{"id":18356,"date":"2025-03-15T09:30:00","date_gmt":"2025-03-15T04:00:00","guid":{"rendered":"https:\/\/fly.finance\/blog\/?p=18356"},"modified":"2025-03-15T06:19:23","modified_gmt":"2025-03-15T00:49:23","slug":"best-cashback-credit-cards-in-india","status":"publish","type":"post","link":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/","title":{"rendered":"Best Cashback Credit Cards in India: Pick the Best One For You"},"content":{"rendered":"\n<p>In today&#8217;s financial landscape, selecting the best cashback credit cards in India can significantly enhance your savings on everyday expenses. These cashback credit cards offer a percentage of your spending back as cash, providing straightforward and tangible rewards.&nbsp;<\/p>\n\n\n\n<p>This comprehensive guide explores the best cashback credit cards in India as of 2025, factors to consider when choosing a cashback credit card, and how to choose, helping you make an informed decision to maximize your benefits. So, without further ado, let\u2019s get started!<\/p>\n\n\n\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2 id=\"table-of-contents\">Table of contents<\/h2><ul><li><a href=\"#h-what-are-the-cashback-credit-cards-in-india\" data-level=\"2\">What Are the Cashback Credit Cards in India?<\/a><\/li><li><a href=\"#h-list-of-best-cashback-credit-cards-in-india\" data-level=\"2\">List of Best Cashback Credit Cards in India<\/a><\/li><li><a href=\"#h-additional-benefits-with-the-best-cashback-credit-cards-india\" data-level=\"2\">Additional Benefits With the Best Cashback Credit Cards India<\/a><\/li><li><a href=\"#h-factors-to-consider-when-choosing-a-cashback-credit-card\" data-level=\"2\">Factors to Consider When Choosing a Cashback Credit Card<\/a><\/li><li><a href=\"#h-how-to-choose-the-best-cashback-credit-card-in-india\" data-level=\"2\">How to Choose the Best Cashback Credit Card in India<\/a><\/li><li><a href=\"#h-faqs-on-best-cashback-credit-cards-india\" data-level=\"2\">FAQs on Best Cashback Credit Cards India<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-what-are-the-cashback-credit-cards-in-india\"><span id=\"what-are-the-cashback-credit-cards-in-india\">What Are the Cashback Credit Cards in India?<\/span><\/h2>\n\n\n\n<p>Cashback credit cards in India are a smart way to save on everyday expenses like shopping, dining, utility bills, and travel. Unlike reward points or air miles, cashback is straightforward\u2014it is either credited to your account or adjusted against your statement balance. This simplicity makes cashback credit cards highly popular among consumers who prefer direct and tangible savings.<\/p>\n\n\n\n<p>The best cashback credit cards in India provide high cashback on specific categories like online shopping, dining, or travel, while others provide flat cashback on all transactions. Additionally, many cashback credit cards in India come with perks such as fuel surcharge waivers, lounge access, and milestone benefits, enhancing their overall value.\u00a0<\/p>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read: <\/strong><a href=\"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/foreign-credit-cards\/\"><strong>Foreign Credit Cards: Eligibility, Best Cards, Apply Online<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-list-of-best-cashback-credit-cards-in-india\"><span id=\"list-of-best-cashback-credit-cards-in-india\">List of Best Cashback Credit Cards in India<\/span><\/h2>\n\n\n\n<p>In India, multiple banks provide cashback credit cards, each with unique benefits, joining fees, and annual charges. With various options available, choosing the right card can help you optimize your spending while enjoying exclusive benefits.<\/p>\n\n\n\n<p>&nbsp;To help you choose the best option, we\u2019ve curated a list of the top cashback credit cards in India, comparing their key features, fees, and benefits.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Credit Card<\/strong><\/td><td><strong>Cashback Benefits<\/strong><\/td><td><strong>Additional Perks<\/strong><\/td><td><strong>Joining Fee<\/strong><\/td><td><strong>Annual Fee<\/strong><\/td><\/tr><tr><td><strong>Axis Bank Ace Credit Card<\/strong><\/td><td>5% on Google Pay utility payments, 4% on Swiggy\/Zomato\/Ola<\/td><td>Four complimentary airport lounge visits annually<\/td><td>INR 499<\/td><td>INR 499<\/td><\/tr><tr><td><strong>Axis Bank Cashback Credit Card<\/strong><\/td><td>&#8211; 5% on bill payments and recharges via Google Pay.- 4% on Swiggy, Zomato, and Ola.- 2% on all other expenses.<\/td><td>1% fuel surcharge waiver at all fuel stations and four complimentary airport lounge visits annually.<\/td><td>INR 500<\/td><td>INR 500<\/td><\/tr><tr><td><strong>Flipkart Axis Bank Credit Card<\/strong><\/td><td>5% on Flipkart &amp; Myntra, 4% on Uber, PVR, Cure.fit<\/td><td>Fuel surcharge waiver<\/td><td>INR 500<\/td><td>INR 500<\/td><\/tr><tr><td><strong>BOB Financial Prime Credit Card<\/strong><\/td><td>5% on utility bill payments<\/td><td>Fuel surcharge waiver<\/td><td>INR 500<\/td><td>INR 500<\/td><\/tr><tr><td><strong>Canara Bank Visa Signature Card<\/strong><\/td><td>Reward points redeemable for cashback<\/td><td>Lifestyle benefits<\/td><td>INR 500<\/td><td>INR 500<\/td><\/tr><tr><td><strong>Citibank Cashback Credit Card<\/strong><\/td><td>5% on movies, utilities, and phone bills<\/td><td>Easy EMI conversion<\/td><td>INR 500<\/td><td>INR 500<\/td><\/tr><tr><td><strong>HDFC Bank MoneyBack Credit Card<\/strong><\/td><td>5% cashback on online spends, 2 reward points for every INR 150 spent.<\/td><td>Welcome benefit of 500 reward points upon payment of joining fee.<\/td><td>INR 500<\/td><td>INR 500<\/td><\/tr><tr><td><strong>HDFC Millennia Credit Card<\/strong><\/td><td>5% on Amazon, Flipkart, Zomato, Swiggy, and PayZapp<\/td><td>Fuel surcharge waiver, lounge access<\/td><td>INR 1,000<\/td><td>INR 1,000<\/td><\/tr><tr><td><strong>Swiggy HDFC Bank Credit Card<\/strong><\/td><td>10% on Swiggy, 5% on Amazon, Flipkart, Ola, Myntra<\/td><td>Bonus welcome rewards<\/td><td>INR 500<\/td><td>INR 500<\/td><\/tr><tr><td><strong>HSBC Cashback Credit Card<\/strong><\/td><td>5% on online spends, 1% on all other spends<\/td><td>Lounge access, milestone benefits<\/td><td>INR 1,000<\/td><td>INR 1,000<\/td><\/tr><tr><td><strong>Amazon Pay ICICI Bank Credit Card<\/strong><\/td><td>5% on Amazon (Prime), 3% (Non-Prime), 2% on partner merchants<\/td><td>No expiry on rewards<\/td><td>Free<\/td><td>Free<\/td><\/tr><tr><td><strong>IndusInd Platinum Aura Credit Card<\/strong><\/td><td>2% on weekend spends, 1% on other spends<\/td><td>Golf course access, lounge benefits<\/td><td>INR 999<\/td><td>INR 999<\/td><\/tr><tr><td><strong>Kotak 811 #DreamDifferent Credit Card<\/strong><\/td><td>1 reward point per INR 100 spent (redeemable for cashback)<\/td><td>Lifetime free card<\/td><td>Free<\/td><td>Free<\/td><\/tr><tr><td><strong>Kotak Delight Platinum Credit Card<\/strong><\/td><td>10% on dining &amp; movies<\/td><td>Welcome bonus rewards<\/td><td>INR 1,000<\/td><td>INR 1,000<\/td><\/tr><tr><td><strong>Kotak Mojo Platinum Credit Card<\/strong><\/td><td>2.5 Mojo points per INR 100 spent online (redeemable for cashback)<\/td><td>Milestone-based rewards<\/td><td>INR 1,000<\/td><td>INR 1,000<\/td><\/tr><tr><td><strong>RBL Bank Monthly Treats Credit Card<\/strong><\/td><td>1% on all spends, Additional benefits on dining and entertainment spends.<\/td><td>Complimentary movie tickets every month and milestone benefits.<\/td><td>INR 1,200<\/td><td>INR 1,200<\/td><\/tr><tr><td><strong>SBI Cashback Credit Card<\/strong><\/td><td>5% on all online spends, 1% on other spends<\/td><td>No rewards redemption fee<\/td><td>INR 999<\/td><td>INR 999<\/td><\/tr><tr><td><strong>Standard Chartered Super Value Titanium Credit Card<\/strong><\/td><td>5% on telephone and utility bill payments, 1% on all other spends.<\/td><td>Fuel surcharge waiver at all petrol stations.<\/td><td>INR 750<\/td><td>INR 750<\/td><\/tr><tr><td><strong>Union Bank Signature Credit Card<\/strong><\/td><td>1.5% on online spends, 1% on other spends<\/td><td>Lounge access, fuel waiver<\/td><td>INR 500<\/td><td>INR 500<\/td><\/tr><tr><td><strong>YES Prosperity Cashback Plus Credit Card<\/strong><\/td><td>5% on bill payments and recharges via Google Pay, 1% on all other spends.<\/td><td>Fuel surcharge waiver and milestone benefits.<\/td><td>INR 1,499<\/td><td>INR 1,499<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-additional-benefits-with-the-best-cashback-credit-cards-india\"><span id=\"additional-benefits-with-the-best-cashback-credit-cards-india\">Additional Benefits With the Best Cashback Credit Cards India<\/span><\/h2>\n\n\n\n<p>The best cashback credit cards in India not only offer cashback on transactions but also come with several additional benefits, making them highly rewarding. Here are some of the extra perks you can expect:<\/p>\n\n\n\n<p><strong>1. Welcome Bonuses &amp; Reward Points<\/strong><\/p>\n\n\n\n<p>Many cashback credit cards provide welcome benefits like bonus cashback, reward points, or complimentary vouchers from popular brands.<\/p>\n\n\n\n<p><strong>2. Airport Lounge Access<\/strong><\/p>\n\n\n\n<p>Premium cashback credit cards often come with complimentary domestic and international airport lounge access, making travel more comfortable.<\/p>\n\n\n\n<p><strong>3. Fuel Surcharge Waiver<\/strong><\/p>\n\n\n\n<p>Some credit cards offer a fuel surcharge waiver of up to 1% at petrol pumps across India, helping you save on fuel expenses.<\/p>\n\n\n\n<p><strong>4. Dining Discounts<\/strong><\/p>\n\n\n\n<p>Many banks partner with top restaurants to provide exclusive dining discounts, cashback offers, and complimentary meals.<\/p>\n\n\n\n<p><strong>5. Entertainment Benefits<\/strong><\/p>\n\n\n\n<p>Certain cashback credit cards offer &#8220;Buy 1 Get 1 Free&#8221; movie tickets or discounts on platforms like BookMyShow and INOX.<\/p>\n\n\n\n<p><strong>6. No-Cost EMI Options<\/strong><\/p>\n\n\n\n<p>Some cards allow no-cost EMI conversions on big-ticket purchases, making it easier to buy expensive gadgets, electronics, and furniture.<\/p>\n\n\n\n<p><strong>7. Travel Perks<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>AirMiles &amp; Travel Discounts<\/strong> \u2013 Some cards provide AirMiles or discounts on flight and hotel bookings.<\/li>\n\n\n\n<li><strong>Foreign Exchange Markup Discounts<\/strong> \u2013 Premium cards reduce forex markup fees on international transactions.<\/li>\n<\/ul>\n\n\n\n<p><strong>8. Insurance Cover &amp; Fraud Protection<\/strong><\/p>\n\n\n\n<p>Certain cards come with complimentary insurance cover for travel, accidental death, or fraud protection.<\/p>\n\n\n\n<p><strong>9. Milestone Benefits<\/strong><\/p>\n\n\n\n<p>Some credit cards reward high spending with additional cashback, vouchers, or fee waivers.<\/p>\n\n\n\n<p><strong>10. Annual Fee Waiver<\/strong><\/p>\n\n\n\n<p>Many cashback credit cards waive the annual fee if you meet a minimum annual spending threshold.<\/p>\n\n\n\n<p>We have compiled a list of various <a href=\"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-credit-cards-with-airport-lounge-access\/\"><strong>lounge access credit cards<\/strong><\/a> along with their benefits, with interlinked blogs for detailed insights.&nbsp;<\/p>\n\n\n\n<p>Simply click on the links to explore more about each card and its features.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><a href=\"https:\/\/fly.finance\/blog\/student-account\/debit-cards\/best-debit-cards-with-airport-lounge-access\/\"><strong>Best Debit Cards with Airport Lounge Access<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/flipkart-axis-credit-card-lounge-access-updates-participating-lounges-benefits\/\"><strong>Flipkart Axis Credit Card Lounge Access<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/axis-bank-credit-card-lounge-access-list\/\"><strong>Axis Bank Credit Card Lounge Access List<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/sbi-elite-credit-card-lounge-access-airport-list\/\"><strong>SBI Elite Credit Card Lounge Access &amp; Airport List<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/student-account\/debit-cards\/kotak-debit-cards-with-lounge-access-complete-list-check-eligibility\/\"><strong>Kotak Debit Cards with Lounge Access<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/money-transfer\/bank-of-baroda-forex-card\/\"><strong>Bank of Baroda Forex Card: Benefits, Charges, How to Buy<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/student-account\/sbi-credit-card-withdrawal-limits-guidelines-charges-interests\/\"><strong>SBI Credit Card Cash Withdrawal Limits<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/hdfc-credit-card-lounge-access\/\"><strong>HDFC Credit Card Lounge Access<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/icici-bank-credit-cards-with-lounge-access\/\"><strong>ICICI Bank Credit Cards with Lounge Access<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/hsbc-credit-card-lounge-access\/\"><strong>HSBC Credit Card Lounge Access<\/strong><\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-factors-to-consider-when-choosing-a-cashback-credit-card\"><span id=\"factors-to-consider-when-choosing-a-cashback-credit-card\">Factors to Consider When Choosing a Cashback Credit Card<\/span><\/h2>\n\n\n\n<p>Before choosing the best cashback credit card in India, it&#8217;s essential to understand the key factors that can help you maximize your cashback benefits. To assist you, we have outlined some important criteria to consider when selecting the right cashback credit card.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Spending Habits: <\/strong>Identify your primary spending categories\u2014be it online shopping, dining, groceries, or fuel\u2014and choose a card that offers higher cashback in those areas.<\/li>\n\n\n\n<li><strong>Annual and Joining Fees:<\/strong> Some cashback credit cards India come with fees that might offset the cashback benefits. Ensure that the rewards outweigh the costs.<\/li>\n\n\n\n<li><strong>Cashback Caps and Expiry: <\/strong>Be aware of any monthly or annual limits on cashback earnings and whether the cashback has an expiration period.<\/li>\n\n\n\n<li><strong>Redemption Process:<\/strong> Some cashback credit cards in India offer automatic cashback credits, while others might require manual redemption. Opt for one that aligns with your preference.<\/li>\n\n\n\n<li><strong>Additional Benefits: <\/strong>Beyond cashback, consider other perks like lounge access, fuel surcharge waivers, or exclusive discounts.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read: <\/strong><a href=\"https:\/\/fly.finance\/blog\/student-account\/sbi-student-credit-card\/\"><strong>SBI Student Credit Card: Apply, Eligibility, Benefits, Process<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-choose-the-best-cashback-credit-card-in-india\"><span id=\"how-to-choose-the-best-cashback-credit-card-in-india\">How to Choose the Best Cashback Credit Card in India<\/span><\/h2>\n\n\n\n<p>Selecting the best cashback credit card in India requires evaluating various factors that align with your spending habits. Here&#8217;s how you can make the right choice:<\/p>\n\n\n\n<p><strong>1. Identify Your Spending Categories<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If you shop online frequently, opt for cards like the Cashback SBI Card or HDFC Millennia Credit Card.<\/li>\n\n\n\n<li>If you make utility bill payments, the Axis Bank ACE Credit Card (5% cashback on Google Pay bill payments) is an excellent choice.<\/li>\n\n\n\n<li>For category-specific benefits, Amazon Pay ICICI Credit Card or Flipkart Axis Bank Credit Card are top picks.<\/li>\n<\/ul>\n\n\n\n<p><strong>2. Compare Cashback Rates &amp; Limits<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Some cards offer higher cashback but have caps on maximum earnings.<\/li>\n\n\n\n<li>Others provide unlimited cashback but at a lower percentage.<\/li>\n\n\n\n<li>Ensure the card you choose aligns with your spending patterns.<\/li>\n<\/ul>\n\n\n\n<p><strong>3. Check the Fees &amp; Charges<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Some cashback credit cards charge annual fees, which can reduce your net savings.<\/li>\n\n\n\n<li>Opt for cards with fee waivers if you can meet the spending threshold.<\/li>\n<\/ul>\n\n\n\n<p><strong>4. Ease of Cashback Redemption<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Some credit cards, like Amazon Pay ICICI, offer automatic cashback adjustments to your statement.<\/li>\n\n\n\n<li>Others, like HDFC Millennia, require manual redemption of Cash Points.<\/li>\n<\/ul>\n\n\n\n<p><strong>5. Additional Perks &amp; Benefits<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Many cashback credit cards in India also offer perks like complimentary airport lounge access, dining discounts, and fuel surcharge waivers.<\/li>\n\n\n\n<li>Choose a card that provides maximum value beyond just cashback.<\/li>\n<\/ul>\n\n\n\n<p>Selecting the best cashback credit card in India depends on where you spend the most. By analyzing your spending patterns and evaluating cashback benefits, you can maximize savings and get the most value out of your credit card.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs-on-best-cashback-credit-cards-india\"><span id=\"faqs-on-best-cashback-credit-cards-india\">FAQs on Best Cashback Credit Cards India<\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1741999451110\"><strong class=\"schema-faq-question\">Which is the best cashback credit card in India?<\/strong> <p class=\"schema-faq-answer\">The best cashback credit cards in India include SBI Cashback Credit Card and HDFC Millennia Credit Card for online shopping, while Axis Bank ACE Credit Card is ideal for bill payments and daily expenses. There are other best cashback cards you can check above in the list of cashback credit cards in India.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1741999453131\"><strong class=\"schema-faq-question\">What are the benefits of using cashback credit cards in India?<\/strong> <p class=\"schema-faq-answer\">The best cashback credit cards in India offer instant savings on transactions like shopping, dining, and utility bill payments. Some also provide fuel surcharge waivers, airport lounge access, and milestone benefits.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1741999454626\"><strong class=\"schema-faq-question\">Do all transactions qualify for cashback on cashback credit cards in India?<\/strong> <p class=\"schema-faq-answer\">Not all transactions earn cashback. Most best cashback credit cards in India exclude fuel, wallet loads, and rent payments from cashback eligibility. Check your card\u2019s terms to maximize benefits.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1741999455236\"><strong class=\"schema-faq-question\">Which bank provides the best cashback credit cards in India?<\/strong> <p class=\"schema-faq-answer\">Top banks offering the best cashback credit cards in India include HDFC Bank, SBI, ICICI Bank, Axis Bank, and Citibank. Each card has specific cashback benefits suited to different spending habits.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1741999456207\"><strong class=\"schema-faq-question\">Are there any cashback limits on the best cashback credit cards in India?<\/strong> <p class=\"schema-faq-answer\">Yes, some best cashback credit cards in India have monthly or annual cashback caps. For instance, the SBI Cashback Credit Card offers a maximum cashback of INR 5,000 per billing cycle.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1741999530152\"><strong class=\"schema-faq-question\">Which cashback credit card in India has no annual fee?<\/strong> <p class=\"schema-faq-answer\">Among the best cashback credit cards in India, the Amazon Pay ICICI Credit Card is lifetime free, making it a great choice for frequent Amazon shoppers.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1741999531228\"><strong class=\"schema-faq-question\">How is cashback credited on cashback credit cards in India?<\/strong> <p class=\"schema-faq-answer\">Cashback is either automatically credited to your statement balance (as in Amazon Pay ICICI Credit Card) or requires manual redemption in the form of cashback points (like HDFC Millennia Credit Card).<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1741999532392\"><strong class=\"schema-faq-question\">Do the best cashback credit cards in India provide additional perks?<\/strong> <p class=\"schema-faq-answer\">Yes! Apart from cashback, the best cashback credit cards in India offer airport lounge access, fuel surcharge waivers, dining discounts, and milestone benefits to enhance savings.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1741999533709\"><strong class=\"schema-faq-question\">How do I choose the best cashback credit card in India?<\/strong> <p class=\"schema-faq-answer\">Selecting the best cashback credit cards in India depends on your spending habits. Choose a card that offers higher cashback on your frequent expenses, such as online shopping, dining, or bill payments.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1741999534431\"><strong class=\"schema-faq-question\">How can I maximize rewards with cashback credit cards in India?<\/strong> <p class=\"schema-faq-answer\">To maximize savings, use multiple best cashback credit cards in India strategically\u2014Axis Bank ACE Credit Card for bill payments (5% cashback) and Amazon Pay ICICI Credit Card for Amazon purchases (5% cashback for Prime members).<\/p> <\/div> <\/div>\n\n\n\n<p>To learn more about <a href=\"https:\/\/fly.finance\/international-bank-account\"><strong>bank accounts for students<\/strong><\/a>, the best <a href=\"https:\/\/fly.finance\/loans\"><strong>education loans<\/strong><\/a>, <a href=\"https:\/\/fly.finance\/forex\"><strong>forex<\/strong>,<\/a> banking experience for global students, or international money transfers, reach out to our experts at 1800572126 to help ease your experience with studying abroad.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-pale-ocean-gradient-background has-background has-fixed-layout\"><tbody><tr><td colspan=\"2\"><strong>Related Blogs<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/citibank-credit-card-foreign-transaction-fees\/\"><strong>Citibank Credit Card Foreign Transaction Fees<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/student-account\/credit-card-repayment\/\"><strong>Credit Card Repayment: Process, Modes, Tips<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/money-transfer\/forex-card-vs-credit-card\/\"><strong>Forex Card vs Credit Card<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/pay-student-loans-with-credit-card\/\"><strong>Pay Student Loans with a Credit Card: Pros and Cons &amp; How to Pay<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/student-account\/credit-card-cash-withdrawal-limit-for-various-bank-and-credit-cards\/\"><strong>Credit Card Cash Withdrawal Limit<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/student-account\/debit-cards\/icici-debit-card-charges-for-international-transactions\/\"><strong>ICICI Debit Card Charges for International Transactions<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/idfc-credit-cards-with-lounge-access\/\"><strong>IDFC Credit Cards with Lounge Access: Top Picks for 2025<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/student-account\/debit-cards\/hdfc-international-debit-card-charges\/\"><strong>HDFC International Debit Card Charges (2025)<\/strong><\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Follow Us on Social Media <\/strong><\/p>\n\n\n\n<ul class=\"wp-block-social-links is-layout-flex wp-block-social-links-is-layout-flex\"><li class=\"wp-social-link wp-social-link-instagram  wp-block-social-link\"><a href=\"https:\/\/instagram.com\/flydotfinance\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12,4.622c2.403,0,2.688,0.009,3.637,0.052c0.877,0.04,1.354,0.187,1.671,0.31c0.42,0.163,0.72,0.358,1.035,0.673 c0.315,0.315,0.51,0.615,0.673,1.035c0.123,0.317,0.27,0.794,0.31,1.671c0.043,0.949,0.052,1.234,0.052,3.637 s-0.009,2.688-0.052,3.637c-0.04,0.877-0.187,1.354-0.31,1.671c-0.163,0.42-0.358,0.72-0.673,1.035 c-0.315,0.315-0.615,0.51-1.035,0.673c-0.317,0.123-0.794,0.27-1.671,0.31c-0.949,0.043-1.233,0.052-3.637,0.052 s-2.688-0.009-3.637-0.052c-0.877-0.04-1.354-0.187-1.671-0.31c-0.42-0.163-0.72-0.358-1.035-0.673 c-0.315-0.315-0.51-0.615-0.673-1.035c-0.123-0.317-0.27-0.794-0.31-1.671C4.631,14.688,4.622,14.403,4.622,12 s0.009-2.688,0.052-3.637c0.04-0.877,0.187-1.354,0.31-1.671c0.163-0.42,0.358-0.72,0.673-1.035 c0.315-0.315,0.615-0.51,1.035-0.673c0.317-0.123,0.794-0.27,1.671-0.31C9.312,4.631,9.597,4.622,12,4.622 M12,3 C9.556,3,9.249,3.01,8.289,3.054C7.331,3.098,6.677,3.25,6.105,3.472C5.513,3.702,5.011,4.01,4.511,4.511 c-0.5,0.5-0.808,1.002-1.038,1.594C3.25,6.677,3.098,7.331,3.054,8.289C3.01,9.249,3,9.556,3,12c0,2.444,0.01,2.751,0.054,3.711 c0.044,0.958,0.196,1.612,0.418,2.185c0.23,0.592,0.538,1.094,1.038,1.594c0.5,0.5,1.002,0.808,1.594,1.038 c0.572,0.222,1.227,0.375,2.185,0.418C9.249,20.99,9.556,21,12,21s2.751-0.01,3.711-0.054c0.958-0.044,1.612-0.196,2.185-0.418 c0.592-0.23,1.094-0.538,1.594-1.038c0.5-0.5,0.808-1.002,1.038-1.594c0.222-0.572,0.375-1.227,0.418-2.185 C20.99,14.751,21,14.444,21,12s-0.01-2.751-0.054-3.711c-0.044-0.958-0.196-1.612-0.418-2.185c-0.23-0.592-0.538-1.094-1.038-1.594 c-0.5-0.5-1.002-0.808-1.594-1.038c-0.572-0.222-1.227-0.375-2.185-0.418C14.751,3.01,14.444,3,12,3L12,3z M12,7.378 c-2.552,0-4.622,2.069-4.622,4.622S9.448,16.622,12,16.622s4.622-2.069,4.622-4.622S14.552,7.378,12,7.378z M12,15 c-1.657,0-3-1.343-3-3s1.343-3,3-3s3,1.343,3,3S13.657,15,12,15z M16.804,6.116c-0.596,0-1.08,0.484-1.08,1.08 s0.484,1.08,1.08,1.08c0.596,0,1.08-0.484,1.08-1.08S17.401,6.116,16.804,6.116z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">Instagram<\/span><\/a><\/li>\n\n<li class=\"wp-social-link wp-social-link-linkedin  wp-block-social-link\"><a href=\"https:\/\/www.linkedin.com\/company\/flyfinance\/\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M19.7,3H4.3C3.582,3,3,3.582,3,4.3v15.4C3,20.418,3.582,21,4.3,21h15.4c0.718,0,1.3-0.582,1.3-1.3V4.3 C21,3.582,20.418,3,19.7,3z M8.339,18.338H5.667v-8.59h2.672V18.338z M7.004,8.574c-0.857,0-1.549-0.694-1.549-1.548 c0-0.855,0.691-1.548,1.549-1.548c0.854,0,1.547,0.694,1.547,1.548C8.551,7.881,7.858,8.574,7.004,8.574z M18.339,18.338h-2.669 v-4.177c0-0.996-0.017-2.278-1.387-2.278c-1.389,0-1.601,1.086-1.601,2.206v4.249h-2.667v-8.59h2.559v1.174h0.037 c0.356-0.675,1.227-1.387,2.526-1.387c2.703,0,3.203,1.779,3.203,4.092V18.338z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">LinkedIn<\/span><\/a><\/li>\n\n<li class=\"wp-social-link wp-social-link-twitter  wp-block-social-link\"><a href=\"https:\/\/twitter.com\/flydotfinance\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M22.23,5.924c-0.736,0.326-1.527,0.547-2.357,0.646c0.847-0.508,1.498-1.312,1.804-2.27 c-0.793,0.47-1.671,0.812-2.606,0.996C18.324,4.498,17.257,4,16.077,4c-2.266,0-4.103,1.837-4.103,4.103 c0,0.322,0.036,0.635,0.106,0.935C8.67,8.867,5.647,7.234,3.623,4.751C3.27,5.357,3.067,6.062,3.067,6.814 c0,1.424,0.724,2.679,1.825,3.415c-0.673-0.021-1.305-0.206-1.859-0.513c0,0.017,0,0.034,0,0.052c0,1.988,1.414,3.647,3.292,4.023 c-0.344,0.094-0.707,0.144-1.081,0.144c-0.264,0-0.521-0.026-0.772-0.074c0.522,1.63,2.038,2.816,3.833,2.85 c-1.404,1.1-3.174,1.756-5.096,1.756c-0.331,0-0.658-0.019-0.979-0.057c1.816,1.164,3.973,1.843,6.29,1.843 c7.547,0,11.675-6.252,11.675-11.675c0-0.178-0.004-0.355-0.012-0.531C20.985,7.47,21.68,6.747,22.23,5.924z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">Twitter<\/span><\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>In today&#8217;s financial landscape, selecting the best cashback credit cards in India can significantly enhance your savings on everyday expenses. These cashback credit cards offer a percentage of your spending back as cash, providing straightforward and tangible rewards.&nbsp; This comprehensive guide explores the best cashback credit cards in India as of 2025, factors to consider &#8230; <a title=\"Best Cashback Credit Cards in India: Pick the Best One For You\" class=\"read-more\" href=\"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/\" aria-label=\"Read more about Best Cashback Credit Cards in India: Pick the Best One For You\">Read more<\/a><\/p>\n","protected":false},"author":34,"featured_media":18357,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[297],"tags":[],"class_list":["post-18356","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-credit-cards"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Best Cashback Credit Cards in India<\/title>\n<meta name=\"description\" content=\"Best Cashback Credit Cards India: Discover the best cashback credit cards in India. Compare the top cashback credit cards that offer maximum cashback on shopping, dining, and bill payments.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Best Cashback Credit Cards in India: Pick the Best One For You\" \/>\n<meta property=\"og:description\" content=\"Best Cashback Credit Cards India: Discover the best cashback credit cards in India. Compare the top cashback credit cards that offer maximum cashback on shopping, dining, and bill payments.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/\" \/>\n<meta property=\"og:site_name\" content=\"Fly Finance\" \/>\n<meta property=\"article:published_time\" content=\"2025-03-15T04:00:00+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/flyblog.fly.finance\/uploads\/2025\/03\/Best-Cashback-Credit-Cards.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"640\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Kapil Uniyal\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kapil Uniyal\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"10 minutes\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Best Cashback Credit Cards in India","description":"Best Cashback Credit Cards India: Discover the best cashback credit cards in India. Compare the top cashback credit cards that offer maximum cashback on shopping, dining, and bill payments.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/","og_locale":"en_US","og_type":"article","og_title":"Best Cashback Credit Cards in India: Pick the Best One For You","og_description":"Best Cashback Credit Cards India: Discover the best cashback credit cards in India. Compare the top cashback credit cards that offer maximum cashback on shopping, dining, and bill payments.","og_url":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/","og_site_name":"Fly Finance","article_published_time":"2025-03-15T04:00:00+00:00","og_image":[{"width":1024,"height":640,"url":"https:\/\/flyblog.fly.finance\/uploads\/2025\/03\/Best-Cashback-Credit-Cards.webp","type":"image\/webp"}],"author":"Kapil Uniyal","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Kapil Uniyal","Est. reading time":"10 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#article","isPartOf":{"@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/"},"author":{"name":"Kapil Uniyal","@id":"https:\/\/fly.finance\/blog\/#\/schema\/person\/5122b947220e965b357bf3a4276efef9"},"headline":"Best Cashback Credit Cards in India: Pick the Best One For You","datePublished":"2025-03-15T04:00:00+00:00","mainEntityOfPage":{"@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/"},"wordCount":2101,"commentCount":0,"publisher":{"@id":"https:\/\/fly.finance\/blog\/#organization"},"image":{"@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#primaryimage"},"thumbnailUrl":"https:\/\/flyblog.fly.finance\/uploads\/2025\/03\/Best-Cashback-Credit-Cards.webp","articleSection":["Credit Cards"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#respond"]}],"accessibilityFeature":["tableOfContents"]},{"@type":["WebPage","FAQPage"],"@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/","url":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/","name":"Best Cashback Credit Cards in India","isPartOf":{"@id":"https:\/\/fly.finance\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#primaryimage"},"image":{"@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#primaryimage"},"thumbnailUrl":"https:\/\/flyblog.fly.finance\/uploads\/2025\/03\/Best-Cashback-Credit-Cards.webp","datePublished":"2025-03-15T04:00:00+00:00","description":"Best Cashback Credit Cards India: Discover the best cashback credit cards in India. Compare the top cashback credit cards that offer maximum cashback on shopping, dining, and bill payments.","breadcrumb":{"@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#breadcrumb"},"mainEntity":[{"@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#faq-question-1741999451110"},{"@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#faq-question-1741999453131"},{"@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#faq-question-1741999454626"},{"@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#faq-question-1741999455236"},{"@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#faq-question-1741999456207"},{"@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#faq-question-1741999530152"},{"@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#faq-question-1741999531228"},{"@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#faq-question-1741999532392"},{"@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#faq-question-1741999533709"},{"@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#faq-question-1741999534431"}],"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#primaryimage","url":"https:\/\/flyblog.fly.finance\/uploads\/2025\/03\/Best-Cashback-Credit-Cards.webp","contentUrl":"https:\/\/flyblog.fly.finance\/uploads\/2025\/03\/Best-Cashback-Credit-Cards.webp","width":1024,"height":640,"caption":"Best Cashback Credit Cards in India"},{"@type":"BreadcrumbList","@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/fly.finance\/blog\/"},{"@type":"ListItem","position":2,"name":"Student Bank Account","item":"https:\/\/fly.finance\/blog\/category\/student-account\/"},{"@type":"ListItem","position":3,"name":"Credit Cards","item":"https:\/\/fly.finance\/blog\/category\/student-account\/credit-cards\/"},{"@type":"ListItem","position":4,"name":"Best Cashback Credit Cards in India: Pick the Best One For You"}]},{"@type":"WebSite","@id":"https:\/\/fly.finance\/blog\/#website","url":"https:\/\/fly.finance\/blog\/","name":"Fly Finance","description":"Explore blogs related to Education Loan, Student Bank Account, International Money Transfer, Scholarships along with latest news at Fly Finance.","publisher":{"@id":"https:\/\/fly.finance\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/fly.finance\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/fly.finance\/blog\/#organization","name":"Fly Finance","url":"https:\/\/fly.finance\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fly.finance\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2024\/01\/29151141\/Fly-Finance-Logo-1.webp","contentUrl":"https:\/\/flyblog.fly.finance\/wp-content\/uploads\/2024\/01\/29151141\/Fly-Finance-Logo-1.webp","width":1080,"height":1080,"caption":"Fly Finance"},"image":{"@id":"https:\/\/fly.finance\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/fly.finance\/blog\/#\/schema\/person\/5122b947220e965b357bf3a4276efef9","name":"Kapil Uniyal","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/4b56f1ba52ddcf5183ccd8414fb0e7ff3e0b1dd1ac8bedeb9af6b46c24d7b1ed?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4b56f1ba52ddcf5183ccd8414fb0e7ff3e0b1dd1ac8bedeb9af6b46c24d7b1ed?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/4b56f1ba52ddcf5183ccd8414fb0e7ff3e0b1dd1ac8bedeb9af6b46c24d7b1ed?s=96&d=mm&r=g","caption":"Kapil Uniyal"},"description":"With over six years of dedicated experience as a content writer in the EdTech industry, I bring a wealth of knowledge and expertise to the field. I have had the privilege of collaborating with various esteemed organizations, consistently contributing to the advancement of learning. I am committed to continuously enhancing my knowledge and sharing insights on topics within my areas of expertise.","url":"https:\/\/fly.finance\/blog\/author\/kapil\/"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#faq-question-1741999451110","position":1,"url":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#faq-question-1741999451110","name":"Which is the best cashback credit card in India?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The best cashback credit cards in India include SBI Cashback Credit Card and HDFC Millennia Credit Card for online shopping, while Axis Bank ACE Credit Card is ideal for bill payments and daily expenses. There are other best cashback cards you can check above in the list of cashback credit cards in India.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#faq-question-1741999453131","position":2,"url":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#faq-question-1741999453131","name":"What are the benefits of using cashback credit cards in India?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The best cashback credit cards in India offer instant savings on transactions like shopping, dining, and utility bill payments. Some also provide fuel surcharge waivers, airport lounge access, and milestone benefits.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#faq-question-1741999454626","position":3,"url":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#faq-question-1741999454626","name":"Do all transactions qualify for cashback on cashback credit cards in India?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Not all transactions earn cashback. Most best cashback credit cards in India exclude fuel, wallet loads, and rent payments from cashback eligibility. Check your card\u2019s terms to maximize benefits.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#faq-question-1741999455236","position":4,"url":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#faq-question-1741999455236","name":"Which bank provides the best cashback credit cards in India?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Top banks offering the best cashback credit cards in India include HDFC Bank, SBI, ICICI Bank, Axis Bank, and Citibank. Each card has specific cashback benefits suited to different spending habits.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#faq-question-1741999456207","position":5,"url":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#faq-question-1741999456207","name":"Are there any cashback limits on the best cashback credit cards in India?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, some best cashback credit cards in India have monthly or annual cashback caps. For instance, the SBI Cashback Credit Card offers a maximum cashback of INR 5,000 per billing cycle.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#faq-question-1741999530152","position":6,"url":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#faq-question-1741999530152","name":"Which cashback credit card in India has no annual fee?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Among the best cashback credit cards in India, the Amazon Pay ICICI Credit Card is lifetime free, making it a great choice for frequent Amazon shoppers.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#faq-question-1741999531228","position":7,"url":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#faq-question-1741999531228","name":"How is cashback credited on cashback credit cards in India?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Cashback is either automatically credited to your statement balance (as in Amazon Pay ICICI Credit Card) or requires manual redemption in the form of cashback points (like HDFC Millennia Credit Card).","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#faq-question-1741999532392","position":8,"url":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#faq-question-1741999532392","name":"Do the best cashback credit cards in India provide additional perks?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes! Apart from cashback, the best cashback credit cards in India offer airport lounge access, fuel surcharge waivers, dining discounts, and milestone benefits to enhance savings.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#faq-question-1741999533709","position":9,"url":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#faq-question-1741999533709","name":"How do I choose the best cashback credit card in India?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Selecting the best cashback credit cards in India depends on your spending habits. Choose a card that offers higher cashback on your frequent expenses, such as online shopping, dining, or bill payments.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#faq-question-1741999534431","position":10,"url":"https:\/\/fly.finance\/blog\/student-account\/credit-cards\/best-cashback-credit-cards-in-india\/#faq-question-1741999534431","name":"How can I maximize rewards with cashback credit cards in India?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"To maximize savings, use multiple best cashback credit cards in India strategically\u2014Axis Bank ACE Credit Card for bill payments (5% cashback) and Amazon Pay ICICI Credit Card for Amazon purchases (5% cashback for Prime members).","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/18356","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/users\/34"}],"replies":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/comments?post=18356"}],"version-history":[{"count":2,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/18356\/revisions"}],"predecessor-version":[{"id":18359,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/18356\/revisions\/18359"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media\/18357"}],"wp:attachment":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media?parent=18356"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/categories?post=18356"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/tags?post=18356"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}