{"id":16432,"date":"2024-12-09T16:12:09","date_gmt":"2024-12-09T10:42:09","guid":{"rendered":"https:\/\/fly.finance\/blog\/?p=16432"},"modified":"2024-12-09T16:12:11","modified_gmt":"2024-12-09T10:42:11","slug":"how-much-education-loan-i-can-get-to-study-abroad","status":"publish","type":"post","link":"https:\/\/fly.finance\/blog\/question-answer\/how-much-education-loan-i-can-get-to-study-abroad\/","title":{"rendered":"How Much Education Loan I can Get to Study Abroad?"},"content":{"rendered":"\n<p>When planning to pursue higher studies abroad, it is important to consider education loan amount limits. Knowing how much education loan you can get to study abroad and how much lenders give helps in systematic planning. Well, the actual amount depends on your needs, your financial background, and the lender\u2019s policies. With the availed amount, you can manage the costs of tuition, living expenses, and other study-related costs. Let\u2019s explore the education loan limits to study abroad and the factors that impact how much you can borrow.<\/p>\n\n\n\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2 id=\"table-of-contents\">Table of contents<\/h2><ul><li><a href=\"#h-education-loan-amount-limit-to-study-abroad\" data-level=\"2\">Education Loan Amount Limit to Study Abroad<\/a><\/li><li><a href=\"#h-secured-education-loans-with-no-upper-limit\" data-level=\"2\">Secured Education Loans with No Upper Limit<\/a><ul><li><a href=\"#h-margin-money\" data-level=\"3\">Margin Money<\/a><\/li><\/ul><\/li><li><a href=\"#h-unsecured-education-loans-with-limit\" data-level=\"2\">Unsecured Education Loans with Limit<\/a><\/li><li><a href=\"#h-final-thoughts\" data-level=\"2\">Final Thoughts<\/a><\/li><li><a href=\"#h-faqs\" data-level=\"2\">FAQs<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-education-loan-amount-limit-to-study-abroad\"><span id=\"education-loan-amount-limit-to-study-abroad\">Education Loan Amount Limit to Study Abroad<\/span><\/h2>\n\n\n\n<p>Many banks offer flexible loan amounts based on your needs. In such cases, the lender determines the loan amount based on your study-related expenses, including tuition fees, living costs, and accommodation.<\/p>\n\n\n\n<p>As per <a href=\"https:\/\/fly.finance\/blog\/education-loan\/rbi-guidelines-for-education-loan\/\"><strong>RBI guidelines on education loans<\/strong><\/a>, unsecured loans are offered only up to INR 4 lakhs. Some banks offer education loans without collateral for higher amounts, usually up to INR 1 crore. This makes it easier for you to secure the funds needed for your education abroad.<\/p>\n\n\n\n<p>However, other factors like your credit profile and financial condition also determine the final loan amount.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Type of Education Loan to Study Abroad<\/strong><\/td><td><strong>Education Loan Amount Limit<\/strong><\/td><\/tr><tr><td>Secured Education Loans<\/td><td>No Upper Limit. You can avail of need-based financing<\/td><\/tr><tr><td>Unsecured Education Loans to Study Abroad<\/td><td>&#8211; Up to INR 1 crore with ICICI Bank<br>&#8211; Up to INR 75 lakhs with Axis Bank<br>&#8211; Up to INR 50 lakhs with HDFC Bank, IDFC First Bank, and Union Bank of India<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read: Know all about <\/strong><a href=\"https:\/\/fly.finance\/blog\/question-answer\/what-is-collateral-in-education-loan\/\"><strong>collateral in education loans<\/strong><\/a><strong>. Learn why collateral is required, the types of assets accepted, and factors to consider when pledging collateral.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-secured-education-loans-with-no-upper-limit\"><span id=\"secured-education-loans-with-no-upper-limit\">Secured Education Loans with No Upper Limit<\/span><\/h2>\n\n\n\n<p>The amount of an education loan you can get often depends on your needs. Many banks offer need-based financing, meaning they don\u2019t set a strict upper limit for your loan amount. For such loans, <strong>you can get as much amount of an education loan as you want to study abroad<\/strong>.<\/p>\n\n\n\n<p>The lenders approve the loan amount based on your requirements. The amount covers tuition fees, living expenses, accommodation costs, and other study-related expenditures.<\/p>\n\n\n\n<p>To get approval, you will need to submit documents like your admission letter from the university, a fee structure breakdown, and accommodation expense details. In addition, banks evaluate your credit profile and financial condition to ensure that you can repay the loan. Only an amount that you can comfortably repay is approved.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-margin-money\"><span id=\"margin-money\">Margin Money<\/span><\/h3>\n\n\n\n<p>Banks also require you to contribute a portion of the loan amount. This is known as \u2018<a href=\"https:\/\/fly.finance\/blog\/education-loan\/margin-money-in-education-loans\/\"><strong>margin money in education loans<\/strong><\/a>.\u2019 Typically, you are required to contribute 15% of the total loan amount.<\/p>\n\n\n\n<p>For example, if you need a loan of INR 20 lakhs to study abroad, you would need to contribute 15% of that amount, which is INR 3 lakhs. The remaining INR 17 lakhs will be provided by the lender. So, make sure to factor in this contribution when planning your loan.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-unsecured-education-loans-with-limit\"><span id=\"unsecured-education-loans-with-limit\">Unsecured Education Loans with Limit<\/span><\/h2>\n\n\n\n<p>If you&#8217;re looking for <a href=\"https:\/\/fly.finance\/blog\/education-loan\/education-loans-without-collateral\/\"><strong>education loans without collateral<\/strong><\/a> (where you don\u2019t pledge any property or assets), the loan limits are governed by the guidelines set by the Reserve Bank of India (RBI).<\/p>\n\n\n\n<p>To understand <a href=\"https:\/\/fly.finance\/blog\/question-answer\/how-much-education-loan-can-i-get-without-collateral\/\"><strong>how much education loan you can get without collateral<\/strong><\/a>, check out the points given below-<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>For loans up to INR 4 lakhs, no collateral is required.<\/li>\n\n\n\n<li>For loans between INR 4 lakhs and INR 7.5 lakhs, you will need a third-party guarantor.<\/li>\n\n\n\n<li>For loans above INR 7.5 lakhs, you will need to provide collateral.<\/li>\n<\/ul>\n\n\n\n<p>These are general RBI guidelines, but individual banks may have their policies, which can offer higher loan amounts. Some banks go beyond the RBI guidelines and offer education loans without collateral for higher amounts. <strong>For unsecured loans, you can get the maximum amount as stated by the lenders<\/strong>.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>ICICI Bank: Offers unsecured loans up to INR 1 crore for studying abroad.<\/li>\n\n\n\n<li>Axis Bank: Provides unsecured loans up to INR 75 lakhs.<\/li>\n\n\n\n<li>HDFC Bank: Offers collateral-free loans up to INR 50 lakhs.<\/li>\n\n\n\n<li>IDFC First Bank: Offers collateral-free loans up to INR 50 lakhs.<\/li>\n\n\n\n<li>Union Bank of India- Offers loans up to INR 50 lakhs.<\/li>\n\n\n\n<li>YES Bank- Unsecured loans up to INR 40 lakhs.<\/li>\n<\/ul>\n\n\n\n<p>These banks offer higher loan limits than what\u2019s typically available under RBI rules, making it easier for students to get the financial support they need.<\/p>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read: Discover the step-by-step <\/strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/what-is-the-process-of-education-loan\/\"><strong>process of securing an education loan<\/strong><\/a><strong>. From application to disbursal, learn how to navigate the education loan journey.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-final-thoughts\"><span id=\"final-thoughts\">Final Thoughts<\/span><\/h2>\n\n\n\n<p>When applying for an education loan to study abroad, the education loan amount limit depends on your individual needs and financial profile. Many banks offer flexible, need-based loans that cover all your educational expenses, but they also set limits on the amount you can borrow without collateral.<\/p>\n\n\n\n<p>Be sure to check with different banks and compare their offers, as some may allow you to borrow higher amounts without needing to pledge assets.&nbsp;<\/p>\n\n\n\n<p>To learn more about <a href=\"https:\/\/fly.finance\/loans\"><strong>education loans<\/strong><\/a>, the best <a href=\"https:\/\/fly.finance\/international-bank-account\"><strong>bank accounts for students<\/strong><\/a>, <a href=\"https:\/\/fly.finance\/forex\"><strong>forex,<\/strong><\/a> banking experience for global students, or international money transfers, reach out to our experts at 1800572126 to help ease your experience with studying abroad.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs\"><span id=\"faqs\">FAQs<\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1733740471361\"><strong class=\"schema-faq-question\">What is the maximum education loan I can get for studying abroad?<\/strong> <p class=\"schema-faq-answer\">There is no fixed upper limit, but you can borrow based on your tuition fees, living expenses, and other costs, subject to bank approval.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1733740472269\"><strong class=\"schema-faq-question\">Do banks require collateral for education loans to study abroad?<\/strong> <p class=\"schema-faq-answer\">For loans up to INR 4 lakhs, no collateral is needed. Loans between INR 4 lakhs to INR 7.5 lakhs may require a third-party guarantor. Loans above INR 7.5 lakhs typically require collateral.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1733740472648\"><strong class=\"schema-faq-question\">What is margin money in an education loan?<\/strong> <p class=\"schema-faq-answer\">Margin money is the portion of the loan that you need to contribute, usually around 15% of the total loan amount.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1733740473182\"><strong class=\"schema-faq-question\">Can I get a loan without collateral?<\/strong> <p class=\"schema-faq-answer\">Yes, many banks offer unsecured education loans up to a certain amount, such as INR 4 lakhs, and some even offer higher amounts without collateral, depending on the bank.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1733740511296\"><strong class=\"schema-faq-question\">How much loan can I get without collateral?<\/strong> <p class=\"schema-faq-answer\">Banks like ICICI offer loans up to INR 1 crore without collateral. Other banks like Axis and HDFC provide loans up to INR 75 lakhs and INR 50 lakhs respectively without collateral.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1733740511714\"><strong class=\"schema-faq-question\">What are the required documents to apply for an education loan to study abroad?<\/strong> <p class=\"schema-faq-answer\">When applying for an education loan, you need to provide documents such as your admission letter, fee structure, accommodation details, and proof of identity and residence.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1733740512611\"><strong class=\"schema-faq-question\">Do I need a guarantor for an education loan?<\/strong> <p class=\"schema-faq-answer\">Banks usually require a third-party guarantor for loans between INR 4 lakhs and INR 7.5 lakhs. For loans above INR 7.5 lakhs, they often require collateral or a guarantor.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1733740513213\"><strong class=\"schema-faq-question\">How does the bank decide the loan amount?<\/strong> <p class=\"schema-faq-answer\">The bank assesses your financial condition, credit score, and the cost of education, including tuition and living expenses, to determine the loan amount.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1733740554678\"><strong class=\"schema-faq-question\">Is there an age limit for applying for an education loan?<\/strong> <p class=\"schema-faq-answer\">Most banks require applicants to be between 18 and 35 years old, but this can vary based on the bank\u2019s policies and the course you are pursuing.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1733740555180\"><strong class=\"schema-faq-question\">How do I repay my education loan?<\/strong> <p class=\"schema-faq-answer\">Repayment typically begins after the completion of your course, with an initial moratorium period. The repayment plan depends on the loan amount, tenure, and interest rate set by the bank.<\/p> <\/div> <\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-pale-ocean-gradient-background has-background has-fixed-layout\"><tbody><tr><td colspan=\"2\"><strong>Additional Reads<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/question-answer\/how-does-an-education-loan-work\/\"><strong>How does an education loan work?<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/question-answer\/how-to-get-an-education-loan-to-study-abroad\/\"><strong>How to take an education loan to study abroad?<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/question-answer\/what-is-the-education-loan-interest-rate\/\"><strong>What is an education loan interest rate?<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/question-answer\/how-much-education-loan-can-i-get\/\"><strong>How much education loan can I get?<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/question-answer\/how-to-apply-for-education-loan-in-sbi\/\"><strong>How to apply for an education loan in SBI?<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/question-answer\/what-is-overdue-amount-in-education-loan\/\"><strong>What is an overdue amount on an education loan?<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/question-answer\/does-education-loan-cover-living-expenses-in-india\/\"><strong>Does an education loan cover living expenses in India?<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/question-answer\/how-much-education-loan-can-i-get-without-collateral\/\"><strong>How much education loan can I get without collateral?<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/question-answer\/can-i-get-eduation-loan-to-study-abroad-without-collateral\/\"><strong>Can I get an education loan to study abroad without collateral?<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/question-answer\/which-bank-has-the-lowest-interest-rates-on-education-loan\/\"><strong>Which bank has the lowest interest rate on education loans?<\/strong><\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Follow Us on Social Media<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-social-links is-layout-flex wp-block-social-links-is-layout-flex\"><li class=\"wp-social-link wp-social-link-instagram  wp-block-social-link\"><a href=\"https:\/\/instagram.com\/flydotfinance\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12,4.622c2.403,0,2.688,0.009,3.637,0.052c0.877,0.04,1.354,0.187,1.671,0.31c0.42,0.163,0.72,0.358,1.035,0.673 c0.315,0.315,0.51,0.615,0.673,1.035c0.123,0.317,0.27,0.794,0.31,1.671c0.043,0.949,0.052,1.234,0.052,3.637 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Knowing how much education loan you can get to study abroad and how much lenders give helps in systematic planning. Well, the actual amount depends on your needs, your financial background, and the lender\u2019s policies. With the availed amount, &#8230; <a title=\"How Much Education Loan I can Get to Study Abroad?\" class=\"read-more\" href=\"https:\/\/fly.finance\/blog\/question-answer\/how-much-education-loan-i-can-get-to-study-abroad\/\" aria-label=\"Read more about How Much Education Loan I can Get to Study Abroad?\">Read more<\/a><\/p>\n","protected":false},"author":29,"featured_media":16434,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[412],"tags":[],"class_list":["post-16432","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-question-answer"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How Much Education Loan I can Get to Study Abroad?<\/title>\n<meta name=\"description\" content=\"Planning to study abroad? 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I'm Shubhika- a proud graduate in English Literature and Language from Delhi University. My journey as a content writer transitioned from online teacher into the world of words. Stepping into the domain of blogs and articles, I discovered my passion for writing growing deeper and stronger. Having said that, I have experience of writing for diverse industries in automobile, technology, ed-tech, finance and mental-health; crafting details to help you find the solution to what you are looking for. Join me as I invite you all explore and learn together.","sameAs":["https:\/\/www.facebook.com\/shubhika.garg\/","https:\/\/www.instagram.com\/shubhika.garg\/","https:\/\/www.linkedin.com\/in\/shubhikagarg71\/","https:\/\/www.tumblr.com\/blog\/shubhikahere"],"url":"https:\/\/fly.finance\/blog\/author\/shubhika\/"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/question-answer\/how-much-education-loan-i-can-get-to-study-abroad\/#faq-question-1733740471361","position":1,"url":"https:\/\/fly.finance\/blog\/question-answer\/how-much-education-loan-i-can-get-to-study-abroad\/#faq-question-1733740471361","name":"What is the maximum education loan I can get for studying abroad?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"There is no fixed upper limit, but you can borrow based on your tuition fees, living expenses, and other costs, subject to bank approval.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/question-answer\/how-much-education-loan-i-can-get-to-study-abroad\/#faq-question-1733740472269","position":2,"url":"https:\/\/fly.finance\/blog\/question-answer\/how-much-education-loan-i-can-get-to-study-abroad\/#faq-question-1733740472269","name":"Do banks require collateral for education loans to study abroad?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"For loans up to INR 4 lakhs, no collateral is needed. Loans between INR 4 lakhs to INR 7.5 lakhs may require a third-party guarantor. Loans above INR 7.5 lakhs typically require collateral.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/question-answer\/how-much-education-loan-i-can-get-to-study-abroad\/#faq-question-1733740472648","position":3,"url":"https:\/\/fly.finance\/blog\/question-answer\/how-much-education-loan-i-can-get-to-study-abroad\/#faq-question-1733740472648","name":"What is margin money in an education loan?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Margin money is the portion of the loan that you need to contribute, usually around 15% of the total loan amount.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/question-answer\/how-much-education-loan-i-can-get-to-study-abroad\/#faq-question-1733740473182","position":4,"url":"https:\/\/fly.finance\/blog\/question-answer\/how-much-education-loan-i-can-get-to-study-abroad\/#faq-question-1733740473182","name":"Can I get a loan without collateral?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, many banks offer unsecured education loans up to a certain amount, such as INR 4 lakhs, and some even offer higher amounts without collateral, depending on the bank.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/question-answer\/how-much-education-loan-i-can-get-to-study-abroad\/#faq-question-1733740511296","position":5,"url":"https:\/\/fly.finance\/blog\/question-answer\/how-much-education-loan-i-can-get-to-study-abroad\/#faq-question-1733740511296","name":"How much loan can I get without collateral?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Banks like ICICI offer loans up to INR 1 crore without collateral. Other banks like Axis and HDFC provide loans up to INR 75 lakhs and INR 50 lakhs respectively without collateral.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/question-answer\/how-much-education-loan-i-can-get-to-study-abroad\/#faq-question-1733740511714","position":6,"url":"https:\/\/fly.finance\/blog\/question-answer\/how-much-education-loan-i-can-get-to-study-abroad\/#faq-question-1733740511714","name":"What are the required documents to apply for an education loan to study abroad?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"When applying for an education loan, you need to provide documents such as your admission letter, fee structure, accommodation details, and proof of identity and residence.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/question-answer\/how-much-education-loan-i-can-get-to-study-abroad\/#faq-question-1733740512611","position":7,"url":"https:\/\/fly.finance\/blog\/question-answer\/how-much-education-loan-i-can-get-to-study-abroad\/#faq-question-1733740512611","name":"Do I need a guarantor for an education loan?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Banks usually require a third-party guarantor for loans between INR 4 lakhs and INR 7.5 lakhs. For loans above INR 7.5 lakhs, they often require collateral or a guarantor.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/question-answer\/how-much-education-loan-i-can-get-to-study-abroad\/#faq-question-1733740513213","position":8,"url":"https:\/\/fly.finance\/blog\/question-answer\/how-much-education-loan-i-can-get-to-study-abroad\/#faq-question-1733740513213","name":"How does the bank decide the loan amount?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The bank assesses your financial condition, credit score, and the cost of education, including tuition and living expenses, to determine the loan amount.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/question-answer\/how-much-education-loan-i-can-get-to-study-abroad\/#faq-question-1733740554678","position":9,"url":"https:\/\/fly.finance\/blog\/question-answer\/how-much-education-loan-i-can-get-to-study-abroad\/#faq-question-1733740554678","name":"Is there an age limit for applying for an education loan?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Most banks require applicants to be between 18 and 35 years old, but this can vary based on the bank\u2019s policies and the course you are pursuing.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/question-answer\/how-much-education-loan-i-can-get-to-study-abroad\/#faq-question-1733740555180","position":10,"url":"https:\/\/fly.finance\/blog\/question-answer\/how-much-education-loan-i-can-get-to-study-abroad\/#faq-question-1733740555180","name":"How do I repay my education loan?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Repayment typically begins after the completion of your course, with an initial moratorium period. The repayment plan depends on the loan amount, tenure, and interest rate set by the bank.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/16432","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/users\/29"}],"replies":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/comments?post=16432"}],"version-history":[{"count":1,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/16432\/revisions"}],"predecessor-version":[{"id":16435,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/16432\/revisions\/16435"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media\/16434"}],"wp:attachment":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media?parent=16432"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/categories?post=16432"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/tags?post=16432"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}