{"id":15710,"date":"2024-10-19T10:30:46","date_gmt":"2024-10-19T05:00:46","guid":{"rendered":"https:\/\/fly.finance\/blog\/?p=15710"},"modified":"2024-10-19T10:30:48","modified_gmt":"2024-10-19T05:00:48","slug":"bandhan-bank-personal-loan","status":"publish","type":"post","link":"https:\/\/fly.finance\/blog\/personal-loan\/bandhan-bank-personal-loan\/","title":{"rendered":"Bandhan Bank Personal Loan: Features, Interest, Apply Online"},"content":{"rendered":"\n<p>Bandhan Bank personal loans can be easily availed by applying through the official website or by visiting the branch. The bank offers personal loans under multiple categories, especially to individuals belonging to economically weaker sections. The loan amount starts from INR 30,000 and you can get the loan amount up to INR 25 lakh. Bandhan Bank personal loan amount can be used for any purpose like marriage, travel, medical emergencies, personal loan for education etc. You can apply for the loan through the official website of the bank where you can also check all the major features and terms and conditions.<\/p>\n\n\n\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2 id=\"table-of-contents\">Table of contents<\/h2><ul><li><a href=\"#h-bandhan-bank-personal-loan-major-highlights\" data-level=\"2\">Bandhan Bank Personal Loan: Major Highlights<\/a><\/li><li><a href=\"#h-bandhan-bank-personal-loan-eligibility-criteria\" data-level=\"2\">Bandhan Bank Personal Loan: Eligibility Criteria<\/a><\/li><li><a href=\"#h-documents-required\" data-level=\"2\">Documents Required<\/a><\/li><li><a href=\"#h-how-to-apply-for-a-personal-loan-from-bandhan-bank\" data-level=\"2\">How to Apply for a Personal Loan from Bandhan Bank?<\/a><\/li><li><a href=\"#h-faqs\" data-level=\"2\">FAQs<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bandhan-bank-personal-loan-major-highlights\"><span id=\"bandhan-bank-personal-loan-major-highlights\">Bandhan Bank Personal Loan: Major Highlights<\/span><\/h2>\n\n\n\n<p>Bandhan Bank personal loan has attractive features which include low rates of interest, easy and quick approval, part-payment options, door-step document pickup options etc. If you want to get a loan to study then you can apply for a <a href=\"https:\/\/fly.finance\/blog\/education-loan\/bandhan-bank-education-loan\/\"><strong>Bandhan Bank education loan<\/strong><\/a> to study abroad Check the major highlights in the table below:<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Particulars<\/strong><\/td><td><strong>Details<\/strong><\/td><\/tr><tr><td>Maximum Loan Amount<\/td><td>INR 25 lakh<\/td><\/tr><tr><td>Rate of Interest<\/td><td>9.47% to 12.55% per annum<\/td><\/tr><tr><td>Foreclosure Charges<\/td><td>Zero foreclosure charges on loan amount of INR 10 lakh and above<\/td><\/tr><tr><td>Repayment Period<\/td><td>Up to 60 months<\/td><\/tr><tr><td>Processing Charges<\/td><td>1% to 3%<\/td><\/tr><tr><td>Minimum Age<\/td><td>21 years for salaried individuals23 years for self-employed individuals<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read: Check here all the major details and application process of <\/strong><a href=\"https:\/\/fly.finance\/blog\/personal-loan\/rbl-personal-loan-online-apply\/\"><strong>RBL Bank personal loan<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bandhan-bank-personal-loan-eligibility-criteria\"><span id=\"bandhan-bank-personal-loan-eligibility-criteria\">Bandhan Bank Personal Loan: Eligibility Criteria<\/span><\/h2>\n\n\n\n<p>The applicants must check the eligibility criteria for Bandhan Bank personal loans before applying. In case of any error, the bank may reject the loan application immediately which will also reflect on your credit report. Check Bandhan Bank&#8217;s personal loan eligibility criteria below:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>All salaried, self-employed professionals and self-employed non-professionals can apply for the loan<\/li>\n\n\n\n<li>The minimum age for salaried individuals should be 21 years and for self-employed individuals it shall be 23 years<\/li>\n\n\n\n<li>The maximum age at the time of loan maturity for salaried individuals should be 60 years and 65 years for self-employed.<\/li>\n\n\n\n<li>For salaried individuals, a minimum of 1 customer-induced transaction is required in the salary account on a monthly basis.<\/li>\n\n\n\n<li>For self-employed individuals, a minimum of 1 debit and 2 credit transactions (customer-induced) are required on a monthly basis or 12 credit transactions in the last 12 months (In the main account only).<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-documents-required\"><span id=\"documents-required\">Documents Required<\/span><\/h2>\n\n\n\n<p>Documents required for Bandhan Bank personal loan shall be submitted properly on time. The bank also provides the option to collect your documents from your doorstep. Check all the documents required for the personal loan below:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Identity and address proof (passport or driving license, aadhaar card)<\/li>\n\n\n\n<li>PAN Card<\/li>\n\n\n\n<li>Recent passport-size photograph<\/li>\n\n\n\n<li>The last three months&#8217; salary slip<\/li>\n\n\n\n<li>Salary account statement for salaried individuals<\/li>\n\n\n\n<li>ITR and last 12 months&#8217; main business account statement for self-employed individuals<\/li>\n<\/ul>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read: Check here all about <\/strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/education-loans-without-collateral-and-co-signer\/\"><strong>education loans without collateral and co-signer<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-how-to-apply-for-a-personal-loan-from-bandhan-bank\"><span id=\"how-to-apply-for-a-personal-loan-from-bandhan-bank\">How to Apply for a Personal Loan from Bandhan Bank?<\/span><\/h2>\n\n\n\n<p>You can apply for Bandhan Bank personal loan online. However, the process includes both online and offline stages. Check the steps involved below:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Visit the official website of Bandhan Bank<\/li>\n\n\n\n<li>Go to the personal loan section and click on \u2018Apply Now\u2019<\/li>\n\n\n\n<li>Fill the information like name, email, contact number, pin code and city<\/li>\n\n\n\n<li>Submit the form and wait for the verification process<\/li>\n\n\n\n<li>The bank\u2019s representative will contact you for document collection<\/li>\n\n\n\n<li>After approval, the loan amount will be transferred to your bank account within 2 days<\/li>\n<\/ul>\n\n\n\n<p>Bandhan Bank personal loan is one of the best options for emergency financial requirements. The bank provides loans without collateral to the salaried and self-employed individuals. Check some FAQs on the personal loan from Bandhan Bank below:<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs\"><span id=\"faqs\">FAQs<\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1729312071410\"><strong class=\"schema-faq-question\">What is the maximum loan amount I can get with a Bandhan Bank personal loan?<\/strong> <p class=\"schema-faq-answer\">You can avail a personal loan amount of up to INR 25 lakh from Bandhan Bank. The minimum loan amount starts at INR 30,000.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1729312079117\"><strong class=\"schema-faq-question\">What are the interest rates on Bandhan Bank personal loans?<\/strong> <p class=\"schema-faq-answer\">The interest rates on personal loans range from 9.47% to 12.55% per annum, depending on the loan amount and borrower profile.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1729312087800\"><strong class=\"schema-faq-question\">Are there any foreclosure charges on the loan?<\/strong> <p class=\"schema-faq-answer\">Bandhan Bank does not charge foreclosure fees on loan amounts of INR 10 lakh or above.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1729312134835\"><strong class=\"schema-faq-question\">What are the eligibility criteria for salaried individuals?<\/strong> <p class=\"schema-faq-answer\">Salaried individuals need to be at least 21 years old and have a monthly customer-induced transaction in their salary account to qualify. The maximum age for loan maturity is 60 years.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1729312142448\"><strong class=\"schema-faq-question\">How can I apply for a Bandhan Bank personal loan?<\/strong> <p class=\"schema-faq-answer\">You can apply online through the official Bandhan Bank website by filling out your details. After submitting the application, a representative will contact you for document collection, and the loan amount will be disbursed within 2 days of approval.<\/p> <\/div> <\/div>\n\n\n\n<p>To know more about <a href=\"https:\/\/fly.finance\/loans\"><strong>education loans<\/strong><\/a>, the best <a href=\"https:\/\/fly.finance\/international-bank-account\"><strong>bank accounts for students<\/strong><\/a>, <a href=\"https:\/\/fly.finance\/forex\"><strong>forex<\/strong><\/a> and banking experience for global students or international money transfers, reach out to our experts at 1800572126 to help ease your study abroad experience.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-pale-ocean-gradient-background has-background has-fixed-layout\"><tbody><tr><td colspan=\"2\"><strong>Related Blogs<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/nainital-bank-education-loan-for-abroad\/\"><strong>Nainital Bank Education 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12c0 5 3.7 9.1 8.4 9.9v-7H7.9V12h2.5V9.8c0-2.5 1.5-3.9 3.8-3.9 1.1 0 2.2.2 2.2.2v2.5h-1.3c-1.2 0-1.6.8-1.6 1.6V12h2.8l-.4 2.9h-2.3v7C18.3 21.1 22 17 22 12c0-5.5-4.5-10-10-10z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">Facebook<\/span><\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Bandhan Bank personal loans can be easily availed by applying through the official website or by visiting the branch. The bank offers personal loans under multiple categories, especially to individuals belonging to economically weaker sections. The loan amount starts from INR 30,000 and you can get the loan amount up to INR 25 lakh. Bandhan &#8230; <a title=\"Bandhan Bank Personal Loan: Features, Interest, Apply Online\" class=\"read-more\" href=\"https:\/\/fly.finance\/blog\/personal-loan\/bandhan-bank-personal-loan\/\" aria-label=\"Read more about Bandhan Bank Personal Loan: Features, Interest, Apply Online\">Read more<\/a><\/p>\n","protected":false},"author":24,"featured_media":15712,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[410],"tags":[],"class_list":["post-15710","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-loan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Bandhan Bank Personal Loan: Features, Interest, Apply Online<\/title>\n<meta name=\"description\" content=\"Apply for Bandhan Bank personal loan online. 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Know the rate of interest, eligibility criteria and documents required for the loan.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/fly.finance\/blog\/personal-loan\/bandhan-bank-personal-loan\/","og_locale":"en_US","og_type":"article","og_title":"Bandhan Bank Personal Loan: Features, Interest, Apply Online","og_description":"Apply for Bandhan Bank personal loan online. 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With expertise in crafting informative blogs on study abroad and finance, Shekhar helps readers navigate the complexities of education and financial planning. Most of his writings blend the practicality of finance and the beauty of language, making a meaningful impact in both spheres. Beyond his professional pursuits, he finds solace in the writing Shayari.","sameAs":["https:\/\/in.linkedin.com\/in\/thahankmoody","https:\/\/www.tumblr.com\/blog\/dhanlabh"],"url":"https:\/\/fly.finance\/blog\/author\/shekhar\/"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/personal-loan\/bandhan-bank-personal-loan\/#faq-question-1729312071410","position":1,"url":"https:\/\/fly.finance\/blog\/personal-loan\/bandhan-bank-personal-loan\/#faq-question-1729312071410","name":"What is the maximum loan amount I can get with a Bandhan Bank personal loan?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"You can avail a personal loan amount of up to INR 25 lakh from Bandhan Bank. The minimum loan amount starts at INR 30,000.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/personal-loan\/bandhan-bank-personal-loan\/#faq-question-1729312079117","position":2,"url":"https:\/\/fly.finance\/blog\/personal-loan\/bandhan-bank-personal-loan\/#faq-question-1729312079117","name":"What are the interest rates on Bandhan Bank personal loans?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The interest rates on personal loans range from 9.47% to 12.55% per annum, depending on the loan amount and borrower profile.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/personal-loan\/bandhan-bank-personal-loan\/#faq-question-1729312087800","position":3,"url":"https:\/\/fly.finance\/blog\/personal-loan\/bandhan-bank-personal-loan\/#faq-question-1729312087800","name":"Are there any foreclosure charges on the loan?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Bandhan Bank does not charge foreclosure fees on loan amounts of INR 10 lakh or above.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/personal-loan\/bandhan-bank-personal-loan\/#faq-question-1729312134835","position":4,"url":"https:\/\/fly.finance\/blog\/personal-loan\/bandhan-bank-personal-loan\/#faq-question-1729312134835","name":"What are the eligibility criteria for salaried individuals?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Salaried individuals need to be at least 21 years old and have a monthly customer-induced transaction in their salary account to qualify. The maximum age for loan maturity is 60 years.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/personal-loan\/bandhan-bank-personal-loan\/#faq-question-1729312142448","position":5,"url":"https:\/\/fly.finance\/blog\/personal-loan\/bandhan-bank-personal-loan\/#faq-question-1729312142448","name":"How can I apply for a Bandhan Bank personal loan?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"You can apply online through the official Bandhan Bank website by filling out your details. After submitting the application, a representative will contact you for document collection, and the loan amount will be disbursed within 2 days of approval.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/15710","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/users\/24"}],"replies":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/comments?post=15710"}],"version-history":[{"count":3,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/15710\/revisions"}],"predecessor-version":[{"id":15715,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/15710\/revisions\/15715"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media\/15712"}],"wp:attachment":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media?parent=15710"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/categories?post=15710"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/tags?post=15710"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}