{"id":14141,"date":"2025-08-05T17:25:13","date_gmt":"2025-08-05T11:55:13","guid":{"rendered":"https:\/\/fly.finance\/blog\/?p=14141"},"modified":"2025-08-05T17:55:12","modified_gmt":"2025-08-05T12:25:12","slug":"education-loans-for-ms-in-usa","status":"publish","type":"post","link":"https:\/\/fly.finance\/blog\/education-loan\/education-loans-for-ms-in-usa\/","title":{"rendered":"Education Loan for MS in the USA: Top Providers, Interest Rates, Repayment"},"content":{"rendered":"\n<p>It is easier to get an education loan for MS in the USA. Various international lenders, Indian banks and NBFCs offer secured and unsecured loans to fund your higher education in the USA. You can get an education loan of up to INR 1.5 crores at competitive interest rates.<\/p>\n\n\n\n<p>The loan amount covers MS program fees that range from USD 10,000 to 50,000 per year (INR 8.3 lakhs to 41.85 lakhs). The accommodation expenses of USD 6,000 to 12,000 per year (INR 5 lakhs to 10 lakhs) are also easily covered under the education loan for MS in the USA. To know more about loan providers and interest rates, continue reading further.<\/p>\n\n\n\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2 id=\"table-of-contents\">Table of contents<\/h2><ul><li><a href=\"#h-overview-of-education-loans-for-ms-in-the-usa\" data-level=\"2\">Overview of Education Loans for MS in the USA<\/a><\/li><li><a href=\"#h-secured-education-loans-for-ms-in-the-usa\" data-level=\"2\">Secured Education Loans for MS in the USA<\/a><\/li><li><a href=\"#h-education-loan-for-ms-in-the-usa-without-collateral\" data-level=\"2\">Education Loan for MS in the USA without Collateral<\/a><\/li><li><a href=\"#h-education-loan-for-ms-in-the-usa-by-nbfcs\" data-level=\"2\">Education Loan for MS in the USA by NBFCs<\/a><\/li><li><a href=\"#h-is-an-education-loan-for-ms-in-the-usa-the-right-choice\" data-level=\"2\">Is an Education Loan for MS in the USA the Right Choice?<\/a><ul><li><a href=\"#h-advantages\" data-level=\"3\">Advantages<\/a><\/li><li><a href=\"#h-disadvantages\" data-level=\"3\">Disadvantages<\/a><\/li><\/ul><\/li><li><a href=\"#h-faqs\" data-level=\"2\">FAQs<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-overview-of-education-loans-for-ms-in-the-usa\"><span id=\"overview-of-education-loans-for-ms-in-the-usa\">Overview of Education Loans for MS in the USA<\/span><\/h2>\n\n\n\n<p>Indian students easily get education loans for MS in the US when securing admissions to top universities like MIT, Harvard, Stanford, University of Chicago, Cornell University, etc. The tuition fee varies based on the specialisation and university chosen. You can choose to apply for secured and unsecured education loans for MS in the USA based on your needs and requirements.<\/p>\n\n\n\n<p>Many banks like SBI, Bank of Baroda, Axis, ICICI, and NBFCs like Credila, Avanse, Prodigy etc. offer student loans with easy <a href=\"https:\/\/fly.finance\/blog\/education-loan\/how-to-track-education-loan-status\/\"><strong>education loan tracking status<\/strong><\/a>. While some banks provide 100% financing based on student needs, others offer education loans up to INR 1.5 crores.<\/p>\n\n\n\n<p>The interest rate on education loans for MS in the US ranges from 8.25% p.a to 14% p.a. They depend on factors like credit history, loan amount, repayment tenure, and the type of loan availed.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td colspan=\"2\"><strong>Education Loan for MS in the USA<\/strong><\/td><\/tr><tr><td>Maximum Loan Amount<\/td><td>Up to INR 1.5 crores with options of need-based financing based on the lender and applicant\u2019s requirements<\/td><\/tr><tr><td>Interest Rates<\/td><td>8.25% to 14% p.a.<\/td><\/tr><tr><td>Repayment Tenure<\/td><td>Up to 15 years<\/td><\/tr><tr><td>Top Loan Providers<\/td><td><em>Banks-<\/em> State Bank of India, Bank of Baroda, HDFC Bank, ICICI Bank, Axis Bank, etc.<br><em>NBFCs-<\/em> Avanse, Prodigy Finance, MPower Financing, Credila, Auxilo, etc.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read: Know all about <\/strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/llb-education-loan-to-study-abroad\/\"><strong>LLB education loans<\/strong><\/a><strong> to study abroad and the best public banks, private banks, and NBFCs providing education loans for LLB students.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-secured-education-loans-for-ms-in-the-usa\"><span id=\"secured-education-loans-for-ms-in-the-usa\">Secured Education Loans for MS in the USA<\/span><\/h2>\n\n\n\n<p>State Bank of India, Bank of Baroda, HDFC Bank, ICICI Bank, Axis Bank, and many others provide secured education loans for MS in the US. You must pledge collateral security with the lender to avail of a secured education loan for MS in the US. It can include assets such as any kind of property and fixed deposits.<\/p>\n\n\n\n<p>SBI education loans for MS in the US are the most desired choice among Indians. Loans up to INR 1.5 crores are offered at comparatively low Interest rates. This is because the secured loans have lesser risk associated with the lender. The repayment period is also usually flexible with easy EMIs as payment options.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>List of Banks<\/strong><\/td><td><strong>Maximum Loan Amount<\/strong><\/td><td><strong>Interest Rates<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/sbi-global-ed-vantage-education-loan\/\"><strong>State Bank of India<\/strong><\/a><\/td><td>Up to INR 1.5 crores<\/td><td>11.15% p.a<\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/bank-of-baroda-education-loan\/\"><strong>Bank of Baroda<\/strong><\/a><\/td><td>Up to INR 1 crore<\/td><td>10.20% p.a<\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/icici-bank-education-loan\/\"><strong>ICICI Bank<\/strong><\/a><\/td><td>Up to INR 2 crores<\/td><td>Repo + 3.75% (Spread)<\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/hdfc-bank-education-loan\/\"><strong>HDFC Bank<\/strong><\/a><\/td><td>Need-Based Finance<\/td><td>12.50% p.a<\/td><\/tr><tr><td>Axis Bank<\/td><td>Need-Based Finance<\/td><td>13.70% p.a<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>Please Note: The loan amount and interest rates mentioned are subject to change based on changes in the bank\u2019s guidelines. Kindly refer to their official website for the latest ROI.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-education-loan-for-ms-in-the-usa-without-collateral\"><span id=\"education-loan-for-ms-in-the-usa-without-collateral\">Education Loan for MS in the USA without Collateral<\/span><\/h2>\n\n\n\n<p>Many banks offer <a href=\"https:\/\/fly.finance\/blog\/education-loan\/education-loans-without-collateral\/\"><strong>education loans without collateral<\/strong><\/a> in India, including the ICICI Bank. It provides collateral-free loans for MS in the USA up to INR 1 crore. You are not required to pledge security\/ assets with the bank. You can easily get unsecured loans with minimal documentation; however, interest rates are a bit high, ranging from 12% p.a to 15% p.a. Your CIBIL score should also be between 600 to 700.<\/p>\n\n\n\n<p>Other banks that provide education loans for MS in the USA without collateral are Axis Bank, IDFC First Bank, HDFC Bank, YES Bank, and many others. Check out the details-<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>List of Banks<\/strong><\/td><td><strong>Maximum Loan Amount<\/strong><\/td><td><strong>Interest Rates<\/strong><\/td><\/tr><tr><td>ICICI Bank<\/td><td>Up to INR 1 crore<\/td><td>Up to 10.50% to 12.50% % p.a<\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/axis-bank-education-loan-without-collateral-for-studying-abroad\/\"><strong>Axis Bank<\/strong><\/a><\/td><td>Up to INR 50 lakhs<\/td><td>Starting from 11.00% to 13.00% p.a<\/td><\/tr><tr><td>IDFC First Bank<\/td><td>Up to INR 50 lakhs<\/td><td>Starting 10.75% to 12.50% p.a<\/td><\/tr><tr><td>HDFC Bank<\/td><td>Up to INR 45 lakhs<\/td><td>Starting from 11.00% to 13.00% p.a<\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/yes-bank-education-loan-without-collateral\/\"><strong>YES Bank<\/strong><\/a><\/td><td>Up to INR 45 lakhs<\/td><td>Starting from 11.00% to 13.50% p.a<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Please Note: The loan amount and interest rates mentioned are subject to change based on changes in the bank\u2019s guidelines. Kindly refer to their official website for the latest ROI.<\/p>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read: Check out our blog on one of the most flexible alternatives to finance your study abroad dreams- <\/strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/gold-loan-for-education\/\"><strong>gold loan for education<\/strong><\/a><strong>: benefits, criteria, documents &amp; process.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-education-loan-for-ms-in-the-usa-by-nbfcs\"><span id=\"education-loan-for-ms-in-the-usa-by-nbfcs\">Education Loan for MS in the USA by NBFCs<\/span><\/h2>\n\n\n\n<p>NBFCs are <a href=\"https:\/\/fly.finance\/blog\/full-form\/nbfc-full-form\/\"><strong>Non-Banking Financial Companies<\/strong><\/a>. Popular NBFCs offering education loans for MS in the USA are Prodigy Finance, Avanse, InCred Finance, Auxilo, Credila, Kuhoo, etc. They offer higher loan amounts at attractive interest rates and multiple benefits to study-abroad aspirants.<\/p>\n\n\n\n<p>You can avail of secured as well as unsecured education loans for MS in the USA from NBFCs. Loans from such lenders often get approved faster. Their streamlined application process means you can access funds quickly, making them ideal for urgent needs.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>List of NBFCs<\/strong><\/td><td><strong>Maximum Loan Amount<\/strong><\/td><td><strong>Interest Rates<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/prodigy-finance-education-loan\/\"><strong>Prodigy Finance<\/strong><\/a><\/td><td>Covers 100% cost of studies abroad<\/td><td>Starting from 11.00% to 13.50% p.a<\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/avanse-education-loan-to-study-abroad\/\"><strong>Avanse<\/strong><\/a><\/td><td>Secured- No maximum limitUnsecured- Up to INR 75 lakhs<\/td><td>11.00% to 14.50% p.a<\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/incred-education-loans-to-study-abroad\/\"><strong>InCred Finance<\/strong><\/a><\/td><td>Secured- Need-based Unsecured- Up to INR 60 lakhs<\/td><td>Starting from 11.75% to 14.50% p.a<\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/auxilo-education-loan\/\"><strong>Auxilo<\/strong><\/a><\/td><td>Secured- 100% financingUnsecured- Up to INR 40 lakhs<\/td><td>Starting 11.00% to 13.00% p.a<\/td><\/tr><tr><td>Credila<\/td><td>100% financing<\/td><td>Starting from 9.75% p.a.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"has-base-background-color has-background\"><em><strong>Please Note: <\/strong>The loan amount and interest rates mentioned are subject to change based on changes in the bank\u2019s guidelines. Kindly refer to their official website for the latest ROI.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-is-an-education-loan-for-ms-in-the-usa-the-right-choice\"><span id=\"is-an-education-loan-for-ms-in-the-usa-the-right-choice\">Is an Education Loan for MS in the USA the Right Choice?<\/span><\/h2>\n\n\n\n<p>Deciding whether to take an education loan for an MS in the USA is a significant financial decision. Though it can provide world-class opportunities and academic experience at top-notch universities, it comes with financial responsibilities. You must assess the advantages and disadvantages to identify if it is the right choice for you.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-advantages\"><span id=\"advantages\">Advantages<\/span><\/h3>\n\n\n\n<p>An education loan for MS studies in the US can provide you with the necessary funds. It lets you pursue your desired program without worrying about lack of financial constraints.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Without the burden of immediate financial obligations, you can concentrate on your academics and achieve your academic goals.<\/li>\n\n\n\n<li>An MS degree from a US university can significantly boost your earning potential. The increased income can help you repay the loan more comfortably.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-disadvantages\"><span id=\"disadvantages\">Disadvantages<\/span><\/h3>\n\n\n\n<p>Taking an education loan means you&#8217;ll have to repay it with interest. It can be a financial burden, especially in the initial years after graduation. Education loan interest rates can also be relatively high, increasing the total repayment amount.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Meeting loan repayment obligations after graduation can be stressful, especially if you face job uncertainties.<\/li>\n<\/ul>\n\n\n\n<p>To overcome this, you can choose alternatives like <a href=\"https:\/\/fly.finance\/blog\/scholarships\/best-international-scholarships-to-study-in-us\/\"><strong>international scholarships in the USA<\/strong><\/a> and explore part-time jobs to manage daily expenses.<\/p>\n\n\n\n<p>This was all about getting an education loan for an MS in the USA. Make sure to understand the cost of study and living expenses in the United States, and then identify the amount of loan required. Various banks and NBFCs can help you provide the funds for MS programs with minimal documentation and a hassle-free disbursement process.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs\"><span id=\"faqs\">FAQs<\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1721983616460\"><strong class=\"schema-faq-question\"><strong>Can I get an education loan for MS in the US?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes. It is easier to get an education loan for MS in the USA. Various international lenders, Indian banks and NBFCs offer secured and unsecured loans to fund your higher education in the United States. You can get an education loan of up to INR 1.5 crores at competitive interest rates.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1721983617925\"><strong class=\"schema-faq-question\"><strong>How much education loan for MS in the US is needed?<\/strong><\/strong> <p class=\"schema-faq-answer\">The amount of education loan for MS in the US needed depends on the applicant\u2019s needs and requirements. It should cover the MS program fees of USD 10,000 to 50,000 per year (INR 8.3 lakhs to 41.85 lakhs) and living expenses of USD 6,000 to 12,000 per year (INR 5 lakhs to 10 lakhs).<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1721983636006\"><strong class=\"schema-faq-question\"><strong>What is the interest rate on education loans for MS in the US?<\/strong><\/strong> <p class=\"schema-faq-answer\">Secured education loans for MS in the US interest rate range from 10.20% to 13.70% p.a. While on collateral-free, it is comparatively higher, ranging from 12% to 15% p.a. The exact interest rate depends on the lender and the type of loan chosen.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1721983645419\"><strong class=\"schema-faq-question\"><strong>How much time does it take to repay a loan after MS in the USA?<\/strong><\/strong> <p class=\"schema-faq-answer\">Education loans for MS in the US come with a repayment tenure of up to 15 years. With easy EMI repayment options, it generally takes 10-12 years to repay the loan amount, with an extension of 2 years in some cases.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1721983656392\"><strong class=\"schema-faq-question\"><strong>Is it better to take an education loan for MS in the USA?<\/strong><\/strong> <p class=\"schema-faq-answer\">You can consider taking an education loan for MS in the US as it covers tuition fees, living expenses, accommodation, and other related expenses abroad. However, it does come with the financial burden of debt, interest rates, and repayment.<\/p> <\/div> <\/div>\n\n\n\n<p>To know more about <a href=\"https:\/\/fly.finance\/loans\"><strong>education loans<\/strong><\/a>, the best <a href=\"https:\/\/fly.finance\/international-bank-account\"><strong>bank accounts for students<\/strong><\/a>, <a href=\"https:\/\/fly.finance\/forex\"><strong>forex<\/strong><\/a> and banking experience for global students or international money transfers, reach out to our experts at 1800572126 to help ease your study abroad experience.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-pale-ocean-gradient-background has-background has-fixed-layout\"><tbody><tr><td colspan=\"2\"><strong>Related Blogs<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/au-small-finance-bank-education-loan\/\"><strong>AU Small Finance Bank Education Loan<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/yono-sbi-education-loan\/\"><strong>YONO SBI Education Loan<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/hdfc-bank-education-loan\/\"><strong>HDFC Bank Education Loan to Study Abroad<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/yes-bank-education-loan-without-collateral\/\"><strong>Yes Bank Education Loans without Collateral<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/union-bank-education-loan-processing-time\/\"><strong>Union Bank Education Loan Processing Time<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/yes-bank-education-loan-top-up\/\"><strong>Yes Bank Education Loan Top-up<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/baroda-yoddha-education-loan\/\"><strong>Baroda Yoddha Education Loan for Wards of Defence Personnel<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/yes-bank-education-loan-to-study-abroad\/\"><strong>YES Bank Education Loan to Study Abroad<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/karnataka-bank-education-loan\/\"><strong>Karnataka Bank Education Loan to Study Abroad<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/student-account\/reserve-bank-of-australia\/\"><strong>Why Should International Students Open an Account in the Reserve Bank of Australia?<\/strong><\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Follow Us on Social Media <\/strong><\/p>\n\n\n\n<ul class=\"wp-block-social-links is-layout-flex wp-block-social-links-is-layout-flex\"><li class=\"wp-social-link wp-social-link-instagram  wp-block-social-link\"><a href=\"https:\/\/instagram.com\/flydotfinance\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" 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M16.804,6.116c-0.596,0-1.08,0.484-1.08,1.08 s0.484,1.08,1.08,1.08c0.596,0,1.08-0.484,1.08-1.08S17.401,6.116,16.804,6.116z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">Instagram<\/span><\/a><\/li>\n\n<li class=\"wp-social-link wp-social-link-linkedin  wp-block-social-link\"><a href=\"https:\/\/www.linkedin.com\/company\/flyfinance\/\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M19.7,3H4.3C3.582,3,3,3.582,3,4.3v15.4C3,20.418,3.582,21,4.3,21h15.4c0.718,0,1.3-0.582,1.3-1.3V4.3 C21,3.582,20.418,3,19.7,3z M8.339,18.338H5.667v-8.59h2.672V18.338z M7.004,8.574c-0.857,0-1.549-0.694-1.549-1.548 c0-0.855,0.691-1.548,1.549-1.548c0.854,0,1.547,0.694,1.547,1.548C8.551,7.881,7.858,8.574,7.004,8.574z M18.339,18.338h-2.669 v-4.177c0-0.996-0.017-2.278-1.387-2.278c-1.389,0-1.601,1.086-1.601,2.206v4.249h-2.667v-8.59h2.559v1.174h0.037 c0.356-0.675,1.227-1.387,2.526-1.387c2.703,0,3.203,1.779,3.203,4.092V18.338z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">LinkedIn<\/span><\/a><\/li>\n\n<li class=\"wp-social-link wp-social-link-twitter  wp-block-social-link\"><a href=\"https:\/\/twitter.com\/flydotfinance\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M22.23,5.924c-0.736,0.326-1.527,0.547-2.357,0.646c0.847-0.508,1.498-1.312,1.804-2.27 c-0.793,0.47-1.671,0.812-2.606,0.996C18.324,4.498,17.257,4,16.077,4c-2.266,0-4.103,1.837-4.103,4.103 c0,0.322,0.036,0.635,0.106,0.935C8.67,8.867,5.647,7.234,3.623,4.751C3.27,5.357,3.067,6.062,3.067,6.814 c0,1.424,0.724,2.679,1.825,3.415c-0.673-0.021-1.305-0.206-1.859-0.513c0,0.017,0,0.034,0,0.052c0,1.988,1.414,3.647,3.292,4.023 c-0.344,0.094-0.707,0.144-1.081,0.144c-0.264,0-0.521-0.026-0.772-0.074c0.522,1.63,2.038,2.816,3.833,2.85 c-1.404,1.1-3.174,1.756-5.096,1.756c-0.331,0-0.658-0.019-0.979-0.057c1.816,1.164,3.973,1.843,6.29,1.843 c7.547,0,11.675-6.252,11.675-11.675c0-0.178-0.004-0.355-0.012-0.531C20.985,7.47,21.68,6.747,22.23,5.924z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">Twitter<\/span><\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>It is easier to get an education loan for MS in the USA. Various international lenders, Indian banks and NBFCs offer secured and unsecured loans to fund your higher education in the USA. You can get an education loan of up to INR 1.5 crores at competitive interest rates. The loan amount covers MS program &#8230; <a title=\"Education Loan for MS in the USA: Top Providers, Interest Rates, Repayment\" class=\"read-more\" href=\"https:\/\/fly.finance\/blog\/education-loan\/education-loans-for-ms-in-usa\/\" aria-label=\"Read more about Education Loan for MS in the USA: Top Providers, Interest Rates, Repayment\">Read more<\/a><\/p>\n","protected":false},"author":29,"featured_media":14142,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[],"class_list":["post-14141","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education-loan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Education Loan for MS in the USA: Top Providers, Interest Rates, Repayment<\/title>\n<meta name=\"description\" content=\"Know all about education loans for MS in the USA. 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Check out the top loan providers, effective rates of interest, and maximum amount offered.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/fly.finance\/blog\/education-loan\/education-loans-for-ms-in-usa\/","og_locale":"en_US","og_type":"article","og_title":"Education Loan for MS in the USA: Top Providers, Interest Rates, Repayment","og_description":"Know all about education loans for MS in the USA. 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I'm Shubhika- a proud graduate in English Literature and Language from Delhi University. My journey as a content writer transitioned from online teacher into the world of words. Stepping into the domain of blogs and articles, I discovered my passion for writing growing deeper and stronger. Having said that, I have experience of writing for diverse industries in automobile, technology, ed-tech, finance and mental-health; crafting details to help you find the solution to what you are looking for. Join me as I invite you all explore and learn together.","sameAs":["https:\/\/www.facebook.com\/shubhika.garg\/","https:\/\/www.instagram.com\/shubhika.garg\/","https:\/\/www.linkedin.com\/in\/shubhikagarg71\/","https:\/\/www.tumblr.com\/blog\/shubhikahere"],"url":"https:\/\/fly.finance\/blog\/author\/shubhika\/"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/education-loans-for-ms-in-usa\/#faq-question-1721983616460","position":1,"url":"https:\/\/fly.finance\/blog\/education-loan\/education-loans-for-ms-in-usa\/#faq-question-1721983616460","name":"Can I get an education loan for MS in the US?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes. It is easier to get an education loan for MS in the USA. Various international lenders, Indian banks and NBFCs offer secured and unsecured loans to fund your higher education in the United States. You can get an education loan of up to INR 1.5 crores at competitive interest rates.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/education-loans-for-ms-in-usa\/#faq-question-1721983617925","position":2,"url":"https:\/\/fly.finance\/blog\/education-loan\/education-loans-for-ms-in-usa\/#faq-question-1721983617925","name":"How much education loan for MS in the US is needed?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The amount of education loan for MS in the US needed depends on the applicant\u2019s needs and requirements. It should cover the MS program fees of USD 10,000 to 50,000 per year (INR 8.3 lakhs to 41.85 lakhs) and living expenses of USD 6,000 to 12,000 per year (INR 5 lakhs to 10 lakhs).","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/education-loans-for-ms-in-usa\/#faq-question-1721983636006","position":3,"url":"https:\/\/fly.finance\/blog\/education-loan\/education-loans-for-ms-in-usa\/#faq-question-1721983636006","name":"What is the interest rate on education loans for MS in the US?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Secured education loans for MS in the US interest rate range from 10.20% to 13.70% p.a. While on collateral-free, it is comparatively higher, ranging from 12% to 15% p.a. The exact interest rate depends on the lender and the type of loan chosen.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/education-loans-for-ms-in-usa\/#faq-question-1721983645419","position":4,"url":"https:\/\/fly.finance\/blog\/education-loan\/education-loans-for-ms-in-usa\/#faq-question-1721983645419","name":"How much time does it take to repay a loan after MS in the USA?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Education loans for MS in the US come with a repayment tenure of up to 15 years. With easy EMI repayment options, it generally takes 10-12 years to repay the loan amount, with an extension of 2 years in some cases.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/education-loans-for-ms-in-usa\/#faq-question-1721983656392","position":5,"url":"https:\/\/fly.finance\/blog\/education-loan\/education-loans-for-ms-in-usa\/#faq-question-1721983656392","name":"Is it better to take an education loan for MS in the USA?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"You can consider taking an education loan for MS in the US as it covers tuition fees, living expenses, accommodation, and other related expenses abroad. However, it does come with the financial burden of debt, interest rates, and repayment.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/14141","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/users\/29"}],"replies":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/comments?post=14141"}],"version-history":[{"count":10,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/14141\/revisions"}],"predecessor-version":[{"id":21080,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/14141\/revisions\/21080"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media\/14142"}],"wp:attachment":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media?parent=14141"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/categories?post=14141"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/tags?post=14141"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}