{"id":14855,"date":"2024-08-27T15:56:00","date_gmt":"2024-08-27T10:26:00","guid":{"rendered":"https:\/\/fly.finance\/blog\/?p=14855"},"modified":"2025-06-25T18:46:15","modified_gmt":"2025-06-25T13:16:15","slug":"best-loan-apps-for-students","status":"publish","type":"post","link":"https:\/\/fly.finance\/blog\/personal-loan\/best-loan-apps-for-students\/","title":{"rendered":"Top 10 Best Loan Apps for Students in India 2025"},"content":{"rendered":"\n<p>Looking for the Best Loan Apps for Students? These apps offer a fast and hassle-free way for students to access funds when faced with educational or personal expenses. Unlike traditional banks, the best student loan apps, such as StuCred, Slice, mPokket, KreditBee, and CASHe, provide flexible loan options with easy eligibility and quick disbursal.<\/p>\n\n\n\n<p>In this guide, we explore the top 10 student loan apps for students in India 2025, detailing their loan amounts, interest rates, repayment terms, and eligibility criteria to help you make an informed choice.<\/p>\n\n\n\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2 id=\"table-of-contents\">Table of contents<\/h2><ul><li><a href=\"#h-best-loan-apps-for-students\" data-level=\"2\">Best Loan Apps for Students<\/a><ul><li><a href=\"#h-stucred-interest-free-loans-app-for-students\" data-level=\"3\">StuCred: Interest-Free Loans App for Students<\/a><\/li><li><a href=\"#h-cashe-flexible-loans-app-with-fast-disbursal\" data-level=\"3\">CASHe: Flexible Loans App with Fast Disbursal<\/a><\/li><li><a href=\"#h-kreditbee-instant-loans-app-with-minimal-paperwork\" data-level=\"3\">KreditBee: Instant Loans App with Minimal Paperwork<\/a><\/li><li><a href=\"#h-mpokket-pocket-money-app-for-students\" data-level=\"3\">mPokket: Pocket Money App for Students<\/a><\/li><li><a href=\"#h-slicepay-the-no-cost-emi-loans-app-for-students\" data-level=\"3\">SlicePay: The No-Cost EMI Loans App for Students<\/a><\/li><li><a href=\"#h-lazypay-loan-app-for-students\" data-level=\"3\">LazyPay Loan App For Students<\/a><\/li><li><a href=\"#h-getitnow-the-instant-loan-app-for-students\" data-level=\"3\">GetItNow: The Instant Loan App for Students<\/a><\/li><li><a href=\"#h-pocketly-loan-app-tailored-for-students\" data-level=\"3\">Pocketly: Loan App Tailored for Students<\/a><\/li><li><a href=\"#h-eduvanz-the-education-focused-loans-app\" data-level=\"3\">EduVanz, the Education-Focused Loans App<\/a><\/li><li><a href=\"#h-paysense-loans-app-for-low-credit-scores\" data-level=\"3\">PaySense Loans App for Low Credit Scores<\/a><\/li><\/ul><\/li><li><a href=\"#h-urgent-loan-apps-for-students\" data-level=\"2\">Urgent Loan Apps for Students<\/a><\/li><li><a href=\"#h-instant-student-loan-apps\" data-level=\"2\">Instant Student Loan Apps<\/a><\/li><li><a href=\"#h-benefits-of-using-student-loan-apps\" data-level=\"2\">Benefits of Using Student Loan Apps<\/a><\/li><li><a href=\"#h-important-guidelines-when-choosing-the-best-loan-apps-for-students\" data-level=\"2\">Important Guidelines When Choosing the Best Loan Apps for Students<\/a><\/li><li><a href=\"#h-faqs\" data-level=\"2\">FAQs<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-best-loan-apps-for-students\"><span id=\"best-loan-apps-for-students\">Best Loan Apps for Students<\/span><\/h2>\n\n\n\n<p>Indian students who wish to avail instant funds for emergency needs or <a href=\"https:\/\/fly.finance\/blog\/education-loan\/personal-loan-for-education\/\"><strong>personal loans for education<\/strong><\/a> can apply via instant loan apps for students in India. They offer super quick services and a streamlined process to apply. You simply have to upload certain documents for verification. These apps offer lenient eligibility criteria for students; however, interest rates are usually high.<\/p>\n\n\n\n<p>Below is a curated list of the top 10 RBI-approved loan apps for students in India, based on loan amounts, interest rates, repayment terms, and user ratings. Each app is tailored to student needs, offering quick disbursals and minimal paperwork.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>Student Personal Loan Apps<\/strong><\/td><td><strong>Loan Amount<\/strong><\/td><td><strong>Interest Rates<\/strong><\/td><td><strong>Google Ratings<\/strong><\/td><\/tr><tr><td>StuCred<\/td><td>Up to INR 15,000<\/td><td>0% p.a. (6% service fee per 30 days)<\/td><td>4.6 stars<\/td><\/tr><tr><td>CASHe<\/td><td>Up to INR 4 lakhs<\/td><td>2.5% per month (30% p.a.)<\/td><td>4.5 stars<\/td><\/tr><tr><td>KreditBee<\/td><td>Up to INR 5 lakhs<\/td><td>17.00% to 29.95% p.a<\/td><td>4.5 stars<\/td><\/tr><tr><td>mPokket<\/td><td>Up to INR 45,000<\/td><td>0\u20134% per month (0\u201348% p.a.)<\/td><td>4.4 stars<\/td><\/tr><tr><td>Slice<\/td><td>Up to INR 10,000<\/td><td>3% per month (36% p.a.)<\/td><td>4.4 stars<\/td><\/tr><tr><td>LazyPay<\/td><td>Up to INR 1 lakh<\/td><td>Up to 18% p.a<\/td><td>4.4 stars<\/td><\/tr><tr><td>GetItNow<\/td><td>Up to INR 10,000<\/td><td>0% to 36% p.a<\/td><td>4.3 stars<\/td><\/tr><tr><td>Pocketly<\/td><td>Up to INR 50,000<\/td><td>1% to 3% per month<\/td><td>4.1 stars<\/td><\/tr><tr><td>Eduvanz<\/td><td>Up to INR 10 lakhs<\/td><td>0% to 36% p.a<\/td><td>3.7 stars<\/td><\/tr><tr><td>PaySense<\/td><td>Up to INR 5 lakhs<\/td><td>14% to 36% p.a<\/td><td>3.4 stars<\/td><\/tr><tr><td>Tata Capital<\/td><td>Up to INR 10 lakhs<\/td><td>10.99% p.a. onwards<\/td><td>4.2 stars<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong><em>Disclaimer: All the information mentioned above is based on market research and doesn&#8217;t promote any banking or NBFC companies. Conduct proper research before using any service.<\/em><\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-stucred-interest-free-loans-app-for-students\"><span id=\"stucred-interest-free-loans-app-for-students\">StuCred: Interest-Free Loans App for Students<\/span><\/h3>\n\n\n\n<p>StuCred is recognised as one of the best personal loan apps for students due to its unique features and benefits tailored specifically for college students. It offers instant student loan that provides secure and interest-free credit up to INR 15,000.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"485\" height=\"271\" src=\"https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/StuCred.png\" alt=\"StuCred the Loan Apps for Students\" class=\"wp-image-17940\" srcset=\"https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/StuCred.png 485w, https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/StuCred-300x168.png 300w, https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/StuCred-150x84.png 150w\" sizes=\"auto, (max-width: 485px) 100vw, 485px\" \/><\/figure>\n<\/div>\n\n\n<p>Instead, StuCred charges a 6% service fee every 30 days, making it affordable for students.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>By using StuCred, students have the opportunity to start building their credit scores while still in college.<\/li>\n\n\n\n<li>The repayment period is 30 days, which encourages timely repayment and helps students manage their short-term financial needs effectively.<\/li>\n\n\n\n<li>You must belong to one of the 20k+ colleges listed on StuCred.<\/li>\n\n\n\n<li>The entire loan application process is designed to be quick and user-friendly.<\/li>\n<\/ul>\n\n\n\n<p><strong>How to Apply?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Download the StuCred app.<\/li>\n\n\n\n<li>Create your profile by entering the details asked.<\/li>\n\n\n\n<li>Upload documents and verify your mobile number to complete KYC.<\/li>\n\n\n\n<li>Enter your VPA (Virtual Payment Address) that is linked to your bank account.<\/li>\n\n\n\n<li>Enter the loan amount and submit it to avail your credit.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read: Check all the details about <\/strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/non-collateral-education-loan-for-the-uk\/\"><strong>non-collateral loans for the UK<\/strong><\/a><strong>. The blog includes details of loan amounts and interest rates for collateral-free loans from public banks, private banks, and NBFCs.<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-cashe-flexible-loans-app-with-fast-disbursal\"><span id=\"cashe-flexible-loans-app-with-fast-disbursal\">CASHe: Flexible Loans App with Fast Disbursal<\/span><\/h3>\n\n\n\n<p>CASHe is an RBI-registered NBFC that fulfils financial priorities. It is one of the best personal loan apps for students that offers loans up to INR 4 lakhs at 2.50% per month. You can benefit from their flexible repayment options, ranging from 3 months to 18 months. Pre-approved loans are also offered up to INR 2 lakhs.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"606\" height=\"271\" src=\"https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/CASHe.png\" alt=\"CASHe\" class=\"wp-image-17941\" srcset=\"https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/CASHe.png 606w, https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/CASHe-300x134.png 300w, https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/CASHe-150x67.png 150w\" sizes=\"auto, (max-width: 606px) 100vw, 606px\" \/><\/figure>\n<\/div>\n\n\n<p>An Indian citizen with a minimum monthly salary of INR 15,000 can easily apply for a loan with the CASHe student personal loan app. You must also have a valid Facebook or LinkedIn account and submit valid identity and address proof.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The \u2018Lighting Fast\u2019 feature allows you to access up to INR 5,000 within 30 seconds on WhatsApp.<\/li>\n\n\n\n<li>The app also provides an option to protect your loan with insurance. This is beneficial in case of unforeseen events.<\/li>\n\n\n\n<li>It is more like an instant student loan app that offers quicker approval and disbursement via its streamlined application process.<\/li>\n\n\n\n<li>This is a 100% digital app that requires no or minimal documentation. You just have to provide your PAN Card\/ Aadhaar Card, salary slips and your latest bank account statements.<\/li>\n<\/ul>\n\n\n\n<p><strong>How to Apply?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You can apply by downloading the CASHe app.&nbsp;<\/li>\n\n\n\n<li>Register yourself and complete the KYC process.<\/li>\n\n\n\n<li>Click on \u2018Get Loan\u2019 and choose \u2018Instant Personal Loan\u2019.<\/li>\n\n\n\n<li>Select the loan amount and tenure.<\/li>\n\n\n\n<li>Wait for verification. Once approved, it will be disbursed directly to your bank account.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-kreditbee-instant-loans-app-with-minimal-paperwork\"><span id=\"kreditbee-instant-loans-app-with-minimal-paperwork\">KreditBee: Instant Loans App with Minimal Paperwork<\/span><\/h3>\n\n\n\n<p>Another best personal loan app for students is KreditBee. It is a 100% online application that provides loans from INR 1,000 to INR 5 lakhs. The interest rates offered are high compared to other options, ranging from 17.00% to 29.95% p.a. However, a hassle-free application process, minimal documentation, and flexible repayment tenure enable loan disbursal within 10 minutes.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"606\" height=\"271\" src=\"https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/KreditBee.png\" alt=\"KreditBee the personal loan app for students\" class=\"wp-image-17953\" srcset=\"https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/KreditBee.png 606w, https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/KreditBee-300x134.png 300w, https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/KreditBee-150x67.png 150w\" sizes=\"auto, (max-width: 606px) 100vw, 606px\" \/><\/figure>\n<\/div>\n\n\n<p>To be eligible for a KreditBee student personal loan, you must be an Indian citizen above 21 years old and have a minimum monthly income of INR 10,000.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The platform charges INR 350 to INR 16,500 as a processing fee based on the loan amount.<\/li>\n\n\n\n<li>You must upload a PAN Card or Aadhaar Card along with a photograph (selfie) for KYC verification.<\/li>\n\n\n\n<li>KreditBee loans allow you to apply for personal loans anytime, anywhere, and are approved instantly.<\/li>\n\n\n\n<li>The repayment tenure ranges from 3 months to 36 months. You can repay the loan via the app using a debit card, net banking, or UPI.<\/li>\n<\/ul>\n\n\n\n<p><strong>How to Apply?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Download the KreditBee app and sign up using your mobile number.<\/li>\n\n\n\n<li>Enter details and verify your eligibility.<\/li>\n\n\n\n<li>Upload KYC documents for them to verify your profile.<\/li>\n\n\n\n<li>Provide bank account details.<\/li>\n\n\n\n<li>Enter the loan amount and tenure.<\/li>\n\n\n\n<li>Once approved, the loan will be disbursed to your bank account.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-mpokket-pocket-money-app-for-students\"><span id=\"mpokket-pocket-money-app-for-students\">mPokket: Pocket Money App for Students<\/span><\/h3>\n\n\n\n<p>Another one on the list of best personal loan apps for students is mPokket. It is a trusted app that offers instant loans to college students at low interest rates. The loans are approved in 10 minutes with secure and seamless disbursement to your savings bank account.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"612\" height=\"272\" src=\"https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/mPokket.png\" alt=\"mPokket instant loan app for Students\" class=\"wp-image-17957\" srcset=\"https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/mPokket.png 612w, https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/mPokket-300x133.png 300w, https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/mPokket-150x67.png 150w\" sizes=\"auto, (max-width: 612px) 100vw, 612px\" \/><\/figure>\n<\/div>\n\n\n<p>Loans are also offered to students who are new to the formal credit system ( or with zero credit history). The application process is 100% online, which lets you avail loans up to INR 45,000.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Interest rates range from 0% to 4% per month.<\/li>\n\n\n\n<li>Flexible repayment tenure ranging from 60 days to 120 days is offered.<\/li>\n\n\n\n<li>Personal loans for college students from mPokket can be repaid using UPI or a debit card.<\/li>\n\n\n\n<li>You can borrow multiple times within your credit limit.<\/li>\n<\/ul>\n\n\n\n<p><strong>How to Apply?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Download the mPokket app and sign up using your Aadhaar-linked mobile number.<\/li>\n\n\n\n<li>Complete KYC verification online using a PAN\/ Aadhaar Card.<\/li>\n\n\n\n<li>Submit your college ID, employment proof, and proof of income if you are employed.<\/li>\n\n\n\n<li>Wait for profile approval.<\/li>\n\n\n\n<li>Once your profile is approved, click on \u2018Get Loan\u2019 and apply.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read: Check out our blog on one of the most flexible alternatives to finance your study abroad dreams- <\/strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/gold-loan-for-education\/\"><strong>gold loan for education<\/strong><\/a><strong>: benefits, criteria, documents &amp; process.<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-slicepay-the-no-cost-emi-loans-app-for-students\"><span id=\"slicepay-the-no-cost-emi-loans-app-for-students\">SlicePay: The No-Cost EMI Loans App for Students<\/span><\/h3>\n\n\n\n<p>Slice is another one of the best loan apps for students that lets you create an account in 1 minute to receive funds. SlicePay offers loans to students with no-cost EMIs. They use MasterCard to aid them in doing this. Your name, the college you attend, your ID card number, and details regarding your Aadhar and PAN must be provided when you download the app.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"612\" height=\"272\" src=\"https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/Slice.png\" alt=\"Slice the best loan apps for students \" class=\"wp-image-17959\" srcset=\"https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/Slice.png 612w, https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/Slice-300x133.png 300w, https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/Slice-150x67.png 150w\" sizes=\"auto, (max-width: 612px) 100vw, 612px\" \/><\/figure>\n<\/div>\n\n\n<ul class=\"wp-block-list\">\n<li>Personal loans to students in undergraduate and graduate programmes are offered up to INR 10,000.<\/li>\n\n\n\n<li>Their loans have terms between 30 and 90 days.<\/li>\n\n\n\n<li>The interest rates start from 3% per month. The funds will be sent swiftly via the Unified Payments Interface or to your bank account.<\/li>\n\n\n\n<li>You can apply by downloading the application and navigating to the \u2018Loans\u2019 section.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-lazypay-loan-app-for-students\"><span id=\"lazypay-loan-app-for-students\">LazyPay Loan App For Students <\/span><\/h3>\n\n\n\n<p>LazyPay offers instant personal loans for various needs, allowing you to get online loans within minutes. It provides a free credit limit of up to INR 10,000 that can be used across 45,000+ online stores and merchants. The app offers a &#8220;PayLater&#8221; feature for one-tap payments at merchants with 15 to 30-day interest-free repayment.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"612\" height=\"272\" src=\"https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/LazyPay.png\" alt=\"LazyPay the best Loan App For Students\" class=\"wp-image-17946\" srcset=\"https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/LazyPay.png 612w, https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/LazyPay-300x133.png 300w, https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/LazyPay-150x67.png 150w\" sizes=\"auto, (max-width: 612px) 100vw, 612px\" \/><\/figure>\n<\/div>\n\n\n<p>Indian citizens aged 18 or above, with a valid Aadhaar card, PAN card, and an active bank account, are eligible to apply through the best loan apps for students.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>It also provides &#8220;XpressLoans&#8221; for instant personal loans that are transferred to your bank account.<\/li>\n\n\n\n<li>The app requires a quick KYC process to increase the credit limit up to INR 1 lakh and get 30 days of repayment.<\/li>\n<\/ul>\n\n\n\n<p><strong>How to Apply?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Download the app.<\/li>\n\n\n\n<li>Check your eligibility by entering basic details as asked.<\/li>\n\n\n\n<li>Select the loan amount and tenure.<\/li>\n\n\n\n<li>Go for one-click KYC verification and link your bank account<\/li>\n\n\n\n<li>Submit your request to get the amount in your account.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-getitnow-the-instant-loan-app-for-students\"><span id=\"getitnow-the-instant-loan-app-for-students\">GetItNow: The Instant Loan App for Students<\/span><\/h3>\n\n\n\n<p>GetItNow is an emerging digital lending platform in India. This is one of the best student loan apps that provides personal loans tailored to various needs, including educational expenses. Interest rates typically range from 0% to 36% per annum based on eligibility and loan type. <\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"270\" src=\"https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/GetItNow.png\" alt=\"GetItNow The Instant Loan App for Students\" class=\"wp-image-17948\" srcset=\"https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/GetItNow.png 636w, https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/GetItNow-300x127.png 300w, https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/GetItNow-150x64.png 150w\" sizes=\"auto, (max-width: 636px) 100vw, 636px\" \/><\/figure>\n<\/div>\n\n\n<p>You can avail of loans up to INR 10,000; however, timely repayment and higher income can make you eligible for loans up to INR 20,000.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Instant loan application via the GetItNow student loan app.<\/li>\n\n\n\n<li>You can avail of secure and private loans.<\/li>\n\n\n\n<li>Their user-friendly interface lets you navigate through the application process seamlessly.<\/li>\n<\/ul>\n\n\n\n<p><strong>How to Apply?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Download the App available on mobile platforms.<\/li>\n\n\n\n<li>Create an account and sign up using basic personal information.<\/li>\n\n\n\n<li>Submit the loan application by filling out the loan application form and providing the necessary documents.<\/li>\n\n\n\n<li>The app promises quick processing, often within minutes.<\/li>\n\n\n\n<li>Funds are transferred directly to the user&#8217;s bank account once you provide the confirmation<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-pocketly-loan-app-tailored-for-students\"><span id=\"pocketly-loan-app-tailored-for-students\">Pocketly: Loan App Tailored for Students<\/span><\/h3>\n\n\n\n<p>Pocketly is a mobile loan app for students that offers personal loans up to INR 50,000. The interest rates range from 1% to 3% per month, depending on the loan amount. You can pay back the loan in 2 to 12 months. The app&#8217;s user-friendly interface makes it easy to apply for loans.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"270\" src=\"https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/Pocketly.png\" alt=\"Pocketly Loan App for Students\" class=\"wp-image-17951\" srcset=\"https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/Pocketly.png 636w, https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/Pocketly-300x127.png 300w, https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/Pocketly-150x64.png 150w\" sizes=\"auto, (max-width: 636px) 100vw, 636px\" \/><\/figure>\n<\/div>\n\n\n<ul class=\"wp-block-list\">\n<li>The application process is easy and requires only a few documents, such as a student ID and proof of address.<\/li>\n\n\n\n<li>You are also charged 4.2% of the loan amount + service tax as the processing fee.<\/li>\n\n\n\n<li>It is one of the safest and best loan apps for students as it doesn&#8217;t require collateral or a co-signer.<\/li>\n\n\n\n<li>You can get top-up loans, credit building, and rising credit limits.<\/li>\n<\/ul>\n\n\n\n<p><strong>How to Apply?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Download the app and enter quick details (DOB, PAN, employment, etc.)<\/li>\n\n\n\n<li>Click on \u2018Apply Now\u2019 under the loans category.<\/li>\n\n\n\n<li>Enter the loan amount and tenure.<\/li>\n\n\n\n<li>Confirm, and the amount will be disbursed on request submission.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read: Planning to pursue law? Check out the details on <\/strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/education-loan-for-masters-in-law-in-uk\/\"><strong>education loans for a Master\u2019s in Law in the UK<\/strong><\/a><strong>.<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-eduvanz-the-education-focused-loans-app\"><span id=\"eduvanz-the-education-focused-loans-app\">EduVanz, the Education-Focused Loans App<\/span><\/h3>\n\n\n\n<p>Eduvanz is an RBI-licensed NBFC and fintech platform that has been rated by CRISIL Limited, enjoying a BBB- (minus) rating for long-term borrowings. It is one of the top student loan apps in India, offering personal loans up to INR 10 lakhs for educational purposes.&nbsp;<\/p>\n\n\n\n<p>The interest rate ranges from 0% to 36% p.a, and the loan can be repaid from 3 months to 84 months. You must be 18 years and above with a steady source of income to apply for the loans. Applicants are also required to fulfil the KYC norms as per RBI guidelines.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Instant approvals in seconds<\/li>\n\n\n\n<li>100% online process via mobile app or website<\/li>\n\n\n\n<li>Low-cost loans with flexible tenures and no hidden charges<\/li>\n\n\n\n<li>Tie-ups with over 1000+ educational partners across India<\/li>\n<\/ul>\n\n\n\n<p><strong>How to Apply?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Install the Eduvanz app.<\/li>\n\n\n\n<li>Sign up using basic details like mobile number, name, and email.<\/li>\n\n\n\n<li>Fill in the application form.<\/li>\n\n\n\n<li>Upload required documents like Aadhaar\/PAN, bank statements, and utility bills.<\/li>\n\n\n\n<li>Get instant approval and support from loan advisors.<\/li>\n\n\n\n<li>The loan is disbursed directly to the institute, and you repay in flexible EMIs.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-paysense-loans-app-for-low-credit-scores\"><span id=\"paysense-loans-app-for-low-credit-scores\">PaySense Loans App for Low Credit Scores<\/span><\/h3>\n\n\n\n<p>PaySense is a 100% safe, secure, and best loan app for students. They offer personal loans for education up to INR 5 lakhs. You simply need to sign your loan application digitally to receive instant money in your account. The good part is that you get <a href=\"https:\/\/fly.finance\/blog\/personal-loan\/personal-loan-with-low-cibil-score\/\"><strong>personal loans with a low CIBIL score<\/strong><\/a> or no credit history.<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"636\" height=\"270\" src=\"https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/PaySense.png\" alt=\"PaySense\" class=\"wp-image-17952\" srcset=\"https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/PaySense.png 636w, https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/PaySense-300x127.png 300w, https:\/\/flyblog.fly.finance\/uploads\/2024\/08\/PaySense-150x64.png 150w\" sizes=\"auto, (max-width: 636px) 100vw, 636px\" \/><\/figure>\n<\/div>\n\n\n<p>With one-time documentation on the PaySense loan app for students, you can also apply for top-up personal loans. To be eligible, you must be an Indian citizen above 21 years of age. You must also be a salaried employee or self-employed.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The auto-debit feature on this instant student loan app lets you manage EMIs promptly.<\/li>\n\n\n\n<li>Align with PAN\/ Aadhaar, you must provide the last 3 months&#8217; e-bank statements.<\/li>\n\n\n\n<li>Loans are available in more than 300+ Indian cities.<\/li>\n\n\n\n<li>Interest rates range from 14% to 36% p.a.<\/li>\n\n\n\n<li>Loans are processed and disbursed directly to the bank account within 2 working hours.<\/li>\n<\/ul>\n\n\n\n<p><strong>How to Apply?<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Install the PaySense application on your mobile phone.<\/li>\n\n\n\n<li>Enter the details as asked and check the eligibility status.<\/li>\n\n\n\n<li>After getting the allotted credit line, enter the loan amount and tenure.<\/li>\n\n\n\n<li>Upload the required documents.<\/li>\n\n\n\n<li>Digitally sign all the application forms.<\/li>\n\n\n\n<li>Funds will be disbursed to your account after confirmation.<\/li>\n<\/ul>\n\n\n\n<h3 id=\"paysense-loans-for-low-credit-scores\" class=\"wp-block-heading\">PaySense: Loans for Low Credit Scores<\/h3>\n\n\n\n<p>PaySense offers loans up to INR 5,00,000, even for students with low or no credit history. Its auto-debit feature simplifies EMI management.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Eligibility<\/strong>: Indian citizens, 21+ years, salaried or self-employed, Aadhaar\/PAN, bank statements.<\/li>\n\n\n\n<li><strong>How to Apply<\/strong>:\n<ol class=\"wp-block-list\">\n<li>Install the PaySense app.<\/li>\n\n\n\n<li>Check eligibility and upload documents.<\/li>\n\n\n\n<li>Select the loan amount and tenure; funds are disbursed within hours.<\/li>\n<\/ol>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Why Choose PaySense?<\/strong> Fast processing (within 2 hours) and availability in 300+ cities make it accessible.<\/p>\n\n\n\n<h3 id=\"10-tata-capital-high-loan-amounts\" class=\"wp-block-heading\">10. Tata Capital: High Loan Amounts<\/h3>\n\n\n\n<p>Tata Capital offers loans up to INR 10,00,000 with competitive rates starting at 10.99% p.a., ideal for students pursuing higher education.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Eligibility<\/strong>: Indian citizens, 21+ years, Aadhaar\/PAN, income proof.<\/li>\n\n\n\n<li><strong>How to Apply<\/strong>:\n<ol class=\"wp-block-list\">\n<li>Download the Tata Capital app.<\/li>\n\n\n\n<li>Register and complete KYC.<\/li>\n\n\n\n<li>Apply for a loan; funds are disbursed post-approval.<\/li>\n<\/ol>\n<\/li>\n<\/ul>\n\n\n\n<p><strong>Why Choose Tata Capital?<\/strong> High loan amounts and flexible tenures (up to 72 months) cater to significant educational expenses.<\/p>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read: A career in education from the UK is a great option. Check out the details on <\/strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/education-loan-for-masters-in-education-in-the-uk\/\"><strong>education loans for a Master\u2019s in Education in the UK<\/strong><\/a><strong> to cover the study abroad expenses.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-urgent-loan-apps-for-students\"><span id=\"urgent-loan-apps-for-students\">Urgent Loan Apps for Students<\/span><\/h2>\n\n\n\n<p>For students facing emergency financial needs, urgent loan apps provide quick access to funds with minimal documentation. These apps offer instant approvals and flexible repayment options, making them a convenient choice for students who require immediate financial assistance. Below is a list of some of the best urgent loan apps for students:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>mPokket<\/li>\n\n\n\n<li>SlicePay<\/li>\n\n\n\n<li>Pocketly<\/li>\n\n\n\n<li>StuCred<\/li>\n\n\n\n<li>KreditBee<\/li>\n\n\n\n<li>CASHe<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-instant-student-loan-apps\"><span id=\"instant-student-loan-apps\">Instant Student Loan Apps<\/span><\/h2>\n\n\n\n<p>For students who need quick financial assistance, instant loan apps for students provide immediate access to funds with minimal paperwork. These apps are designed to offer fast approvals, quick disbursals, and flexible repayment options, making them a convenient choice for emergency expenses. Below is a list of some of the best instant student loan apps:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>mPokket<\/strong>: Instant approval time<\/li>\n\n\n\n<li><strong>KrazyBee<\/strong>: Faster processing of a loan<\/li>\n\n\n\n<li><strong>KreditBee<\/strong>: Quick disbursal, minimal documentation<\/li>\n\n\n\n<li><strong>StuCred<\/strong>: 24\/7 access to funds<\/li>\n\n\n\n<li><strong>PaySense<\/strong>: Quick loan approval<\/li>\n\n\n\n<li><strong>Buddy Loan<\/strong>: Secured and fast loan application process<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-benefits-of-using-student-loan-apps\"><span id=\"benefits-of-using-student-loan-apps\">Benefits of Using Student Loan Apps<\/span><\/h2>\n\n\n\n<p>Applying for personal loans via the best student loan apps offers multiple benefits. One of the biggest benefits is that most of these apps understand student credit needs and do not require a credit history. Unlike traditional banks, they do not have stricter eligibility requirements and offer unsecured loans.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Quick Access to Funds: <\/strong>Loan apps provide rapid access to funds, often within minutes.<\/li>\n\n\n\n<li><strong>Minimal Documentation:<\/strong> The application process typically requires fewer documents compared to traditional banks.<\/li>\n\n\n\n<li><strong>Flexible Repayment Options:<\/strong> Many apps offer repayment plans that are adjustable to the student&#8217;s financial situation.<\/li>\n\n\n\n<li><strong>User-Friendly Interfaces:<\/strong> Most apps are designed to be intuitive, making it easy for students to apply for and manage their loans.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-important-guidelines-when-choosing-the-best-loan-apps-for-students\"><span id=\"important-guidelines-when-choosing-the-best-loan-apps-for-students\">Important Guidelines When Choosing the Best Loan Apps for Students<\/span><\/h2>\n\n\n\n<p>It is important to compare the features and benefits offered by different student personal apps. While they fulfil your financial needs while pursuing education, it is also essential to borrow responsibly and understand the terms and conditions. Check if there are any hidden fees associated or not. Let\u2019s explore some considerations when choosing personal loan apps for students-<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Interest Rates:<\/strong> Look for the lowest possible rates to minimize costs.<\/li>\n\n\n\n<li><strong>Repayment Terms:<\/strong> Ensure that the repayment schedule aligns with your financial capabilities.<\/li>\n\n\n\n<li><strong>Fees:<\/strong> Be aware of any additional fees, such as processing or late payment fees.<\/li>\n\n\n\n<li><strong>Eligibility Requirements:<\/strong> Check if you meet the criteria needed to apply for the loan.<\/li>\n\n\n\n<li><strong>Safety and Security: <\/strong>Before applying for the loans, check if the student loan app is RBI-approved or not. Such apps would offer data privacy protections and display transparent conditions.<\/li>\n<\/ul>\n\n\n\n<p>This was all about the 10 best student loan apps that offer instant loans to college students. Make sure to check the eligibility criteria, repayment, and interest rate conditions before applying.<\/p>\n\n\n\n<p>To know more about <a href=\"https:\/\/fly.finance\/loans\"><strong>education loans<\/strong><\/a>, the best <a href=\"https:\/\/fly.finance\/international-bank-account\"><strong>bank accounts for students<\/strong><\/a>, <a href=\"https:\/\/fly.finance\/forex\"><strong>forex<\/strong><\/a> and banking experience for global students, or international money transfers, reach out to our experts at 1800572126 to help ease your study abroad experience.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs\"><span id=\"faqs\">FAQs<\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1724751431292\"><strong class=\"schema-faq-question\"><strong>Can college students get personal loans via apps?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, college students can get personal loans through various RBI-approved student loan apps like CASHe, Pocketly, KreditBee, mPokket, and PaySense.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1724751455898\"><strong class=\"schema-faq-question\"><strong>Which is the best app that gives student loans?<\/strong><\/strong> <p class=\"schema-faq-answer\">Some of the best student loan apps available are-<br\/>-StuCred<br\/>-CASHe<br\/>-KreditBee<br\/>-mPokket<br\/>-SlicePay<br\/>-LazyPay<br\/>-GetItNow<br\/>-Pocketly<br\/>-Eduvanz<br\/>-PaySense<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1724751517331\"><strong class=\"schema-faq-question\"><strong>Which are the best RBI-approved student loan apps?<\/strong><\/strong> <p class=\"schema-faq-answer\">Some of the best RBI-approved student loan apps are CASHe, Pocketly, KreditBee,\u00a0mPokket, and PaySense. They are completely safe and secure to use and fulfil your financial needs.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1724751541220\"><strong class=\"schema-faq-question\"><strong>How to get 30,000 rupees immediately for students?<\/strong><\/strong> <p class=\"schema-faq-answer\">To get an instant loan of INR 30,000, students can apply through apps like CASHe, Pocketly, or KreditBee. The process typically involves downloading the app and creating an account. Then, provide basic documents like student ID, address proof, and income proof, and apply for the desired loan amount. Get your loan approved within minutes based on eligibility and receive it directly in your bank account.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1724753456640\"><strong class=\"schema-faq-question\"><strong>Which is the best instant loan app for students?<\/strong><\/strong> <p class=\"schema-faq-answer\">CASHe is one of the best instant loan apps for students, offering Instant approval and disbursal within minutes. It provides flexible repayment options from 90 days to 540 days and low interest rates starting at 2.5% per month, making it one of the best loan apps for college students.\u00a0<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1724753478566\"><strong class=\"schema-faq-question\"><strong>Are there any student loan apps with 0% interest rates?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes. StuCred is one of the best student loan apps that offer instant loans, providing instant and secure up to INR 15,000 at a 0% interest rate. LazyPay\u2019s student loan app &#8220;PayLater&#8221; feature also provides one-tap payments at merchants with 15 to 30-day interest-free repayment.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1734494942215\"><strong class=\"schema-faq-question\">What is the maximum loan amount available through these apps?<\/strong> <p class=\"schema-faq-answer\">Most student loan apps offer varying amounts; for example, CASHe provides loans up to INR 50,000, while PaySense offers up to INR 5 lakh.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1734494949059\"><strong class=\"schema-faq-question\">How quickly can I receive funds from student loan apps?<\/strong> <p class=\"schema-faq-answer\">Many student loan apps, like CASHe and mPokket, offer instant approval and disbursal within minutes, allowing students to access funds quickly.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1734494959781\"><strong class=\"schema-faq-question\">Are there any eligibility criteria for applying for student loans?<\/strong> <p class=\"schema-faq-answer\">Generally, applying for an education loan through student loan apps, applicants must be Indian citizens aged 18 or older, with valid student identification and proof of income or a co-borrower.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1734494975220\"><strong class=\"schema-faq-question\">What are the typical interest rates for student loans from these apps?<\/strong> <p class=\"schema-faq-answer\">Interest rates vary by student loan apps; for instance, KreditBee charges between 1.02% to 2.49% per month, while PaySense ranges from 16% to 36% per annum.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1734494986670\"><strong class=\"schema-faq-question\">Can students with no credit history apply for loans?<\/strong> <p class=\"schema-faq-answer\">Yes, many student loan apps like CASHe do not require a credit history, making it easier for students to obtain loans without prior credit experience.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1750856426375\"><strong class=\"schema-faq-question\">What is the minimum age for student loans?<\/strong> <p class=\"schema-faq-answer\">Most loan apps for students require applicants to be 18\u201321 years old, with some, like Eduvanz, accepting 18+ years.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1750856557663\"><strong class=\"schema-faq-question\">Can students get loans without income?<\/strong> <p class=\"schema-faq-answer\">Yes, loan apps for students like mPokket and Slice offer loans based on student ID and KYC, not income.<\/p> <\/div> <\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-pale-ocean-gradient-background has-background has-fixed-layout\"><tbody><tr><td colspan=\"2\"><strong>Related Blogs<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/personal-loan\/indian-bank-personal-loan\/\"><strong>Indian Bank Personal Loan<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/personal-loan\/union-bank-of-india-personal-loans\/\"><strong>Union Bank of India Personal Loans<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/personal-loan\/icici-bank-personal-loan\/\"><strong>ICICI Bank Personal Loan<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/personal-loan\/indian-overseas-bank-personal-loans\/\"><strong>Indian Overseas Bank Personal Loans<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/personal-loan\/sbi-personal-loan-application-process\/\"><strong>SBI Personal Loan Application Process<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/personal-loan\/icici-bank-personal-loan\/\"><strong>Personal Loan from SBI<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/personal-loan\/bajaj-personal-loan\/\"><strong>Bajaj Personal Loan<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/personal-loan\/hdfc-bank-personal-loan\/\"><strong>HDFC Bank Personal Loan<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/personal-loan\/pnb-pre-approved-personal-loans\/\"><strong>PNB Pre-approved Personal Loans<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/personal-loan\/bank-of-baroda-personal-loans\/\"><strong>Bank of Baroda Personal Loans<\/strong><\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Follow Us on Social Media<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-social-links is-layout-flex wp-block-social-links-is-layout-flex\"><li class=\"wp-social-link wp-social-link-instagram  wp-block-social-link\"><a href=\"https:\/\/instagram.com\/flydotfinance\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" 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M16.804,6.116c-0.596,0-1.08,0.484-1.08,1.08 s0.484,1.08,1.08,1.08c0.596,0,1.08-0.484,1.08-1.08S17.401,6.116,16.804,6.116z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">Instagram<\/span><\/a><\/li>\n\n<li class=\"wp-social-link wp-social-link-linkedin  wp-block-social-link\"><a href=\"https:\/\/www.linkedin.com\/company\/flyfinance\/\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M19.7,3H4.3C3.582,3,3,3.582,3,4.3v15.4C3,20.418,3.582,21,4.3,21h15.4c0.718,0,1.3-0.582,1.3-1.3V4.3 C21,3.582,20.418,3,19.7,3z M8.339,18.338H5.667v-8.59h2.672V18.338z M7.004,8.574c-0.857,0-1.549-0.694-1.549-1.548 c0-0.855,0.691-1.548,1.549-1.548c0.854,0,1.547,0.694,1.547,1.548C8.551,7.881,7.858,8.574,7.004,8.574z M18.339,18.338h-2.669 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c0,1.424,0.724,2.679,1.825,3.415c-0.673-0.021-1.305-0.206-1.859-0.513c0,0.017,0,0.034,0,0.052c0,1.988,1.414,3.647,3.292,4.023 c-0.344,0.094-0.707,0.144-1.081,0.144c-0.264,0-0.521-0.026-0.772-0.074c0.522,1.63,2.038,2.816,3.833,2.85 c-1.404,1.1-3.174,1.756-5.096,1.756c-0.331,0-0.658-0.019-0.979-0.057c1.816,1.164,3.973,1.843,6.29,1.843 c7.547,0,11.675-6.252,11.675-11.675c0-0.178-0.004-0.355-0.012-0.531C20.985,7.47,21.68,6.747,22.23,5.924z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">Twitter<\/span><\/a><\/li>\n\n<li class=\"wp-social-link wp-social-link-facebook  wp-block-social-link\"><a href=\"https:\/\/www.facebook.com\/Flydotfinance\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 2C6.5 2 2 6.5 2 12c0 5 3.7 9.1 8.4 9.9v-7H7.9V12h2.5V9.8c0-2.5 1.5-3.9 3.8-3.9 1.1 0 2.2.2 2.2.2v2.5h-1.3c-1.2 0-1.6.8-1.6 1.6V12h2.8l-.4 2.9h-2.3v7C18.3 21.1 22 17 22 12c0-5.5-4.5-10-10-10z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">Facebook<\/span><\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Looking for the Best Loan Apps for Students? These apps offer a fast and hassle-free way for students to access funds when faced with educational or personal expenses. Unlike traditional banks, the best student loan apps, such as StuCred, Slice, mPokket, KreditBee, and CASHe, provide flexible loan options with easy eligibility and quick disbursal. In &#8230; <a title=\"Top 10 Best Loan Apps for Students in India 2025\" class=\"read-more\" href=\"https:\/\/fly.finance\/blog\/personal-loan\/best-loan-apps-for-students\/\" aria-label=\"Read more about Top 10 Best Loan Apps for Students in India 2025\">Read more<\/a><\/p>\n","protected":false},"author":29,"featured_media":14859,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[410],"tags":[],"class_list":["post-14855","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-personal-loan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Top 10 Best Loan Apps for Students in India 2025<\/title>\n<meta name=\"description\" content=\"Check out this blog on the top 10 loan apps for students. Know their features, benefits, and application process to avail easy funds.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fly.finance\/blog\/personal-loan\/best-loan-apps-for-students\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Top 10 Best Loan Apps for Students in India 2025\" \/>\n<meta property=\"og:description\" content=\"Check out this blog on the top 10 loan apps for students. 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I'm Shubhika- a proud graduate in English Literature and Language from Delhi University. My journey as a content writer transitioned from online teacher into the world of words. Stepping into the domain of blogs and articles, I discovered my passion for writing growing deeper and stronger. Having said that, I have experience of writing for diverse industries in automobile, technology, ed-tech, finance and mental-health; crafting details to help you find the solution to what you are looking for. Join me as I invite you all explore and learn together.","sameAs":["https:\/\/www.facebook.com\/shubhika.garg\/","https:\/\/www.instagram.com\/shubhika.garg\/","https:\/\/www.linkedin.com\/in\/shubhikagarg71\/","https:\/\/www.tumblr.com\/blog\/shubhikahere"],"url":"https:\/\/fly.finance\/blog\/author\/shubhika\/"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/personal-loan\/best-loan-apps-for-students\/#faq-question-1724751431292","position":1,"url":"https:\/\/fly.finance\/blog\/personal-loan\/best-loan-apps-for-students\/#faq-question-1724751431292","name":"Can college students get personal loans via apps?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, college students can get personal loans through various RBI-approved student loan apps like CASHe, Pocketly, KreditBee, mPokket, and PaySense.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/personal-loan\/best-loan-apps-for-students\/#faq-question-1724751455898","position":2,"url":"https:\/\/fly.finance\/blog\/personal-loan\/best-loan-apps-for-students\/#faq-question-1724751455898","name":"Which is the best app that gives student loans?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Some of the best student loan apps available are-<br\/>-StuCred<br\/>-CASHe<br\/>-KreditBee<br\/>-mPokket<br\/>-SlicePay<br\/>-LazyPay<br\/>-GetItNow<br\/>-Pocketly<br\/>-Eduvanz<br\/>-PaySense","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/personal-loan\/best-loan-apps-for-students\/#faq-question-1724751517331","position":3,"url":"https:\/\/fly.finance\/blog\/personal-loan\/best-loan-apps-for-students\/#faq-question-1724751517331","name":"Which are the best RBI-approved student loan apps?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Some of the best RBI-approved student loan apps are CASHe, Pocketly, KreditBee,\u00a0mPokket, and PaySense. They are completely safe and secure to use and fulfil your financial needs.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/personal-loan\/best-loan-apps-for-students\/#faq-question-1724751541220","position":4,"url":"https:\/\/fly.finance\/blog\/personal-loan\/best-loan-apps-for-students\/#faq-question-1724751541220","name":"How to get 30,000 rupees immediately for students?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"To get an instant loan of INR 30,000, students can apply through apps like CASHe, Pocketly, or KreditBee. The process typically involves downloading the app and creating an account. Then, provide basic documents like student ID, address proof, and income proof, and apply for the desired loan amount. Get your loan approved within minutes based on eligibility and receive it directly in your bank account.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/personal-loan\/best-loan-apps-for-students\/#faq-question-1724753456640","position":5,"url":"https:\/\/fly.finance\/blog\/personal-loan\/best-loan-apps-for-students\/#faq-question-1724753456640","name":"Which is the best instant loan app for students?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"CASHe is one of the best instant loan apps for students, offering Instant approval and disbursal within minutes. It provides flexible repayment options from 90 days to 540 days and low interest rates starting at 2.5% per month, making it one of the best loan apps for college students.\u00a0","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/personal-loan\/best-loan-apps-for-students\/#faq-question-1724753478566","position":6,"url":"https:\/\/fly.finance\/blog\/personal-loan\/best-loan-apps-for-students\/#faq-question-1724753478566","name":"Are there any student loan apps with 0% interest rates?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes. StuCred is one of the best student loan apps that offer instant loans, providing instant and secure up to INR 15,000 at a 0% interest rate. LazyPay\u2019s student loan app \"PayLater\" feature also provides one-tap payments at merchants with 15 to 30-day interest-free repayment.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/personal-loan\/best-loan-apps-for-students\/#faq-question-1734494942215","position":7,"url":"https:\/\/fly.finance\/blog\/personal-loan\/best-loan-apps-for-students\/#faq-question-1734494942215","name":"What is the maximum loan amount available through these apps?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Most student loan apps offer varying amounts; for example, CASHe provides loans up to INR 50,000, while PaySense offers up to INR 5 lakh.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/personal-loan\/best-loan-apps-for-students\/#faq-question-1734494949059","position":8,"url":"https:\/\/fly.finance\/blog\/personal-loan\/best-loan-apps-for-students\/#faq-question-1734494949059","name":"How quickly can I receive funds from student loan apps?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Many student loan apps, like CASHe and mPokket, offer instant approval and disbursal within minutes, allowing students to access funds quickly.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/personal-loan\/best-loan-apps-for-students\/#faq-question-1734494959781","position":9,"url":"https:\/\/fly.finance\/blog\/personal-loan\/best-loan-apps-for-students\/#faq-question-1734494959781","name":"Are there any eligibility criteria for applying for student loans?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Generally, applying for an education loan through student loan apps, applicants must be Indian citizens aged 18 or older, with valid student identification and proof of income or a co-borrower.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/personal-loan\/best-loan-apps-for-students\/#faq-question-1734494975220","position":10,"url":"https:\/\/fly.finance\/blog\/personal-loan\/best-loan-apps-for-students\/#faq-question-1734494975220","name":"What are the typical interest rates for student loans from these apps?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Interest rates vary by student loan apps; for instance, KreditBee charges between 1.02% to 2.49% per month, while PaySense ranges from 16% to 36% per annum.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/personal-loan\/best-loan-apps-for-students\/#faq-question-1734494986670","position":11,"url":"https:\/\/fly.finance\/blog\/personal-loan\/best-loan-apps-for-students\/#faq-question-1734494986670","name":"Can students with no credit history apply for loans?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, many student loan apps like CASHe do not require a credit history, making it easier for students to obtain loans without prior credit experience.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/personal-loan\/best-loan-apps-for-students\/#faq-question-1750856426375","position":12,"url":"https:\/\/fly.finance\/blog\/personal-loan\/best-loan-apps-for-students\/#faq-question-1750856426375","name":"What is the minimum age for student loans?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Most loan apps for students require applicants to be 18\u201321 years old, with some, like Eduvanz, accepting 18+ years.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/personal-loan\/best-loan-apps-for-students\/#faq-question-1750856557663","position":13,"url":"https:\/\/fly.finance\/blog\/personal-loan\/best-loan-apps-for-students\/#faq-question-1750856557663","name":"Can students get loans without income?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, loan apps for students like mPokket and Slice offer loans based on student ID and KYC, not income.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/14855","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/users\/29"}],"replies":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/comments?post=14855"}],"version-history":[{"count":12,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/14855\/revisions"}],"predecessor-version":[{"id":20362,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/14855\/revisions\/20362"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media\/14859"}],"wp:attachment":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media?parent=14855"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/categories?post=14855"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/tags?post=14855"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}