care at 1860-419-5555 or 1860-500-5555 and request credit card closure. Provide necessary details, and once processed, you will receive a confirmation via SMS or email.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/how-to-close-axis-bank-credit-card\/#faq-question-1742447322114","position":4,"url":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/how-to-close-axis-bank-credit-card\/#faq-question-1742447322114","name":"Do I need to clear my dues before closing my Axis Bank credit card?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, before you proceed with how to close Axis Bank credit card, ensure all outstanding dues, including EMIs, penalties, and fees, are paid in full to avoid any issues with closure.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/how-to-close-axis-bank-credit-card\/#faq-question-1742447322612","position":5,"url":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/how-to-close-axis-bank-credit-card\/#faq-question-1742447322612","name":"What happens to my reward points when I close my Axis Bank credit card?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Any unused reward points will expire once you close your Axis Bank credit card. It is recommended to redeem them before submitting a closure request.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/how-to-close-axis-bank-credit-card\/#faq-question-1742447323154","position":6,"url":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/how-to-close-axis-bank-credit-card\/#faq-question-1742447323154","name":"Will closing my Axis Bank credit card affect my credit score?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, closing an Axis Bank credit card can impact your credit score by increasing your credit utilization ratio and reducing your overall credit history. To minimize the effect, ensure you maintain a low credit utilization ratio on other cards.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/how-to-close-axis-bank-credit-card\/#faq-question-1742447385670","position":7,"url":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/how-to-close-axis-bank-credit-card\/#faq-question-1742447385670","name":"How can I check if my Axis Bank credit card is successfully closed?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"After completing the cancellation request, verify your credit report and obtain a written closure confirmation from Axis Bank to ensure the process is fully completed.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/how-to-close-axis-bank-credit-card\/#faq-question-1742447386666","position":8,"url":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/how-to-close-axis-bank-credit-card\/#faq-question-1742447386666","name":"Can I reopen my Axis Bank credit card after closing it?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"No, once you close an Axis Bank credit card, it cannot be reopened. If you need a credit card again, you must apply for a new one.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/how-to-close-axis-bank-credit-card\/#faq-question-1742447387387","position":9,"url":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/how-to-close-axis-bank-credit-card\/#faq-question-1742447387387","name":"What should I do after closing my Axis Bank credit card?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"After closing your Axis Bank credit card, check your credit report, obtain a closure confirmation from the bank, and destroy the physical card by cutting it across the chip and magnetic strip.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/how-to-close-axis-bank-credit-card\/#faq-question-1742447389808","position":10,"url":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/how-to-close-axis-bank-credit-card\/#faq-question-1742447389808","name":"Is there a penalty for closing my Axis Bank credit card?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Axis Bank does not charge a penalty for closing a credit card, but if you have unpaid dues or EMIs, you must settle them before proceeding with the cancellation.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/18462","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/users\/34"}],"replies":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/comments?post=18462"}],"version-history":[{"count":1,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/18462\/revisions"}],"predecessor-version":[{"id":18464,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/18462\/revisions\/18464"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media\/18463"}],"wp:attachment":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media?parent=18462"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/categories?post=18462"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/tags?post=18462"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}