{"id":13156,"date":"2024-06-15T15:08:19","date_gmt":"2024-06-15T09:38:19","guid":{"rendered":"https:\/\/fly.finance\/blog\/?p=13156"},"modified":"2025-01-24T18:04:11","modified_gmt":"2025-01-24T12:34:11","slug":"sbi-education-loan-vs-bob-education-loan","status":"publish","type":"post","link":"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-vs-bob-education-loan\/","title":{"rendered":"SBI Education Loan Vs BoB Education Loan: Know the Difference"},"content":{"rendered":"\n<p><strong><span style=\"text-decoration: underline;\">Difference between SBI Education Loan and BoB Education Loan: <\/span><\/strong>State Bank of India is one of the popular public-sector banks in India offering various products. The SBI education loan schemes to study abroad and in India are popular among aspiring students to secure funds for their higher education. A maximum loan amount of up to INR 1.5 crores is provided for studies abroad.<\/p>\n\n\n\n<p>On the other hand, the Bank of Baroda also offers financial assistance at competitive interest rates and flexible repayment options. They offer education loans up to INR 1.5 crores at interest rates starting from 11.40% p.a.But which one deserves to be your companion in your academic journey? Let\u2019s help you compare the SBI education loan and BoB education and discover which one is the right fit for you.<\/p>\n\n\n\n<div class=\"wp-block-yoast-seo-table-of-contents yoast-table-of-contents\"><h2 id=\"table-of-contents\">Table of contents<\/h2><ul><li><a href=\"#h-difference-between-sbi-education-loan-and-bob-education-loan\" data-level=\"2\">Difference between SBI Education Loan and BoB Education Loan<\/a><\/li><li><a href=\"#h-sbi-education-loan-major-highlights\" data-level=\"2\">SBI Education Loan: Major Highlights<\/a><\/li><li><a href=\"#h-bank-of-baroda-education-loan-major-highlights\" data-level=\"2\">Bank of Baroda Education Loan: Major Highlights<\/a><\/li><li><a href=\"#h-faqs\" data-level=\"2\">FAQs<\/a><\/li><\/ul><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-difference-between-sbi-education-loan-and-bob-education-loan\"><span id=\"difference-between-sbi-education-loan-and-bob-education-loan\">Difference between SBI Education Loan and BoB Education Loan<\/span><\/h2>\n\n\n\n<p>State Bank of India and Bank of Baroda, both offer flexible education loan products at attractive interest rates. State Bank of India is known for offering flexible repayment options. The bank offers a dedicated online portal for convenient tracking of&nbsp;<a href=\"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-status\/\"><strong>SBI education loan status<\/strong><\/a>.&nbsp;<\/p>\n\n\n\n<p>On the other hand, the Bank of Baroda is known for quicker loan processing and hassle-free application process. The moratorium period also enables students to begin repayment after course completion. Both banks offer customer-centric services to provide maximum ease and timely disbursement of loan amounts. Check the table given below to understand the differences between the SBI education loan and the BoB education loan.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><strong>Particulars<\/strong><\/td><td><strong>SBI Education Loan<\/strong><\/td><td><strong>BoB Education Loan<\/strong><\/td><\/tr><tr><td>Maximum Loan Amount<\/td><td>Up to INR 1.5 crores to study abroad<\/td><td>Up to INR 1.5 crores to study abroad<\/td><\/tr><tr><td>Interest Rates<\/td><td>Floating Interest Rates starting from 11.15% p.a<br><\/td><td>Offers fixed as well as floating interest rates<br><strong>Fixed-<\/strong>&nbsp;11.40% p.a onwards<br><strong>Floating-<\/strong>&nbsp;9.70% p.a to 13.70% p.a.<\/td><\/tr><tr><td>Interest Concession<\/td><td>0.50% concession for female students<\/td><td>No concession in ROI for girl children for Premier Institutes. However, for Non-Premier institutes concession of 0.20% will be available to girl children.<\/td><\/tr><tr><td>Repayment Period<\/td><td>Up to 15 years<\/td><td><strong>Upto INR 7.5 lakhs-<\/strong>&nbsp;10 years<br><strong>Above INR 7.5 lakhs-<\/strong>&nbsp;15 years<\/td><\/tr><tr><td>Collateral Requirement<\/td><td><strong>For Premier Institutes-<\/strong>Up to INR 4 lakhs- NILINR 4 lakhs to INR 7.5 lakhs- 15%Above INR 7.5 lakhs- NIL<br><strong>For Non-Premier Institutes-<\/strong>&nbsp;Up to INR 4 lakhs- NILINR 4 lakhs to INR 7.5 lakhs- 15%Above INR 7.5 lakhs- 10%<\/td><td><strong>Up to INR 7.5 lakhs-&nbsp;<\/strong>Not required<br><strong>Above INR 7.5 lakhs-&nbsp;<\/strong>Required as per bank\u2019s T&amp;C<\/td><\/tr><tr><td>Processing Fee<\/td><td>INR 10,000 per application<\/td><td>1% of the loan amount or INR 10,000, refundable on first disbursement<\/td><\/tr><tr><td>Courses Covered<\/td><td>Regular graduate\/ post-graduate\/ diploma\/ certificate\/ and doctorate courses in any discipline<\/td><td>Graduate\/ Post-graduate\/ courses by CIMA London, CPA USA, and other STEM courses in certification<\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/margin-money-in-education-loans\/\"><strong>Margin Money<\/strong><\/a><\/td><td>Margin to be brought in on a year-on-year basis as and when disbursements are made on a pro-rata basis.<\/td><td>Margin is to be brought in on a year-on-year basis as and when disbursements are made on a pro-rata basis.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-sbi-education-loan-major-highlights\"><span id=\"sbi-education-loan-major-highlights\">SBI Education Loan: Major Highlights<\/span><\/h2>\n\n\n\n<p>SBI Bank of India offers flexible education loan products for pursuing higher studies in India as well as abroad. Students can choose the loan scheme as per their requirements. The maximum loan amount offered for abroad studies is INR 1.5 crores at interest rates starting from 11.15% p.a. at floating rates. The popular education loan schemes offered by State Bank of India are-<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/fly.finance\/blog\/education-loan\/sbi-shaurya-education-loan\/\"><strong>SBI Shaurya education loan<\/strong><\/a>&nbsp;for the wards of DSP\/ICGSP Officers (Defense &amp; Indian Coast Guard Personnel) to study in India and abroad.<\/li>\n\n\n\n<li><a href=\"https:\/\/fly.finance\/blog\/education-loan\/sbi-global-ed-vantage-education-loan\/\"><strong>Global Ed-vantage education loan<\/strong><\/a>&nbsp;to study abroad.<\/li>\n\n\n\n<li>Maximum loan of up to INR 1.5 crores to study abroad.<\/li>\n\n\n\n<li>Regular graduate\/ post-graduate\/ diploma\/ certificate\/ and doctorate courses in any discipline are covered in the USA, UK, Canada, Australia, Singapore, Japan, Hong Kong, New Zealand and Europe<\/li>\n\n\n\n<li>Loans are offered at attractive interest rates starting from 11.15% p.a.<\/li>\n\n\n\n<li>Applicants can choose easy repayment tenure of up to 15 years through EMI.<\/li>\n\n\n\n<li>The best part is that you get a loan sanction letter before i20\/ visa.<\/li>\n\n\n\n<li><a href=\"https:\/\/fly.finance\/blog\/education-loan\/sbi-rinn-raksha-for-education-loan\/\"><strong>SBI RinN Raksha education loan<\/strong><\/a>&nbsp;insurance can help you save from unforeseen circumstances.<\/li>\n\n\n\n<li>A processing Fee of INR 10,000\/- per application is charged to process the SBI education loan to study abroad.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read: Check out our blog on&nbsp;<\/strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-disbursement-process\/\"><strong>SBI education loan disbursement process<\/strong><\/a><strong>&nbsp;and understand the stages involved from loan application and approval to loan sanction and disbursal.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-bank-of-baroda-education-loan-major-highlights\"><span id=\"bank-of-baroda-education-loan-major-highlights\">Bank of Baroda Education Loan: Major Highlights<\/span><\/h2>\n\n\n\n<p>Bank of Baroda education loans support the dreams of students who wish to pursue higher education in India and abroad. They offer education loans of up to INR 1.5 crores to study abroad under the \u2018Baroda Scholar Loan\u2019 scheme. Interest rates to study in Canada start from 9.70% p.a and 11.15% p.a onwards to study in other countries. Students can easily apply through the Vidya Lakshmi Portal to apply for&nbsp;<a href=\"https:\/\/fly.finance\/blog\/education-loan\/bank-of-baroda-education-loan\/\"><strong>BoB education loans to study abroad<\/strong><\/a>. Check out the key features of the Bank of Baroda education loan-<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Maximum loan amount of up to INR 1.5 crores to study abroad.<\/li>\n\n\n\n<li>Interest rates start from 11.15% p.a onwards. However, the effective ROI to study in Canada starts from 9.70% p.a. (for premier institutes).<\/li>\n\n\n\n<li>There\u2019s no processing fee for loans up to INR 7.5 lakhs. However, processing fees of 1% of the loan amount (or a maximum of INR 10,000) are charged for loans above INR 7.5 lakhs. This fee is refundable on the availment of loans for premier institutes.<\/li>\n\n\n\n<li>There are no documentation charges and no security deposit for loans up to INR 7.5 lakhs.<\/li>\n\n\n\n<li>Students can avail of&nbsp;<a href=\"https:\/\/fly.finance\/blog\/money-transfer\/bank-of-baroda-forex-card\/\"><strong>Bank of Baroda Forex cards<\/strong><\/a>&nbsp;and avail a lot of benefits like an easy cash withdrawal facility, multiple currencies in one card etc. to manage money when studying abroad.<\/li>\n<\/ul>\n\n\n\n<p class=\"has-pale-ocean-gradient-background has-background\"><strong>Also Read: Check out the detailed guide on how to apply for BoB education loans through Vidya Lakshmi Portal. Understand all the details on&nbsp;<\/strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/vidya-lakshmi-education-loan-bank-of-baroda\/\"><strong>Vidya Lakshmi Portal Bank of Baroda<\/strong><\/a><strong>.<\/strong><\/p>\n\n\n\n<p>This was all about the SBI education loan vs the BoB education loan. Both banks seem to offer exceptional services to students and pursue higher education in India and abroad without any hassles. However, pros and cons are present. It is ideal to consider your requirements and then decide which bank is the best for an education loan. You can also compare the following banks if you have other banks on your list-<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong><a href=\"https:\/\/fly.finance\/blog\/education-loan\/ubi-education-loan-vs-yes-bank-education-loan\/\"><strong>UBI Education Loan vs YES Bank Education Loan<\/strong><\/a><\/strong><\/li>\n\n\n\n<li><a href=\"https:\/\/fly.finance\/blog\/education-loan\/hdfc-education-loan-vs-saraswat-bank-education-loan\/\"><strong>HDFC Bank Education Loan vs Saraswat Bank Education Loan<\/strong><\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"h-faqs\"><span id=\"faqs\">FAQs<\/span><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1718443617537\"><strong class=\"schema-faq-question\"><strong>What is the maximum education loan amount from SBI and Bank of Baroda to study abroad?<\/strong><\/strong> <p class=\"schema-faq-answer\">State Bank of India and Bank of Baroda education loans to study abroad offer loans of up to INR 1.5 crores. You can also avail of collateral-free loans of up to INR 7.5 lakhs from both banks.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1718443619179\"><strong class=\"schema-faq-question\"><strong>What is the interest rate on education loans of SBI and BoB?<\/strong><\/strong> <p class=\"schema-faq-answer\">SBI offers education loans at floating interest rates starting from 11.15% p.a. On the other hand, the Bank of Baroda offers fixed as well as floating interest rates. The fixed ROI is 11.40% p.a onwards and floating rates range from 9.70% p.a to 13.70% p.a.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1718443620502\"><strong class=\"schema-faq-question\"><strong>Do SBI and BoB charge processing fees on education loans to study abroad?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, both banks charge a processing fee of INR 10,000. However, the Bank of Baroda processing fee on education loans to study abroad is refundable on availment of loans for premier institutes.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1718443622981\"><strong class=\"schema-faq-question\"><strong>What is the repayment period of SBI and BoB for education loans to study abroad?<\/strong><\/strong> <p class=\"schema-faq-answer\">SBI education loans offer easy repayment tenure of up to 15 years through EMI. On the other hand, BoB education loans up to INR 7.5 lakhs can be repaid up to 10 years and loans above INR 7.5 lakhs can be repaid up to 15 years.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1718443684002\"><strong class=\"schema-faq-question\"><strong>What are the collateral requirements for an SBI education loan and a BoB education loan?<\/strong><\/strong> <p class=\"schema-faq-answer\">For loans up to INR 7.5 lakhs, applicants can avail collateral-free education loans to study abroad from SBI and BoB. For loans above INR 7.5 lakhs, tangible collateral security is required in SBI and in BoB it is required as per the bank\u2019s T&amp;C.<\/p> <\/div> <\/div>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-pale-ocean-gradient-background has-background\"><tbody><tr><td colspan=\"2\"><strong>Related Blogs<\/strong><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/student-account\/sbi-zero-balance-account\/\"><strong>SBI Zero Balance Account<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/yono-sbi-education-loan\/\"><strong>YONO SBI Education Loan<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/hdfc-bank-education-loan\/\"><strong>HDFC Bank Education Loan to Study Abroad<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/yes-bank-education-loan-without-collateral\/\"><strong>Yes Bank Education Loan without Collateral<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/union-bank-education-loan-processing-time\/\"><strong>Union Bank Education Loan Processing Time<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/yes-bank-education-loan-top-up\/\"><strong>Yes Bank Education Loan Top-up<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/baroda-yoddha-education-loan\/\"><strong>Baroda Yoddha Education Loan for Wards of Defence Personnel<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/yes-bank-education-loan-to-study-abroad\/\"><strong>YES Bank Education Loan to Study Abroad<\/strong><\/a><\/td><\/tr><tr><td><a href=\"https:\/\/fly.finance\/blog\/education-loan\/karnataka-bank-education-loan\/\"><strong>Karnataka Bank Education Loan to Study Abroad<\/strong><\/a><\/td><td><a href=\"https:\/\/fly.finance\/blog\/student-account\/reserve-bank-of-australia\/\"><strong>Why Should International Students Open an Account in the Reserve Bank of Australia?<\/strong><\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><strong>Follow Us on Social Media <\/strong><\/p>\n\n\n\n<ul class=\"wp-block-social-links is-layout-flex wp-block-social-links-is-layout-flex\"><li class=\"wp-social-link wp-social-link-instagram  wp-block-social-link\"><a href=\"https:\/\/instagram.com\/flydotfinance\" class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12,4.622c2.403,0,2.688,0.009,3.637,0.052c0.877,0.04,1.354,0.187,1.671,0.31c0.42,0.163,0.72,0.358,1.035,0.673 c0.315,0.315,0.51,0.615,0.673,1.035c0.123,0.317,0.27,0.794,0.31,1.671c0.043,0.949,0.052,1.234,0.052,3.637 s-0.009,2.688-0.052,3.637c-0.04,0.877-0.187,1.354-0.31,1.671c-0.163,0.42-0.358,0.72-0.673,1.035 c-0.315,0.315-0.615,0.51-1.035,0.673c-0.317,0.123-0.794,0.27-1.671,0.31c-0.949,0.043-1.233,0.052-3.637,0.052 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class=\"wp-block-social-link-anchor\"><svg width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" version=\"1.1\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\"><path d=\"M12 2C6.5 2 2 6.5 2 12c0 5 3.7 9.1 8.4 9.9v-7H7.9V12h2.5V9.8c0-2.5 1.5-3.9 3.8-3.9 1.1 0 2.2.2 2.2.2v2.5h-1.3c-1.2 0-1.6.8-1.6 1.6V12h2.8l-.4 2.9h-2.3v7C18.3 21.1 22 17 22 12c0-5.5-4.5-10-10-10z\"><\/path><\/svg><span class=\"wp-block-social-link-label screen-reader-text\">Facebook<\/span><\/a><\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Difference between SBI Education Loan and BoB Education Loan: State Bank of India is one of the popular public-sector banks in India offering various products. The SBI education loan schemes to study abroad and in India are popular among aspiring students to secure funds for their higher education. A maximum loan amount of up to &#8230; <a title=\"SBI Education Loan Vs BoB Education Loan: Know the Difference\" class=\"read-more\" href=\"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-vs-bob-education-loan\/\" aria-label=\"Read more about SBI Education Loan Vs BoB Education Loan: Know the Difference\">Read more<\/a><\/p>\n","protected":false},"author":29,"featured_media":13158,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21],"tags":[],"class_list":["post-13156","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-education-loan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>SBI Education Loan Vs BoB Education Loan: Know the Difference<\/title>\n<meta name=\"description\" content=\"Compare the key differences between the SBI Education Loan and the Bank of Baroda Education Loan. 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I'm Shubhika- a proud graduate in English Literature and Language from Delhi University. My journey as a content writer transitioned from online teacher into the world of words. Stepping into the domain of blogs and articles, I discovered my passion for writing growing deeper and stronger. Having said that, I have experience of writing for diverse industries in automobile, technology, ed-tech, finance and mental-health; crafting details to help you find the solution to what you are looking for. Join me as I invite you all explore and learn together.","sameAs":["https:\/\/www.facebook.com\/shubhika.garg\/","https:\/\/www.instagram.com\/shubhika.garg\/","https:\/\/www.linkedin.com\/in\/shubhikagarg71\/","https:\/\/www.tumblr.com\/blog\/shubhikahere"],"url":"https:\/\/fly.finance\/blog\/author\/shubhika\/"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-vs-bob-education-loan\/#faq-question-1718443617537","position":1,"url":"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-vs-bob-education-loan\/#faq-question-1718443617537","name":"What is the maximum education loan amount from SBI and Bank of Baroda to study abroad?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"State Bank of India and Bank of Baroda education loans to study abroad offer loans of up to INR 1.5 crores. You can also avail of collateral-free loans of up to INR 7.5 lakhs from both banks.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-vs-bob-education-loan\/#faq-question-1718443619179","position":2,"url":"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-vs-bob-education-loan\/#faq-question-1718443619179","name":"What is the interest rate on education loans of SBI and BoB?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"SBI offers education loans at floating interest rates starting from 11.15% p.a. On the other hand, the Bank of Baroda offers fixed as well as floating interest rates. The fixed ROI is 11.40% p.a onwards and floating rates range from 9.70% p.a to 13.70% p.a.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-vs-bob-education-loan\/#faq-question-1718443620502","position":3,"url":"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-vs-bob-education-loan\/#faq-question-1718443620502","name":"Do SBI and BoB charge processing fees on education loans to study abroad?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, both banks charge a processing fee of INR 10,000. However, the Bank of Baroda processing fee on education loans to study abroad is refundable on availment of loans for premier institutes.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-vs-bob-education-loan\/#faq-question-1718443622981","position":4,"url":"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-vs-bob-education-loan\/#faq-question-1718443622981","name":"What is the repayment period of SBI and BoB for education loans to study abroad?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"SBI education loans offer easy repayment tenure of up to 15 years through EMI. On the other hand, BoB education loans up to INR 7.5 lakhs can be repaid up to 10 years and loans above INR 7.5 lakhs can be repaid up to 15 years.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-vs-bob-education-loan\/#faq-question-1718443684002","position":5,"url":"https:\/\/fly.finance\/blog\/education-loan\/sbi-education-loan-vs-bob-education-loan\/#faq-question-1718443684002","name":"What are the collateral requirements for an SBI education loan and a BoB education loan?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"For loans up to INR 7.5 lakhs, applicants can avail collateral-free education loans to study abroad from SBI and BoB. For loans above INR 7.5 lakhs, tangible collateral security is required in SBI and in BoB it is required as per the bank\u2019s T&amp;C.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/13156","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/users\/29"}],"replies":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/comments?post=13156"}],"version-history":[{"count":5,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/13156\/revisions"}],"predecessor-version":[{"id":17274,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/posts\/13156\/revisions\/17274"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media\/13158"}],"wp:attachment":[{"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/media?parent=13156"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/categories?post=13156"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fly.finance\/blog\/wp-json\/wp\/v2\/tags?post=13156"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}